The Credit Products Underwriter IV - Commercial is primarily responsible for managing and developing a team of underwriters focused on underwriting the complex financial transactions, including the ...
New
The Credit Products Underwriter IV - Commercial is primarily responsible for managing and developing a team of underwriters focused on underwriting the complex financial transactions, including the ...
New
Underwriter IV- Agency (Affordable)
Dallas, TX · On-site
$91K - $202K/yr
As an Underwriter IV - Agency within PNC's Multi-Family Capital organization, you will be based in a preferred PNC location. Other PNC locations may be considered. • Intimate knowledge of Fannie ...
Underwriter IV- Agency (Affordable)
Dallas, TX · On-site
$91K - $202K/yr
As an Underwriter IV - Agency within PNC's Multi-Family Capital organization, you will be based in a preferred PNC location. Other PNC locations may be considered. • Intimate knowledge of Fannie ...
The Credit Products Underwriter IV - Commercial is primarily responsible for managing and developing a team of underwriters focused on underwriting the complex financial transactions, including the ...
The Credit Products Underwriter IV - Commercial is primarily responsible for managing and developing a team of underwriters focused on underwriting the complex financial transactions, including the ...
The Credit Products Underwriter IV - Commercial is primarily responsible for managing and developing a team of underwriters focused on underwriting the complex financial transactions, including the ...
The Credit Products Underwriter IV - Commercial is primarily responsible for managing and developing a team of underwriters focused on underwriting the complex financial transactions, including the ...
Underwriter IV- Agency (Affordable)
Dallas, TX · On-site +1
$91K - $202K/yr
As an Underwriter IV - Agency within PNC's Multi-Family Capital organization, you will be based in a preferred PNC location. Other PNC locations may be considered. Intimate knowledge of Fannie Mae ...
Underwriter IV- Agency (Affordable)
Dallas, TX · On-site +1
$91K - $202K/yr
As an Underwriter IV - Agency within PNC's Multi-Family Capital organization, you will be based in a preferred PNC location. Other PNC locations may be considered. Intimate knowledge of Fannie Mae ...
Underwriter IV- Sr. Housing
$86K - $172K/yr
Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external customers and other parties as appropriate to gather information and to ...
Underwriter IV- Sr. Housing
$86K - $172K/yr
Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external customers and other parties as appropriate to gather information and to ...
Underwriter IV- Sr. Housing
$86K - $172K/yr
Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external customers and other parties as appropriate to gather information and to ...
Underwriter IV- Sr. Housing
$86K - $172K/yr
Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external customers and other parties as appropriate to gather information and to ...
Underwriter IV- Affordable (Agency)
Dallas, TX · On-site +1
$91K - $202K/yr
Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external customers and other parties as appropriate to gather information and to ...
Underwriter IV- Affordable (Agency)
Dallas, TX · On-site +1
$91K - $202K/yr
Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external customers and other parties as appropriate to gather information and to ...
Underwriter IV- Affordable (Agency)
Dallas, TX · On-site
$91K - $202K/yr
Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external customers and other parties as appropriate to gather information and to ...
Underwriter IV- Affordable (Agency)
Dallas, TX · On-site
$91K - $202K/yr
Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external customers and other parties as appropriate to gather information and to ...
Underwriter IV- Sr. Housing
$86K - $172K/yr
Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external customers and other parties as appropriate to gather information and to ...
Underwriter IV- Sr. Housing
$86K - $172K/yr
Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external customers and other parties as appropriate to gather information and to ...
Underwriter IV- Sr. Housing
$86K - $172K/yr
Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external customers and other parties as appropriate to gather information and to ...
Underwriter IV- Sr. Housing
$86K - $172K/yr
Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external customers and other parties as appropriate to gather information and to ...
Underwriter IV- Sr. Housing
$86K - $172K/yr
Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external customers and other parties as appropriate to gather information and to ...
Underwriter IV- Sr. Housing
$86K - $172K/yr
Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external customers and other parties as appropriate to gather information and to ...
Underwriter IV- Sr. Housing
$86K - $172K/yr
Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external customers and other parties as appropriate to gather information and to ...
Underwriter IV- Sr. Housing
$86K - $172K/yr
Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external customers and other parties as appropriate to gather information and to ...
Underwriter IV- Sr. Housing
$86K - $172K/yr
Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external customers and other parties as appropriate to gather information and to ...
Underwriter IV- Sr. Housing
$86K - $172K/yr
Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external customers and other parties as appropriate to gather information and to ...
Underwriter IV- Sr. Housing
$86K - $172K/yr
Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external customers and other parties as appropriate to gather information and to ...
Underwriter IV- Sr. Housing
$86K - $172K/yr
Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external customers and other parties as appropriate to gather information and to ...
Underwriter IV- Sr. Housing
$86K - $172K/yr
Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external customers and other parties as appropriate to gather information and to ...
Underwriter IV- Sr. Housing
$86K - $172K/yr
Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external customers and other parties as appropriate to gather information and to ...
