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Remote Flood Insurance Underwriter Jobs (NOW HIRING)

Underwriter

Doral, FL · On-site +1

$10K/mo

Remote opportunities available in the following states: Alabama, Delaware, Florida, Georgia, Idaho ... This role involves reviewing applications for insurance coverage, determining the terms and ...

Underwriter

Doral, FL · On-site +1

Remote opportunities available in the following states: Alabama, Delaware, Florida, Georgia, Idaho ... This role involves reviewing applications for insurance coverage, determining the terms and ...

Water Resources Engineer - FEMA

Austin, TX · Remote

$78K - $107K/yr

... Flood Insurance Program (NFIP) experience to join our highly collaborative team. The successful ... This role has the opportunity to be remote from any location within the US. Key Responsibilities:

Water Resources Engineer - FEMA

Houston, TX · Remote

$75K - $103K/yr

... Flood Insurance Program (NFIP) experience to join our highly collaborative team. The successful ... This role has the opportunity to be remote from any location within the US. Key Responsibilities:

Water Resources Engineer

Jacksonville, FL · Remote

$73K - $100K/yr

... Flood Insurance Program (NFIP) experience to join our highly collaborative team. The successful ... This role has the opportunity to be remote from any location within the US. Key Responsibilities:

Water Resources Engineer

New York, NY · Remote

$86K - $118K/yr

... Flood Insurance Program (NFIP) experience to join our highly collaborative team. The successful ... This role has the opportunity to be remote from any location within the US. Key Responsibilities:

Water Resources Engineer - FEMA

Chicago, IL · Remote

$81K - $111K/yr

... Flood Insurance Program (NFIP) experience to join our highly collaborative team. The successful ... This role has the opportunity to be remote from any location within the US. Key Responsibilities:

Water Resources Engineer - FEMA

Ballwin, MO · Remote

$76K - $104K/yr

... Flood Insurance Program (NFIP) experience to join our highly collaborative team. The successful ... This role has the opportunity to be remote from any location within the US. Key Responsibilities:

Showing results 21-40

Remote Flood Insurance Underwriter information

See salary details

$33.5K

$66.8K

$152K

How much do remote flood insurance underwriter jobs pay per year?

As of Aug 16, 2026, the average yearly pay for remote flood insurance underwriter in the United States is $66,771.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,500.00 and $67,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a remote flood insurance underwriter?

To excel as a Remote Flood Insurance Underwriter, you need a solid understanding of risk assessment, insurance principles, and relevant flood regulations, typically supported by a bachelor’s degree in finance, business, or a related field. Familiarity with specialized underwriting software, flood mapping tools, and systems like FEMA’s National Flood Insurance Program (NFIP) is crucial. Strong analytical thinking, attention to detail, and effective written communication are key soft skills for evaluating risks and collaborating remotely with clients and team members. These competencies ensure accurate policy decisions, regulatory compliance, and efficient service delivery in a specialized remote environment.

What are some common challenges faced by remote flood insurance underwriters, and how can they be addressed?

Remote flood insurance underwriters often encounter challenges such as interpreting complex flood zone maps, staying updated on changing regulations, and ensuring clear communication with agents and clients from a distance. To address these, it’s important to leverage reliable digital mapping tools, participate in ongoing training on regulatory updates, and use effective communication platforms to foster collaboration with team members and stakeholders. Proactive organization and time management also help in meeting deadlines and maintaining accuracy when working independently.

What is the difference between Remote Flood Insurance Underwriter vs Remote Property Insurance Underwriter?

AspectRemote Flood Insurance UnderwriterRemote Property Insurance Underwriter
Required CertificationsInsurance licenses, flood-specific certificationsGeneral property insurance licenses, certifications vary by state
Work EnvironmentRemote, insurance companies, underwriting teamsRemote, insurance companies, property underwriting teams
Industry UsageSpecializes in flood risk assessment within insuranceHandles broader property risks including fire, theft, and natural disasters

Remote Flood Insurance Underwriters focus specifically on flood risk assessment and require flood-specific certifications, while Remote Property Insurance Underwriters handle a wider range of property risks. Both roles are remote, work within insurance companies, and share similar industry environments, but their scope of work and specialization differ.

What does a remote flood insurance underwriter do?

A remote flood insurance underwriter evaluates applications for flood insurance policies to determine risk and decide whether coverage should be provided and at what terms. Working remotely, they review property details, assess potential flood risks, verify compliance with regulations, and set appropriate premiums. They use specialized software and data sources to analyze flood zones, past claims, and mitigation measures, ensuring policies meet both company and government guidelines. Their work helps protect homeowners and businesses from financial losses due to flooding.
More about Remote Flood Insurance Underwriter jobs

What cities are hiring for Remote Flood Insurance Underwriter jobs?

Cities with the most Remote Flood Insurance Underwriter job openings:

What are the most commonly searched types of Flood Insurance Underwriter jobs?

The most popular types of Flood Insurance Underwriter jobs are:

What states have the most Remote Flood Insurance Underwriter jobs?

