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Contract Pet Insurance Underwriter Jobs (NOW HIRING)

ECLARO

Group Insurance Underwriter

Minneapolis, MN · On-site

Stop Loss/Group Insurance Underwriter Contract till December 2026 with possible extension Can be contract to perm to the right candidate REMINDER: THE RATE FOR THIS ROLE DEPENDS ON THE EXPERIENCE ...

Old Republic Title

$75 - $110/hr

Old Republic Title is seeking an experienced Senior Underwriter to provide expert underwriting ... Voluntary benefits, such as Critical Illness, Hospital Indemnity, Pet Insurance and Accident ...

Ryan Specialty

AVP Enzo RWI

New York, NY · On-site

$200K - $250K/yr

... changes, and underwrites liability insurance policies in connection with M&A transactions. They shape the portfolio direction, analyze intricate contracts, and tailor coverage to meet deal ...

Sentara Healthcare

Underwriter

Doral, FL · On-site +1

The Underwriter is responsible for evaluating, assessing, and managing the risk associated with ... Pet Insurance • Legal Resources Plan • Colleagues have the opportunity to earn an annual ...

Ryan Specialty

AVP Enzo RWI

New York, NY · On-site

$200K - $250K/yr

Analyzes intricate contracts, insurance policies and binder agreements, assesses potential liabilities, and identifies hidden risks to inform underwriting decisions. Fosters strategic partnerships to ...

Ryan Specialty

AVP Enzo RWI

New York, NY · On-site

$200K - $250K/yr

Analyzes intricate contracts, insurance policies and binder agreements, assesses potential liabilities, and identifies hidden risks to inform underwriting decisions. Fosters strategic partnerships to ...

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All Jobsfreelance JobsContract Pet Insurance Underwriter Jobs

Contract Pet Insurance Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do contract pet insurance underwriter jobs pay per year?

As of Sep 3, 2026, the average yearly pay for contract pet insurance underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What does a contract pet insurance underwriter do?

A Contract Pet Insurance Underwriter evaluates applications for pet insurance policies on a contract or freelance basis. They assess the risk of insuring pets by reviewing medical histories, breeds, ages, and other relevant information. Based on their analysis, they determine policy terms, premiums, and coverage limits. Their work helps insurance companies manage financial risk while providing appropriate coverage to pet owners.

What are the key skills and qualifications needed to thrive as a contract pet insurance underwriter?

To thrive as a Contract Pet Insurance Underwriter, you need a strong understanding of insurance principles, risk assessment, and relevant industry regulations, often supported by a degree in business, finance, or a related field. Familiarity with underwriting software, claims management systems, and sometimes certifications such as Chartered Property Casualty Underwriter (CPCU) are typically required. Analytical thinking, attention to detail, and effective communication help underwriters make sound decisions and collaborate with brokers and clients. These skills ensure accurate risk evaluation, proper policy pricing, and compliance with industry standards, which are vital for a profitable and trustworthy insurance operation.

What are some common challenges faced by contract pet insurance underwriters, and how can they be managed effectively?

Contract Pet Insurance Underwriters often encounter challenges such as evaluating diverse and unique pet medical histories, balancing risk assessment with competitive premium pricing, and staying current with evolving veterinary treatments. Managing these challenges typically involves collaborating closely with veterinary professionals, leveraging up-to-date actuarial data, and utilizing specialized underwriting software. Effective communication with brokers and agents is also essential to ensure clear policy terms and resolve any ambiguities quickly, helping underwriters make well-informed decisions while maintaining customer satisfaction.

What is the difference between Contract Pet Insurance Underwriter vs Pet Insurance Claims Adjuster?

AspectContract Pet Insurance UnderwriterPet Insurance Claims Adjuster
CredentialsTypically requires insurance or underwriting certifications, bachelor’s degree in related fieldRequires claims processing experience, sometimes certifications in insurance claims
Work EnvironmentOffice-based, analytical, risk assessment focusField or office-based, customer service and claims evaluation
Industry UsageInvolved in policy approval, risk assessment, and pricingHandles claims, evaluates damages, and determines payouts

The main difference is that Contract Pet Insurance Underwriters focus on assessing risk and approving policies, while Pet Insurance Claims Adjusters handle claims processing and payout decisions. Both roles require insurance knowledge but serve different stages of the insurance process.

