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Mortgage Underwriters Jobs (NOW HIRING)

Outsource 2 India

Mortgage Underwriters

Princeton, NJ · On-site

$70 - $100/hr

Minimum 2+ years of experience in US mortgage underwriting. Must have experience in underwriting of Conventional and FHA loans. Knowledge of VA and USDA loans will be an added advantage. * Must be ...

New

Washingtonkastles

Mortgage Underwriters

Princeton, NJ · On-site

$70 - $100/hr

Minimum 2+ years of experience in US mortgage underwriting. Must have experience in underwriting of Conventional and FHA loans. Knowledge of VA and USDA loans will be an added advantage. * Must be ...

New

Outsource 2 India

$70 - $100/hr

Minimum 2+ years of experience in US mortgage underwriting. Must have experience in underwriting of Conventional and FHA loans. Knowledge of VA and USDA loans will be an added advantage. * Must be ...

New

AmeriSave Mortgage Corp.

Mortgage Underwriter

$28 - $38/hr

What We're Looking For: We're looking for skilled Mortgage Underwriters ready to make an immediate impact. This is your chance to join a high performing team, shape borrower experiences nationwide ...

AmeriSave Mortgage Corp.

$28 - $38/hr

What We're Looking For: We're looking for skilled Mortgage Underwriters ready to make an immediate impact. This is your chance to join a high performing team, shape borrower experiences nationwide ...

Rapid Mortgage

Mortgage Underwriter - DE/SAR

DE/SAR Mortgage Underwriter Location: Remote Join a Fast-Paced, High-Performing Team in Mortgage Lending Excellence Rapid Mortgage Company is a nationally recognized lender known for speed, service ...

theLender

Be Seen First

Sr. Mortgage UNDERWRITERS- Remote- FHA and NQM

Lake Forest, CA · Remote

$80K - $115K/yr

Position Summary Reporting to the Underwriting Manager, Non-QM and FHA Underwriter are responsible for underwriting non-agency/non-qm and Government mortgage loans and performing credit analysis to ...

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Mortgage Underwriters information

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How much do mortgage underwriters jobs pay per hour?

As of Aug 20, 2026, the average hourly pay for mortgage underwriters in the United States is $29.76, according to ZipRecruiter salary data. Most workers in this role earn between $19.71 and $34.62 per hour, depending on experience, location, and employer.

What is the difference between Mortgage Underwriters vs Loan Processors?

AspectMortgage UnderwritersLoan Processors
CredentialsTypically require mortgage licensing, underwriting certifications, and knowledge of lending guidelinesOften need loan processing experience and familiarity with documentation and application procedures
Work EnvironmentWork in banks, mortgage companies, or lending institutions, analyzing loan applicationsAssist in gathering documents, verifying information, and preparing files for underwriting
Employer & IndustryFinancial institutions, mortgage lenders, banksMortgage companies, banks, lending agencies
Search & Comparison IntentUnderstanding roles, responsibilities, and qualifications of mortgage underwritersDifferences between mortgage underwriters and loan processors

Mortgage underwriters evaluate loan applications to determine risk and approve or deny loans based on guidelines. Loan processors handle the collection and verification of borrower documentation to prepare files for underwriting. While both roles are essential in the mortgage process, underwriters make the final approval decision, whereas processors focus on document management and preparation.

How hard is it to become a mortgage underwriter?

Becoming a mortgage underwriter typically requires a high school diploma or equivalent, with many employers preferring candidates with a bachelor's degree in finance, business, or a related field. Gaining experience in banking or lending, along with knowledge of underwriting software and industry regulations, can improve job prospects; certification is also available to enhance credibility. The role often involves on-the-job training and developing strong analytical skills.

Is mortgage underwriting a good career?

Mortgage underwriting is a stable career that involves evaluating loan applications to assess risk and ensure compliance with lending standards. It typically requires attention to detail, analytical skills, and knowledge of financial documents, with opportunities for advancement and certification. The job often offers regular hours and a predictable work environment, making it suitable for those interested in finance and risk assessment.

What do mortgage underwriters get paid?

Mortgage underwriters typically earn a median annual salary of around $60,000 to $80,000, depending on experience, location, and employer. Senior or specialized underwriters can earn higher, often exceeding $90,000 annually. Compensation may also include bonuses and benefits based on performance and company policies.

What does a mortgage underwriter do?

A mortgage underwriter evaluates loan applications to determine the borrower’s ability to repay and assesses the risk for the lender. They review financial documents, credit reports, and property details, often using underwriting software, to decide whether to approve, deny, or request additional information for a mortgage loan.
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Cities with the most Mortgage Underwriters job openings:

What states have the most Mortgage Underwriters jobs?

States with the most job openings for Mortgage Underwriters jobs include:

What job categories do people searching Mortgage Underwriters jobs look for?

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Mortgage Underwriters jobs near you
Infographic showing various Mortgage Underwriters job openings in the United States as of August 2026, with employment types broken down into 93% Full Time, 5% Part Time, and 2% Contract. Highlights an 77% Physical, 4% Hybrid, and 19% Remote job distribution, with an average salary of $61,902 per year, or $29.8 per hour.

Mortgage Underwriters

Outsource 2 India

Princeton, NJ • On-site

$70 - $100/hr

Other

Posted 2 days ago

New

Job description

Flatworld Solutions (FWS) is a global corporation offering mortgage solutions to mortgage professionals, bankers, brokers and lenders across the globe for over 17 years. Our mortgage services are streamlined, process-oriented, and focused on internationally accepted standards, and help our clients get best return on their investments.

Job Summary

We are seeking an experienced professional with US mortgage knowledge, analytical, negotiating and decision making skills. You must love to work in an intense and exciting environment, thrive on challenging goals and be a great team player.

Location

Princeton, NJ

General requirements
  • Analytical skills - Ability to analyse large no of documents and data points
  • Attention to detail - Ability to identify anomalies among varied types of documents and data points
  • Communication skill - Both written and verbal
  • Math Skills - Must be good with arithmetic and should be able to calculate ratios
Functional - Mortgage Skills Required
  • Must have thorough understanding of agency guidelines (Fannie Mae, Freddie Mac & FHA).
  • Minimum 2+ years of experience in US mortgage underwriting. Must have experience in underwriting of Conventional and FHA loans. Knowledge of VA and USDA loans will be an added advantage.
  • Must be able to do income calculation for all types of borrowers (W2, Tax Returns, Retirement Statement and other types of income).
  • Must be able to underwrite both refinance and purchase transactions.
  • Must be able to run AUS, data verify and other compliance tools to look for any red flags.
  • Must have prior experience of taking the loan from initial underwrite to CTC (including clearing condition and signing off the approval).
  • Must be able to learn and adapt to any investor overlays required by our clients.
Job Responsibilities
  • Work on our client LOS and underwrite loans on behalf of our clients.
  • Interact with our clients Underwriting Manager to learn investor overlays (if any), process updates as well as to clarify any grey areas that may be left for interpretation.
  • Issue conditional approval and work with processors (internally or externally) to clear those conditions.
  • Issue a final CTC once all conditions are met.
  • Review loans underwritten by another team member and provide feedback.
  • Perform a quick QC on loans underwritten by other underwriters to check for saleability issues.
  • Re-underwrite closed loans to come up with QA findings.
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