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Remote Insurance Underwriter Jobs in Michigan (NOW HIRING)

HMG Careers

Remote Insurance Agent

Detroit, MI · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Insurance Agent

Ann Arbor, MI · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Insurance Agent

Lansing, MI · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Insurance Agent

Grand Rapids, MI · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Great American Insurance Group

$62K - $94K/yr

Summit provides independent insurance agents and their clients with market-leading workers' comp ... The person hired for this position will work out of the Gainesville, GA office. #LI-Remote Job ...

Summit

$62K - $94K/yr

Summit provides independent insurance agents and their clients with market-leading workers' comp ... The person hired for this position will work out of the Gainesville, GA office. #LI-Remote Job ...

AD Mortgage

Government Senior Underwriter

Troy, MI · On-site +1

$93K - $110K/yr

This is a full-time position based in our modern, cozy Troy, MI office, with remote flexibility for ... vision insurance, and 401(k). Take the first step towards a rewarding career in the mortgage ...

AD Mortgage

Government Senior Underwriter

Troy, MI · Remote

$93K - $110K/yr

This is a full-time position based in our modern, cozy Troy, MI office, with remote flexibility for ... vision insurance, and 401(k). Take the first step towards a rewarding career in the mortgage ...

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All JobsInsurance Underwriter JobsRemote Insurance Underwriter JobsRemote Insurance Underwriter Jobs in Michigan

Remote Insurance Underwriter information

See Michigan salary details

$28.3K

$68.8K

$121.6K

How much do remote insurance underwriter jobs pay per year?

As of Jul 16, 2026, the average yearly pay for remote insurance underwriter in Michigan is $68,750.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,200.00 and $75,800.00 per year, depending on experience, location, and employer.

What are some common challenges faced by remote insurance underwriters and how can they be managed?

Remote insurance underwriters often face challenges such as maintaining effective communication with team members and staying updated on changing underwriting guidelines. Working remotely requires strong self-discipline to manage workloads across multiple cases and deadlines without direct in-person supervision. Utilizing collaboration tools, setting regular check-ins with colleagues, and staying proactive in seeking clarification on complex cases can help overcome these challenges. Additionally, remote underwriters should take advantage of ongoing training resources to keep their skills and industry knowledge current.

What Does a Remote Insurance Underwriter Do?

The job duties of a remote insurance underwriter focus on assessing the risk in insurance policies. In this virtual position, you work from home or from a remote office to evaluate the risk of each client who has applied. You may also review insurance coverage for excessive risk. After reviewing financial documents, risk assessments, and insurance needs, your responsibilities include deciding whether to approve or deny an insurance application. Underwriting may require you to deny coverage for clients that you deem high risk.

What are the key skills and qualifications needed to thrive as a Remote Insurance Underwriter, and why are they important?

To thrive as a Remote Insurance Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of risk assessment and insurance principles, typically backed by a bachelor’s degree in finance, business, or a related field. Proficiency with underwriting software, risk management systems, and familiarity with industry certifications like CPCU or AU is highly valued. Excellent written communication, time management, and decision-making skills help remote underwriters collaborate effectively and manage workloads independently. These skills ensure accurate risk evaluations, compliance with regulations, and efficient remote operations within the insurance sector.

What is a remote insurance underwriter?

A remote insurance underwriter is a professional who evaluates insurance applications, assesses risk, and determines policy terms and premiums, all while working from a location outside of a traditional office, such as from home. They review documentation, analyze data, and make recommendations using digital tools and communication platforms. This role requires strong analytical skills, attention to detail, and knowledge of insurance regulations and guidelines. Remote underwriters often collaborate with agents, brokers, and clients electronically to ensure accurate policy issuance and risk management.

Can you work remotely as an insurance underwriter?

Yes, many insurance underwriters work remotely, especially with advances in digital communication and underwriting software. Remote positions often require strong analytical skills, industry certifications, and familiarity with underwriting tools, and they may involve regular virtual meetings and collaboration.

What is the difference between Remote Insurance Underwriter vs Remote Insurance Claims Adjuster?

AspectRemote Insurance UnderwriterRemote Insurance Claims Adjuster
Required CredentialsInsurance licenses, underwriting certificationsClaims adjusting licenses, insurance certifications
Work EnvironmentOffice or remote, analyzing risk dataRemote, investigating claims and assessing damages
Employer & Industry UsageInsurance companies, brokers, underwritersInsurance companies, third-party claims firms

Remote Insurance Underwriters and Claims Adjusters both work in the insurance industry, often remotely, but focus on different aspects. Underwriters evaluate risk to determine policy terms, while Claims Adjusters investigate and settle claims. Both roles require specific licenses and certifications, and are essential in the insurance process, but they serve distinct functions within the industry.

How can I make $2000 a week working from home?

A remote insurance underwriter can potentially earn $2000 or more per week by working full-time, gaining specialized knowledge, and obtaining relevant certifications. Increasing experience, working for high-paying companies, and handling a higher volume of policies can also boost income. Building strong analytical skills and proficiency with underwriting software are essential for maximizing earning potential.

