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Underwriter Trainee Jobs in Minnesota (NOW HIRING)

illumifin

Temporary Underwriter

Eden Prairie, MN · On-site +1

$25/hr

The Underwriter will communicate with agents and clients on decisions. This role is expected to last approximately 6 months. RESPONSIBILITIES 1. Quickly but carefully read, analyze and interpret ...

SERVION INC

Underwriter II

New Brighton, MN

$31.43 - $39.29/hr

This position completes underwriting reviews of residential first mortgages in accordance with HUD/VA Credit and Appraisal Guidelines and special investor overlays in a timely manner, ensuring ...

SERVION INC

Underwriter II

Saint Paul, MN · On-site

$31.43 - $39.29/hr

This position completes underwriting reviews of residential first mortgages in accordance with HUD/VA Credit and Appraisal Guidelines and special investor overlays in a timely manner, ensuring ...

illumifin

Senior Underwriter

Eden Prairie, MN · On-site +1

$70K/yr

The Senior Underwriter will examine, review, evaluate, classify and rate customer documents in order to determine compliance with company guidelines, underwriting criteria, philosophy, policy and ...

Socket.dev

Senior Underwriter

Minnetonka, MN · On-site

$70 - $120/hr

The Senior Underwriter plays an important role in supporting financial analysis and underwriting for large group commercial customers across Fully Insured and Self Insured products. In this position ...

Talent Software Services, Inc

Sr Underwriter

Minneapolis, MN · On-site

$102K - $121K/yr

Title: Sr. Underwriter Duration: 4 months Location: Minneapolis, MN 55401 - Hybrid or onsite Profile Summary Under general supervision, this role involves underwriting intermediate level group ...

New

Imedica

Senior Underwriter

Minnetonka, MN

$70K - $120K/yr

The Senior Underwriter plays an important role in supporting financial analysis and underwriting for large group commercial customers across Fully Insured and Self Insured products. In this position ...

Medica

Senior Underwriter

Minnetonka, MN · On-site

$70K - $120K/yr

The Senior Underwriter plays an important role in supporting financial analysis and underwriting for large group commercial customers across Fully Insured and Self Insured products. In this position ...

Burns & Wilcox

Senior Associate Underwriter

Minneapolis, MN · On-site

$102K - $121K/yr

Underwrite and supervise a portion of an Underwriter's book of business, focused on renewals and new business * Evaluate, classify, and rate each risk to determine acceptability, coverage, and ...

Chubb

Senior Underwriter, Surety

Minnetonka, MN · On-site

$100K - $118K/yr

The Senior Surety Underwriter's primary responsibility is to underwrite individual surety risks through a demonstration of the following skills and abilities: * Fundamental Surety Underwriting.

NACBA

Senior Underwriter, Surety

Minneapolis, MN · On-site

$85 - $130/hr

The Senior Surety Underwriter's primary responsibility is to underwrite individual surety risks through a demonstration of the following skills and abilities: * Fundamental Surety Underwriting.

Socket.dev

Senior Underwriter, Surety

Minnetonka, MN · On-site

$110 - $170/hr

The Senior Surety Underwriter's primary responsibility is to underwrite individual surety risks through a demonstration of the following skills and abilities: * Fundamental Surety Underwriting.

Chubb

Senior Underwriter, Surety

Minnetonka, MN · On-site

$100K - $118K/yr

The Senior Surety Underwriter's primary responsibility is to underwrite individual surety risks through a demonstration of the following skills and abilities: * Fundamental Surety Underwriting.

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All JobsUnderwriter JobsUnderwriter Trainee JobsUnderwriter Trainee Jobs in Minnesota

Underwriter Trainee information

See Minnesota salary details

$31.8K

$77.3K

$136.6K

How much do underwriter trainee jobs pay per year?

As of Aug 22, 2026, the average yearly pay for underwriter trainee in Minnesota is $77,254.00, according to ZipRecruiter salary data. Most workers in this role earn between $59,700.00 and $85,200.00 per year, depending on experience, location, and employer.

What is an underwriter trainee?

An Underwriter Trainee is an entry-level professional who learns how to evaluate risks and determine appropriate insurance coverage and premiums under the supervision of experienced underwriters. Their training involves learning about insurance policies, analyzing applications, assessing potential risks, and making recommendations based on company guidelines. This role serves as a starting point for a career in underwriting, providing foundational knowledge and practical experience in the insurance industry.

What are the key skills and qualifications needed to thrive as an underwriter trainee?

To thrive as an Underwriter Trainee, you need strong analytical abilities, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and proficiency in Excel are commonly required, and industry certifications like CPCU can be advantageous. Excellent communication, problem-solving, and organizational skills help you collaborate with stakeholders and manage multiple priorities. These skills are essential to accurately assess risk, make informed decisions, and contribute to the overall profitability and integrity of the insurance company.

What are some typical challenges an underwriter trainee might encounter during their first year on the job?

