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Personal Lines Associate Underwriter Jobs (NOW HIRING)

United Insurance

Personal Lines Associate

Presque Isle, ME · On-site

$35K - $45K/yr

The Personal Lines Associate works to support the Personal Lines Account Manager(s) by delivering excellent customer service, processes transactions according to agency defined workflows, prepares ...

United Insurance

Personal Lines Associate

Van Buren, ME · On-site

$35K - $45K/yr

The Personal Lines Associate works to support the Personal Lines Account Manager(s) by delivering excellent customer service, processes transactions according to agency defined workflows, prepares ...

United Insurance

Personal Lines Associate

Van Buren, ME · On-site

$35K - $45K/yr

Description The Personal Lines Associate works to support the Personal Lines Account Manager(s) by delivering excellent customer service, processes transactions according to agency defined workflows ...

United Insurance

Personal Lines Associate

Presque Isle, ME · On-site

$35K - $45K/yr

The Personal Lines Associate works to support the Personal Lines Account Manager(s) by delivering excellent customer service, processes transactions according to agency defined workflows, prepares ...

United Insurance

Personal Lines Associate

Presque Isle, ME · On-site

$35K - $45K/yr

Description The Personal Lines Associate works to support the Personal Lines Account Manager(s) by delivering excellent customer service, processes transactions according to agency defined workflows ...

Safepoint MGA

Personal Lines Underwriter

Metairie, LA · On-site

Personal Lines Underwriters Safepoint Insurance is a Property & Casualty insurance carrier ... Assists internal service associates via telephone and e-mail with exception requests beyond their ...

Safepoint MGA

Personal Lines Underwriter

Metairie, LA · On-site

Personal Lines Underwriters Safepoint Insurance is a Property & Casualty insurance carrier ... Assists internal service associates via telephone and e-mail with exception requests beyond their ...

United Insurance

Personal Lines Associate

Van Buren, ME · On-site

$35K - $45K/yr

The Personal Lines Associate works to support the Personal Lines Account Manager(s) by delivering excellent customer service, processes transactions according to agency defined workflows, prepares ...

Arbour Specialty

Personal Lines Underwriter

Arbour Specialty is seeking a motivated Personal Lines Underwriter to join our underwriting team. In this role, you'll evaluate and price risks, build strong agency partnerships, and contribute ...

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Personal Lines Associate Underwriter information

See salary details

$33.5K

$66.8K

$152K

How much do personal lines associate underwriter jobs pay per year?

As of Sep 2, 2026, the average yearly pay for personal lines associate underwriter in the United States is $66,771.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,500.00 and $67,500.00 per year, depending on experience, location, and employer.

What is a personal lines associate underwriter?

A Personal Lines Associate Underwriter is an insurance professional who evaluates applications for personal insurance products, such as auto, homeowners, or renters policies. They assess risk factors, review policy applications, and determine eligibility for coverage according to company guidelines. Typically, they work under the supervision of more senior underwriters and help ensure that policies are priced accurately and fairly based on risk. Their role is crucial in maintaining the profitability and integrity of the insurance portfolio while providing quality service to applicants and brokers.

What are the key skills and qualifications needed to thrive as a personal lines associate underwriter?

To thrive as a Personal Lines Associate Underwriter, you need a solid understanding of insurance principles, risk assessment, and policy evaluation, generally supported by a bachelor's degree or relevant insurance coursework. Familiarity with underwriting software, rating systems, and sometimes certifications like AINS or CPCU is common in this role. Attention to detail, analytical thinking, and strong communication skills help you effectively evaluate risks and collaborate with agents or clients. These skills are crucial to ensure accurate policy decisions, maintain profitability, and deliver excellent customer service in a competitive insurance market.

What are some common challenges faced by personal lines associate underwriters, and how can they be addressed?

Personal Lines Associate Underwriters often face the challenge of balancing risk assessment with providing competitive quotes in a fast-paced environment. They must review detailed information about clients and policies, which requires strong attention to detail and the ability to interpret underwriting guidelines accurately. Collaboration with agents and senior underwriters is key to resolving complex cases or clarifying coverage options. To address these challenges, staying organized, seeking feedback from team members, and utilizing available underwriting tools and resources can help improve decision-making and workflow efficiency.

What is the difference between Personal Lines Associate Underwriter vs Personal Lines Underwriter?

