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Associate Underwriter Jobs in Michigan (NOW HIRING)

Jackson National Life

Underwriter

Lansing, MI · On-site

If you are an internal associate, please login to Workday and apply through Jobs Hub. Job Purpose The Underwriter determines appropriate risk classification for policies based on collection of data ...

SET SEG

Underwriter

East Lansing, MI · On-site

Associate Director of Underwriting & Risk Control Location: East Lansing, MI Department: Property Casualty/Workers' Compensation SET SEG is looking for an Underwriter to independently evaluate risk ...

SET SEG

Underwriter

East Lansing, MI · On-site

Associate Director of Underwriting & Risk Control Location: East Lansing, MI Department: Property Casualty/Workers' Compensation SET SEG is looking for an Underwriter to independently evaluate risk ...

SET SEG

Underwriter

East Lansing, MI · On-site

Associate Director of Underwriting & Risk Control Location: East Lansing, MI Department: Property Casualty/Workers' Compensation SET SEG is looking for an Underwriter to independently evaluate risk ...

Jackson National Life

Sr. Underwriter

Lansing, MI · On-site

$99K - $118K/yr

If you are an internal associate, please login to Workday and apply through Jobs Hub. Job Purpose The Sr Underwriter determines appropriate risk classification for policies based on collection of ...

The Hartford

Captives Underwriter

Grand Rapids, MI · Hybrid

$124K - $199K/yr

Demonstrates excellent working relationships with all internal business associates leading to a ... Construction underwriting experience desirable * Experience with Captive insurance programs is ...

The Hartford

Captives Underwriter

Troy, MI · Hybrid

$124K - $199K/yr

Demonstrates excellent working relationships with all internal business associates leading to a ... Construction underwriting experience desirable * Experience with Captive insurance programs is ...

Chubb

Executive Underwriter, Property

Troy, MI · On-site

In conjunction with the Underwriter Associate, retain key assigned renewals and lead coordination of Loss Control & Claims Service plans for service level accounts. * Maintain and develop ...

Encova Insurance

Underwriter, Small Business

Detroit, MI · On-site

$61K - $110K/yr

... underwriting experience with Package Lines and Workers' Compensation. We may hire a senior level ... If you know a current Encova Insurance associate and would like to apply as a referral, please ...

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All JobsAssociate Underwriter JobsAssociate Underwriter Jobs in Michigan

Associate Underwriter information

See Michigan salary details

$28.3K

$68.8K

$121.6K

How much do associate underwriter jobs pay per year?

As of Aug 25, 2026, the average yearly pay for associate underwriter in Michigan is $68,750.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,200.00 and $75,800.00 per year, depending on experience, location, and employer.

What does an associate underwriter do?

An Associate Underwriter assists in evaluating and analyzing the risks involved in insuring people and assets. They typically review applications, examine supporting documents, and help determine the appropriate coverage and premiums under the supervision of a senior underwriter. This role often involves data entry, risk assessment, and communication with agents or brokers. Associate Underwriters are essential in ensuring that insurance policies are issued in accordance with company guidelines and industry regulations.

What are the key skills and qualifications needed to thrive as an associate underwriter?

To thrive as an Associate Underwriter, you need a strong understanding of risk assessment, analytical abilities, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, statistical analysis tools, and knowledge of industry regulations are commonly required. Attention to detail, effective communication, and time management are vital soft skills for excelling in this position. These skills are important for making sound risk decisions, ensuring compliance, and supporting the overall profitability of the organization.

What are some common challenges faced by associate underwriters, and how can they be addressed?

Associate Underwriters often encounter challenges such as balancing workload during peak periods, ensuring accuracy in risk assessments, and adapting to evolving underwriting guidelines. Effective time management and strong organizational skills can help manage a high volume of applications. Additionally, staying current with industry regulations and seeking guidance from senior underwriters or mentors can enhance decision-making skills and confidence in evaluating complex cases.

What is the difference between Associate Underwriter vs Underwriting Assistant?