Underwriter IV- Sr. Housing
$86K - $172K/yr
Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external customers and other parties as appropriate to gather information and to ...
Underwriter IV- Sr. Housing
$86K - $172K/yr
Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external customers and other parties as appropriate to gather information and to ...
Underwriter IV- Sr. Housing
$86K - $172K/yr
Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external customers and other parties as appropriate to gather information and to ...
Underwriter IV- Sr. Housing
$86K - $172K/yr
Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external customers and other parties as appropriate to gather information and to ...
Underwriter IV- Sr. Housing
$86K - $172K/yr
Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external customers and other parties as appropriate to gather information and to ...
Underwriter IV- Sr. Housing
$86K - $172K/yr
Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external customers and other parties as appropriate to gather information and to ...
Underwriter IV- Sr. Housing
$86K - $172K/yr
Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external customers and other parties as appropriate to gather information and to ...
Underwriter IV- Sr. Housing
$86K - $172K/yr
Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external customers and other parties as appropriate to gather information and to ...
Underwriter Iv information
See salary details
$32.5K - $42.2K
5% of jobs
$42.2K - $52K
9% of jobs
$60.6K is the 25th percentile. Wages below this are outliers.
$52K - $61.7K
12% of jobs
$61.7K - $71.4K
20% of jobs
The median wage is $74.5K / yr.
$71.4K - $81.1K
12% of jobs
$87.7K is the 75th percentile. Wages above this are outliers.
$81.1K - $90.9K
25% of jobs
$90.9K - $100.6K
7% of jobs
$100.6K - $110.3K
3% of jobs
$110.3K - $120K
2% of jobs
$120K - $129.8K
2% of jobs
$129.8K - $139.5K
2% of jobs
$32.5K
$78.9K
$139.5K
How much do underwriter iv jobs pay per year?
As of Jul 11, 2026, the average yearly pay for underwriter iv in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.
What are the key skills and qualifications needed to thrive as an Underwriter IV, and why are they important?
To thrive as an Underwriter IV, you need advanced analytical skills, deep knowledge of risk assessment, and a strong background in finance or insurance, often supported by a bachelor’s degree and relevant certifications like CPCU or ARM. Proficiency with underwriting software, risk modeling tools, and industry databases is typically required. Strong decision-making abilities, attention to detail, and effective communication are essential soft skills for this senior-level role. These skills ensure accurate risk evaluation, compliance with company policies, and the ability to make sound decisions on complex cases.
What is the difference between Underwriter IV vs Underwriter III?
| Aspect | Underwriter IV | Underwriter III |
|---|---|---|
| Credentials | Bachelor's degree, relevant certifications (e.g., CPCU, ARM) | Bachelor's degree, similar certifications often required |
| Work Environment | More complex cases, higher decision-making responsibility | Moderate complexity, supervision often involved |
| Employer & Industry Usage | Insurance companies, financial institutions | Insurance companies, financial institutions |
| Search & Comparison Intent | Understanding seniority and responsibilities | Clarifying mid-level roles |
Underwriter IV typically handles more complex cases and has greater decision-making authority compared to Underwriter III. Both roles require similar credentials and work within the insurance industry, but Underwriter IV positions often involve higher responsibility and specialization.
What is the highest paying underwriting job?
Senior and executive-level underwriting roles, such as Chief Underwriter or Underwriting Director, tend to be the highest paying in the field. These positions often require extensive experience, advanced certifications, and leadership skills, and they can offer salaries significantly above entry- and mid-level underwriting roles.
What jobs pay 4000 a week without a degree?
An Underwriter IV typically earns well over $4,000 weekly, especially with extensive experience and specialized skills in risk assessment and financial analysis. Other high-paying roles without a degree include certain sales positions, real estate brokers, and skilled trades like commercial pilots or certain tech certifications, but these often require experience, licensing, or certifications. Most jobs paying this amount without a degree demand significant expertise or industry-specific training.
Can I become an underwriter with no experience?
Underwriter IV is a senior-level position that typically requires several years of experience in underwriting or related fields. Entry-level underwriting roles often accept candidates with relevant education or training, but advancing to an Underwriter IV generally requires demonstrated expertise and industry knowledge gained over time.
What does an Underwriter IV do?
An Underwriter IV is a senior-level professional responsible for evaluating and assessing the risks involved in insuring people or assets. They review applications for insurance, analyze financial data, and determine appropriate coverage amounts and premiums. At this level, Underwriter IVs often handle more complex or high-value cases, provide guidance to junior underwriters, and ensure compliance with company policies and regulations. They may also coordinate with agents, brokers, and clients to clarify information and explain decisions. Their expertise helps insurance companies manage risk and maintain profitability.
What is an underwriter IV?
An Underwriter IV is a senior-level underwriting professional responsible for evaluating complex insurance or loan applications, assessing risk, and making approval decisions. This role typically requires extensive experience, advanced knowledge of underwriting guidelines, and proficiency with underwriting software and data analysis tools.
