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Associate Underwriter Jobs in Michigan (NOW HIRING)

SET SEG

Underwriter

East Lansing, MI · On-site

  • Medical

  • Dental

  • Vision

  • PTO

Associate Director of Underwriting & Risk Control Location: East Lansing, MI Department: Property Casualty/Workers' Compensation SET SEG is looking for an Underwriter to independently evaluate risk ...

SET SEG

Underwriter

East Lansing, MI · On-site

  • Medical

  • Dental

  • Vision

  • PTO

Associate Director of Underwriting & Risk Control Location: East Lansing, MI Department: Property Casualty/Workers' Compensation SET SEG is looking for an Underwriter to independently evaluate risk ...

The Hartford

Captives Underwriter

Grand Rapids, MI · Hybrid

$124K - $199K/yr

Demonstrates excellent working relationships with all internal business associates leading to a ... Construction underwriting experience desirable * Experience with Captive insurance programs is ...

The Hartford

Captives Underwriter

Troy, MI · Hybrid

$124K - $199K/yr

Demonstrates excellent working relationships with all internal business associates leading to a ... Construction underwriting experience desirable * Experience with Captive insurance programs is ...

Summit

$62K - $94K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Completion of or continuing progress toward a professional designation preferred, such as Associate in Underwriting (AU), Chartered Property Casualty Underwriter (CPCU), Certified Insurance Counselor ...

Chubb

Executive Underwriter, Property

Troy, MI

In conjunction with the Underwriter Associate, retain key assigned renewals and lead coordination of Loss Control & Claims Service plans for service level accounts. * Maintain and develop ...

The Doctors Management Company

Senior Underwriter

East Lansing, MI

$94K - $111K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Associate's degree (2 years college) or equivalent, is preferred. * Five (5) years Medical ... Excellent knowledge of underwriting guidelines and rating rules, policy forms, procedures and ...

Auto Owners Insurance Company

Farm Underwriter

Lansing, MI · Hybrid

  • Retirement

  • PTO

Our group of caring associates create financial security by helping individuals and businesses make ... Auto-Owners Insurance, a top-rated insurance carrier, is seeking entry level motivated Underwriting ...

Auto-Owners Insurance

Farm Underwriter

Lansing, MI · On-site

  • Retirement

  • PTO

Our group of caring associates create financial security by helping individuals and businesses make ... Auto-Owners Insurance, a top-rated insurance carrier, is seeking entry level motivated Underwriting ...

Dow

Senior Treaty Reinsurance Underwriter

Midland, MI · On-site

$84K - $100K/yr

  • Medical

  • Life

  • Retirement

  • PTO

Professional Insurance Designations such as Chartered Property/Casualty Underwriter (CPCU), Associate in Reinsurance (ARe), Associate in Risk Management (ARM), or Other Risk or Underwriting-related ...

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Showing results 1-20

All JobsAssociate Underwriter JobsAssociate Underwriter Jobs in Michigan

Associate Underwriter information

See Michigan salary details

$28.3K

$68.8K

$121.6K

How much do associate underwriter jobs pay per year?

As of Aug 16, 2026, the average yearly pay for associate underwriter in Michigan is $68,750.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,200.00 and $75,800.00 per year, depending on experience, location, and employer.

How much do associate underwriters make?

Associate underwriters typically earn between $55,000 and $75,000 annually, depending on experience, industry, and company size. Entry-level positions may start lower, while experienced associates with specialized skills can earn higher salaries, often with opportunities for bonuses and career advancement.

Is it hard to get a job in associate underwriting?

Getting an associate underwriting position typically requires relevant education, such as a degree in finance or insurance, and some entry-level experience or internships. The role is competitive, but candidates with strong analytical skills, attention to detail, and knowledge of underwriting software have good prospects. Certification programs like the Associate in Commercial Underwriting (ACU) can also improve chances.

What is the difference between Associate Underwriter vs Underwriting Assistant?

