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Mortgage Jobs (NOW HIRING)

Prosperity Home Mortgage is seeking a dynamic Mortgage Consultant to join our growing team and make a meaningful impact in your local community. About This Opportunity As a Mortgage Consultant with ...

We are currently seeking an experienced and detail-oriented mortgage loan processor for our dynamic lending team. The ideal candidate will have years of mortgage processing experience, a can-do ...

Prosperity Home Mortgage is seeking a dynamic Mortgage Consultant to join our growing team and make a meaningful impact in your local community. About This Opportunity As a Mortgage Consultant with ...

Prosperity Home Mortgage is seeking a dynamic Mortgage Consultant to join our growing team and make a meaningful impact in your local community. About This Opportunity As a Mortgage Consultant with ...

Prosperity Home Mortgage is seeking a dynamic Mortgage Consultant to join our growing team and make a meaningful impact in your local community. About This Opportunity As a Mortgage Consultant with ...

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Mortgage information

See salary details

$24K

$70.4K

$139.5K

How much do mortgage jobs pay per year?

As of Sep 8, 2026, the average yearly pay for mortgage in the United States is $70,419.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,500.00 and $89,000.00 per year, depending on experience, location, and employer.

What is a mortgage?

Mortgages are loans specifically used to purchase real estate, such as a house or property. When you take out a mortgage, you borrow money from a lender and agree to pay it back, usually in monthly installments, over a set period (often 15 or 30 years). The property itself serves as collateral, meaning the lender can take ownership if you fail to make payments. Mortgages come in various types, such as fixed-rate and adjustable-rate, each with different terms and interest rates. Understanding the basics of mortgages can help you make informed decisions when buying a home.

What jobs are in the mortgage industry?

The mortgage industry plays an essential role in helping people acquire a home or other real estate. A loan officer is a typical position in the field, and the one most home buyers are likely to encounter first. Loan officers are responsible for acting as an intermediary between the borrower and the lender, who is usually, if not always, a bank. You could also be a mortgage underwriter, responsible for finalizing the transaction by approving or denying a borrower based on income, credit, and other factors. Or you could be an escrow agent, responsible for transferring the ownership of a property from one party to another.

What are the key skills and qualifications needed to thrive as a mortgage loan officer, and why are they important?

To thrive as a Mortgage Loan Officer, you need strong knowledge of lending processes, financial analysis, and relevant regulations, typically supported by a bachelor's degree in finance or a related field and state licensing. Familiarity with loan origination software (LOS), customer relationship management (CRM) systems, and compliance tools is essential. Excellent interpersonal skills, attention to detail, and the ability to build trust with clients help set top performers apart. These skills ensure accurate loan processing, regulatory compliance, and successful client relationships, which are crucial for business growth and customer satisfaction.

What are the main challenges a mortgage loan officer faces when working with clients?

Mortgage loan officers often encounter challenges such as navigating complex lending regulations, managing tight deadlines, and addressing clients’ unique financial situations. They must balance the needs of both borrowers and lending institutions, which requires strong communication and problem-solving skills. Additionally, fluctuating interest rates and changing market conditions can impact the loan approval process, making adaptability and up-to-date industry knowledge essential.

What is the difference between Mortgage vs Loan Officer?

AspectMortgage
RoleMortgage
Primary FocusFacilitating home loans and mortgage financing
CertificationsMortgage license, state-specific licensing
Work EnvironmentBanking institutions, mortgage companies, online platforms
Industry UsageReal estate, banking, finance

The term "Mortgage" generally refers to the financial product or the process of obtaining a home loan. A "Loan Officer" is a professional who evaluates, authorizes, and recommends approval of various types of loans, including mortgages. While mortgage professionals specialize in home loans, loan officers may handle a broader range of loan types. Both roles often require similar certifications and work within the banking or finance industry, but their specific focus differs.

What cities are hiring for Mortgage jobs?

Cities with the most Mortgage job openings:

What are the most commonly searched types of Mortgage jobs?

The most popular types of Mortgage jobs are:

What states have the most Mortgage jobs?

States with the most job openings for Mortgage jobs include:

Infographic showing various Mortgage job openings in the United States as of September 2026, with employment types broken down into 93% Full Time, 5% Part Time, and 2% Contract. Highlights an 82% Physical, 3% Hybrid, and 15% Remote job distribution, with an average salary of $70,419 per year, or $33.9 per hour.

Mortgage Consultant

Prosperity Home Mortgage

Philadelphia, PA • On-site

Full-time

Re-posted 2 days ago


Job description

Make an Impact. Build Relationships. Grow Your Business and Your Income.

Prosperity Home Mortgage is looking for an experienced, motivated, communityfocused Mortgage Consultant ready to take their career and earning potential to the next level. If you thrive on building meaningful relationships, enjoy being active in your market, and love creating opportunities through education and outreach, this role is built for you.

This is more than a sales position. It’s a chance to become a trusted advisor to homebuyers, expand your personal brand, and grow a thriving book of business with the support of a nationally recognized mortgage lender. With strong referral networks, robust operational support, and a culture that rewards performance, top consultants have the potential to earn well into six figures.

What You’ll Do

  • Build and strengthen referral pipelines through active engagement with National Trade, local industry and community organizations.
  • Lead consumerfocused outreach efforts such as homebuyer education sessions, community events, and media opportunities.
  • Advise new and existing clients on a wide range of residential mortgage products, tailoring solutions to meet individual financial goals.
  • Originate highquality loans that meet Prosperity Home Mortgage guidelines while delivering an exceptional customer experience.
  • Analyze financial and credit data to recommend appropriate loan programs and risk profiles.
  • Maintain a strong presence and positive reputation for Prosperity Home Mortgage within the local market.
  • Set, pursue, and achieve sales goals while taking ownership of results within your assigned area.
  • Communicate effectively with executive leadership and represent the organization with professionalism and accountability.
  • Clearly communicate company policies, programs, and promotions to clients and partners.

What We’re Looking For

  • Bachelor’s degree or an equivalent combination of education, training, and experience.
  • Proven experience in mortgage sales or operations with a successful track record in agency, government, and jumbo loan origination.
  • Strong phone, relationship-building, and social media engagement skills.
  • All required state and federal mortgage licenses.
  • Ability to travel locally with reliable personal transportation.

Why Prosperity Home Mortgage?

At Prosperity Home Mortgage, you’ll find a supportive, growth-oriented environment that values leadership, community involvement, and long-term success. We empower our Mortgage Consultants with strong operational support, competitive products, and the freedom to build a sustainable business within a respected national brand.

Prosperity Home Mortgage, LLC is an Equal Opportunity Employer and makes employment decisions without regard to race, color, religion, sex (including pregnancy, childbirth, breastfeeding, and related medical conditions), gender, gender identity, gender expression, sexual orientation, marital status, medical condition, ancestry, national origin, age, physical or mental disability, genetic information, military or veteran status, status as a victim of domestic violence, sexual assault, or stalking, or any other characteristic protected by applicable federal, state, or local law.