ZipRecruiter

Log In

1

Mortgage Underwriters Jobs (NOW HIRING)

AmeriSave Mortgage Corp.

$28 - $38/hr

What We're Looking For: We're looking for skilled Mortgage Underwriters ready to make an immediate impact. This is your chance to join a high performing team, shape borrower experiences nationwide ...

AmeriSave Mortgage Corp.

Mortgage Underwriter

$28 - $38/hr

What We're Looking For: We're looking for skilled Mortgage Underwriters ready to make an immediate impact. This is your chance to join a high performing team, shape borrower experiences nationwide ...

Rapid Mortgage

Mortgage Underwriter - DE/SAR

DE/SAR Mortgage Underwriter Location: Remote Join a Fast-Paced, High-Performing Team in Mortgage Lending Excellence Rapid Mortgage Company is a nationally recognized lender known for speed, service ...

LBC Mortgage

Experience underwriting DSCR and rental investment loans * Experience with Ground-Up Construction loans * Familiarity with Encompass or other mortgage/loan CRM systems * Strong knowledge of investor ...

LBC Mortgage

Mortgage Underwriter

North Hollywood, CA · On-site

Experience underwriting DSCR and rental investment loans * Experience with Ground-Up Construction loans * Familiarity with Encompass or other mortgage/loan CRM systems * Strong knowledge of investor ...

Gateway First Bank

Mortgage Underwriter

Plano, TX · On-site

Mortgage Underwriter JOB SUMMARY: Responsible for underwriting designated residential loans by analyzing credit data to ensure compliance with investor and company guidelines and requirements.

LBC Mortgage

Mortgage Underwriter

North Hollywood, CA · On-site

Experience underwriting DSCR and rental investment loans * Experience with Ground-Up Construction loans * Familiarity with Encompass or other mortgage/loan CRM systems * Strong knowledge of investor ...

LBC Mortgage

Experience underwriting DSCR and rental investment loans * Experience with Ground-Up Construction loans * Familiarity with Encompass or other mortgage/loan CRM systems * Strong knowledge of investor ...

LBC Mortgage

Mortgage Underwriter

North Hollywood, CA · On-site

Experience underwriting DSCR and rental investment loans * Experience with Ground-Up Construction loans * Familiarity with Encompass or other mortgage/loan CRM systems * Strong knowledge of investor ...

next page

Showing results 1-20

All JobsFinance and Insurance JobsMortgage JobsLoan Underwriter JobsMortgage Underwriters Jobs

Mortgage Underwriters information

See salary details

$17

$29

$54

How much do mortgage underwriters jobs pay per hour?

As of Sep 2, 2026, the average hourly pay for mortgage underwriters in the United States is $29.76, according to ZipRecruiter salary data. Most workers in this role earn between $19.71 and $34.62 per hour, depending on experience, location, and employer.

What is the difference between Mortgage Underwriters vs Loan Processors?

AspectMortgage UnderwritersLoan Processors
CredentialsTypically require mortgage licensing, underwriting certifications, and knowledge of lending guidelinesOften need loan processing experience and familiarity with documentation and application procedures
Work EnvironmentWork in banks, mortgage companies, or lending institutions, analyzing loan applicationsAssist in gathering documents, verifying information, and preparing files for underwriting
Employer & IndustryFinancial institutions, mortgage lenders, banksMortgage companies, banks, lending agencies
Search & Comparison IntentUnderstanding roles, responsibilities, and qualifications of mortgage underwritersDifferences between mortgage underwriters and loan processors

Mortgage underwriters evaluate loan applications to determine risk and approve or deny loans based on guidelines. Loan processors handle the collection and verification of borrower documentation to prepare files for underwriting. While both roles are essential in the mortgage process, underwriters make the final approval decision, whereas processors focus on document management and preparation.

How hard is it to become a mortgage underwriter?

Becoming a mortgage underwriter typically requires a high school diploma or equivalent, with many employers preferring candidates with a bachelor's degree in finance, business, or a related field. Gaining experience in banking or lending, along with knowledge of underwriting software and industry regulations, can improve job prospects; certification is also available to enhance credibility. The role often involves on-the-job training and developing strong analytical skills.

Is mortgage underwriting a good career?

Mortgage underwriting is a stable career that involves evaluating loan applications to assess risk and ensure compliance with lending standards. It typically requires attention to detail, analytical skills, and knowledge of financial documents, with opportunities for advancement and certification. The job often offers regular hours and a predictable work environment, making it suitable for those interested in finance and risk assessment.

What do mortgage underwriters get paid?

Mortgage underwriters typically earn a median annual salary of around $60,000 to $80,000, depending on experience, location, and employer. Senior or specialized underwriters can earn higher, often exceeding $90,000 annually. Compensation may also include bonuses and benefits based on performance and company policies.

What does a mortgage underwriter do?

A mortgage underwriter evaluates loan applications to determine the borrower’s ability to repay and assesses the risk for the lender. They review financial documents, credit reports, and property details, often using underwriting software, to decide whether to approve, deny, or request additional information for a mortgage loan.
More about Mortgage Underwriters jobs

What cities are hiring for Mortgage Underwriters jobs?

Cities with the most Mortgage Underwriters job openings:

What states have the most Mortgage Underwriters jobs?

