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Underwriter Trainee Jobs (NOW HIRING)

RSUI Group

Underwriter Trainee

Atlanta, GA · On-site

Launch Your Underwriting Career at RSUI RSUI is hiring for a summer 2027 class of Underwriter Trainees in Atlanta, Georgia! If you're finishing your degree and determining your underwriting career ...

United Fire Group

Surety Underwriter Trainee

Seattle, WA · On-site

$60K - $75K/yr

UFG is currently seeking a Surety Underwriter Trainee to join our growing Surety Department. You will be provided on the job training that will teach you how to perform analysis of financial ...

United Fire Group

Surety Underwriter Trainee

Dallas, TX · On-site

$60K - $75K/yr

UFG is currently seeking a Surety Underwriter Trainee to join our growing Surety Department. You will be provided on the job training that will teach you how to perform analysis of financial ...

IFG Companies

Underwriting Trainee

Chicago, IL · On-site

$65K - $75K/yr

Draft POSITION SUMMARY The Underwriter Trainee ("Trainee") participates in the commercial underwriting trainee program of IFG Companies ("Companies"), building foundational skills in technical ...

IFG Companies

Underwriting Trainee

Scottsdale, AZ · On-site

$65K - $75K/yr

Draft POSITION SUMMARY The Underwriter Trainee ("Trainee") participates in the commercial underwriting trainee program of IFG Companies ("Companies"), building foundational skills in technical ...

IFG Companies

Underwriting Trainee

Hartford, CT · On-site

$65K - $75K/yr

Draft POSITION SUMMARY The Underwriter Trainee ("Trainee") participates in the commercial underwriting trainee program of IFG Companies ("Companies"), building foundational skills in technical ...

IFG Companies

Underwriting Trainee

Alpharetta, GA · On-site

$65K - $75K/yr

Draft POSITION SUMMARY The Underwriter Trainee ("Trainee") participates in the commercial underwriting trainee program of IFG Companies ("Companies"), building foundational skills in technical ...

IFG Companies

Underwriting Trainee

Chapel Hill, NC · On-site

$65K - $75K/yr

Draft POSITION SUMMARY The Underwriter Trainee ("Trainee") participates in the commercial underwriting trainee program of IFG Companies ("Companies"), building foundational skills in technical ...

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Underwriter Trainee information

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$32.5K

$78.9K

$139.5K

How much do underwriter trainee jobs pay per year?

As of Aug 30, 2026, the average yearly pay for underwriter trainee in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is an underwriter trainee?

An Underwriter Trainee is an entry-level professional who learns how to evaluate risks and determine appropriate insurance coverage and premiums under the supervision of experienced underwriters. Their training involves learning about insurance policies, analyzing applications, assessing potential risks, and making recommendations based on company guidelines. This role serves as a starting point for a career in underwriting, providing foundational knowledge and practical experience in the insurance industry.

What are the key skills and qualifications needed to thrive as an underwriter trainee?

To thrive as an Underwriter Trainee, you need strong analytical abilities, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and proficiency in Excel are commonly required, and industry certifications like CPCU can be advantageous. Excellent communication, problem-solving, and organizational skills help you collaborate with stakeholders and manage multiple priorities. These skills are essential to accurately assess risk, make informed decisions, and contribute to the overall profitability and integrity of the insurance company.

What are some typical challenges an underwriter trainee might encounter during their first year on the job?

As an Underwriter Trainee, one common challenge is learning to balance risk assessment with client needs, while adhering to company policies and regulatory requirements. Trainees often need to quickly develop a strong understanding of underwriting guidelines and how to apply them to real-world cases, which can be complex and varied. Additionally, adapting to a fast-paced environment and effectively collaborating with senior underwriters, brokers, and agents requires strong communication and organizational skills. Overcoming these challenges is an important part of gaining confidence and proficiency in the role.

What is the difference between Underwriter Trainee vs Underwriter?

AspectUnderwriter TraineeUnderwriter
Required CredentialsBachelor's degree, training programsExperience, certifications like CPCU or ARM often preferred
Work EnvironmentTraining programs, supervised tasksIndependent decision-making, client interaction
Employer & Industry UsageInsurance companies, entry-level rolesInsurance companies, experienced roles
Search & Comparison IntentLearning about entry-level underwriting rolesUnderstanding experienced underwriting positions

The main difference between an Underwriter Trainee and an Underwriter is experience level. Trainees are in training, focusing on learning the basics, while Underwriters have gained experience and handle complex risk assessments independently.

How do you become an underwriter trainee with no experience?

To become an underwriter trainee with no experience, candidates typically need a bachelor's degree in fields like finance, business, or economics. Entry-level roles often require strong analytical skills, attention to detail, and proficiency with computer software such as Excel; some companies may also offer training programs or on-the-job learning to develop underwriting skills.

