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Underwriter Iv Jobs (NOW HIRING)

Huntington

Business Banking Underwriter IV

Tampa, FL · Hybrid

The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:

Huntington

Business Banking Underwriter IV

Akron, OH · Hybrid

The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:

PNC Bank

Underwriter IV - BBLC

Schenectady, NY · On-site +1

$91K - $202K/yr

As an Underwriter IV within PNC's Business Banking Lending organization. Additional Details: Demonstrates advanced Commercial Real Estate (CRE) underwriting expertise, with the ability to ...

Huntington

Business Banking Underwriter IV

Akron, OH · Hybrid

The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:

PNC Bank

Underwriter IV - Commercial

San Jose, CA · On-site

$91K - $202K/yr

As an Underwriter IV - Commercial within PNC's Regional Credit Products Group organization, you will be based in San Francisco, San Jose, or Walnut Creek, CA. PNC is an in-office company that fosters ...

New

Huntington

Business Banking Underwriter IV

Akron, OH · Hybrid

The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:

PNC Bank

Underwriter IV - Commercial

Los Angeles, CA · On-site

$91K - $202K/yr

As an Underwriter IV - Commercial within PNC's Regional Credit Products Group organization, you will be based in Los Angeles, Irvine, or Roseville, CA. PNC is an in-office company that fosters a ...

PNC

Underwriter IV - Commercial

Los Angeles, CA · On-site

$91K - $202K/yr

As an Underwriter IV - Commercial within PNC's Regional Credit Products Group organization, you will be based in Los Angeles, Irvine, or Roseville, CA. PNC is an in-office company that fosters a ...

PNC Bank

Underwriter IV - Commercial

Irvine, CA · On-site

$91K - $202K/yr

As an Underwriter IV - Commercial within PNC's Regional Credit Products Group organization, you will be based in Los Angeles, Irvine, or Roseville, CA. PNC is an in-office company that fosters a ...

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Underwriter Iv information

See salary details

$32.5K

$78.9K

$139.5K

How much do underwriter iv jobs pay per year?

As of Sep 15, 2026, the average yearly pay for underwriter iv in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What does an Underwriter IV do?

An Underwriter IV is a senior-level professional responsible for evaluating and assessing the risks involved in insuring people or assets. They review applications for insurance, analyze financial data, and determine appropriate coverage amounts and premiums. At this level, Underwriter IVs often handle more complex or high-value cases, provide guidance to junior underwriters, and ensure compliance with company policies and regulations. They may also coordinate with agents, brokers, and clients to clarify information and explain decisions. Their expertise helps insurance companies manage risk and maintain profitability.

What are the key skills and qualifications needed to thrive as an Underwriter IV?

To thrive as an Underwriter IV, you need advanced analytical skills, deep knowledge of risk assessment, and a strong background in finance or insurance, often supported by a bachelor’s degree and relevant certifications like CPCU or ARM. Proficiency with underwriting software, risk modeling tools, and industry databases is typically required. Strong decision-making abilities, attention to detail, and effective communication are essential soft skills for this senior-level role. These skills ensure accurate risk evaluation, compliance with company policies, and the ability to make sound decisions on complex cases.

What are some common challenges faced by an Underwriter IV in managing complex portfolios?

As an Underwriter IV, you may frequently encounter complex portfolios that require balancing risk assessment with business objectives. One common challenge is evaluating intricate financial and legal documentation for large or unconventional accounts, where standard guidelines may not fully apply. Collaboration with senior management, actuaries, and legal teams is often necessary to navigate unique cases, ensure compliance, and tailor solutions for clients. Staying updated with industry trends and regulatory changes is also essential to make informed decisions and maintain portfolio profitability.

What is the difference between Underwriter IV vs Underwriter III?

AspectUnderwriter IVUnderwriter III
CredentialsBachelor's degree, relevant certifications (e.g., CPCU, ARM)Bachelor's degree, similar certifications often required
Work EnvironmentMore complex cases, higher decision-making responsibilityModerate complexity, supervision often involved
Employer & Industry UsageInsurance companies, financial institutionsInsurance companies, financial institutions
Search & Comparison IntentUnderstanding seniority and responsibilitiesClarifying mid-level roles

Underwriter IV typically handles more complex cases and has greater decision-making authority compared to Underwriter III. Both roles require similar credentials and work within the insurance industry, but Underwriter IV positions often involve higher responsibility and specialization.

Do underwriters earn good money?

Underwriters typically earn competitive salaries that vary based on experience, industry, and location. Senior underwriters or those working in specialized fields can earn higher wages, and the role often includes benefits and opportunities for advancement.

Is it hard to get a job in underwriting?

Getting a job as an underwriter can be competitive, often requiring relevant education, such as a degree in finance or related fields, and industry certifications like the Chartered Property Casualty Underwriter (CPCU). Strong analytical skills, attention to detail, and experience with underwriting software improve chances of employment in this field.
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Underwriter Iv jobs near you
Infographic showing various Underwriter Iv job openings in the United States as of September 2026, with employment types broken down into 94% Full Time, 3% Part Time, and 3% Contract. Highlights an 67% Physical, 11% Hybrid, and 22% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Business Banking Underwriter IV

Tampa, FL • Hybrid

Huntington
Banking and Credit Intermediation • 10K+ employees
Learn more about Huntingtonexternal

Full-time

Posted 19 days ago

Key responsibilities

  • Underwrite Business Banking loans to assess creditworthiness and compliance with lending policies.

  • Review financial and credit application information to make sound credit decisions, including complex credit structures up to $10MM.

  • Support the team by maintaining an individual pipeline, collaborating with credit and risk teams, and acting as a backup for the manager.

Huntington National Bank rating

8.1

Company rating: 8.1 out of 10

Based on 174 frontline employees who took The Breakroom Quiz

Job description

Description

Summary:

The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. 

Duties and Responsibilities:

  • Supports Business Banking production by maintaining an individual pipeline of work.
  • Reviews all financial and credit application information to make sound credit decisions. Loans would typically include those with most complex credit structures and customer exposure up to $10MM. 
  • Utilizes single approval authority up to $4MM.       
  • Appropriately assess risk profile of borrower.  
  • Assist with training and mentoring new hires as well as providing support for the UWI, UW II & UW III job families as needed.
  • Tasks as needed to support the line of business and job family.
  • Act as primary back up for their manager as needed for team huddles & meetings. 
  • Is positioned with knowledge and expertise to represent direct manager outside of function group as needed.
  • Collaborate with both credit and segment risk to meet or exceed department goals.
  • Performs other duties as assigned.

Basic Qualifications:

  • Bachelor's degree
  • 7+years’ experience with business or commercial underwriting in a centralized lending environment 

Preferred Qualifications:

  • Bachelor's degree in business related field
  • 3-4 years leadership / management experience
  • Ability to underwrite credit exposures in excess of $4MM.
  • Previous authority to underwrite and decision credits without additional signers.
  • Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner.
  • Proficient use of Microsoft Office and other internet resources
  • Excellence in customer service, highly motivated, focused and goal oriented.
  • Excellent written and verbal communication skills, including grammar and demeanor.
  • Strong organizational skills with attention to detail, planning and follow-up.
  • Ability to work independently on multiple tasks without compromising quality.
  • Ability to determine and make necessary changes without oversight within their functional team to better the unit as a whole.


Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Yes

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds:  in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters:  Huntington Bank will not pay a fee for any placement resulting from the receipt of an unsolicited resume.  All unsolicited resumes sent to any Huntington Bank colleagues, directly or indirectly, will be considered Huntington Bank property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

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