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Contract Pet Insurance Underwriter Jobs (NOW HIRING)

Insurance Underwriter

Crafton, PA · On-site

$100K - $300K/yr

Insurance Underwriter - Medical Rehab & Pharmacy - Pittsburgh, PA REMOTE WORK FROM HOME POSSIBLE ... Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or ...

Insurance Underwriter

Syracuse, NY · On-site

$100K - $300K/yr

Insurance Underwriter - Non-Profit Organizations - Syracuse, NY Insurance Underwriter Specialty ... Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or ...

Insurance Underwriter

Nashville, TN · On-site

$100K - $300K/yr

Insurance Underwriter - Restaurant & Night Club - Nashville, TN Insurance Underwriter Specialty ... Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or ...

Insurance Underwriter

Portland, OR · On-site

$100K - $300K/yr

Insurance Underwriter - Law Enforcement & Security - Portland, OR Insurance Underwriter Specialty ... Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or ...

Insurance Underwriter

Portland, OR · On-site

$100K - $300K/yr

Ins Underwriter - Massage Tattoo Piercing Nails Gyms - Portland, OR Insurance Underwriter Specialty ... Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or ...

Insurance Underwriter

Springfield, MA · On-site

$100K - $300K/yr

Insurance Underwriter - Medical Rehab & Pharmacy - Springfield, MA REMOTE WORK FROM HOME POSSIBLE ... Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or ...

Insurance Underwriter

Syracuse, NY · On-site

$100K - $300K/yr

Insurance Underwriter - Hospitality & Amusement - Syracuse, NY Insurance Underwriter Specialty ... Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or ...

Insurance Underwriter

Portland, OR · On-site

$100K - $300K/yr

... contracts and policies to determine exposures. • Advice Claims department regarding coverage ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Insurance Underwriter

Pittsburgh, PA · On-site

$100K - $300K/yr

Insurance Program Underwriter - Parking Garages - Pittsburgh, PA Insurance Underwriter Specialty ... Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or ...

Insurance Underwriter

Crafton, PA · On-site

$100K - $300K/yr

Insurance Underwriter - Barber Shops & Salons - Pittsburgh, PA Insurance Underwriter Specialty ... Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or ...

Insurance Underwriter

Mcknight, PA · On-site

$100K - $300K/yr

Insurance Underwriter - Restaurant & Night Club - Pittsburgh, PA Insurance Underwriter Specialty ... Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or ...

Insurance Underwriter

Toledo, OH · On-site

$100K - $300K/yr

Insurance Underwriter - Law Enforcement & Security - Toledo, OH Insurance Underwriter Specialty ... Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or ...

Insurance Underwriter

Nashville, TN · On-site

$100K - $300K/yr

Insurance Underwriter - Gas Stations & Auto Repair - Nashville, TN Insurance Underwriter Specialty ... Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or ...

Insurance Underwriter

Nashville, TN · On-site

$100K - $300K/yr

Insurance Program Underwriter - Parking Garages - Nashville, TN Insurance Underwriter Specialty ... Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or ...

Insurance Underwriter

Nashville, TN · On-site

$100K - $300K/yr

Insurance Underwriting Specialist - Technology Risk - Nashville, TN Technologies Risk Insurance ... Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or ...

Insurance Underwriter

Pittsburgh, PA · On-site

$100K - $300K/yr

... contracts, losses, credit reports, financial standing, etc. • Accept, decline, or modify price ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Insurance Underwriter

Pittsburgh, PA · On-site

$100K - $300K/yr

Insurance Underwriting - Educational Organizations - Pittsburgh, PA Insurance Underwriter Specialty ... Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or ...

Insurance Underwriter

Crafton, PA · On-site

$100K - $300K/yr

Insurance Underwriting Specialist - Technology Risk - Pittsburgh, PA Technologies Risk Insurance ... Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or ...

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Contract Pet Insurance Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do contract pet insurance underwriter jobs pay per year?

As of Aug 4, 2026, the average yearly pay for contract pet insurance underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What does a contract pet insurance underwriter do?

A Contract Pet Insurance Underwriter evaluates applications for pet insurance policies on a contract or freelance basis. They assess the risk of insuring pets by reviewing medical histories, breeds, ages, and other relevant information. Based on their analysis, they determine policy terms, premiums, and coverage limits. Their work helps insurance companies manage financial risk while providing appropriate coverage to pet owners.