As an Underwriter Trainee, one common challenge is learning to balance risk assessment with client needs, while adhering to company policies and regulatory requirements. Trainees often need to quickly develop a strong understanding of underwriting guidelines and how to apply them to real-world cases, which can be complex and varied. Additionally, adapting to a fast-paced environment and effectively collaborating with senior underwriters, brokers, and agents requires strong communication and organizational skills. Overcoming these challenges is an important part of gaining confidence and proficiency in the role.

What is the difference between Underwriter Trainee vs Underwriter?

AspectUnderwriter TraineeUnderwriter
Required CredentialsBachelor's degree, training programsExperience, certifications like CPCU or ARM often preferred
Work EnvironmentTraining programs, supervised tasksIndependent decision-making, client interaction
Employer & Industry UsageInsurance companies, entry-level rolesInsurance companies, experienced roles
Search & Comparison IntentLearning about entry-level underwriting rolesUnderstanding experienced underwriting positions

The main difference between an Underwriter Trainee and an Underwriter is experience level. Trainees are in training, focusing on learning the basics, while Underwriters have gained experience and handle complex risk assessments independently.

How do you become an underwriter trainee with no experience?

To become an underwriter trainee with no experience, candidates typically need a bachelor's degree in fields like finance, business, or economics. Entry-level roles often require strong analytical skills, attention to detail, and proficiency with computer software such as Excel; some companies may also offer training programs or on-the-job learning to develop underwriting skills.

How much do beginner underwriter trainees make?

Beginner underwriter trainees typically earn between $40,000 and $55,000 annually, depending on the industry, location, and company. Entry-level roles often include training on underwriting software and risk assessment, with salaries increasing as skills and experience grow.

What do underwriter trainees do?

Underwriter trainees assist in evaluating insurance applications by reviewing risk factors, analyzing data, and determining policy eligibility. They learn to use underwriting guidelines and may work under the supervision of experienced underwriters to develop their skills in assessing risk and making coverage decisions.

What are the most commonly searched types of Underwriter jobs in Minnesota?

The most popular types of Underwriter jobs in Minnesota are:

What are popular job titles related to Underwriter Trainee jobs in Minnesota?

For Underwriter Trainee jobs in Minnesota, the most frequently searched job titles are:

What job categories do people searching Underwriter Trainee jobs in Minnesota look for?

The top searched job categories for Underwriter Trainee jobs in Minnesota are:

What cities in Minnesota are hiring for Underwriter Trainee jobs?

Cities in Minnesota with the most Underwriter Trainee job openings:

Underwriter Trainee jobs near you
Infographic showing various Underwriter Trainee job openings in Minnesota as of August 2026, with employment types broken down into 88% Full Time, 10% Part Time, 1% Contract, and 1% Nights. Highlights an 98% Physical, 1% Hybrid, and 1% Remote job distribution, with an average salary of $77,254 per year, or $37.1 per hour.

Temporary Underwriter

illumifin

Eden Prairie, MN • On-site, Remote

$25/hr

Full-time

Re-posted 8 days ago

Illumifin rating

8.1

Company rating: 8.1 out of 10

Based on 21 frontline employees who took The Breakroom Quiz

114th of 246 rated software companies

Job description

The nation's leading administrator of long term care insurance services is looking for YOU. This is your opportunity to join a company with a culture that promotes respect for people, integrity, learning and initiative.
WE ARE THE KIND OF EMPLOYER YOU DESERVE.
illumifin is a leading provider of business process outsourcing for the insurance industry, managing over 1.3 million long-term care policies for the nation's largest insurers. We also provide clients with unique risk management insight built upon our proprietary long term care databases.
This position supports the daily operations of the Underwriting Department by reviewing underwriting requirements and determining underwriting decisions of applicant files. The Underwriter will communicate with agents and clients on decisions. This role is expected to last approximately 6 months.
RESPONSIBILITIES
1. Quickly but carefully read, analyze and interpret medication lists, medical records, phone and in-person assessments, cognitive test scores and properly document findings
2. Assess risk for Long Term Care using lifestyle, medical and cognitive information while processing a minimum of 50 cases weekly
3. Using established protocols, underwriting guidelines and procedures, analyzes risk, ensuring decisions are consistent with client and corporate guidelines and programs
4. Perform work accurately and efficiently under deadline pressures
5. Maintains a minimum of 98% accuracy in underwriting decisions
6. Conducts phone history interviews, as warranted
7. Handle calls from agents regarding underwriting decisions
8. Prepare correspondence to applicants, doctors, agents, etc
9. Other duties and projects as assigned
Minimum Qualifications
* BA, BS, RN or equivalent insurance industry experience
* 1+ years LTC, Life or DI underwriting experience
* Working knowledge of Medical Terminology
* Proficient PC skills
* Typing speed of 50 WPM or better
* Time management skills
* Ability to work independently as well as in a team
* Strong communication skills
Preferred Qualifications
* Long Term Care Professional designation or other Long Term Care Insurance related designation
* FLMI, ALU or CLU highly desirable
The base pay for this position is starting at $25/hr. depending on experience and qualifications.

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