AspectAssociate UnderwriterUnderwriting Assistant
CredentialsBachelor's degree often required; industry certifications beneficialHigh school diploma or equivalent; some roles prefer associate's degree
Work EnvironmentAnalyzing risk, making underwriting decisions, collaborating with underwritersSupporting underwriting team, data entry, document management
Employer & Industry UsageInsurance companies, brokers, and underwriting firmsInsurance companies, underwriting departments, administrative support

The Associate Underwriter typically handles risk analysis and decision-making, requiring more specialized knowledge and certifications. In contrast, the Underwriting Assistant provides administrative support, focusing on data management and assisting underwriters. Both roles are essential in the underwriting process but differ in responsibilities and required qualifications.

What are the key skills and qualifications needed to thrive as an associate underwriter?

To thrive as an Associate Underwriter, you need a strong understanding of risk assessment, analytical abilities, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, statistical analysis tools, and knowledge of industry regulations are commonly required. Attention to detail, effective communication, and time management are vital soft skills for excelling in this position. These skills are important for making sound risk decisions, ensuring compliance, and supporting the overall profitability of the organization.

Is it hard to get a job in underwriting?

Getting a job as an associate underwriter can be competitive, often requiring relevant education such as a degree in finance or risk management, along with strong analytical skills. Entry-level positions may be accessible with internships or certifications like the CPCU, but higher-level roles typically demand experience and industry knowledge.

What is an associate in underwriting?

An associate in underwriting is an entry- or mid-level professional responsible for evaluating insurance applications, assessing risk, and determining policy terms. They often work under the supervision of senior underwriters and use tools like underwriting guidelines and software to support decision-making. Strong analytical skills and knowledge of insurance policies are essential for this role.

What are some common challenges faced by associate underwriters, and how can they be addressed?

Associate Underwriters often encounter challenges such as balancing workload during peak periods, ensuring accuracy in risk assessments, and adapting to evolving underwriting guidelines. Effective time management and strong organizational skills can help manage a high volume of applications. Additionally, staying current with industry regulations and seeking guidance from senior underwriters or mentors can enhance decision-making skills and confidence in evaluating complex cases.

Is it hard to get a job in associate underwriter?

Securing an associate underwriter position typically requires relevant education, such as a degree in finance or insurance, and some industry experience or internships. Strong analytical skills, attention to detail, and knowledge of underwriting software can improve chances, but competition varies by location and employer requirements.

What does an associate underwriter do?

An Associate Underwriter assists in evaluating and analyzing the risks involved in insuring people and assets. They typically review applications, examine supporting documents, and help determine the appropriate coverage and premiums under the supervision of a senior underwriter. This role often involves data entry, risk assessment, and communication with agents or brokers. Associate Underwriters are essential in ensuring that insurance policies are issued in accordance with company guidelines and industry regulations.

What are the most commonly searched types of Underwriter jobs in Michigan?

The most popular types of Underwriter jobs in Michigan are:

What are popular job titles related to Associate Underwriter jobs in Michigan?

For Associate Underwriter jobs in Michigan, the most frequently searched job titles are:

What job categories do people searching Associate Underwriter jobs in Michigan look for?

The top searched job categories for Associate Underwriter jobs in Michigan are:

What cities in Michigan are hiring for Associate Underwriter jobs?

Cities in Michigan with the most Associate Underwriter job openings:

Associate Underwriter jobs near you
Infographic showing various Associate Underwriter job openings in Michigan as of August 2026, with employment types broken down into 1% As Needed, 70% Full Time, 25% Part Time, 2% Temporary, and 2% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $68,750 per year, or $33.1 per hour.

