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Senior Technical Underwriter Jobs (NOW HIRING)

Talent Cloud Staffing

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Senior C&I Underwriter

Miami, FL · Remote

$150K - $160K/yr

Senior Commercial & Industrial (C&I) Underwriter Location: Hybrid from one of the Florida office ... The ideal candidate is a strong technical underwriter who enjoys partnering with Relationship ...

Hyperiongrp

Sr. Underwriter, Cyber

New York, NY · Hybrid

$125K - $175K/yr

At DUAL, Sr. Underwriters play a key role in shaping the underwriting framework, managing a ... In this role, you will provide technical expertise to evaluate insurance submissions, balancing ...

Howden Group

Sr. Underwriter, Cyber

New York, NY · Hybrid

$125K - $175K/yr

At DUAL, Sr. Underwriters play a key role in shaping the underwriting framework, managing a ... In this role, you will provide technical expertise to evaluate insurance submissions, balancing ...

Howden Group Holdings

Sr. Underwriter, Cyber

New York, NY · On-site

$125K - $175K/yr

At DUAL, Sr. Underwriters play a key role in shaping the underwriting framework, managing a ... In this role, you will provide technical expertise to evaluate insurance submissions, balancing ...

Hyperiongrp

Sr. Underwriter, Cyber

Chicago, IL · Hybrid

$125K - $175K/yr

At DUAL, Sr. Underwriters play a key role in shaping the underwriting framework, managing a ... In this role, you will provide technical expertise to evaluate insurance submissions, balancing ...

Howden Group

Sr. Underwriter, Cyber

Chicago, IL · Hybrid

$125K - $175K/yr

At DUAL, Sr. Underwriters play a key role in shaping the underwriting framework, managing a ... In this role, you will provide technical expertise to evaluate insurance submissions, balancing ...

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Senior Technical Underwriter information

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$37K

$106.6K

$133.5K

How much do senior technical underwriter jobs pay per year?

As of Jul 14, 2026, the average yearly pay for senior technical underwriter in the United States is $106,601.00, according to ZipRecruiter salary data. Most workers in this role earn between $98,500.00 and $116,500.00 per year, depending on experience, location, and employer.

What is the highest paying underwriting job?

Senior technical underwriters and executive-level underwriting roles, such as Chief Underwriting Officer or Underwriting Director, tend to be the highest paying positions in underwriting. These roles often require extensive experience, advanced certifications, and leadership responsibilities, resulting in higher compensation compared to entry- or mid-level underwriting jobs.

What does a technical underwriter do?

A senior technical underwriter evaluates insurance applications by analyzing risk factors, reviewing technical data, and determining policy terms and pricing. They use specialized tools and industry knowledge to assess complex cases and ensure accurate risk assessment for insurance providers.

What is a Senior Technical Underwriter?

A Senior Technical Underwriter is an experienced insurance professional responsible for evaluating and assessing complex insurance risks, typically in specialized fields such as commercial or industrial insurance. They analyze applications, review technical data, and determine appropriate coverage terms, premiums, and conditions. Senior Technical Underwriters often handle high-value or unusual cases, provide guidance to junior underwriters, and work closely with brokers, clients, and actuaries to ensure accurate risk assessment. Their expertise helps insurance companies manage risk and maintain profitability while meeting client needs.

What are the key skills and qualifications needed to thrive as a Senior Technical Underwriter, and why are they important?

To thrive as a Senior Technical Underwriter, you need deep knowledge of risk assessment, insurance products, and industry regulations, often supported by a bachelor’s degree and professional certifications such as ACII or CPCU. Proficiency in underwriting software, data analytics tools, and policy management systems is typically required. Analytical thinking, negotiation skills, and strong decision-making abilities set top performers apart in this role. These skills ensure accurate risk evaluation, profitable portfolio management, and effective collaboration with clients and brokers.

Will AI replace underwriting?

As a Senior Technical Underwriter, AI is increasingly used to assist in data analysis, risk assessment, and automating routine tasks. However, human judgment remains essential for complex decision-making, interpretation of nuanced information, and ensuring fair assessments. AI tools complement underwriters' expertise but are unlikely to fully replace the role in the near future.

What is the difference between Senior Technical Underwriter vs Underwriting Analyst?

AspectSenior Technical UnderwriterUnderwriting Analyst
CredentialsTypically requires professional certifications like CPCU or ARMOften requires a bachelor's degree, some certifications optional
Work EnvironmentPerforms complex risk assessments, makes final underwriting decisionsSupports underwriting team with data analysis and research
Industry UsageCommon in insurance companies, especially in commercial linesUsed across insurance and reinsurance sectors for risk evaluation

The Senior Technical Underwriter focuses on complex risk assessment and decision-making, often holding advanced certifications. In contrast, the Underwriting Analyst supports the underwriting process through data analysis and research. Both roles are integral in the insurance industry but differ in responsibility level and scope.