States with the most job openings for Remote Flood Insurance Underwriter jobs include:

Infographic showing various Remote Flood Insurance Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $66,771 per year, or $32.1 per hour.

Tax Underwriter, Renewable Energy

kWh Analytics

New York, NY • Remote

Full-time

Re-posted 27 days ago


Job description

About kWh Analytics

kWh Analytics is insuring the energy transition. We underwrite property insurance and revenue firming products for renewable energy assets. Our proprietary database of 300,000+ zero-carbon projects and $150B in loss data supports advanced modeling, insights, and precise risk assessment for renewable energy, mixed energy, and low-carbon projects. 

In March 2026, Beazley, a leading specialty insurer, agreed to acquire kWh Analytics. Beazley believes that the global energy transition is a significant strategic growth opportunity and is focused on underwriting the complex risks that will enable the transition. kWh Analytics will add scalability and enhance Beazley’s capabilities in modelling, underwriting and risk management across renewable energy portfolios.
 

The Role

We are actively building a dedicated Tax Credit Insurance (TCI) platform focused on the renewable energy market created and expanded by the Inflation Reduction Act. This is a rare opportunity to join a well-resourced, purpose-built team at launch, with the speed, focus, and mission-driven culture of an energy transition insurance platform with the institutional backing from Beazley. 

You will have access to kWh Analytics' proprietary renewable energy data platform and AI-enabled underwriting tools and also benefit from collaborating with a team of renewable energy finance veterans with deep expertise in the risks you'll be underwriting. 

This role is responsible for the structuring, underwriting, and negotiation of tax credit insurance solutions covering renewable energy investment tax credits. The Underwriter will serve as a key point of contact for brokers and tax advisors, managing submissions from intake through bind with a high standard of technical rigor and execution quality. 
 

Location

This is currently a remote position but may become a hybrid role in the future. Our ideal candidate can thrive working from home or working from one of our US offices a few days per week.

We have offices in many major cities across the country:

  • Los Angeles, CA
  • San Francisco, CA
  • Denver, CO
  • West Hartford, CT
  • Miami, FL
  • Atlanta, GA
  • Chicago, IL
  • Boston, MA
  • New York City, NY
  • Philadelphia, PA
  • Addison, TX
  • Houston, TX

 

Responsibilities

  • Analyze and evaluate tax credit insurance submissions, including review of tax counsel opinions, memoranda, project documentation, ownership and transfer structures, and diligence reports
  • Assess and underwrite renewable energy tax credit risks, including qualification, transferability, recapture exposure, and basis risk
  • Review and understand the client's motivation for procuring coverage, the role insurance plays in the transaction, and the coverage structure required to support deal execution
  • Prepare and negotiate non-binding indication letters, policy terms, binders, and endorsements in coordination with our carrier partner
  • Participate in underwriting conference calls and manage deal timelines with brokers, tax advisors, and transaction counsel
  • Perform independent tax research to assess novel or complex risk positions and present findings and conclusions to senior underwriters and management
  • Manage the underwriting process from submission through bind, including selection of and coordination with outside tax counsel where applicable
  • Contribute to the development and ongoing refinement of underwriting guidelines, submission criteria, and pricing benchmarks
  • A highly customer-focused approach to origination, working with transactional liability brokers, tax equity investors, and tax credit transfer marketplaces.
  • Cross-functional interactions with senior management, data scientists, and underwriting support staff.
  • Collaborate with a team of experienced renewable energy veterans committed to solving a critical bottleneck that is holding back the adoption of renewable energy.
 

What you likely need to do the job well

  • Tax expertise: You have deep knowledge of renewable energy tax credits and the structures used to monetize them, such as partnership flips, sale-leasebacks, and direct transfers. A background as a tax attorney, Big 4 tax advisor, tax equity investor, or tax insurance underwriter or broker is ideal; a JD, CPA, or LLM is a plus.
  • Underwriting or deal experience: You have evaluated tax risk in M&A, tax equity, or tax credit transfer transactions, and can translate that judgment into clear, defensible underwriting decisions. You are able to negotiate policy language, indication letters, and binder agreements with commercially and legally sophisticated counterparties. 
  • Critical thinker: You quickly synthesize large volumes of (often conflicting) information and develop a thesis. You can clearly articulate your proposal with supporting data.
  • Operational Capability: We operate like a startup and need people who bias towards action and aren’t afraid to get their hands dirty.
  • Self-starter: You can independently lead and manage projects. You know when to ask for help, but also trust your analytical frameworks.
  • A relationship manager: You’ve worked with outside parties and/or brokers and fostered mutually beneficial relationships to build a book of business.
  • Travel: You look forward to opportunities to meet with brokers, carriers, renewable industry leaders, stakeholders, and fellow team members.
 

Compensation

$180,000 - $250,000 per year +  annual target bonus

Actual compensation within this range will depend on experience, skills, and location.

 

kWh Analytics is an equal opportunity employer. We celebrate diversity and are committed to maintaining an inclusive environment for all employees.

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