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Junior Underwriter Jobs (NOW HIRING)

COMMERCE HOME MORTGAGE LLC

Jr. Underwriter

Anaheim, CA · On-site

$26 - $29/hr

About The Role The Junior Underwriter supports the underwriting team by reviewing, organizing, and validating loan files to ensure accuracy, completeness, and guideline compliance prior to full ...

Maxwell Power

Junior Underwriter

Salt Lake City, UT · Remote

$60K - $70K/yr

Position Summary Maxwell Power is seeking a detail-oriented and motivated Junior Underwriter to join our growing underwriting team. This role is ideal for an individual with strong analytical skills ...

United Auto Credit

Jr. Underwriter

Newport Beach, CA · On-site

$20.50 - $24.50/hr

Join our team as a Junior Underwriter and play a key role in turning approvals into contracts. You'll call dealerships on applications that have been approved or conditionally approved through our ...

United Auto Credit

Jr. Underwriter

Buffalo, NY · On-site

$20.50 - $24.50/hr

Join our team as a Junior Underwriter and play a key role in turning approvals into contracts. You'll call dealerships on applications that have been approved or conditionally approved through our ...

AD Mortgage

Junior Underwriter

Troy, MI

Become a Master Underwriter At AD Mortgage , we don't just hire Underwriters; we build them. We are looking for sharp, analytical minds ready to dive into our intensive Underwriting Training Course

United Auto Credit

Jr. Underwriter

Buffalo, NY · On-site

$20.50 - $24.50/hr

Join our team as a Junior Underwriter and play a key role in turning approvals into contracts. You'll call dealerships on applications that have been approved or conditionally approved through our ...

United Auto Credit

Jr. Underwriter

Atlanta, GA

$20.50 - $24.50/hr

Join our team as a Junior Underwriter and play a key role in turning approvals into contracts. You'll call dealerships on applications that have been approved or conditionally approved through our ...

United Auto Credit

Jr. Underwriter

Chicago, IL · On-site

$20.50 - $24.50/hr

Join our team as a Junior Underwriter and play a key role in turning approvals into contracts. You'll call dealerships on applications that have been approved or conditionally approved through our ...

United Auto Credit

Jr. Underwriter

Newport Beach, CA

$20.50 - $24.50/hr

Join our team as a Junior Underwriter and play a key role in turning approvals into contracts. You'll call dealerships on applications that have been approved or conditionally approved through our ...

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How much do junior underwriter jobs pay per hour?

As of Aug 7, 2026, the average hourly pay for junior underwriter in the United States is $22.27, according to ZipRecruiter salary data. Most workers in this role earn between $16.83 and $27.40 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a junior underwriter?

To thrive as a Junior Underwriter, you need strong analytical skills, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and regulatory compliance systems is typically required. Effective communication, organization, and a collaborative mindset help individuals excel in evaluating applications and coordinating with teams. These skills ensure accurate risk evaluation, regulatory adherence, and smooth workflow within the underwriting process.

What are some common challenges faced by junior underwriters in their first year on the job?

Junior Underwriters often encounter challenges such as managing a steep learning curve when assessing risk and understanding complex insurance policies. They may also find it challenging to balance speed and accuracy while processing applications, as well as adapting to various underwriting software and compliance requirements. Working closely with senior underwriters and other departments helps develop decision-making skills and a strong attention to detail, both of which are essential for success and career growth in underwriting.

What does a junior underwriter do?

A Junior Underwriter assists in evaluating and analyzing the risks associated with insurance applications or loan requests. They review documents, verify applicant information, and follow established guidelines to determine eligibility. Working under the supervision of senior underwriters, they help ensure that decisions are accurate and align with company policies. Their role often involves data entry, communication with clients or brokers, and learning the fundamentals of risk assessment.

What is a junior underwriter?

A junior underwriter works at a loan company or other financial institution and supports a senior underwriter during the consumer loan process. As a junior underwriter, your job duties include reviewing customer loan applications for accuracy and completeness, evaluating credit reports to determine the creditworthiness of an applicant, and resolving issues with the application process. You may also work with the funding side of the business to secure financing for loans.

Is it hard to get a job in underwriting?

Getting a junior underwriter position can be competitive, as it often requires relevant education, such as a degree in finance or risk management, and sometimes industry certifications. Strong analytical skills, attention to detail, and familiarity with underwriting software can improve chances of employment, but entry-level roles are generally accessible to candidates with the right qualifications and training.

How do I become a junior underwriter with no experience?

To become a junior underwriter with no experience, candidates should focus on gaining relevant knowledge through online courses or certifications in insurance or risk assessment. Entry-level roles often require strong analytical skills, attention to detail, and basic computer proficiency; internships or related administrative roles can also provide valuable experience and industry exposure.

How much do beginner underwriters make?

Entry-level underwriters typically earn between $45,000 and $60,000 annually, depending on the industry, location, and company size. Starting salaries may be lower for those without prior experience, but can increase with relevant certifications and skills in risk assessment and insurance policies.
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Junior Underwriter jobs near you
Infographic showing various Junior Underwriter job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 67% In-person, and 33% Remote job distribution, with an average salary of $46,316 per year, or $22.3 per hour.

Jr. Underwriter

COMMERCE HOME MORTGAGE LLC

Anaheim, CA • On-site

$26 - $29/hr

Other

Posted 14 days ago

Job description

About The Role
The Junior Underwriter supports the underwriting team by reviewing, organizing, and validating loan files to ensure accuracy, completeness, and guideline compliance prior to full underwriting review. This role requires strong attention to detail, a sense of urgency, and a commitment to the Company's Core Values.
Essential Job Duties/Responsibilities:
The following job functions are not all-inclusive. The employee will be required to perform other job-related tasks/responsibilities as requested. Job duties may change as required by needs of the company.
  • Commitment to and behavior modeling of the Company's Core Values
  • Observable display of a sense of urgency in the execution of duties
  • Complete income calculations from bank statement help desk and provide completed income analysis to broker partners via Freshdesk
  • Review and scrub loan initial submission package - review and label documents such as credit reports, income documents, Fraudguard / Loansafe, bank statements, purchase contracts, title documents
  • Request missing required documents from our AE team via email
  • Review and confirm Encompass 1003 and encompass forms match broker credit report and documents
  • Confirm loan file perimeters meets program guidelines and matrix
  • Regular on-site attendance
  • Other duties as assigned
  • Regular on-site attendance
  • Other duties as assigned

Qualifications, Knowledge, Skills and Abilities:
  • High school diploma or equivalent required; Associate's or Bachelor's degree in Finance, Business, Accounting, or a related field preferred
  • 1+ years of experience in mortgage operations (e.g., disclosures, processing, underwriting support, loan setup, or quality control) preferred
  • Basic understanding of residential mortgage loan products, documentation, and terminology
  • Experience working in Encompass or a similar Loan Origination System preferred
  • High school diploma required
  • Effective business writing, time management and organizational skills
  • Strong analytical and problem-solving skills
  • Ability to work effectively in a fast-paced environment
  • Self-motivated with an ability to work independently and in a team environment
  • Strong organizational skills and ability to handle detailed assignments
  • Ability to prioritize workload while meeting deadlines
  • Ability to communicate in writing and verbally effectively

Apply