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Remote Insurance Underwriter Jobs in Jenison, MI

HMG Careers

Remote Insurance Agent

Grand Rapids, MI · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Manulife

Senior Underwriting Consultant

Wyoming, MI · Remote

$89K - $105K/yr

This is a remote role open to any location in continental US Manulife is a leading international ... In addition to those performed by Underwriter Consultants - identify and provide solutions to work ...

Northpointe Bank

Senior Underwriter

Grand Rapids, MI · Remote

$70K/yr

We're hiring a Senior Underwriter to underwrite a full range of mortgage loans, including government, bond, and conventional products, while ensuring compliance with investor and internal guidelines.

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All JobsInsurance Underwriter JobsRemote Insurance Underwriter JobsRemote Insurance Underwriter Jobs in Jenison, MI

Remote Insurance Underwriter information

See Jenison, MI salary details

$29.4K

$71.3K

$126.1K

How much do remote insurance underwriter jobs pay per year?

As of Aug 6, 2026, the average yearly pay for remote insurance underwriter in Jenison, MI is $71,290.00, according to ZipRecruiter salary data. Most workers in this role earn between $55,100.00 and $78,600.00 per year, depending on experience, location, and employer.

What are some common challenges faced by remote insurance underwriters and how can they be managed?

Remote insurance underwriters often face challenges such as maintaining effective communication with team members and staying updated on changing underwriting guidelines. Working remotely requires strong self-discipline to manage workloads across multiple cases and deadlines without direct in-person supervision. Utilizing collaboration tools, setting regular check-ins with colleagues, and staying proactive in seeking clarification on complex cases can help overcome these challenges. Additionally, remote underwriters should take advantage of ongoing training resources to keep their skills and industry knowledge current.

What does a remote insurance underwriter do?

The job duties of a remote insurance underwriter focus on assessing the risk in insurance policies. In this virtual position, you work from home or from a remote office to evaluate the risk of each client who has applied. You may also review insurance coverage for excessive risk. After reviewing financial documents, risk assessments, and insurance needs, your responsibilities include deciding whether to approve or deny an insurance application. Underwriting may require you to deny coverage for clients that you deem high risk.

What are the key skills and qualifications needed to thrive as a remote insurance underwriter, and why are they important?

To thrive as a Remote Insurance Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of risk assessment and insurance principles, typically backed by a bachelor’s degree in finance, business, or a related field. Proficiency with underwriting software, risk management systems, and familiarity with industry certifications like CPCU or AU is highly valued. Excellent written communication, time management, and decision-making skills help remote underwriters collaborate effectively and manage workloads independently. These skills ensure accurate risk evaluations, compliance with regulations, and efficient remote operations within the insurance sector.

What is a remote insurance underwriter?

A remote insurance underwriter is a professional who evaluates insurance applications, assesses risk, and determines policy terms and premiums, all while working from a location outside of a traditional office, such as from home. They review documentation, analyze data, and make recommendations using digital tools and communication platforms. This role requires strong analytical skills, attention to detail, and knowledge of insurance regulations and guidelines. Remote underwriters often collaborate with agents, brokers, and clients electronically to ensure accurate policy issuance and risk management.

What is the difference between Remote Insurance Underwriter vs Remote Insurance Claims Adjuster?

AspectRemote Insurance UnderwriterRemote Insurance Claims Adjuster
Required CredentialsInsurance licenses, underwriting certificationsClaims adjusting licenses, insurance certifications
Work EnvironmentOffice or remote, analyzing risk dataRemote, investigating claims and assessing damages
Employer & Industry UsageInsurance companies, brokers, underwritersInsurance companies, third-party claims firms

Remote Insurance Underwriters and Claims Adjusters both work in the insurance industry, often remotely, but focus on different aspects. Underwriters evaluate risk to determine policy terms, while Claims Adjusters investigate and settle claims. Both roles require specific licenses and certifications, and are essential in the insurance process, but they serve distinct functions within the industry.

More about Remote Insurance Underwriter jobs
What cities near Jenison, MI are hiring for Remote Insurance Underwriter jobs? Cities near Jenison, MI with the most Remote Insurance Underwriter job openings:
Remote Insurance Underwriter jobs near you
Infographic showing various Remote Insurance Underwriter job openings in Jenison, MI as of July 2026, with employment types broken down into 1% As Needed, 71% Full Time, 23% Part Time, and 5% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $71,290 per year, or $34.3 per hour.

