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Entry Level Underwriter Jobs (NOW HIRING)

Chubb

Endorsement Underwriter

Whitehouse Station, NJ

Endorsement Underwriter This is an entry level underwriting position within the Underwriting Center. The endorsement underwriter position is responsible for underwriting of endorsement requests and ...

Chubb

Endorsement Underwriter

Whitehouse Station, NJ · On-site

Endorsement Underwriter This is an entry level underwriting position within the Underwriting Center. The endorsement underwriter position is responsible for underwriting of endorsement requests and ...

Chubb

Endorsement Underwriter

Philadelphia, PA · On-site

This is an entry level underwriting position within the Underwriting Center. The endorsement underwriter position is responsible for underwriting of endorsement requests and general service inquiries ...

Auto Owners Insurance Company

Underwriter

Forest, VA

$49K - $73K/yr

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated entry-level Underwriting professional to join our team. The position requires the person to: * Learn various insurance ...

Auto-Owners Insurance

Underwriter

Forest, VA · On-site

$49K - $73K/yr

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated entry-level Underwriting professional to join our team. The position requires the person to: * Learn various insurance ...

Auto-Owners Insurance

Field Underwriter

Mesa, AZ · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated entry level Underwriting professional to join our team. The position requires the person to: * Comprehend knowledge of our ...

DR Horton, Inc.

Underwriter

Atlanta, GA · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... D.R. Horton, Inc. is currently looking for a Underwriter for their Underwriting Department. The ...

DR Horton, Inc.

Underwriter

Atlanta, GA · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... D.R. Horton, Inc. is currently looking for a Underwriter for their Underwriting Department. The ...

D.R. Horton, Inc

Underwriter

Austin, TX

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for an Underwriter in the Underwriting Department. The right ...

DR Horton, Inc.

Underwriter

Austin, TX · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for an Underwriter in the Underwriting Department. The right ...

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Entry Level Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do entry level underwriter jobs pay per year?

As of Jul 23, 2026, the average yearly pay for entry level underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by entry level underwriters, and how can they overcome them?

Entry level underwriters often face challenges such as learning complex risk assessment criteria, adapting to industry-specific software, and balancing accuracy with efficiency under tight deadlines. To overcome these challenges, it's helpful to seek mentorship from experienced colleagues, participate in training sessions, and regularly review feedback on your work. Building strong communication skills is also key, as underwriters frequently collaborate with agents, brokers, and other team members to clarify details and ensure thorough evaluations.

What Does an Entry-Level Underwriter Do?

As an entry-level underwriter, you analyze insurance or mortgage applications to determine premiums and coverage amounts. You research and talk to banks, medical personnel, or other field representatives to get further information before extending loans or coverage. You use set criteria to screen applicants for the products and services that you offer. Other duties and responsibilities include determining a person’s risk for loans or insurance, making the decision to provide what they are asking for, and working to assist the people applying and the companies offering coverage and financial items.

What are the key skills and qualifications needed to thrive as an Entry Level Underwriter, and why are they important?

To thrive as an Entry Level Underwriter, you need strong analytical skills, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, spreadsheets, and risk assessment tools is typically required. Excellent communication, organizational skills, and the ability to work collaboratively are important soft skills for this role. These competencies ensure accurate risk evaluation, effective decision-making, and smooth coordination with clients and internal teams.

What does an entry level underwriter do?

An entry level underwriter evaluates loan, insurance, or mortgage applications to determine the risk of insuring a client or approving a loan. They review documents, verify information, and use guidelines set by their company to make decisions. Typically, they work under the supervision of senior underwriters and receive on-the-job training to learn about risk assessment, industry regulations, and company policies. Entry level underwriters play a vital role in helping financial institutions minimize risk while providing services to clients.
More about Entry Level Underwriter jobs
What cities are hiring for Entry Level Underwriter jobs? Cities with the most Entry Level Underwriter job openings:
What are the most commonly searched types of Underwriter jobs? The most popular types of Underwriter jobs are:
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What job categories do people searching Entry Level Underwriter jobs look for? The top searched job categories for Entry Level Underwriter jobs are:
Entry Level Underwriter jobs near you
Infographic showing various Entry Level Underwriter job openings in the United States as of July 2026, with employment types broken down into 87% Full Time, 10% Part Time, 1% Temporary, and 2% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Entry Level Underwriter

Auto Owners Insurance Company

Columbia, SC • Hybrid

Full-time

Retirement, PTO

Posted 24 days ago

Job description

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.

Job Description

We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, this specific role could have the flexibility to work from home up to 3 days per week.

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute the underwriting decision-making process according to Company underwriting philosophy. This job includes training and development through completion of the Company's underwriter training program for the assigned line of insurance and requires the person to:

  • Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions
  • Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use
  • Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment
  • Analyze loss experience, financial conditions and physical characteristics of risks
  • Acquires a working knowledge of supporting sections of the underwriting department
  • Effectively communicate with independent agents and other associates through verbal and/or written means
  • Participate in and successfully complete the Company underwriter training program

Desired Skills & Experience

  • Bachelor's degree or direct equivalent experience with property/casualty underwriting
  • Ability to organize data, multi-task and make decisions independently
  • Above average communication skills (written and verbal)
  • Ability to write reports and compose correspondence
  • Ability to resolve complex issues
  • Continually develop product knowledge through participation in approved educational programs

Benefits

Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!

Equal Employment Opportunity

Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.

*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.

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