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Junior Pet Insurance Underwriter Jobs (NOW HIRING)

Old Republic Title

$75 - $110/hr

Mentor Junior Underwriter to build knowledge of title underwriting and industry standards.* Provide ... Voluntary benefits, such as Critical Illness, Hospital Indemnity, Pet Insurance and Accident ...

Old Republic Title

$90 - $110/hr

... Insurance Company seeks a Junior National Commercial Underwriter in its national commercial office ... Voluntary benefits, such as Critical Illness, Hospital Indemnity, Pet Insurance and Accident ...

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Junior Pet Insurance Underwriter information

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How much do junior pet insurance underwriter jobs pay per hour?

As of Sep 5, 2026, the average hourly pay for junior pet insurance underwriter in the United States is $22.27, according to ZipRecruiter salary data. Most workers in this role earn between $16.83 and $27.40 per hour, depending on experience, location, and employer.

What does a junior pet insurance underwriter do?

A Junior Pet Insurance Underwriter assists in evaluating risks and determining appropriate coverage and premiums for pet insurance policies. They review applications, analyze pet health information, and use underwriting guidelines to help decide whether to approve or modify insurance coverage. Often working under the supervision of senior underwriters, they also communicate with agents and customers, and help ensure policies comply with company standards. This role is typically entry-level and provides a foundation for advancement in the insurance industry.

What are the key skills and qualifications needed to thrive as a junior pet insurance underwriter?

To thrive as a Junior Pet Insurance Underwriter, you need a foundational understanding of insurance principles, risk assessment, and attention to detail, often supported by a degree in finance, business, or a related field. Familiarity with underwriting software, policy management systems, and basic data analysis tools is typically required. Strong analytical thinking, effective communication, and customer service skills help you evaluate applications and collaborate with brokers and clients. These skills ensure accurate risk evaluation, regulatory compliance, and positive client experiences within the pet insurance industry.

What are some typical challenges a junior pet insurance underwriter might encounter during their first year on the job?

As a Junior Pet Insurance Underwriter, you may initially find it challenging to balance risk assessment with customer needs, especially as you learn to interpret veterinary reports and medical histories. Navigating various policy guidelines and ensuring compliance with regulatory standards can also be complex at first. Additionally, you’ll often collaborate with senior underwriters, claims adjusters, and customer service teams, requiring strong communication and teamwork skills. With time and experience, these challenges become valuable learning opportunities that help you build a solid foundation in the pet insurance industry.

What is the difference between Junior Pet Insurance Underwriter vs Pet Insurance Underwriter?

AspectJunior Pet Insurance UnderwriterPet Insurance Underwriter
Experience LevelEntry-level or 1-2 years of experienceMid-level or experienced underwriters
ResponsibilitiesAssisting in risk assessment, data analysis, and policy reviewMaking underwriting decisions, approving policies, and managing risk
CertificationsBasic insurance or underwriting certifications often preferredAdvanced certifications may be required
Work EnvironmentSupportive team, training-focused, insurance companiesAutonomous decision-making, senior team members, insurance firms

The main difference between a Junior Pet Insurance Underwriter and a Pet Insurance Underwriter lies in experience, responsibilities, and decision-making authority. Junior roles focus on supporting tasks and learning, while Pet Insurance Underwriters handle more complex risk assessments and policy approvals. Both roles require relevant insurance knowledge, but the seniority level distinguishes their scope of work and independence.

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Junior Pet Insurance Underwriter jobs near you
Infographic showing various Junior Pet Insurance Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $46,316 per year, or $22.3 per hour.

Commercial Insurance Underwriter

Wasillachamber

Anchorage, AK • On-site

$70 - $85/hr

Other

Posted 4 days ago

Key responsibilities

  • Underwrite new and renewal commercial accounts in accordance with carrier guidelines and internal standards

  • Evaluate risk quality, exposures, pricing, coverage forms, loss history, and account profitability

  • Work with retail agents to obtain submissions, clarify exposures, negotiate terms, and deliver underwriting solutions

Job description

Commercial Underwriter / Senior Commercial Underwriter

Anchorage, AK – onsite

$70k-$85k DOE

About the Role

Our client is a highly mission-driven, Alaska-based MGA with 45 years of experience serving agents, insureds, and carrier partners. They are seeking an experienced Commercial Underwriter to help grow the future of the organization — bringing strong underwriting judgment, relationship-building skills, and a willingness to embrace AI, automation, and technology-driven innovation.

This role is ideal for someone with 4-6+ years of commercial insurance underwriting experience, preferably within an MGA or E&S environment, who can manage a meaningful book of business, support profitable growth, and contribute to a collaborative, forward-thinking team.

Licensing is preferred but not required, and while 3–5 years of experience from a background in banking, legal, finance, or mortgage is a plus, what matters most is that the candidate is teachable and brings relatable, transferable skills. The ideal candidate is detail-oriented and thrives in a fast-paced environment, is coachable, adaptable, and able to multitask and pivot as needed. They must be comfortable with and enthusiastic about technology, mission-driven, and eager to grow into leadership. Must be receptive to constructive criticism. The client offers a fun team environment, incentives, and a clear path for growth.

What You’ll Do

Manage a commercial insurance book of approximately $2–3 million in premium, with accountability for underwriting quality, profitability, responsiveness, and agency relationships.

  • Underwrite new and renewal commercial accounts in accordance with carrier guidelines and internal standards
  • Evaluate risk quality, exposures, pricing, coverage forms, loss history, and account profitability
  • Work with retail agents to obtain submissions, clarify exposures, negotiate terms, and deliver underwriting solutions
  • Manage a consistent flow of submissions, quotes, renewals, endorsements, and follow-upsBuild and maintain strong relationships with agents, carrier partners, and internal teammates
  • Handle complex commercial accounts with professionalism, responsiveness, and sound judgment
  • Collaborate with leadership on process improvements, AI tools, automation, and technology-driven workflows
  • Mentor and support underwriting assistants or less experienced team members as needed
Required Qualifications
  • 5–10+ years of commercial insurance underwriting experience
  • Prior experience in an MGA, wholesale, E&S, carrier, or commercial underwriting environment
  • Strong commercial insurance knowledge: General Liability, Property, Commercial Auto, Inland Marine, Excess, or related lines
  • Experience managing a commercial book of business, ideally $2–3M in premium or higher
  • Ability to obtain and maintain an Alaska insurance license
  • Excellent communication skills with agents, carrier partners, and internal teams
  • Strong attention to detail, underwriting discipline, and ability to document decisions clearly
  • Positive attitude toward AI, automation, and technology innovation
Preferred Qualifications
  • Experience with admitted and non-admitted markets
  • Underwriting experience in hospitality, habitational, contractors, lessor’s risk, garage, or inland marine
  • Prior experience developing agency relationships or participating in broker/agent education
  • Experience mentoring junior underwriters or underwriting assistants
  • Strong comfort with rating platforms, management systems, and digital workflows
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