Underwriter

SET SEG

East Lansing, MI • On-site

Full-time

Medical, Dental, Vision, PTO

Re-posted 11 days ago

Job description

Title: Underwriter
Reports To: Associate Director of Underwriting & Risk Control
Location: East Lansing, MI
Department: Property Casualty/Workers' Compensation
SET SEG is looking for an Underwriter to independently evaluate risk, analyze exposure and loss information, and develop sound coverage, terms, and pricing for members of the Property/Casualty Pool and Workers' Compensation Fund. This role partners with internal teams and member-facing staff to support renewals, new business, account analysis, and underwriting strategy while delivering accurate, timely, and consultive service to Michigan public schools.
WHO WE ARE
School Employers Trust (SET) is a non-profit company that was created after a monumental shift in school funding happened in 1965. SET, which began in 1971, served as an employee benefits association focused on offering comprehensive and affordable employee benefit solutions to Michigan public schools and their employees. Two years later, its partner organization School Employers Group (SEG) was formed to administer compensation and fringe benefits for SET. As schools were faced with more challenges related to insurance, SEG evolved and grew into a company that provides workers' compensation and property/casualty services for Michigan public schools.
Today, SET SEG continues to expand and find creative ways to meet the specialized needs of its members. This, coupled with superior member experience, is why SET SEG has maintained its position as an industry leader in the school insurance market.
We value those who proactively solve challenges, simplify the complex, thrive in a fast-paced setting, have a customer-first mentality, and seek a collaborative and inclusive work environment. We offer 100% employer paid insurance (medical, dental, and vision), Paid Time off (PTO), and paid parental leave.
Our passion is delivering peace of mind to Michigan public schools, and we look for team members who are motivated by our cause. To learn more, visit: https://setseg.org.
WHO YOU ARE
You are energized by working with a collaborative team and industry peers to support Michigan public schools through their challenges. You seek understanding and are motivated to tackle projects and problems with the customer in mind. You anticipate needs and preempt challenges and concerns, delivering increasingly relevant customer experiences over time. You value a culture that is rooted in mutual respect, where you can learn from different perspectives and roles.
Primary Responsibilities:
  • Evaluate new business and renewal submissions for members of the Property/Casualty Pool and Workers' Compensation Fund, including review of exposure data, loss experience, coverage needs, and risk characteristics
  • Analyze property schedules, payroll and class information, vehicle and transportation exposures, liability considerations, and other public entity risk factors to support underwriting decisions
  • Develop and document underwriting recommendations related to coverage, terms, pricing, deductibles, endorsements, and account strategy in alignment with established guidelines
  • Prepare underwriting files, proposals, quotes, renewal documentation, and supporting analysis with a high degree of accuracy and professionalism
  • Review loss trends and risk indicators; partner with Risk Control, Claims, and Sales to identify opportunities for risk improvement and member support
  • Communicate with internal stakeholders and external members to gather information, explain underwriting considerations, and respond to coverage or account-related questions
  • Apply underwriting guidelines, policies, procedures, and regulatory or internal requirements consistently while exercising sound judgment on accounts that require additional review
  • Support portfolio monitoring, data tracking, reporting, and analysis to help identify trends, improve decision-making, and strengthen department performance
  • Contribute to process improvements, special projects, and cross-functional initiatives that enhance underwriting quality, operational efficiency, and member experience
  • Serve as a resource to less experienced team members by sharing knowledge, assisting with peer review, and modeling strong underwriting documentation and service practices
  • Other duties as assigned by leadership
Required Qualifications:
  • Bachelor's degree or related insurance experience
  • 3-7 years of experience of underwriting, insurance, risk analysis, or closely related experience; commercial property/casualty, workers' compensation, or public entity experience preferred
  • Working knowledge of underwriting principles, insurance coverages, exposure analysis, loss experience review, and rating or pricing concepts
  • Strong attention to detail and organizational skills
  • Developing analytical and problem-solving skills
  • Effective written and verbal communication skills
  • Ability to manage multiple priorities and meet deadlines
  • Demonstrated ability to work both independently and collaboratively
  • Willingness to learn and develop underwriting expertise

Physical Demands / Work Environment
Several hours per day at a sit/stand desk, average mobility to move around an office environment; able to spend several hours per day at a computer. Punctual, regular, and consistent attendance is required.
We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender, gender identity or expression, or veteran status. We are proud to be an equal opportunity workplace.

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