States with the most job openings for Mortgage Underwriters jobs include:

What job categories do people searching Mortgage Underwriters jobs look for?

The top searched job categories for Mortgage Underwriters jobs are:

Mortgage Underwriters jobs near you
Infographic showing various Mortgage Underwriters job openings in the United States as of August 2026, with employment types broken down into 93% Full Time, 5% Part Time, and 2% Contract. Highlights an 83% Physical, 3% Hybrid, and 14% Remote job distribution, with an average salary of $61,902 per year, or $29.8 per hour.

Mortgage Underwriter

Nicolet National Bank

Green Bay, WI

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 17 days ago

Nicolet National Bank rating

8.1

Company rating: 8.1 out of 10

Based on 12 frontline employees who took The Breakroom Quiz

65th of 174 rated banks

Job description

At Nicolet National Bank, our culture is based on the principles of community banking, putting the needs of our customers at the forefront of our decision-making. Our Core Values drive everything we do, and we are committed to serving our customers with excellence. We believe that every job in our organization is critical to our success, and we are dedicated to creating a work environment where our employees feel valued, respected, and supported. With locations in Wisconsin, Michigan, Minnesota, Iowa, and Florida we are proud to service our local communities and make a positive impact on the lives of our customers. At Nicolet National Bank, we believe that our people are our most valuable asset, and we are committed to investing in their growth and development.
The Mortgage Underwriter is responsible for the preparation, processing, and underwriting of mortgage loan files and for evaluating secondary market applications. Mortgage Underwriters are also responsible for working collaboratively with mortgage lenders and processing staff to ensure that the financial needs of Nicolet’s customers are met with loan products offered by Nicolet.
As a Mortgage Underwriter, you will:
  • Independently screen loan applications to determine loan eligibility of customers by compiling and analyzing personal financial data of the customer, the proposed loan structure or product, and other relevant data that, in the Mortgage Underwriter’s discretion, the Mortgage Underwriting finds may materially impact the customer’s ability to pay the proposed loan to Nicolet.
  • Approve or reject loan applications based on the Mortgage Underwriter’s findings and, when appropriate, propose an alternative loan structure or product.
  • Prepare written confirmation of findings including, but not limited to, system coding, denial notice preparation, HMDA coding, and uploads into Director record-keeping system.
  • Exercise discretion and independent judgment to assess loan quality of proposed loans by to confirm that the loan file, as approved, is underwritten to reasonably comply with specific GSE guidelines and investor overlays to decrease potential for loan repurchase. This includes interpreting relevant guidelines that may be issued by federal or state agencies or investors and conducting research to make underwriting decision. Attention to detail is critical.
  • Establish underwriting conditions needed to clear loans to close and communicate those conditions to lenders and processors.
  • Work as liaison between investors and lenders on loan products that Nicolet is not able to approve.
  • Clear all file pends from investors and third-party audit companies.
  • Assist the Underwriting Manager with training of new and existing employees on accurate data input for accurate findings and applications to reduce potential for negative impact to borrower(s) and Nicolet.
  • Answer phone inquiries from lenders, staff, and customers to resolve issues and ensure customer satisfaction.
  • Interpret guideline changes for different loan products and varying over-lays of investors and communicate concise information to frontline as needed.
  • Evaluate, analyze, and recommend products and/or process changes that would increase efficiency, ensure competitiveness, and reduce costs or redundancies.
  • Attend webinars, review ALLREGS, and attend investor seminars as volume allows to keep underwriting and investor guidelines’ knowledge current.
  • Work with Underwriting Manager to coordinate productive, informative retail meetings, assisting frontline with meeting Nicolet’s goals and customer expectations.
  • Use bullets from ESSENTIAL DUTIES AND RESPONSIBILITES ensuring proper tense is used – This section should always end with the following bullet points (if a manager uses categories to break out their job descriptions, please classify the below as “General:”)
  • Uphold Nicolet’s philosophy and policies by maintaining appropriate controls to ensure full compliance with applicable laws and regulations, thereby fulfilling legal responsibilities and enhancing the quality of services provided by Nicolet.
  • Understand and communicate the value of diversity within the workplace and to work successfully with others without regard to age, gender, race, sexual orientation, ethnicity, culture, religion, disability status, socioeconomic status or other non-job-related classification, including a commitment to Nicolet’s policies on equal employment opportunities and non-discrimination with a willingness to pursue efforts of inclusion and respect toward different perspectives.
  • Performs all other duties as assigned.
Qualifications:
  • High School Diploma or equivalent. Associate Degree in Administration or Finance-Related field of study.
  • 1-3 years required mortgage processing or underwriting experience required.
  • 3+ years mortgage processing or underwriting experience preferred.
  • Proficiency with computer, phone system, and general office equipment.
  • Ability to learn and become proficient with Microsoft Office suite and other mortgage specific software applications.
  • Highly developed attention to detail and organizational skills.
  • Ability to prioritize and work rapidly and accurately in fast-paced environment.
  • Ability to maintain strict confidentiality.
  • Knowledge of mortgage processing, underwriting and secondary market functions.
Benefits:
  • Medical, Dental, Vision, amp; Life Insurance
  • 401(k) with a company match
  • PTO amp; 11 1/2 Paid Holidays
The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities and skills required for the position.
Equal Opportunity Employer/Veterans/Disabled

What Nicolet National Bank employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply