ZipRecruiter

Log In

1

Senior Insurance Underwriter Jobs in Minnesota (NOW HIRING)

ECLARO

Group Insurance Underwriter

Minneapolis, MN · On-site

Senior Group Underwriter: Independently underwrites more difficult and complex group insurance applications; approval authority up to 5,000 lives; typically requires 3-4 years of group underwriting ...

Imedica

Senior Underwriter

Minnetonka, MN · On-site

$70K - $120K/yr

The Senior Underwriter plays an important role in supporting financial analysis and underwriting ... Underwrite assigned large group commercial business opportunities across Fully Insured and Self ...

Tmhcc

Senior Underwriter, Accident & Health

Minnetonka, MN · On-site

$100K - $118K/yr

As a global leader in specialty travel medical and trip protection insurance, we are passionate ... The Senior Accident & Health Underwriter is responsible for reviewing and analyzing underwriting ...

ProspectBlue

Underwriter

Minneapolis, MN · Hybrid

There are several openings available, ranging from Associate to Senior and Lead-level positions, providing opportunities for insurance professionals at different stages of their underwriting careers.

illumifin

Senior Underwriter

Eden Prairie, MN · On-site

$70K/yr

The nation's leading administrator of long-term care insurance services is looking for YOU. This is ... The Senior Underwriter will examine, review, evaluate, classify and rate customer documents in ...

Chubb

Senior Underwriter, Surety

Minnetonka, MN · On-site

$100K - $118K/yr

The Senior Surety Underwriter's primary responsibility is to underwrite individual surety risks ... insurance, reinsurance, and life insurance to a diverse group of clients. The company is ...

NACBA

Senior Underwriter, Surety

Minneapolis, MN · On-site

$85 - $130/hr

The Senior Surety Underwriter's primary responsibility is to underwrite individual surety risks ... insurance, reinsurance, and life insurance to a diverse group of clients. The company is ...

Chubb

Senior Underwriter, Surety

Minnetonka, MN · On-site

$100K - $118K/yr

The Senior Surety Underwriter's primary responsibility is to underwrite individual surety risks ... Guides and mentors junior staff Chubb is a world leader in insurance. With operations in 54 ...

CSAA

$95K - $112K/yr

Job Title Senior Commercial Program Underwriter - Remote Requisition Number R7936 Senior Commercial ... Our mission is to reinvent commercial insurance in the mobility space to offer our partners ...

Reit Tv

Senior Bulk Underwriter

Minneapolis, MN · On-site

$92 - $120/hr

Senior Bulk Underwriter Position Summary This role requires expert Non-QM mortgage underwriting and ... insurance, fitness reimbursement, paid parental leave, time to volunteer, Paid Time off, ESPP, and ...

New

next page

Showing results 1-20

All JobsInsurance Underwriter JobsSenior Insurance Underwriter JobsSenior Insurance Underwriter Jobs in Minnesota

Senior Insurance Underwriter information

See Minnesota salary details

$36.2K

$104.4K

$130.8K

How much do senior insurance underwriter jobs pay per year?

As of Sep 3, 2026, the average yearly pay for senior insurance underwriter in Minnesota is $104,407.00, according to ZipRecruiter salary data. Most workers in this role earn between $96,500.00 and $114,100.00 per year, depending on experience, location, and employer.

What is a senior insurance underwriter?

A Senior Insurance Underwriter is a professional responsible for evaluating and analyzing the risks involved in insuring people or assets, and determining appropriate policy terms and premiums. They review applications, assess financial documents, and use specialized software to decide whether to provide insurance coverage and at what cost. Senior underwriters typically handle more complex or high-value cases, mentor junior staff, and help develop underwriting guidelines. Their role is crucial in ensuring the insurance company maintains profitability while offering fair coverage to clients.

What are the key skills and qualifications needed to thrive as a senior insurance underwriter, and why are they important?

To thrive as a Senior Insurance Underwriter, you need deep expertise in risk assessment, policy analysis, and industry regulations, usually supported by a bachelor's degree in finance or a related field and several years of underwriting experience. Familiarity with underwriting software, statistical analysis tools, and certifications such as CPCU (Chartered Property Casualty Underwriter) are common requirements. Excellent decision-making, negotiation, and communication skills set top performers apart in this role. These capabilities ensure accurate risk evaluation, profitable policy issuance, and strong client and broker relationships in a competitive insurance market.

What are some common challenges faced by senior insurance underwriters when assessing complex or high-value risks?

