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Senior Technical Underwriter Jobs (NOW HIRING)

Senior Technical Underwriter

Dallas, TX · Remote

$97K - $115K/yr

ABOUT THE TEAM As a Senior Technical Underwriter, you will be a part of the Insurance Product Team working across Bestow's Software Product, Customer Experience, Data Science, User Experience ...

Senior Technical Underwriter

Dallas, TX · On-site +1

$140K - $160K/yr

ABOUT THE TEAM As a Senior Technical Underwriter, you will be a part of the Insurance Product Team working across Bestow's Software Product, Customer Experience, Data Science, User Experience ...

Senior C&I Underwriter

Miami, FL · Remote

$150K - $160K/yr

Senior Commercial & Industrial (C&I) Underwriter Location: Hybrid from one of the Florida office ... The ideal candidate is a strong technical underwriter who enjoys partnering with Relationship ...

Senior Underwriter - Corporate Professions Department: Professions Employment Type: Permanent ... This is a highly market-facing role, combining technical underwriting with broker development and ...

Senior Underwriter - Corporate Professions

Chicago, IL · On-site

$101K - $120K/yr

We're looking for an experienced Professional Liability Senior Underwriter to join our growing US ... This is a highly market-facing role, combining technical underwriting with broker development and ...

Senior Commercial Underwriter

Lebanon, TN · On-site

$95K - $112K/yr

Senior Commercial Underwriter Location: Lebanon, TN If you're looking for a career where purpose ... Serve as a senior technical resource for complex commercial credit requests and loan structures

Senior Commercial Underwriter

Lebanon, TN · On-site

$95K - $112K/yr

Senior Commercial Underwriter Location: Lebanon, TN If you're looking for a career where purpose ... Serve as a senior technical resource for complex commercial credit requests and loan structures

Sr. Underwriter E&S Property

Chicago, IL · Hybrid

$110K - $150K/yr

At DUAL, Sr. Underwriters play a key role in shaping the underwriting framework, managing a ... In this role, you will provide technical expertise to evaluate insurance submissions, balancing ...

Sr. Underwriter E&S Property

Chicago, IL · Hybrid

$110K - $150K/yr

At DUAL, Sr. Underwriters play a key role in shaping the underwriting framework, managing a ... In this role, you will provide technical expertise to evaluate insurance submissions, balancing ...

Description The Senior Underwriter is responsible for underwriting energy accounts independently ... Assess technical exposures using loss histories, engineering reports, production/operational data ...

Senior Underwriter, Energy

New York, NY

$107K - $127K/yr

Description The Senior Underwriter is responsible for underwriting energy accounts independently ... Assess technical exposures using loss histories, engineering reports, production/operational data ...

Description The Senior Underwriter is responsible for underwriting energy accounts independently ... Assess technical exposures using loss histories, engineering reports, production/operational data ...

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Senior Technical Underwriter information

See salary details

$37K

$106.6K

$133.5K

How much do senior technical underwriter jobs pay per year?

As of Aug 4, 2026, the average yearly pay for senior technical underwriter in the United States is $106,601.00, according to ZipRecruiter salary data. Most workers in this role earn between $98,500.00 and $116,500.00 per year, depending on experience, location, and employer.

What is a senior technical underwriter?

A Senior Technical Underwriter is an experienced insurance professional responsible for evaluating and assessing complex insurance risks, typically in specialized fields such as commercial or industrial insurance. They analyze applications, review technical data, and determine appropriate coverage terms, premiums, and conditions. Senior Technical Underwriters often handle high-value or unusual cases, provide guidance to junior underwriters, and work closely with brokers, clients, and actuaries to ensure accurate risk assessment. Their expertise helps insurance companies manage risk and maintain profitability while meeting client needs.

What are the key skills and qualifications needed to thrive as a senior technical underwriter, and why are they important?

To thrive as a Senior Technical Underwriter, you need deep knowledge of risk assessment, insurance products, and industry regulations, often supported by a bachelor’s degree and professional certifications such as ACII or CPCU. Proficiency in underwriting software, data analytics tools, and policy management systems is typically required. Analytical thinking, negotiation skills, and strong decision-making abilities set top performers apart in this role. These skills ensure accurate risk evaluation, profitable portfolio management, and effective collaboration with clients and brokers.

What is the difference between Senior Technical Underwriter vs Underwriting Analyst?

AspectSenior Technical UnderwriterUnderwriting Analyst
CredentialsTypically requires professional certifications like CPCU or ARMOften requires a bachelor's degree, some certifications optional
Work EnvironmentPerforms complex risk assessments, makes final underwriting decisionsSupports underwriting team with data analysis and research
Industry UsageCommon in insurance companies, especially in commercial linesUsed across insurance and reinsurance sectors for risk evaluation

The Senior Technical Underwriter focuses on complex risk assessment and decision-making, often holding advanced certifications. In contrast, the Underwriting Analyst supports the underwriting process through data analysis and research. Both roles are integral in the insurance industry but differ in responsibility level and scope.

