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$32.5K

$131.8K

$225K

How much do vp mortgage jobs pay per year?

As of Jul 30, 2026, the average yearly pay for vp mortgage in the United States is $131,763.00, according to ZipRecruiter salary data. Most workers in this role earn between $96,000.00 and $149,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by a VP Mortgage, and how is success measured in this role?

A VP Mortgage often encounters challenges such as keeping up with changing regulations, overseeing loan portfolio quality, and driving growth in a competitive market. Success is typically measured by key performance indicators like loan volume growth, default rates, compliance audit results, and the performance of the mortgage team. Collaborating with underwriters, loan officers, and compliance professionals is essential to streamline processes and achieve organizational goals. As a VP, you’ll also be expected to implement strategic initiatives and foster an agile, high-performing team environment.

What is a VP Mortgage job?

A VP Mortgage, or Vice President of Mortgage, is a senior leadership role in the mortgage lending industry. They oversee mortgage operations, manage lending policies, and ensure compliance with financial regulations. Their responsibilities may include developing loan strategies, leading teams, and maintaining relationships with borrowers and financial partners. This role requires extensive experience in mortgage lending, financial analysis, and risk management. Strong leadership and communication skills are essential for success.

What are the key skills and qualifications needed to thrive in the Vp Mortgage position, and why are they important?

To thrive as a VP Mortgage, you need deep expertise in mortgage lending, financial analysis, regulatory compliance, and leadership, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with loan origination systems, underwriting software, and regulatory guidelines such as CFPB and FNMA/FHLMC standards is crucial. Strong negotiation, strategic planning, and interpersonal skills help foster client relationships and lead effective teams. These competencies are essential for ensuring loan portfolio growth, minimizing risk, and maintaining regulatory compliance in a competitive mortgage market.

More about Vp Mortgage jobs
What cities are hiring for Vp Mortgage jobs? Cities with the most Vp Mortgage job openings:
What are the most commonly searched types of Mortgage jobs? The most popular types of Mortgage jobs are:
What states have the most Vp Mortgage jobs? States with the most job openings for Vp Mortgage jobs include:
What job categories do people searching Vp Mortgage jobs look for? The top searched job categories for Vp Mortgage jobs are:
Vp Mortgage jobs near you
Infographic showing various Vp Mortgage job openings in the United States as of July 2026, with employment types broken down into 91% Full Time, 6% Part Time, and 3% Contract. Highlights an 83% Physical, 3% Hybrid, and 14% Remote job distribution, with an average salary of $131,763 per year, or $63.3 per hour.

VP Mortgage Operations

Coastal Credit Union

Raleigh, NC • On-site

Full-time

Posted 3 days ago

New

Job description

Job Title: VP Mortgage Operations

Position Location: Raleigh, NC. Hybrid position: onsite three days per week.

Job Summary:

The VP Mortgage Operations is responsible for leading Coastal's mortgage operations including origination, underwriting, and administration. This role will drive operational efficiency, ensure regulatory compliance, and build high-performing teams. As a highly visible leader, this role will collaborate across divisions to execute Coastal's strategic vision.

As a key contributor to the Coastal team, your responsibilities will be:

  • (20%) Architect and implement strategies to enhance underwriting, closing, and post-closing processes, ensuring alignment with organizational goals.
  • (20%) Drive strategic oversight of underwriting, closing, post-closing, and quality control processes to ensure precision, regulatory compliance, and adherence to internal standards, while enhancing the borrower experience. Lead implementation of corrective action plans to mitigate risk and optimize operational integrity.
  • (20%) Formulate, design, and execute underwriting policies and procedures that align with industry standards and regulatory requirements to ensure robust credit risk assessment and informed decision-making.
  • (20%) Spearhead the management of lending origination systems and lead the development of technology solutions to drive operational efficiency and innovation.
  • (10%) Provide executive management with strategic insights on loan origination performance, underwriting quality, closing efficiency, and secondary market outcomes. Analyze data to deliver actionable feedback and coordinate with stakeholders to streamline closing processes.
  • (10%) Strategically manage relationships with regulators, agency partners, vendors, attorneys, title companies, and other stakeholders to ensure smooth operations and regulatory compliance.

Interested? Here are the qualifications we need to see on your resume:

Experience:

  • Fifteen years of mortgage lending experience including managing mortgage products for the secondary market and at least ten years of underwriting, processing, and closing experience
  • Experience with residential mortgage regulations, underwriting practices, secondary market operations, and best practices for loan origination workflows and processes
  • Experience with Fannie Mae and Freddie Mac products, services, and guidelines
  • Minimum of five years' management experience including hiring, leading, and coaching staff

Education:

  • Related bachelor's degree or equivalent experience
  • SAR underwriting certification
  • Encompass Administrator Certification preferred

Essential cognitive/physical/social requirements of position:

Must be able to learn and retain information; resolve problems and think sequentially; remain in a stationary position; constantly operate a computer; and converse with others on a continual basis.

For consideration visit https://coastal24.applicantpool.com/jobs/ . You can also scroll back up to the top of this page to the "Apply Now" section.

Deadline for Application: All resumes must be received on or before 8/7/2026

Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.

Coastal Federal Credit Union is committed to providing reasonable accommodations to applicants who may have disabilities. If you need special assistance or an accommodation in applying for employment, please contact our HR department at jkedra@coastal24.com. Request for reasonable accommodation will be considered on a case by case basis.

"It's our duty to create a workplace and company culture where everyone feels heard and valued, and is appreciated for their unique backgrounds, experiences, and perspectives. At the end of the day, what truly matters is that every person who walks through our doors believes that they are an integral part of our team and can bring their best, true self to work each day. Building a culture of inclusivity means creating an environment where everyone thrives and succeeds together."

-Tyler Grodi, CEO

VEVRAA Federal Contractor

Equal Opportunity/Affirmative Action Employer

Minority/Female/Disability/Veterans