ZipRecruiter

Log In

1

Pet Insurance Underwriter Jobs (NOW HIRING)

Sentara Healthcare

Underwriter

Doral, FL · On-site +1

The Underwriter is responsible for evaluating, assessing, and managing the risk associated with ... Pet Insurance • Legal Resources Plan • Colleagues have the opportunity to earn an annual ...

Sentara Health

Underwriter

Miami, FL · On-site +1

$10K/mo

The Underwriter is responsible for evaluating, assessing, and managing the risk associated with ... Pet Insurance • Legal Resources Plan • Colleagues have the opportunity to earn an annual ...

Old Republic Surety Company

Surety Underwriter

Irvine, CA · On-site

$75K - $115K/yr

Description Surety Underwriter - Irvine, CA (Hybrid) Who We Are At Old Republic Surety Company, we ... Pet Insurance Work-Life Balance: • 37.5 hour standard work week • Hybrid work opportunities ...

next page

Showing results 1-20

All JobsPet Insurance Underwriter Jobs

Pet Insurance Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do pet insurance underwriter jobs pay per year?

As of Aug 4, 2026, the average yearly pay for pet insurance underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a pet insurance underwriter?

To thrive as a Pet Insurance Underwriter, you need a solid understanding of insurance principles, risk assessment, and animal health background, typically supported by a bachelor’s degree in business, finance, or a related field. Familiarity with insurance underwriting software, actuarial tools, and regulatory compliance systems is crucial. Attention to detail, analytical thinking, and strong communication skills enable effective collaboration with colleagues and clients. These skills ensure accurate policy evaluation, balanced risk selection, and high customer satisfaction in a specialized insurance market.

What are the most common challenges faced by pet insurance underwriters and how do they overcome them?

Pet Insurance Underwriters often encounter challenges such as evaluating limited or variable pet medical histories, navigating evolving regulations, and understanding a wide range of breeds and conditions. To overcome these obstacles, underwriters rely on thorough research, collaboration with veterinary experts, and consistent training to stay updated on industry trends. Many companies also provide ongoing learning opportunities and encourage teamwork to solve complex cases. This collaborative and knowledge-driven approach enables underwriters to make well-informed decisions and provide tailored policy solutions for pet owners.

What does a pet insurance underwriter do?

A Pet Insurance Underwriter evaluates insurance applications to assess the risk of insuring pets. They review medical histories, breed risks, and other factors to determine coverage eligibility and policy pricing. Their role involves analyzing data, setting premium rates, and ensuring policies align with company guidelines. They also work with veterinarians, policyholders, and other insurance professionals to make informed underwriting decisions.

More about Pet Insurance Underwriter jobs
What cities are hiring for Pet Insurance Underwriter jobs? Cities with the most Pet Insurance Underwriter job openings:
What are the most commonly searched types of Pet Insurance Underwriter jobs? The most popular types of Pet Insurance Underwriter jobs are:
What states have the most Pet Insurance Underwriter jobs? States with the most job openings for Pet Insurance Underwriter jobs include:
What job categories do people searching Pet Insurance Underwriter jobs look for? The top searched job categories for Pet Insurance Underwriter jobs are:
Pet Insurance Underwriter jobs near you
Infographic showing various Pet Insurance Underwriter job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 70% Full Time, 23% Part Time, and 6% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Insurance Underwriter

Berylline Insurance Group

Chapel Hill, NC • On-site, Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 4 days ago

Job description

Underwriter
Hybrid or Remote • Full-Time
Ready to underwrite at a program built by operators?
HabGen Insurance is a specialty program built exclusively for student housing and multifamily communities - created by industry professionals who operated these properties before they underwrote them. We're growing quickly, and we're looking for an experienced Underwriter who's ready to own accounts, partner directly with brokers, and help shape a modern habitational program from the inside.
This role is offered as fully remote, or hybrid if you're located near our Chapel Hill, NC office.
ABOUT THE ROLE
As a HabGen Underwriter, you'll be responsible for the day-to-day underwriting and growth of an assigned book within our specialty habitational program. You'll work directly with brokers, evaluate new and renewal business, and partner with senior underwriters and program leadership on appetite, pricing, and portfolio decisions.
We move fast - indications within hours, bindable quotes within a business day on clean submissions - because brokers and their clients deserve straight answers from real experts. You'll be one of those experts.
WHAT YOU'LL DO
Underwriting & Risk Selection
  • Review new and renewal submissions for student housing and multifamily Property and General Liability risks.
  • Evaluate financial strength, loss experience, sponsor quality, and territorial exposure to determine risk acceptability.
  • Price accounts in line with HabGen's appetite, pricing discipline, and target rates.
  • Issue indications and bindable quotes on tight turnarounds.
  • Negotiate terms, conditions, and pricing with brokers.

