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Remote Insurance Underwriter Jobs in Michigan (NOW HIRING)

Great American Insurance Group

$62K - $94K/yr

Summit provides independent insurance agents and their clients with market-leading workers' comp ... The person hired for this position will work out of the Gainesville, GA office. #LI-Remote Job ...

HMG Careers

Remote Insurance Agent

Grand Rapids, MI · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Insurance Agent

Detroit, MI · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Insurance Agent

Lansing, MI · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Insurance Agent

Ann Arbor, MI · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Summit

$62K - $94K/yr

Summit provides independent insurance agents and their clients with market-leading workers' comp ... The person hired for this position will work out of the Gainesville, GA office. #LI-Remote Job ...

AD Mortgage

Government Senior Underwriter

Troy, MI · On-site +1

$93K - $110K/yr

This is a full-time position based in our modern, cozy Troy, MI office, with remote flexibility for ... vision insurance, and 401(k). Take the first step towards a rewarding career in the mortgage ...

AD Mortgage

Government Senior Underwriter

Troy, MI · Remote

$93K - $110K/yr

This is a full-time position based in our modern, cozy Troy, MI office, with remote flexibility for ... vision insurance, and 401(k). Take the first step towards a rewarding career in the mortgage ...

Manulife

$89K - $105K/yr

This is a remote role open to any location in continental US Manulife is a leading international ... In addition to those performed by Underwriter Consultants - identify and provide solutions to work ...

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All JobsInsurance Underwriter JobsRemote Insurance Underwriter JobsRemote Insurance Underwriter Jobs in Michigan

Remote Insurance Underwriter information

See Michigan salary details

$28.3K

$68.8K

$121.6K

How much do remote insurance underwriter jobs pay per year?

As of Aug 6, 2026, the average yearly pay for remote insurance underwriter in Michigan is $68,750.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,200.00 and $75,800.00 per year, depending on experience, location, and employer.

What are some common challenges faced by remote insurance underwriters and how can they be managed?

Remote insurance underwriters often face challenges such as maintaining effective communication with team members and staying updated on changing underwriting guidelines. Working remotely requires strong self-discipline to manage workloads across multiple cases and deadlines without direct in-person supervision. Utilizing collaboration tools, setting regular check-ins with colleagues, and staying proactive in seeking clarification on complex cases can help overcome these challenges. Additionally, remote underwriters should take advantage of ongoing training resources to keep their skills and industry knowledge current.

What does a remote insurance underwriter do?

The job duties of a remote insurance underwriter focus on assessing the risk in insurance policies. In this virtual position, you work from home or from a remote office to evaluate the risk of each client who has applied. You may also review insurance coverage for excessive risk. After reviewing financial documents, risk assessments, and insurance needs, your responsibilities include deciding whether to approve or deny an insurance application. Underwriting may require you to deny coverage for clients that you deem high risk.

What are the key skills and qualifications needed to thrive as a remote insurance underwriter, and why are they important?

To thrive as a Remote Insurance Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of risk assessment and insurance principles, typically backed by a bachelor’s degree in finance, business, or a related field. Proficiency with underwriting software, risk management systems, and familiarity with industry certifications like CPCU or AU is highly valued. Excellent written communication, time management, and decision-making skills help remote underwriters collaborate effectively and manage workloads independently. These skills ensure accurate risk evaluations, compliance with regulations, and efficient remote operations within the insurance sector.

What is a remote insurance underwriter?

A remote insurance underwriter is a professional who evaluates insurance applications, assesses risk, and determines policy terms and premiums, all while working from a location outside of a traditional office, such as from home. They review documentation, analyze data, and make recommendations using digital tools and communication platforms. This role requires strong analytical skills, attention to detail, and knowledge of insurance regulations and guidelines. Remote underwriters often collaborate with agents, brokers, and clients electronically to ensure accurate policy issuance and risk management.

What is the difference between Remote Insurance Underwriter vs Remote Insurance Claims Adjuster?

AspectRemote Insurance UnderwriterRemote Insurance Claims Adjuster
Required CredentialsInsurance licenses, underwriting certificationsClaims adjusting licenses, insurance certifications
Work EnvironmentOffice or remote, analyzing risk dataRemote, investigating claims and assessing damages
Employer & Industry UsageInsurance companies, brokers, underwritersInsurance companies, third-party claims firms

Remote Insurance Underwriters and Claims Adjusters both work in the insurance industry, often remotely, but focus on different aspects. Underwriters evaluate risk to determine policy terms, while Claims Adjusters investigate and settle claims. Both roles require specific licenses and certifications, and are essential in the insurance process, but they serve distinct functions within the industry.

More about Remote Insurance Underwriter jobs
What are the most commonly searched types of Insurance Underwriter jobs in Michigan? The most popular types of Insurance Underwriter jobs in Michigan are:
What are popular job titles related to Remote Insurance Underwriter jobs in Michigan? For Remote Insurance Underwriter jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Remote Insurance Underwriter jobs in Michigan look for? The top searched job categories for Remote Insurance Underwriter jobs in Michigan are:
What cities in Michigan are hiring for Remote Insurance Underwriter jobs? Cities in Michigan with the most Remote Insurance Underwriter job openings:
Remote Insurance Underwriter jobs near you
Infographic showing various Remote Insurance Underwriter job openings in Michigan as of August 2026, with employment types broken down into 88% Full Time, 6% Part Time, 2% Temporary, and 4% Contract. Highlights an 100% Remote job distribution, with an average salary of $68,750 per year, or $33.1 per hour.