What are the key skills and qualifications needed to thrive as a contract pet insurance underwriter?

To thrive as a Contract Pet Insurance Underwriter, you need a strong understanding of insurance principles, risk assessment, and relevant industry regulations, often supported by a degree in business, finance, or a related field. Familiarity with underwriting software, claims management systems, and sometimes certifications such as Chartered Property Casualty Underwriter (CPCU) are typically required. Analytical thinking, attention to detail, and effective communication help underwriters make sound decisions and collaborate with brokers and clients. These skills ensure accurate risk evaluation, proper policy pricing, and compliance with industry standards, which are vital for a profitable and trustworthy insurance operation.

What are some common challenges faced by contract pet insurance underwriters, and how can they be managed effectively?

Contract Pet Insurance Underwriters often encounter challenges such as evaluating diverse and unique pet medical histories, balancing risk assessment with competitive premium pricing, and staying current with evolving veterinary treatments. Managing these challenges typically involves collaborating closely with veterinary professionals, leveraging up-to-date actuarial data, and utilizing specialized underwriting software. Effective communication with brokers and agents is also essential to ensure clear policy terms and resolve any ambiguities quickly, helping underwriters make well-informed decisions while maintaining customer satisfaction.

What is the difference between Contract Pet Insurance Underwriter vs Pet Insurance Claims Adjuster?

AspectContract Pet Insurance UnderwriterPet Insurance Claims Adjuster
CredentialsTypically requires insurance or underwriting certifications, bachelor’s degree in related fieldRequires claims processing experience, sometimes certifications in insurance claims
Work EnvironmentOffice-based, analytical, risk assessment focusField or office-based, customer service and claims evaluation
Industry UsageInvolved in policy approval, risk assessment, and pricingHandles claims, evaluates damages, and determines payouts

The main difference is that Contract Pet Insurance Underwriters focus on assessing risk and approving policies, while Pet Insurance Claims Adjusters handle claims processing and payout decisions. Both roles require insurance knowledge but serve different stages of the insurance process.

Do contract pet insurance underwriters make a lot of money?

Contract pet insurance underwriters typically earn less than full-time employees, with salaries varying based on experience, location, and the complexity of policies they evaluate. Compensation can range from entry-level pay to higher rates for experienced underwriters with specialized knowledge or certifications. Overall, they usually do not make high salaries compared to permanent underwriters or other insurance professionals.
More about Contract Pet Insurance Underwriter jobs
What cities are hiring for Contract Pet Insurance Underwriter jobs? Cities with the most Contract Pet Insurance Underwriter job openings:
What are the most commonly searched types of Pet Insurance Underwriter jobs? The most popular types of Pet Insurance Underwriter jobs are:
What states have the most Contract Pet Insurance Underwriter jobs? States with the most job openings for Contract Pet Insurance Underwriter jobs include:
What job categories do people searching Contract Pet Insurance Underwriter jobs look for? The top searched job categories for Contract Pet Insurance Underwriter jobs are:
Infographic showing various Contract Pet Insurance Underwriter job openings in the United States as of July 2026, with employment types broken down into 57% Full Time, 22% Part Time, 1% Temporary, and 20% Contract. Highlights an 79% Physical, 2% Hybrid, and 19% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Insurance Underwriter

Berylline Insurance Group

Chapel Hill, NC • On-site, Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 3 days ago


Job description

Underwriter
Hybrid or Remote • Full-Time
Ready to underwrite at a program built by operators?
HabGen Insurance is a specialty program built exclusively for student housing and multifamily communities - created by industry professionals who operated these properties before they underwrote them. We're growing quickly, and we're looking for an experienced Underwriter who's ready to own accounts, partner directly with brokers, and help shape a modern habitational program from the inside.
This role is offered as fully remote, or hybrid if you're located near our Chapel Hill, NC office.
ABOUT THE ROLE
As a HabGen Underwriter, you'll be responsible for the day-to-day underwriting and growth of an assigned book within our specialty habitational program. You'll work directly with brokers, evaluate new and renewal business, and partner with senior underwriters and program leadership on appetite, pricing, and portfolio decisions.
We move fast - indications within hours, bindable quotes within a business day on clean submissions - because brokers and their clients deserve straight answers from real experts. You'll be one of those experts.
WHAT YOU'LL DO
Underwriting & Risk Selection
  • Review new and renewal submissions for student housing and multifamily Property and General Liability risks.
  • Evaluate financial strength, loss experience, sponsor quality, and territorial exposure to determine risk acceptability.
  • Price accounts in line with HabGen's appetite, pricing discipline, and target rates.
  • Issue indications and bindable quotes on tight turnarounds.
  • Negotiate terms, conditions, and pricing with brokers.