Broker Partnership & Market Development
  • Build and maintain strong producer and broker relationships
  • Educate brokers on HabGen's appetite, submission requirements, and value proposition.
  • Identify and pursue new business opportunities within the habitational segment.

Portfolio Management
  • Manage assigned accounts through the policy lifecycle - new business, renewals, endorsements, and mid-term changes.
  • Collaborate with claims, loss control, and operations to drive favorable underwriting outcomes.
  • Monitor portfolio performance and contribute to underwriting discipline and profitable growth.

Program Building
  • Bring market intelligence and account-level insight back to leadership.
  • Provide input on appetite, pricing, and product evolution as the program scales.
  • Mentor newer team members and contribute to a strong underwriting culture.

WHO WE'RE LOOKING FOR
  • 3+ years of commercial P&C underwriting experience required; 5+ years preferred.
  • Habitational experience a plus. Direct exposure to student housing, multifamily, or other habitational property risks is highly valued.
  • Technical underwriting skills. Strong foundation in property and/or general liability underwriting, including risk assessment, financial analysis, and pricing.
  • Broker-facing presence. Excellent written and verbal communication, negotiation, and relationship-building skills.
  • Decisive and self-motivated. You can make underwriting decisions independently, manage your time, and operate well in a fast-moving environment.
  • Operator mindset. You ask hard questions, look for the better way, and care about how the work gets done - not just the answer.

Nice to Have
  • A college degree
  • Active P&C license
  • Industry designations (CPCU, CIC, AU, ARM, etc.)
  • Familiarity with Google Workspace and Slack.

WHAT WE OFFER
We invest in our people with a comprehensive benefits package designed to support your health, your future, and your life outside of work:
  • Competitive compensation with annual bonus potential, commensurate with experience.
  • Comprehensive medical, dental, and vision coverage, with employer contributions to a Health Savings Account.
  • 401(k) retirement plan with employer match.
  • Employer-paid life and AD&D insurance, with options for supplemental life and short- and long-term disability coverage.
  • Wellness and lifestyle benefits, including telehealth, an Employee Assistance Program, pet insurance, and an exclusive discount platform.
  • Paid time off and a culture that respects your time outside of work.
  • Flexible work arrangements - fully remote, or hybrid if you're located near our Chapel Hill, NC office.
  • Direct access to senior leadership - no committees, no bureaucracy, and a real seat at the table as the program grows.

WHY HABGEN?
HabGen Insurance is the first and only insurance solution purpose-built for student housing and multifamily communities. We're growing quickly inside Berylline Insurance Group (BIG), and we're investing in the underwriters who will help us scale.
What that means for you: a focused specialty program where your underwriting decisions matter, with direct access to decision-makers and the resources of an established insurance group behind you. You'll work on a single asset class with deep expertise, partner with brokers who value speed and straight answers, and have real influence on how the program evolves.
If you're an experienced underwriter who wants to focus, move quickly, and build something, there's a real seat for you here.
HOW TO APPLY
Apply at beryllinegroup.com/careers.
Employment & Sponsorship Disclosure
HabGen Insurance is an Equal Opportunity Employer and does not discriminate on any basis protected by applicable federal, state, or local law.
This position is not eligible for visa sponsorship. Applicants must be authorized to work in the United States without the need for current or future sponsorship.
HabGen Insurance participates in E-Verify. Employment with HabGen Insurance is contingent upon completion of a background screening satisfactory to the Company, verification of identity and authorization to work in the United States as required by federal law, and completion of all required onboarding documentation.
Employment with HabGen Insurance is at will. Nothing in this job posting or in any related communication constitutes a contract of employment or guarantees employment for any specific duration. Either the employee or the Company may terminate employment at any time, with or without cause or notice, for any lawful reason.
For application assistance, please contact [email protected].

Apply