More about Contract Pet Insurance Underwriter jobs

What cities are hiring for Contract Pet Insurance Underwriter jobs?

Cities with the most Contract Pet Insurance Underwriter job openings:

What are the most commonly searched types of Pet Insurance Underwriter jobs?

The most popular types of Pet Insurance Underwriter jobs are:

What states have the most Contract Pet Insurance Underwriter jobs?

States with the most job openings for Contract Pet Insurance Underwriter jobs include:

What job categories do people searching Contract Pet Insurance Underwriter jobs look for?

The top searched job categories for Contract Pet Insurance Underwriter jobs are:

Contract Pet Insurance Underwriter jobs near you
Infographic showing various Contract Pet Insurance Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Group Insurance Underwriter

ECLARO

Minneapolis, MN • On-site

Other

Posted 5 days ago

Key responsibilities

  • Evaluate employer group medical stop loss submissions and support underwriting decisions for new business and renewals.

  • Analyze risk and pricing factors such as group demographics, claim experience, and plan design to determine benefits and rates.

  • Coordinate underwriting activities on proposals, new cases, renewals, and amendments, and communicate decisions to relevant parties.

Job description

Stop Loss/Group Insurance Underwriter

Contract till December 2026 with possible extension

Can be contract to perm to the right candidate


REMINDER: THE RATE FOR THIS ROLE DEPENDS ON THE EXPERIENCE LEVEL!


Profile Summary


Under general supervision underwrites intermediate level group insurance applications within guidelines set for the issuance of policies on a standard or substandard basis. Has authority to approve cases up to 3,000 lives.


Job Description

Contractor to Perm for the right candidate.

Location: Hybrid to Minneapolis, preffered. Must be commutable to site if converting to perm.


Rate based on level of experience.


Client's Employee Benefits division is seeking Stop Loss Underwriters to evaluate employer group medical stop loss submissions and support underwriting decisions for both new business and renewal opportunities. This role analyzes risk and pricing factors, including group demographics, claim experience, large claimant activity, participation, plan design, contract terms, funding arrangements, and overall profitability, while ensuring proposed stop loss coverage aligns with underwriting guidelines and can be effectively administered. The underwriter partners with internal teams, field personnel, brokers, and clients to gather information, communicate decisions, and support competitive, financially sound solutions across the stop loss book of business. Successful candidates bring strong analytical judgment, attention to detail, problem-solving ability, and clear communication skills, with responsibilities and approval authority increasing by level.


Key level differences:

  • Associate Group Underwriter: Entry-level underwriting role working under direct supervision on basic group insurance applications; approval authority up to 1,000 lives; typically requires 0–2 years of underwriting experience.
  • Senior Group Underwriter: Independently underwrites more difficult and complex group insurance applications; approval authority up to 5,000 lives; typically requires 3–4 years of group underwriting or voluntary benefits experience; may provide training and guidance to lower-level underwriters.
  • Lead Group Underwriter: Independently underwrites the most complex cases and provides broader guidance, work direction, training, and quality/performance input; approval authority up to 10,000 lives; typically requires 5–8 years of underwriting experience, with supplemental health experience preferred.


Profile Description

  • Evaluate risk for group insurance products. Analyze data such as financial condition of the client company, characteristics of employee groups, participation percentage, type of industry, or past claim experience to determine benefits and rates. Ensure proper pricing and appropriate funding methods. Coordinate underwriting activities on proposals, new cases, renewals, and amendments. Ensure that the company can administer the client's proposed benefit plan design and funding method. Develop and maintain relationships with field personnel and clients by answering general questions and obtaining information on which to base decisions. Explain and defend underwriting courses of action. Document and communicate decisions to necessary areas in the division. Review cases exceeding underwriter's review level.
  • Contribute to total division profitability by analyzing/assessing client profitability through experience and expense analysis and attention to product line performance.
  • Other duties as assigned.


Skills/Knowledge/Abilities

  • 0-8 years underwriting experience
  • Strong problem-solving and analytical skills
  • PC skills including word processing and spreadsheet applications
  • Excellent written and oral communication skills


Apply