What are some common challenges faced by an Underwriter IV in managing complex portfolios?
As an Underwriter IV, you may frequently encounter complex portfolios that require balancing risk assessment with business objectives. One common challenge is evaluating intricate financial and legal documentation for large or unconventional accounts, where standard guidelines may not fully apply. Collaboration with senior management, actuaries, and legal teams is often necessary to navigate unique cases, ensure compliance, and tailor solutions for clients. Staying updated with industry trends and regulatory changes is also essential to make informed decisions and maintain portfolio profitability.
More about Underwriter Iv jobs
What job categories do people searching Underwriter Iv jobs look for? The top searched job categories for Underwriter Iv jobs are:
Full-time
Posted 2 days ago
Job description
Req ID: 77889
Location: Dallas -DAL, Plano -PLAN
Areas of Interest: Commercial Banking
Pay Transparency Salary Range: Not Available
Application Deadline: 07/27/2026
BOK Financial Corporation Group includes BOKF, NA; BOK Financial Securities, Inc. and BOK Financial Private Wealth, Inc. BOKF, NA operates TransFund and Cavanal Hill Investment Management, Inc. BOKF, NA operates banking divisions: Bank of Albuquerque; Bank of Oklahoma; Bank of Texas and BOK Financial®.
Bonus Type
BOKF Performance Plan (D02)
Summary
Join us as a Credit Product Underwriter IV - Commercial. Our commitment to you is a positive work environment, a deep connection to our communities, and a focus on putting our clients first. As an industry-leading provider of sophisticated financial solutions, we believe no challenge is too big, and no opportunity is too small, when we work together to build relationships.
Job Description
The Credit Products Underwriter IV - Commercial is primarily responsible for managing and developing a team of underwriters focused on underwriting the complex financial transactions, including the financing of multiple business endeavors such as: investment real estate, owner-occupied real estate, working capital, equipment, LBOs/acquisitions, healthcare-related opportunities, as well as credits augmented with an SBA guarantee. In addition, the CPU IV is responsible for providing product and industry expertise to the client by designing and executing solutions for the most complex and specialized clients and transactions. Industries and Product offered are broad and require unique due diligence and analysis based on the type of business and structure. A high volume (50% +) of the Credit Requests are from prospects and require additional level of due diligence and analysis. The CPU IV will typically support a specific market / markets of 10+ RMs and RM Managers. The CPU IV will have client-facing responsibilities, providing the necessary consultation to deliver the best possible integrated solution to the client. Superb communication skills (written and verbal) must be present to effectively communicate with RM Management, various Relationship Managers, Credit Team and other BOKF personnel. The majority of the CPU IV’s time will be balanced between managing and developing Underwriters; decisioning loans within their assigned loan authority; managing Work In Process; providing analysis of clients, design and execution of deals, and joint client calls with RMs to provide expert counsel and advice. The CPU IV will partner with the RMs and RM Managers to assist in generating revenue and profitability.
Team Culture
We are a collaborative, conscientious, and goal-oriented team. We value initiative, and we care about the quality of our work. Managers across the line of business are readily available and accessible for any needs you may have. You are responsible for driving the process, and our leaders are there to support you. Mentorship within the team is a common practice that will provide growth opportunities.
How You'll Spend Your Time
- The majority of your time will be spent managing and developing a team of underwriters conducting the complex credit analysis to finance multiple business endeavors including; investment real estate, owner-occupied real estate, working capital, equipment, LBOs/acquisitions, healthcare-related opportunities, as well as credits augmented with an SBA guarantee.
- Your day will consist of credit conversations, decisioning loans within authority, managing workflow, and communication with Relationship Managers.
- You will work efficiently to decision loan request while mitigating risk.
- You will prepare very complex commitment reports for critical client accounts in the multi-state markets supported by the lending center.
- You will have client-facing responsibilities, providing consultation to deliver the best possible integrated solution to the client.
- You will interact with the Credit Risk Managers, Credit Concurrence Officers, and Line of Business Leadership to lead loan presentations and provide additional information to support conclusions.
Education & Experience Requirements
This level of knowledge is normally acquired through completion of a Bachelor’s degree and 15+ years of credit analysis/credit products underwriter and/or “business line” experience; or 20+ years of equivalent work-related experience.
Working Conditions & Physical Requirements
Office - Occasional Travel
BOK Financial Corporation Group is a stable and financially strong organization that provides excellent training and development to support building the long term careers of employees. With passion, skill and partnership you can make an impact on the success of the bank, customers and your own career!
Apply today and take the first step towards your next career opportunity!
The companies in BOK Financial Corporation Group are equal opportunity employers. We are committed to providing equal employment opportunities for training, compensation, transfer, promotion and other aspects of employment for all qualified applicants and employees without regard to sex, race, color, religion, national origin, age, disability, pregnancy status, sexual orientation, genetic information or veteran status.
Please contact recruiting_coordinators@bokf.com with any questions.