AspectAssociate UnderwriterUnderwriting Assistant
CredentialsBachelor's degree often required; industry certifications beneficialHigh school diploma or equivalent; some roles prefer associate's degree
Work EnvironmentAnalyzing risk, making underwriting decisions, collaborating with underwritersSupporting underwriting team, data entry, document management
Employer & Industry UsageInsurance companies, brokers, and underwriting firmsInsurance companies, underwriting departments, administrative support

The Associate Underwriter typically handles risk analysis and decision-making, requiring more specialized knowledge and certifications. In contrast, the Underwriting Assistant provides administrative support, focusing on data management and assisting underwriters. Both roles are essential in the underwriting process but differ in responsibilities and required qualifications.

What are the most commonly searched types of Underwriter jobs in Michigan?

The most popular types of Underwriter jobs in Michigan are:

What are popular job titles related to Associate Underwriter jobs in Michigan?

For Associate Underwriter jobs in Michigan, the most frequently searched job titles are:

What job categories do people searching Associate Underwriter jobs in Michigan look for?

The top searched job categories for Associate Underwriter jobs in Michigan are:

What cities in Michigan are hiring for Associate Underwriter jobs?

Cities in Michigan with the most Associate Underwriter job openings:

Associate Underwriter jobs near you
Infographic showing various Associate Underwriter job openings in Michigan as of August 2026, with employment types broken down into 1% As Needed, 65% Full Time, 32% Part Time, 1% Temporary, and 1% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $68,750 per year, or $33.1 per hour.

Underwriter

Lansing, MI • On-site

Jackson National Life
See more jobs at Jackson National Lifeexternal

Full-time

Posted 7 days ago

Job description

If you are an internal associate, please login to Workday and apply through Jobs Hub.

Job PurposeThe Underwriter determines appropriate risk classification for policies based on collection of data, detailed research, and sound judgment using company underwriting criteria and philosophy. The Underwriter reviews cases and determines necessary medical, non-medical, and compliance requirements. This individual provides information about the underwriting process to producers and customers.Essential Responsibilities
  • Reviews insurance reinstatement/reissue applications and documentation to evaluate the eligibility of each applicant in accordance with company guidelines and standards. Determines necessary medical, non-medical, regulatory, and compliance requirements. Escalates applications to Compliance when further review is required.
  • Determines the appropriate risk classification based on detailed research, collection and analysis of data, and sound judgment using the underwriting criteria and philosophy. Makes sound risk selections to protect the company and satisfy customer expectations.
  • Assesses the need for additional information or for referral to a Sr Underwriter for opinion or recommendation.
  • Advises financial professional and customer(s) about the rationale for underwriting decisions, including adverse ones.
  • Assists the financial professional when there is a request or need for information relating to any aspect of the underwriting process.
  • Supports customers, financial professionals, and internal associates with complex underwriting service issues.
  • Has approval authority up to $250,000 standard risk through $2.5 million all rates, with review limits up to $5 million.
Other Duties
  • Performs project and committee work as assigned.
  • Performs basic clerical duties required to support the underwriting process.
  • Interprets normal electrocardiograms (ECG/EKG).
  • Identifies and orchestrates updates to the Life Underwriting Guide.
  • Performs other duties and/or projects as assigned.
Knowledge, Skills and Abilities
  • Strong verbal and written communication skills with an ability to effectively communicate underwriting decisions.
  • Knowledge of underwriting risk assessment principles, research techniques, and medical terminology and treatments.
  • Ability to exercise good judgment in the application of underwriting techniques.
  • Strong product knowledge.
  • Solid analytical and problem-solving skills.
  • Strong organization and prioritization skills.
  • Ability to work well under pressure.
  • Strong customer service skills.
  • Proficient in Microsoft Office applications and other relevant department software.
  • Ability to work independently and as part of a team.
Qualifications
  • Bachelor's Degree or equivalent combination of education and/or experience required.
  • 1+ years of life underwriting experience required.
  • Active pursuit or completion of a LOMA designation preferred.

Jackson is proud to be an equal opportunity workplace. The Company subscribes to and endorses federal and state laws and regulations relating to equal employment opportunity for all persons without regard to race, color, religion, gender, age, national origin, legally-recognized disability, marital status, legally-protected medical condition, citizenship, ancestry, height, weight, sexual orientation, veteran status, or any other factor not related to the needs of the job. The Company is committed to a policy of equal opportunity. Company facilities and campuses are tobacco-free environments.

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