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Assistant Underwriter Jobs in Michigan (NOW HIRING)

Underwriter Reports To: Associate Director of Underwriting & Risk Control Location: East Lansing, MI Department: Property Casualty/Workers' Compensation SET SEG is looking for an Underwriter to ...

Underwriter Reports To: Associate Director of Underwriting & Risk Control Location: East Lansing, MI Department: Property Casualty/Workers' Compensation SET SEG is looking for an Underwriter to ...

Captives Underwriter

Grand Rapids, MI ยท Hybrid

$124K - $199K/yr

Senior Executive Underwriter - UW07CCExecutive Underwriter - UW07CD We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies.

Captives Underwriter

Troy, MI ยท Hybrid

$124K - $199K/yr

Senior Executive Underwriter - UW07CCExecutive Underwriter - UW07CD We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies.

Senior Loan Underwriter

Lansing, MI

$88K - $104K/yr

Prepare, review, and analyze loan-related reports to support underwriting, risk management, and operational needs. Assist with various organizational projects. Proactively identify member financial ...

The Underwriter would be accountable for new business production and execution of underwriting strategies. Sales and marketing activities are expected for the building and maintaining of internal ...

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Assistant Underwriter information

See Michigan salary details

$11

$19

$28

How much do assistant underwriter jobs pay per hour?

As of Aug 9, 2026, the average hourly pay for assistant underwriter in Michigan is $19.83, according to ZipRecruiter salary data. Most workers in this role earn between $16.35 and $22.40 per hour, depending on experience, location, and employer.

What is an assistant underwriter?

Assistant Underwriters are professionals who support underwriters in evaluating insurance applications, assessing risk, and determining appropriate coverage and premiums. They gather and review relevant information, process paperwork, and communicate with clients, agents, and other stakeholders. Assistant Underwriters play a crucial role in ensuring the underwriting process runs smoothly and efficiently, often serving as a bridge between clients and senior underwriters. Their responsibilities may also include data entry, preparing reports, and maintaining accurate records. This entry-level position offers valuable experience for those interested in advancing within the insurance industry.

What are the key skills and qualifications needed to thrive as an assistant underwriter, and why are they important?

To thrive as an Assistant Underwriter, you need strong analytical skills, attention to detail, and a foundational understanding of insurance principles, often supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and sometimes certifications such as the Chartered Property Casualty Underwriter (CPCU) designation are valuable. Excellent organizational skills, communication abilities, and teamwork make candidates stand out in supporting underwriters and interacting with clients. These competencies are crucial for accurately assessing risk, ensuring compliance, and contributing to efficient underwriting processes.

What are some common challenges assistant underwriters face when supporting the underwriting process?

Assistant Underwriters often manage multiple tasks simultaneously, such as gathering client information, analyzing risk factors, and ensuring documentation accuracy. One common challenge is balancing administrative duties with the need to develop a strong understanding of underwriting guidelines and risk assessment criteria. Additionally, Assistant Underwriters must effectively communicate with brokers, agents, and senior underwriters to clarify requirements and resolve discrepancies. Adapting to evolving industry regulations and technology platforms is also essential for success in this role.

What is the difference between Assistant Underwriter vs Underwriter?

AspectAssistant UnderwriterUnderwriter
CredentialsTypically requires a bachelor's degree, sometimes an insurance certificationSame as Assistant Underwriter, often with additional experience or certifications
Work EnvironmentSupports senior underwriters, reviews applications, gathers dataEvaluates risks, makes final approval decisions
Industry UsageCommon entry-level or support role in insurance companiesMid-level or senior role responsible for risk assessment

The main difference between an Assistant Underwriter and an Underwriter lies in responsibility and decision-making authority. Assistant Underwriters support underwriters by preparing and reviewing applications, while underwriters make the final risk assessments and approval decisions. Both roles require similar credentials and work within the same industry environment, but the underwriter holds greater responsibility and experience.

What are the most commonly searched types of Underwriter jobs in Michigan? The most popular types of Underwriter jobs in Michigan are:
What job categories do people searching Assistant Underwriter jobs in Michigan look for? The top searched job categories for Assistant Underwriter jobs in Michigan are:
What cities in Michigan are hiring for Assistant Underwriter jobs? Cities in Michigan with the most Assistant Underwriter job openings:
Infographic showing various Assistant Underwriter job openings in Michigan as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 21% Part Time, 1% Temporary, and 3% Contract. Highlights an 98% Physical, 1% Hybrid, and 1% Remote job distribution, with an average salary of $41,247 per year, or $19.8 per hour.