Underwriter II-IV (REMOTE)

Member First Mortgage LLC

Grand Rapids, MI • Remote

$111K/yr

Full-time

Medical, Vision, Life, Retirement, PTO

Re-posted 14 days ago

Job description

UnderwriterJob Details

Job Location: Remote
Position Type: Full Time
Schedule: Monday–Friday, 8:30 AM–5:00 PM

Description

Member First Mortgage is seeking an experienced and detail-oriented Underwriter to join our growing team. In this role, you will be responsible for reviewing residential mortgage loan applications and making sound underwriting decisions in accordance with investor, company, and regulatory guidelines.

The ideal candidate will have a minimum of five years of underwriting experience and must have actively worked as a mortgage underwriter within the past two years. This position requires strong analytical skills, sound judgment, consistency in decision-making, and a commitment to delivering exceptional service to our credit union partners and members. The successful candidate is a collaborative team player who thrives in a fast-paced environment while maintaining a high level of accuracy and attention to detail.

Founded on the credit union philosophy of “People Helping People,” Member First Mortgage provides full-service mortgage solutions to over 200 credit unions nationwide. Our commitment to honesty, integrity, and exceptional service creates a supportive, collaborative, and rewarding workplace.

Benefits We Offer
  • Generous and competitive healthcare packages
  • Employer-paid short-term and long-term disability
  • Employer-paid life insurance
  • 100% employer-paid vision coverage
  • 401(k) plan with company match
  • 20 days PTO with no waiting period
  • Fun, laid-back, and collaborative team environment
ResponsibilitiesMortgage Underwriting
  • Analyze mortgage loan applications to determine borrower eligibility and creditworthiness
  • Review income, assets, credit history, and liabilities to ensure compliance with underwriting guidelines
  • Investigate derogatory credit and evaluate compensating factors when appropriate
  • Assess a borrower's ability to meet financial obligations and satisfy loan requirements
Collateral & Property Review
  • Review appraisals and supporting documentation to ensure property values are adequately supported
  • Analyze comparable sales and identify potential collateral risks
  • Establish conditions for repairs, inspections, or additional documentation when necessary
  • Evaluate collateral quality and overall loan risk
Loan Decisioning
  • Approve, suspend, or deny mortgage loan applications based on investor and company guidelines
  • Clearly document underwriting decisions and loan conditions
  • Request additional documentation or clarification when needed
  • Ensure all loan decisions are consistent, accurate, and well-supported
Compliance & Quality Assurance
  • Complete underwriting activities in accordance with FHA, VA, Conventional, and applicable investor requirements
  • Maintain current knowledge of underwriting policies, regulatory requirements, and program updates
  • Assist with investor reviews, quality control audits, and post-closing inquiries
  • Verify all documentation is complete and lending conditions are satisfied prior to closing
Communication & Team Collaboration
  • Communicate effectively with processors, closers, management, and other departments regarding loan conditions and file status
  • Provide guidance on complex loan scenarios and underwriting questions
  • Maintain strong working relationships with internal teams and credit union partners
  • Participate in process improvement initiatives and other projects as assigned
Education & Experience
  • Bachelor's degree preferred, or equivalent industry certifications and experience
  • Minimum of 5 years of mortgage underwriting experience required
  • Must have actively worked as a Mortgage Underwriter within the past 2 years
  • Experience underwriting FHA, VA, and Conventional loans required
  • Experience with RD, Condo, Jumbo, or Construction loans preferred
Knowledge, Skills & Abilities
  • Comprehensive understanding of FHA, VA, and Conventional underwriting guidelines
  • Working knowledge of financial statements, tax returns, credit reports, and appraisals
  • Strong analytical and decision-making skills
  • Excellent attention to detail and commitment to accuracy
  • Consistent and sound underwriting judgment
  • Strong organizational and time management skills
  • Ability to prioritize workload and meet deadlines in a fast-paced environment
  • Excellent verbal and written communication skills
  • Team-oriented mindset with the ability to work independently
  • Proficiency in Microsoft Excel, Outlook, and other business applications
Physical Requirements

While performing the duties of this job, the employee is regularly required to sit, stand, and walk. The employee must occasionally lift and/or move up to 20 pounds. The employee is frequently required to spend extended periods in front of a computer screen, use hands and fingers, and speak and listen carefully on the telephone.

Work Environment

This position is performed in a remote office setting.

If you are looking for a company that is dedicated to your success and is ethically motivated to provide exceptional member service, we encourage you to apply!


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