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Underwriter Trainee Jobs (NOW HIRING)

Key Risk is looking for an enthusiastic individual who wants to learn our underwriting appetite and approach. The training program will include shadowing territory underwriting managers in ...

The training program will include shadowing territory underwriting managers in performance of their tasks and visits with agents to observe their interactions. Another component of the training plan ...

The training program will include shadowing territory underwriting managers in performance of their tasks and visits with agents to observe their interactions. Another component of the training plan ...

Company Argo Group is an underwriter of specialty insurance products in the property and casualty ... Underwriting Trainee, Casualty Argo /Farm Family currently has an exciting opportunity for an ...

Company Argo Group is an underwriter of specialty insurance products in the property and casualty ... Underwriting Trainee, Casualty Argo /Farm Family currently has an exciting opportunity for an ...

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Underwriter Trainee information

See salary details

$32.5K

$78.9K

$139.5K

How much do underwriter trainee jobs pay per year?

As of Jun 7, 2026, the average yearly pay for underwriter trainee in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Underwriter Trainee, and why are they important?

To thrive as an Underwriter Trainee, you need strong analytical abilities, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and proficiency in Excel are commonly required, and industry certifications like CPCU can be advantageous. Excellent communication, problem-solving, and organizational skills help you collaborate with stakeholders and manage multiple priorities. These skills are essential to accurately assess risk, make informed decisions, and contribute to the overall profitability and integrity of the insurance company.

What is the difference between Underwriter Trainee vs Underwriter?

AspectUnderwriter TraineeUnderwriter
Required CredentialsBachelor's degree, training programsExperience, certifications like CPCU or ARM often preferred
Work EnvironmentTraining programs, supervised tasksIndependent decision-making, client interaction
Employer & Industry UsageInsurance companies, entry-level rolesInsurance companies, experienced roles
Search & Comparison IntentLearning about entry-level underwriting rolesUnderstanding experienced underwriting positions

The main difference between an Underwriter Trainee and an Underwriter is experience level. Trainees are in training, focusing on learning the basics, while Underwriters have gained experience and handle complex risk assessments independently.

What is an Underwriter Trainee?

An Underwriter Trainee is an entry-level professional who learns how to evaluate risks and determine appropriate insurance coverage and premiums under the supervision of experienced underwriters. Their training involves learning about insurance policies, analyzing applications, assessing potential risks, and making recommendations based on company guidelines. This role serves as a starting point for a career in underwriting, providing foundational knowledge and practical experience in the insurance industry.

What are some typical challenges an Underwriter Trainee might encounter during their first year on the job?

As an Underwriter Trainee, one common challenge is learning to balance risk assessment with client needs, while adhering to company policies and regulatory requirements. Trainees often need to quickly develop a strong understanding of underwriting guidelines and how to apply them to real-world cases, which can be complex and varied. Additionally, adapting to a fast-paced environment and effectively collaborating with senior underwriters, brokers, and agents requires strong communication and organizational skills. Overcoming these challenges is an important part of gaining confidence and proficiency in the role.

How hard is it to get a job as an underwriter?

Securing a position as an underwriter can be competitive, often requiring a bachelor's degree in finance, economics, or a related field, along with strong analytical skills. Entry-level roles may be accessible with relevant internships or certifications, but advancing typically involves gaining experience and industry knowledge, such as familiarity with underwriting software and risk assessment techniques.
More about Underwriter Trainee jobs
What cities are hiring for Underwriter Trainee jobs? Cities with the most Underwriter Trainee job openings:
What are the most commonly searched types of Underwriter jobs? The most popular types of Underwriter jobs are:
What states have the most Underwriter Trainee jobs? States with the most job openings for Underwriter Trainee jobs include:
Infographic showing various Underwriter Trainee job openings in the United States as of May 2026, with employment types broken down into 75% Full Time, and 25% Part Time. Highlights an 96% Physical, 2% Hybrid, and 2% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

$54K - $95K/yr

Other

Posted 18 days ago


Job description

Greater New York Mutual Insurance Company (GNY) is a super-regional leader in commercial property and casualty insurance. GNY is an A+ rated, financially stable company with more than 100 years of expertise in designing, underwriting, and providing insurance solutions for business owners and property managers.
At GNY, we recruit innovative thinkers, team players and confident risk-takers to carry on our rich tradition of underwriting excellence. The Underwriter Trainee Program offers a rare opportunity for individuals to receive intensive, hands-on training from expert professionals that can be directly transferred to the field.
Underwriters work in a demanding, fast-paced environment that is both challenging and rewarding. As an underwriter, you will engage in collaborative relationships with clients in order to develop innovative risk management strategies based on a client's unique risk profile. Effective analysis and implementation of these strategies requires great attention to detail and determination to find and execute successful solutions.
In this comprehensive training program, trainees will experience a combination of classroom training, self-study, and on-the-job assignments. Trainees will learn all aspects of insurance including rating, underwriting, claims and loss control. Specifically, all trainees will learn how to analyze risk exposures, evaluate insurance and risk management requests, and how to underwrite an insurance policy. As trainees develop these skills throughout the duration of the training, a higher level of responsibilities and tasks will be given. The technical knowledge and professional relationships gained through this program will provide you with a sense of the different roles within the insurance industry and a solid foundation for a career in insurance.
Requirements:
  • A bachelor's degree in one or more of the following fields of study is preferred: Risk Management, Finance, Economics, Business Administration, Math, and Sciences.
  • Obtain a passing score on the AINS 103: Exploring Commercial Insurance exam by week 3 of the training program. Course materials and exam preparation will be provided by GNY.
  • Within six months of being promoted to an underwriter, completion of the Associate in Insurance (AU) designation, with a concentration in Commercial Insurance is required.
  • Effective verbal and written communication skills are required.
  • Ability to learn new systems and concepts quickly.
  • Knowledge of Microsoft Office 365.
  • Ability to organize data, multi-task and make decisions independently.
  • Create, develop, and foster strong relationships with others on all levels of the organization and brokerage community.

The salary range for this role is $54,600 - $95,500. The listed annual salary range posted for this position is subject to change and may vary depending on performance, education, experience, skills, geographic location, travel requirements, demonstrated proficiency in the competencies required for the role and business needs. Base pay is just one component of GNY's total compensation package for employees. Other rewards include eligibility for an annual discretionary bonus based on performance.