How does a Senior Technical Underwriter typically collaborate with other departments to assess complex risks?

Senior Technical Underwriters frequently work alongside actuarial teams, claims specialists, and risk engineers to thoroughly evaluate complex or unconventional risks. This collaboration helps ensure that underwriting decisions are well-informed and aligned with both company guidelines and current market conditions. Regular meetings and cross-departmental projects are common, and strong communication skills are essential for sharing technical insights and negotiating terms with both internal and external stakeholders.

How much does a senior underwriter get paid?

A senior technical underwriter typically earns between $80,000 and $130,000 annually, depending on experience, industry, and location. They often require specialized knowledge of underwriting software and risk assessment skills, with higher salaries available in larger companies or high-demand markets.
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Senior Technical Underwriter jobs near you
Senior C&I Underwriter

Senior C&I Underwriter

Talent Cloud Staffing

Miami, FL • Remote

$150K - $160K/yr

Full-time

Medical, Dental, PTO

Posted 5 days ago

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Job description

Senior Commercial & Industrial (C&I) Underwriter

Location: Hybrid from one of the Florida office locations or Fully Remote (for exceptional candidates)

Department: Commercial Credit

Employment Type: Full-Time

About the Opportunity

A well-capitalized, publicly traded regional bank is continuing to expand its Commercial Banking platform and is seeking experienced Senior C&I Underwriters to join its growing Commercial Credit team.

This is a highly visible role supporting a collaborative, relationship-driven credit culture focused exclusively on Commercial & Industrial lending (no CRE). The ideal candidate is a strong technical underwriter who enjoys partnering with Relationship Managers, structuring complex transactions, and serving as a trusted credit advisor on middle-market and corporate lending relationships.

This opportunity offers exposure to executive credit leadership, a collaborative team environment, strong work-life balance, and long-term career growth.

Key Responsibilities

  • Independently underwrite and structure new and existing middle-market and corporate C&I credit relationships
  • Prepare comprehensive credit memorandums including detailed financial statement analysis, global cash flow analysis, covenant analysis, collateral evaluation, and risk assessment
  • Analyze complex borrower structures, repayment sources, guarantor support, industry trends, and policy exceptions
  • Structure credit recommendations and clearly communicate risk, mitigants, and approval rationale
  • Partner closely with Relationship Managers to structure financing solutions that meet both client needs and the bank's credit standards
  • Perform annual reviews, renewals, modifications, risk rating assessments, and portfolio monitoring
  • Monitor covenant compliance, emerging risks, criticized assets, and policy exceptions
  • Present and defend underwriting recommendations to senior credit leadership as appropriate
  • Mentor and support junior underwriters while contributing to a collaborative team environment
  • Ensure compliance with internal credit policy, regulatory requirements, and sound underwriting practices

Required Qualifications

  • 7+ years of commercial credit underwriting experience with a strong emphasis on Commercial & Industrial lending
  • Proven experience underwriting middle-market and larger corporate C&I relationships
  • Demonstrated experience writing complete credit memorandums from initial analysis through recommendation
  • Strong financial analysis, cash flow modeling, covenant analysis, and credit structuring skills
  • Experience with larger and more complex commercial transactions, typically in the $20MM-$50MM+ range
  • Ability to independently evaluate credit risk and confidently defend underwriting recommendations
  • Excellent written and verbal communication skills

Preferred Qualifications

  • Experience with Asset-Based Lending (ABL), Trade Finance, Syndicated or Participation Lending
  • Formal commercial credit training and/or Finance degree
  • Experience within a large regional or national banks
  • Experience underwriting multi-entity and complex borrower structures
  • Experience mentoring junior underwriters or serving as a senior technical resource
  • Familiarity with commercial loan origination and credit platforms (nCino, FIS IBS, Salesforce, or similar)

What We're Looking For

The successful candidate is more than just a strong underwriter—they're a collaborative business partner who combines sound credit judgment with excellent communication skills. They can confidently defend their recommendations when appropriate, remain receptive to constructive feedback, and thrive in a team-oriented environment where relationship building and mutual respect are highly valued.

Why Join?

  • Well-capitalized, publicly traded regional bank with continued commercial banking growth
  • Strong executive visibility and exposure to senior credit leadership
  • Clear opportunities for career growth and pipeline to leadership roles for driven candidates
  • Collaborative, supportive, family-oriented culture
  • Emphasis on work-life balance and employee development
  • Hybrid flexibility throughout Florida, with fully remote consideration for exceptional candidates
  • Competitive compensation:
    • Base Salary: $150,000-$160,000
    • Target Annual Incentive: base of 15% (up to 24%)
    • Comprehensive benefits package