How does a senior technical underwriter typically collaborate with other departments to assess complex risks?

Senior Technical Underwriters frequently work alongside actuarial teams, claims specialists, and risk engineers to thoroughly evaluate complex or unconventional risks. This collaboration helps ensure that underwriting decisions are well-informed and aligned with both company guidelines and current market conditions. Regular meetings and cross-departmental projects are common, and strong communication skills are essential for sharing technical insights and negotiating terms with both internal and external stakeholders.
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Senior Technical Underwriter

Bestow

Dallas, TX • Remote

$97K - $115K/yr

Full-time

Medical, Dental, Vision, PTO

Posted 22 days ago


Job description

ABOUT BESTOW

Life insurance is one of the world\'s most important products. It\'s also one of the hardest to build, distribute, and modernize. Bestow exists to change that.

Bestow is a leading vertical technology platform serving some of the largest and most innovative life insurers. Our platform unifies the fragmented, legacy value chain, enabling carriers to launch products in weeks instead of years. Carriers choose us to scale and operate at unprecedented speed, powered by AI and automation.

Bestow isn\'t selling policies. We\'re building the infrastructure that helps an entire industry move faster, reach more people, and deliver on its promise.

Backed by leading investors (Goldman Sachs, Hedosophia, NEA, Valar, 8VC) and trusted by major carriers, Bestow is powered by a team that moves with precision, purpose, and heart. If you want to help reimagine a centuries-old industry with lasting impact, join us.

Bestow offers flexible remote/hybrid work, meaningful benefits, equity, and substantial growth opportunities.

Bestow uses E-Verify to confirm the employment eligibility of all newly hired employees. To learn more about E-Verify, including your rights and responsibilities, please visit E-Verify.gov.

ABOUT THE TEAM

As a Senior Technical Underwriter, you will be a part of the Insurance Product Team working across Bestow’s Software Product, Customer Experience, Data Science, User Experience, Actuarial, Legal/Compliance, and Engineering Teams. As the industry evolves rapidly, you will help develop solutions that balance efficiency, flexibility and solid risk management protocols.

This role reports to the Director of Underwriting Strategy and is open to Dallas, TX, or Remote (US). #LI-Remote

WHAT YOU’LL DO

Bestow is looking for a Senior Technical Underwriter to contribute in the following ways:

  • Enhance, monitor, and support the underwriting logic and data within our instant decision underwriting platform.

  • Conduct audits to monitor the performance and functionality of our platform and review decisions of third-party and internal underwriters.

  • Monitor underwriting metrics and data to identify opportunities and recommend improvements.

  • Develop and iterate on carrier implementation framework

  • Contribute to product feature evolution

WHO YOU ARE
  • 8+ years of production life insurance underwriting experience.

  • 1+ years experience with underwriting rules engines.

  • FALU, FLMI, or CLU preferred.

  • Strong technical background, including proficiency with data analysis.

  • Hands-on experience integrating and analyzing industry-standard data vendors to optimize underwriting processes.

  • Experience conducting underwriting audits.

  • Experience conducting User Acceptance Testing (UAT).

  • An understanding of the legal/compliance framework for life insurance and underwriting.

  • A self-starter who excels in an independent work culture.

  • Adaptable and willing to embrace change.

  • AI-Enabled Productivity: Skilled in deploying modern AI utilities to automate repeatable administrative and analytical tasks; frees up bandwidth to focus on high-impact strategic initiatives, platform auditing, and cross-functional product development.

TOTAL REWARDS

At Bestow, we’re proud to be awarded for our team members, innovative products, and culture. Our standard benefits include:

  • Competitive salary and equity based on role

  • Policies and managers that support work/life balance, like our flexible paid time off and parental leave programs

  • 100% paid-premium option for medical, dental, and vision insurance

  • Lifestyle stipend to support your physical, emotional, and financial wellbeing

  • Flexible work-from-home policy and open to remote

  • Remote and WFH options, as well as a beautiful, state-of-the-art office in Dallas’ Deep Ellum, for those who prefer an office setting

  • Employee-led diversity, equity, and inclusion initiatives

Recent Employer Awards include:

  • Best Place for Working Parents 2023 + 2024 + 2025

  • Great Place to Work Certified, 2022 + 2023 + 2024 + 2025

  • Built In Best Places to Work, 2022 + 2023 + 2025

  • Fortune’s Best Workplaces in Texas 2022 + 2023

  • Fortune’s Best Workplaces in Financial Services and Insurance 2022 + 2023 + 2024

We value diversity at Bestow. The company will hire, recruit, and promote regardless of race, color, religion, sex, sexual orientation, gender identity or expression, national origin, pregnancy or maternity, veteran status, or any other status protected by applicable law. We understand the importance of creating a safe and comfortable work environment and encourage individualism and authenticity in every team member.

Thanks for considering a job at Bestow!