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Contract Pet Insurance Underwriter Jobs (NOW HIRING)

As a Contract Surety Underwriter, you will be responsible for development of contract surety ... We offer medical, dental, vision, and life insurances; short and long-term disability; a Company ...

- As a Contract Surety Underwriter, you will be responsible for development of contract surety ... We offer medical, dental, vision, and life insurances; short and long-term disability; a Company ...

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Contract Pet Insurance Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do contract pet insurance underwriter jobs pay per year?

As of Sep 3, 2026, the average yearly pay for contract pet insurance underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What does a contract pet insurance underwriter do?

A Contract Pet Insurance Underwriter evaluates applications for pet insurance policies on a contract or freelance basis. They assess the risk of insuring pets by reviewing medical histories, breeds, ages, and other relevant information. Based on their analysis, they determine policy terms, premiums, and coverage limits. Their work helps insurance companies manage financial risk while providing appropriate coverage to pet owners.

What are the key skills and qualifications needed to thrive as a contract pet insurance underwriter?

To thrive as a Contract Pet Insurance Underwriter, you need a strong understanding of insurance principles, risk assessment, and relevant industry regulations, often supported by a degree in business, finance, or a related field. Familiarity with underwriting software, claims management systems, and sometimes certifications such as Chartered Property Casualty Underwriter (CPCU) are typically required. Analytical thinking, attention to detail, and effective communication help underwriters make sound decisions and collaborate with brokers and clients. These skills ensure accurate risk evaluation, proper policy pricing, and compliance with industry standards, which are vital for a profitable and trustworthy insurance operation.

What are some common challenges faced by contract pet insurance underwriters, and how can they be managed effectively?

Contract Pet Insurance Underwriters often encounter challenges such as evaluating diverse and unique pet medical histories, balancing risk assessment with competitive premium pricing, and staying current with evolving veterinary treatments. Managing these challenges typically involves collaborating closely with veterinary professionals, leveraging up-to-date actuarial data, and utilizing specialized underwriting software. Effective communication with brokers and agents is also essential to ensure clear policy terms and resolve any ambiguities quickly, helping underwriters make well-informed decisions while maintaining customer satisfaction.

What is the difference between Contract Pet Insurance Underwriter vs Pet Insurance Claims Adjuster?

AspectContract Pet Insurance UnderwriterPet Insurance Claims Adjuster
CredentialsTypically requires insurance or underwriting certifications, bachelor’s degree in related fieldRequires claims processing experience, sometimes certifications in insurance claims
Work EnvironmentOffice-based, analytical, risk assessment focusField or office-based, customer service and claims evaluation
Industry UsageInvolved in policy approval, risk assessment, and pricingHandles claims, evaluates damages, and determines payouts

The main difference is that Contract Pet Insurance Underwriters focus on assessing risk and approving policies, while Pet Insurance Claims Adjusters handle claims processing and payout decisions. Both roles require insurance knowledge but serve different stages of the insurance process.

More about Contract Pet Insurance Underwriter jobs

What cities are hiring for Contract Pet Insurance Underwriter jobs?

Cities with the most Contract Pet Insurance Underwriter job openings:

What are the most commonly searched types of Pet Insurance Underwriter jobs?

The most popular types of Pet Insurance Underwriter jobs are:

What states have the most Contract Pet Insurance Underwriter jobs?

States with the most job openings for Contract Pet Insurance Underwriter jobs include:

What job categories do people searching Contract Pet Insurance Underwriter jobs look for?

The top searched job categories for Contract Pet Insurance Underwriter jobs are:

Infographic showing various Contract Pet Insurance Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Experienced Underwriter - Contract Surety

Berkshire Hathaway Specialty Insurance

Chicago, IL • On-site

$120 - $200/hr

Other

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired 2 days ago. Applications are no longer accepted.


Job description

Experienced Underwriter - Contract Surety

Full Time Chicago, IL, US

Salary Range: $120,000.00 To $200,000.00 Annually

Who are we?

A strategic and trusted insurance partner, Berkshire Hathaway Specialty Insurance (BHSI), provides a broad range of commercial property, casualty and specialty insurance coverages and outstanding service to customers and brokers around the world. Part of Berkshire Hathaway’s insurance operations, we bring our solutions to market with our stellar brand name, top-rated balance sheet, and the expertise of our global team of professionals, who exude excellent capabilities and strong character.

We are a values-based organization where respect, integrity, excellence, collaboration, and passion define who we are and how we do business. We value diversity of backgrounds, experience, and perspectives and strive to foster an inclusive environment that enables all our team members to bring their best selves to work. We are one team committed to building a culture where every teammate has the opportunity to contribute and be recognized.Want to be part of the team building the finest property, casualty and specialty lines insurance company in the world?

Berkshire Hathaway Specialty Insurance (BHSI) has an exciting opportunity for a senior level Contract Surety Underwriter in the Midwest Region. We are seeking the best candidate for the role. While proximity to our Chicago office is preferred, we are open to individuals located anywhere within our Midwest Region.

This is a customer-focused position ideally suited for a professional of the highest ethical standards that is dedicated to excellence and has a passion for the surety business. The ideal candidate values working in a highly collaborative environment, simplicity over complexity, and thinking outside of the box in providing practical solutions for brokers and customers. This position affords the opportunity to make significant and lasting contributions across all facets of our growing surety organization.

Duties & Responsibilities:

  • Fill a vital role as the lead underwriter on an existing, high-quality quality portfolio of contract surety clients
  • Analyze credit quality, and utilize expertise to make sound decisions pertaining to terms, conditions, and pricing
  • Develop and advance broker and agent relationships in pursuit of new business opportunities
  • Contract, RFP, & bond form review for a wide range of risks including middle market, subcontract, and national contractors
  • Actively contribute to daily operations, development of systems, and underwriting practices across the overall surety organization

Qualifications, Skills and Experience:

  • Minimum 5 years of underwriting experience within contract surety or a comparable credit or financial-oriented industry
  • Financial analysis and credit assessment skills
  • Ability to travel up to 35% of the time based on business needExcellent written and verbal communication skills
  • Experience managing and collaborating with retail brokers and agents
  • BS/BA Degree or equivalent experience

BHSI Offers:

  • A competitive package and exciting growth opportunities for career-oriented teammates.
  • A dynamic, action oriented , and thoughtful environment centered on always doing the right thing for our customers, teammates, and our other stakeholders.
  • A purposely non-bureaucratic organization that embraces simplicity over complexity and emphasizes individual excellence in a team framework.
  • Benefits that support your life and well-being, which include:
  • Comprehensive Health, Dental and Vision benefits
  • Disability Insurance (both short-term and long-term)
  • Life Insurance (for you and your family)
  • Accidental Death & Dismemberment Insurance (for you and your family)
  • Flexible Spending Accounts
  • Health Reimbursement Account
  • Employee Assistance Program
  • Retirement Savings 401(k) Plan with Company Match
  • Generous holiday and Paid Time Off
  • Tuition Reimbursement

The base salary range for this position is from $120,000.00 to $200,000.00, along with annual bonus eligibility; a candidate’s salary is determined by their relevant skills and experience. We value our teammates – both their capabilities and character – as demonstrated by our amazing culture.

NOTE: Compensation will be commensurate with experience. This job description is not intended to be all-inclusive. Team Member may perform other related duties as negotiated to meet the ongoing needs of the organization.

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