How much do beginner underwriter trainees make?

Beginner underwriter trainees typically earn between $40,000 and $55,000 annually, depending on the industry, location, and company. Entry-level roles often include training on underwriting software and risk assessment, with salaries increasing as skills and experience grow.

What do underwriter trainees do?

Underwriter trainees assist in evaluating insurance applications by reviewing risk factors, analyzing data, and determining policy eligibility. They learn to use underwriting guidelines and may work under the supervision of experienced underwriters to develop their skills in assessing risk and making coverage decisions.
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What states have the most Underwriter Trainee jobs?

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Underwriter Trainee jobs near you
Infographic showing various Underwriter Trainee job openings in the United States as of August 2026, with employment types broken down into 90% Full Time, and 10% Part Time. Highlights an 98% Physical, 1% Hybrid, and 1% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Underwriter Trainee

Atlanta, GA • On-site

RSUI Group
Insurance Services • 201 - 500 employees
Learn more about RSUI Groupexternal

Full-time

Re-posted 19 days ago

Job description

Launch Your Underwriting Career at RSUI
RSUI is hiring for a summer 2027 class of Underwriter Trainees in Atlanta, Georgia!
If you're finishing your degree and determining your underwriting career path, we'd like to make a case for commercial Excess and Surplus (E&S) insurance. And more specifically - for RSUI.
RSUI is a wholesale specialty insurance carrier, which means we work exclusively through wholesale brokers to insure risks that fall outside the standard market. It's a relationship-driven, expertise-first world where creative problem solvers thrive and no two days look quite the same. We're looking for a talented group of Underwriter Trainees - driven, curious college graduates who are ready to learn this business from the inside out.
The Program
Our paid, full-time Underwriter Trainee Academy is an approximate 12-month, rotational experience designed to give you a hands-on introduction to specialty underwriting - and to RSUI holistically. You won't be shadowing from the sidelines. You'll be right there in the game.
Over the course of the program, you'll rotate through each of our underwriting product lines, spending approximately four weeks with each, as well as rotations through our key support departments. By the time you finish, you'll have a working knowledge of how our business operates, and a clear sense of where you fit best within it.
This isn't a one-size-fits-all experience. We'll pay attention to what excites you, where your strengths show up, and what product line sparks your curiosity - and we'll shape the program around that as much as possible.
What You'll Do
  • Rotate through RSUI's underwriting product lines and support departments, building context and connections at every stop
  • Work alongside experienced underwriters who are generous with their time and invested in your growth
  • Attend underwriting meetings and observe how decisions get made on complex, specialty risks
  • Complete an individual capstone project that addresses a real business challenge and present takeaways to RSUI's executive leadership
  • Join broker seminars and occasional marketing trips, getting early exposure to the relationship side of this business
  • Complete training and development touchpoints focused on both technical and soft skills, including a path toward relevant insurance designations

The Path from Here
Trainees who complete the program and demonstrate the skillset, judgment, and work ethic we're looking for will be well-positioned to transition into an Associate Underwriter role - RSUI's foundational underwriting position and the launchpad for a full underwriting career here.
We aim to provide a personalized and meaningful experience. Those who go through this program will get face time, mentorship, and real opportunities.
What We're Looking For
  • A college degree completed before August 1, 2027 - all majors are welcome. A background in Risk Management & Insurance, Finance, or a related business field is a plus, as is any demonstrated interest in underwriting through coursework, internships, or hands-on experience.
  • A history of high achievement with an always-learning mentality and the work ethic to back it up
  • Strong interpersonal and communication skills - you're someone people enjoy working with and learn to rely on
  • Comfort working independently and managing your own time and priorities, while also collaborating with your team and cross-functionally throughout RSUI

About RSUI
RSUI Group, Inc. is a Berkshire Hathaway company established in 1988 and headquartered in Atlanta, Georgia. We operate exclusively in the wholesale specialty market, which means our underwriters build deep expertise and strong relationships. Our culture is high-performance and team-oriented, and we invest meaningfully in the development of our people.
During the training program, trainees will work five days per week in our Atlanta office. Upon transitioning to the Associate Underwriter role, this position follows RSUI's standard hybrid schedule of three days per week in office.
We're ready to invest in the next generation of underwriters at RSUI. If you're up for the challenge, we'd love to hear from you.
RSUI provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type on the basis of race, color, religion, gender, gender identity, sexual orientation, national origin, age, disability, marital status, amnesty, genetic characteristics or genetic information, pregnancy or childbirth, veteran status, and any other characteristic protected by applicable Federal, state, and local laws.
This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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