Middle Market Commercial Underwriter (Michigan, Remote)

Hastings Mutual Insurance Company

Hastings, MI • On-site, Remote

Full-time

Retirement, PTO

Re-posted 21 days ago

Job description

Drive profitable growth and strengthen agency partnerships across Michigan.
Hastings Insurance is seeking an experienced Middle Market Commercial Underwriter to help drive profitable growth throughout Michigan. In this highly visible, field-based role, you'll serve as a trusted partner to independent agencies, balancing sound underwriting judgment with relationship management and business development. You'll represent Hastings in the marketplace, identify growth opportunities, evaluate complex commercial risks, and help strengthen our position in a territory that plays a key role in our long-term success.
Working closely with our Territory Sales Managers, you'll help agencies place profitable business with Hastings while delivering the underwriting expertise and responsiveness that support lasting partnerships. This role is ideal for a commercially minded underwriter who enjoys building relationships, collaborating with agents, and contributing directly to business growth while maintaining underwriting discipline.
Location & Schedule:
  • This is a full-time, salaried position working Monday through Friday, 8:00 a.m. to 4:30 p.m.
  • This is a remote position supporting an assigned territory within Michigan. Preference will be given to individuals located in the Metro Detroit, Metro Lansing, or Metro Grand Rapids/Kalamazoo areas; however, candidates throughout the state will be considered.
  • Regular travel throughout the assigned territory is expected to support agency visits, relationship development, and business growth initiatives. A company vehicle is provided.

What You'll Do:
  • Develop and strengthen relationships with independent agency partners throughout Michigan, serving as a trusted underwriting resource and advocate for profitable growth.
  • Identify opportunities to grow Hastings' Middle Market Commercial portfolio by partnering with agencies to write profitable new business while maintaining underwriting discipline.
  • Conduct agency visits and serve as Hastings' field representative within the assigned territory.
  • Work closely with Territory Sales Managers and internal business partners to support agency development and territory growth strategies.
  • Review, evaluate, and underwrite new and renewal middle market commercial business in accordance with underwriting guidelines and authority levels.
  • Analyze commercial risks, exposures, pricing, and coverage needs to support sound underwriting decisions.
  • Maintain in-depth knowledge of commercial products, coverages, pricing strategies, and underwriting appetite.
  • Collaborate with agents, policyholders, and internal business partners to deliver responsive, service-oriented underwriting support.
  • Partner with Marketing, Loss Control, Claims, and Underwriting teams to support agency development and corporate growth objectives.
  • Provide guidance on coverage interpretation, pricing considerations, and underwriting best practices to internal and external stakeholders.
  • Ensure compliance with underwriting directives, regulatory requirements, and company guidelines regarding risk selection and pricing.
  • Contribute to departmental training initiatives, professional development activities, and continuous improvement efforts.

What You'll Bring:
  • Bachelor's degree in Insurance, Business, Finance, or a related field preferred, or an equivalent combination of education and experience.
    AU, CPCU, or other industry designations preferred.
  • 5+ years of commercial lines underwriting experience, preferably within middle market business segments.
  • Demonstrated success evaluating commercial risks and making sound underwriting decisions across a variety of industries and exposures.
  • Proven ability to build, maintain, and grow relationships with independent agency partners.
  • Demonstrated ability to identify new business opportunities and contribute to profitable commercial growth.
  • Experience balancing business development objectives with disciplined risk selection and profitability goals.
  • Strong knowledge of commercial insurance products, coverages, pricing, and underwriting principles.
  • Proficiency with underwriting systems, agency management tools, and Microsoft Office applications.
  • Excellent communication, relationship-building, organization, and time management skills.
  • Valid driver's license and ability to travel regularly throughout the assigned territory.

About Hastings Insurance:
For more than 135 years, Hastings Insurance has helped individuals, families, and businesses protect what matters most. As a trusted partner to independent agents and policyholders, we've earned a reputation for financial strength, exceptional service, and long-term stability, including an A (Excellent) financial strength rating from A.M. Best.
While we're proud of our history, we're equally focused on the future. We're investing in technology, strengthening partnerships with independent agents, and continuously evolving our products and services to meet the changing needs of our customers.
Just as importantly, we're investing in our people. Employees enjoy a collaborative, down-to-earth culture where initiative is valued, growth is encouraged, and good work is recognized. We offer competitive pay and benefits, including a 401(k) with company matching contributions, generous paid time off, tuition and professional development assistance, and company performance-based incentive compensation opportunities.
Our Organizational Commitment:
At Hastings Insurance, we believe our people are our greatest strength. We foster a workplace where employees are treated with respect, supported in their growth, and empowered to contribute. We know that diverse perspectives lead to stronger collaboration, better decisions, and better outcomes for our customers and communities.
We are proud to be an equal opportunity employer. Employment decisions are based on business needs, job requirements, and individual qualifications, without regard to any legally protected characteristic.
If you require a reasonable accommodation during the application or interview process, please contact our Talent Acquisition team at 800-442-8277.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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