Underwriter

SET SEG

East Lansing, MI โ€ข On-site

Full-time

Medical, Dental, Vision, PTO

Re-posted 5 days ago


Job description

Title: Underwriter
Reports To: Associate Director of Underwriting & Risk Control
Location: East Lansing, MI
Department: Property Casualty/Workers' Compensation
SET SEG is looking for an Underwriter to independently evaluate risk, analyze exposure and loss information, and develop sound coverage, terms, and pricing for members of the Property/Casualty Pool and Workers' Compensation Fund. This role partners with internal teams and member-facing staff to support renewals, new business, account analysis, and underwriting strategy while delivering accurate, timely, and consultive service to Michigan public schools.
WHO WE ARE
School Employers Trust (SET) is a non-profit company that was created after a monumental shift in school funding happened in 1965. SET, which began in 1971, served as an employee benefits association focused on offering comprehensive and affordable employee benefit solutions to Michigan public schools and their employees. Two years later, its partner organization School Employers Group (SEG) was formed to administer compensation and fringe benefits for SET. As schools were faced with more challenges related to insurance, SEG evolved and grew into a company that provides workers' compensation and property/casualty services for Michigan public schools.
Today, SET SEG continues to expand and find creative ways to meet the specialized needs of its members. This, coupled with superior member experience, is why SET SEG has maintained its position as an industry leader in the school insurance market.
We value those who proactively solve challenges, simplify the complex, thrive in a fast-paced setting, have a customer-first mentality, and seek a collaborative and inclusive work environment. We offer 100% employer paid insurance (medical, dental, and vision), Paid Time off (PTO), and paid parental leave.
Our passion is delivering peace of mind to Michigan public schools, and we look for team members who are motivated by our cause. To learn more, visit: https://setseg.org.
WHO YOU ARE
You are energized by working with a collaborative team and industry peers to support Michigan public schools through their challenges. You seek understanding and are motivated to tackle projects and problems with the customer in mind. You anticipate needs and preempt challenges and concerns, delivering increasingly relevant customer experiences over time. You value a culture that is rooted in mutual respect, where you can learn from different perspectives and roles.
Primary Responsibilities:
  • Evaluate new business and renewal submissions for members of the Property/Casualty Pool and Workers' Compensation Fund, including review of exposure data, loss experience, coverage needs, and risk characteristics
  • Analyze property schedules, payroll and class information, vehicle and transportation exposures, liability considerations, and other public entity risk factors to support underwriting decisions
  • Develop and document underwriting recommendations related to coverage, terms, pricing, deductibles, endorsements, and account strategy in alignment with established guidelines
  • Prepare underwriting files, proposals, quotes, renewal documentation, and supporting analysis with a high degree of accuracy and professionalism
  • Review loss trends and risk indicators; partner with Risk Control, Claims, and Sales to identify opportunities for risk improvement and member support
  • Communicate with internal stakeholders and external members to gather information, explain underwriting considerations, and respond to coverage or account-related questions
  • Apply underwriting guidelines, policies, procedures, and regulatory or internal requirements consistently while exercising sound judgment on accounts that require additional review
  • Support portfolio monitoring, data tracking, reporting, and analysis to help identify trends, improve decision-making, and strengthen department performance
  • Contribute to process improvements, special projects, and cross-functional initiatives that enhance underwriting quality, operational efficiency, and member experience
  • Serve as a resource to less experienced team members by sharing knowledge, assisting with peer review, and modeling strong underwriting documentation and service practices
  • Other duties as assigned by leadership
Required Qualifications:
  • Bachelor's degree or related insurance experience
  • 3-7 years of experience of underwriting, insurance, risk analysis, or closely related experience; commercial property/casualty, workers' compensation, or public entity experience preferred
  • Working knowledge of underwriting principles, insurance coverages, exposure analysis, loss experience review, and rating or pricing concepts
  • Strong attention to detail and organizational skills
  • Developing analytical and problem-solving skills
  • Effective written and verbal communication skills
  • Ability to manage multiple priorities and meet deadlines
  • Demonstrated ability to work both independently and collaboratively
  • Willingness to learn and develop underwriting expertise

Physical Demands / Work Environment
Several hours per day at a sit/stand desk, average mobility to move around an office environment; able to spend several hours per day at a computer. Punctual, regular, and consistent attendance is required.
We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender, gender identity or expression, or veteran status. We are proud to be an equal opportunity workplace.