Broker Partnership & Market Development
  • Build and maintain strong producer and broker relationships
  • Educate brokers on HabGen's appetite, submission requirements, and value proposition.
  • Identify and pursue new business opportunities within the habitational segment.

Portfolio Management
  • Manage assigned accounts through the policy lifecycle - new business, renewals, endorsements, and mid-term changes.
  • Collaborate with claims, loss control, and operations to drive favorable underwriting outcomes.
  • Monitor portfolio performance and contribute to underwriting discipline and profitable growth.

Program Building
  • Bring market intelligence and account-level insight back to leadership.
  • Provide input on appetite, pricing, and product evolution as the program scales.
  • Mentor newer team members and contribute to a strong underwriting culture.

WHO WE'RE LOOKING FOR
  • 3+ years of commercial P&C underwriting experience required; 5+ years preferred.
  • Habitational experience a plus. Direct exposure to student housing, multifamily, or other habitational property risks is highly valued.
  • Technical underwriting skills. Strong foundation in property and/or general liability underwriting, including risk assessment, financial analysis, and pricing.
  • Broker-facing presence. Excellent written and verbal communication, negotiation, and relationship-building skills.
  • Decisive and self-motivated. You can make underwriting decisions independently, manage your time, and operate well in a fast-moving environment.
  • Operator mindset. You ask hard questions, look for the better way, and care about how the work gets done - not just the answer.

Nice to Have
  • A college degree
  • Active P&C license
  • Industry designations (CPCU, CIC, AU, ARM, etc.)
  • Familiarity with Google Workspace and Slack.

WHAT WE OFFER
We invest in our people with a comprehensive benefits package designed to support your health, your future, and your life outside of work:
  • Competitive compensation with annual bonus potential, commensurate with experience.
  • Comprehensive medical, dental, and vision coverage, with employer contributions to a Health Savings Account.
  • 401(k) retirement plan with employer match.
  • Employer-paid life and AD&D insurance, with options for supplemental life and short- and long-term disability coverage.
  • Wellness and lifestyle benefits, including telehealth, an Employee Assistance Program, pet insurance, and an exclusive discount platform.
  • Paid time off and a culture that respects your time outside of work.
  • Flexible work arrangements - fully remote, or hybrid if you're located near our Chapel Hill, NC office.
  • Direct access to senior leadership - no committees, no bureaucracy, and a real seat at the table as the program grows.

WHY HABGEN?
HabGen Insurance is the first and only insurance solution purpose-built for student housing and multifamily communities. We're growing quickly inside Berylline Insurance Group (BIG), and we're investing in the underwriters who will help us scale.
What that means for you: a focused specialty program where your underwriting decisions matter, with direct access to decision-makers and the resources of an established insurance group behind you. You'll work on a single asset class with deep expertise, partner with brokers who value speed and straight answers, and have real influence on how the program evolves.
If you're an experienced underwriter who wants to focus, move quickly, and build something, there's a real seat for you here.
HOW TO APPLY
Apply at beryllinegroup.com/careers.
Employment & Sponsorship Disclosure
HabGen Insurance is an Equal Opportunity Employer and does not discriminate on any basis protected by applicable federal, state, or local law.
This position is not eligible for visa sponsorship. Applicants must be authorized to work in the United States without the need for current or future sponsorship.
HabGen Insurance participates in E-Verify. Employment with HabGen Insurance is contingent upon completion of a background screening satisfactory to the Company, verification of identity and authorization to work in the United States as required by federal law, and completion of all required onboarding documentation.
Employment with HabGen Insurance is at will. Nothing in this job posting or in any related communication constitutes a contract of employment or guarantees employment for any specific duration. Either the employee or the Company may terminate employment at any time, with or without cause or notice, for any lawful reason.
For application assistance, please contact [email protected].