Will underwriters be replaced by AI?

Remote insurance underwriters analyze risk data and determine policy terms, and AI tools are increasingly used to assist with data analysis and automation. While AI can handle routine tasks, underwriters' expertise in judgment, complex decision-making, and customer interaction remains essential, making full replacement unlikely in the near term.

Can underwriting be done remotely?

Remote insurance underwriters can perform their duties from outside traditional office settings, utilizing digital tools and underwriting software. Many companies now offer remote positions, especially for experienced underwriters with strong analytical skills and industry certifications. However, some roles may require occasional in-office meetings or collaboration with teams.
More about Remote Insurance Underwriter jobs
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What are popular job titles related to Remote Insurance Underwriter jobs in Michigan? For Remote Insurance Underwriter jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Remote Insurance Underwriter jobs in Michigan look for? The top searched job categories for Remote Insurance Underwriter jobs in Michigan are:
What cities in Michigan are hiring for Remote Insurance Underwriter jobs? Cities in Michigan with the most Remote Insurance Underwriter job openings:
Remote Insurance Underwriter jobs near you
Senior Automation Specialist, Underwriter

Senior Automation Specialist, Underwriter

AAA Life Insurance Company

Livonia, MI • On-site, Remote

$87K - $103K/yr

Full-time

Posted 17 days ago

Job description

Overview
Why AAA Life
AAA Life is a respected and trusted American brand that has been focusing on Life Insurance and Annuity Products since 1969. At AAA Life we have over 1.8 million policies where we take pride in earning the trust of our policyholders who understand our promise to be there for them - and their families - when we're needed most. By joining the AAA Life team, you are joining a company that genuinely cares about helping each other, with a devotion to protect the lives of those around us. We embrace a diverse, equitable, inclusive culture where all associates can feel a sense of belonging and use their unique talents and perspective to influence, innovate, motivate, and thrive.
How You'll Work
Work Solution: Hybrid
Responsibilities
What You'll Do
The Senior Automation Underwriter combines knowledge of life insurance underwriting with effective programming and analytical techniques to help the company better understand and improve its underwriting processes and systems. They play an important part of our mortality management efforts by monitoring results of our automation, highlighting areas for improvement and working with key stakeholders to prioritize and implement changes.
  • Monitors underwiring process automation to ensure outputs align with company standards.
  • Identifies areas to improve automation throughput, reduce mortality slippage and create efficiencies in the underwriting process.
  • Analyzes large volumes of data using Excel, SQL, Python or other tools to identify gaps in risk selection processes.
  • Trains and coaches underwriters on the use of automation and reporting tools.
  • Partners with Risk management and Innovations team to review new data tools.
  • Supports the development and deployment of changes to existing underwriting systems and tools and the introduction of new tools and processes through input in workflow design and ongoing monitoring, reporting and training.
  • Develops and maintains up to date process and training documentation.
  • Assists in the development of the reflexive application processes.
  • Identifies, develops and otherwise monitors needed changes to rules/logic governing the company's underwriting rules engine.

Core Competencies
  • Applies analytical skills and the ability to identify trends in data to make recommendations to improve business practices and related outcomes.
  • Effective project manager and multi-tasker, leveraging organizational, prioritization, and problem-solving skills in interactions across departments.
  • Strong technical knowledge related to process and reporting automation. Leverages an ability to use machine language to extract and analyze data.
  • Effective Communication- Excellent verbal and written communication skills, to include presentations. The ability to build and maintain collaborative relationships with key stakeholders in Underwriting, New Business, IT, Actuarial and Data Science.

Qualifications
Basic Required Qualifications
  • Bachelor's degree (Preferred)
  • 5+ years working in life insurance underwriting (Required)
  • 2+ years working with data analysis and process automation tools (Excel or SQL or Visio or Python, etc.). (Required)
  • Experience working with an insurance underwriting rules engine (Preferred)
  • Industry education/certification such as FLMI, ACS, CLU, or FALU (Preferred)

While performing the duties of this job, the employee is frequently required to stand, walk, sit, use hands to finger, handle, or feel, talk, hear and concentrate. Specific vision abilities required by this job include close vision, distance vision, depth perception, and ability to adjust focus.
This job requires the ability to perform duties contained in the job description for this position, including, but not limited to, the above requirements. Reasonable accommodation will be made for otherwise qualified applicants as needed to enable them to fulfill these requirements.
We are committed to ensuring equal employment opportunities for all job applicants and employees. Employment decisions are based upon job-related reasons regardless of an applicant's race, color, religion, sex, sexual orientation, gender identity, age, national origin, disability, marital status, genetic information, protected veteran status, or any other status protected by law.
AAA Life Insurance Company does not offer immigration sponsorship for this position. This includes visa types such as H-1B, TN, and STEM OPT. Please do not apply if you currently require or may require employer-sponsored immigration support now or in the future.

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