AspectPersonal Lines Associate UnderwriterPersonal Lines Underwriter
CredentialsTypically requires a relevant insurance license and some underwriting experienceOften requires similar licenses and more extensive underwriting experience
Work EnvironmentEntry to mid-level role, often in insurance companies or agenciesMid-level role, working closely with agents and clients in insurance firms
Job FocusAssists in evaluating and processing insurance applications under supervisionEvaluates risk, approves or declines policies, and sets pricing

The main difference is that the Personal Lines Associate Underwriter typically supports senior underwriters by handling initial applications and data entry, while the Personal Lines Underwriter makes final risk assessments and policy decisions. The associate role is more entry-level, focusing on support tasks, whereas the underwriter has more responsibility for risk evaluation and policy approval.

More about Personal Lines Associate Underwriter jobs

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Cities with the most Personal Lines Associate Underwriter job openings:

What states have the most Personal Lines Associate Underwriter jobs?

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What job categories do people searching Personal Lines Associate Underwriter jobs look for?

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Personal Lines Associate Underwriter jobs near you
Infographic showing various Personal Lines Associate Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 76% Full Time, 20% Part Time, and 3% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $66,771 per year, or $32.1 per hour.

Personal Lines Associate

United Insurance

Presque Isle, ME • On-site

$35K - $45K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 25 days ago

Job description

Description:

The Personal Lines Associate works to support the Personal Lines Account Manager(s) by delivering excellent customer service, processes transactions according to agency defined workflows, prepares proposals, and builds strong relationships with team members, carrier, clients, and our community.



The essential functions include, but are not limited to the following:

  • Establish and maintain a positive team-oriented relationship with colleagues. 
  • Adhere to company policies and procedures for workflow and documentation. 
  • Screen and answer incoming calls – assist and forward as appropriate.
  • Review and process mail using personnel and procedures in place for support. Check incoming faxes and distribute as needed.
  • Respond to daily telephone calls and requests for: ID cards, Binder, BOR, cancellations and reinstatements, payments, billing issues.
  • Support our Agency objective to deliver excellent customer service by processing transactions according to our agency defined workflows, such as policy retrieval, renewals, endorsements, policy changes, loss runs requests, and other similar transactions.
  • Assist Account Managers in their efforts to document client and carrier interactions by attaching files to EPIC and updating activities/notes according to our agency defined workflows.
  • Contribute to the enhancement of workflow documentation and process improvement.
  • Develop expertise in the EPIC system.
  • Respond to requests from team members in a timely and professional manner.
  • Expand knowledge of insurance coverages and grow both personally and professionally.
  • Communicate quotes to Account Manager(s) regarding costs, consequences, and obligations.
  • Act as a gatekeeper of information by escalating requests to Account Manager(s) when necessary. Responding to client or carrier needs, as directed by Account Manager(s) while providing excellent service. 
  • Provide excellent service to our customers, carriers, and team members.
  • Enter quotes into online rating platforms (PL Rater) for Account Manager(s).
  • Prepare quote proposals for Account Manager(s) to present to clients.
  • Once licensed, cover for Account Manager(s) when they are out of the office. 
  • Meet or exceed expectations of job responsibilities. 
  • Performing other duties as assigned.


Requirements:
  • Prior experience in related field preferred, but not required. 
  • Highschool diploma or equivalent
  • Obtain state P&C licensing within 90 days of employment.
  • Organized, ability to multitask, and time management skills
  • Self-motivated
  • Proficient utilizing desktop applications such as MS Office (Excel, Word, Outlook).
  • Excellent oral and written communication skills
  • Excellent customer relationship skills
  • Positive, friendly, and professional attitude


PHYSICAL DEMANDS AND WORK ENVIRONMENT

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodation may be made to enable individuals with disabilities to perform the functions. While performing the duties of this position, the employee is regularly required to talk or listen. The employee frequently is required to use hands or fingers, handle or feel objects, tools, or controls. The employee is occasionally required to stand, walk; sit; and reach with hands and arms. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus. The noise level in the work environment is usually low to moderate.


Compensation: $35,000 – $45,000 annually, plus commission on new business. 

The anticipated starting salary for this position is based on several factors, including the candidate's experience, skills, education, certifications, location, and internal equity. United Insurance offers a comprehensive benefits package including medical, dental, vision, 401(k) with match, paid time off, profit sharing potential, and more.