Senior Insurance Underwriters often encounter challenges when evaluating complex or high-value risks, such as incomplete client information, rapidly changing market conditions, and evolving regulatory requirements. They must exercise strong analytical skills and sound judgment to balance risk exposure with the company's profitability goals. Additionally, collaborating with sales teams, actuaries, and legal departments is essential to develop tailored solutions, which can add further complexity to the decision-making process. Staying current with industry trends and risk assessment tools helps underwriters navigate these challenges effectively.

What is the difference between Senior Insurance Underwriter vs Insurance Underwriter?

AspectSenior Insurance UnderwriterInsurance Underwriter
CredentialsTypically requires 3+ years experience, relevant certifications (e.g., CPCU)Entry to mid-level experience, often pursuing certifications
Work EnvironmentMore autonomous, decision-making authority, leadership rolesSupervised, focused on assessing and processing applications
Employer & Industry UsageUsed in insurance companies, brokerage firms, and reinsuranceCommon in same settings, often as entry-level or mid-level roles

The main difference between a Senior Insurance Underwriter and an Insurance Underwriter lies in experience, decision-making authority, and responsibilities. Senior Underwriters typically have more experience, greater autonomy, and may oversee complex cases or mentor junior staff, whereas Insurance Underwriters focus on evaluating applications under supervision. Both roles are essential in the insurance industry, with the senior position representing a higher level of expertise and leadership.

What are the most commonly searched types of Insurance Underwriter jobs in Minnesota?

The most popular types of Insurance Underwriter jobs in Minnesota are:

What are popular job titles related to Senior Insurance Underwriter jobs in Minnesota?

For Senior Insurance Underwriter jobs in Minnesota, the most frequently searched job titles are:

What job categories do people searching Senior Insurance Underwriter jobs in Minnesota look for?

The top searched job categories for Senior Insurance Underwriter jobs in Minnesota are:

What cities in Minnesota are hiring for Senior Insurance Underwriter jobs?

Cities in Minnesota with the most Senior Insurance Underwriter job openings:

Senior Insurance Underwriter jobs near you
Infographic showing various Senior Insurance Underwriter job openings in Minnesota as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 19% Part Time, and 7% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $104,407 per year, or $50.2 per hour.

Group Insurance Underwriter

ECLARO

Minneapolis, MN • On-site

Other

Posted 5 days ago

Job description

Stop Loss/Group Insurance Underwriter

Contract till December 2026 with possible extension

Can be contract to perm to the right candidate


REMINDER: THE RATE FOR THIS ROLE DEPENDS ON THE EXPERIENCE LEVEL!


Profile Summary


Under general supervision underwrites intermediate level group insurance applications within guidelines set for the issuance of policies on a standard or substandard basis. Has authority to approve cases up to 3,000 lives.


Job Description

Contractor to Perm for the right candidate.

Location: Hybrid to Minneapolis, preffered. Must be commutable to site if converting to perm.


Rate based on level of experience.


Client's Employee Benefits division is seeking Stop Loss Underwriters to evaluate employer group medical stop loss submissions and support underwriting decisions for both new business and renewal opportunities. This role analyzes risk and pricing factors, including group demographics, claim experience, large claimant activity, participation, plan design, contract terms, funding arrangements, and overall profitability, while ensuring proposed stop loss coverage aligns with underwriting guidelines and can be effectively administered. The underwriter partners with internal teams, field personnel, brokers, and clients to gather information, communicate decisions, and support competitive, financially sound solutions across the stop loss book of business. Successful candidates bring strong analytical judgment, attention to detail, problem-solving ability, and clear communication skills, with responsibilities and approval authority increasing by level.


Key level differences:

  • Associate Group Underwriter: Entry-level underwriting role working under direct supervision on basic group insurance applications; approval authority up to 1,000 lives; typically requires 0–2 years of underwriting experience.
  • Senior Group Underwriter: Independently underwrites more difficult and complex group insurance applications; approval authority up to 5,000 lives; typically requires 3–4 years of group underwriting or voluntary benefits experience; may provide training and guidance to lower-level underwriters.
  • Lead Group Underwriter: Independently underwrites the most complex cases and provides broader guidance, work direction, training, and quality/performance input; approval authority up to 10,000 lives; typically requires 5–8 years of underwriting experience, with supplemental health experience preferred.


Profile Description

  • Evaluate risk for group insurance products. Analyze data such as financial condition of the client company, characteristics of employee groups, participation percentage, type of industry, or past claim experience to determine benefits and rates. Ensure proper pricing and appropriate funding methods. Coordinate underwriting activities on proposals, new cases, renewals, and amendments. Ensure that the company can administer the client's proposed benefit plan design and funding method. Develop and maintain relationships with field personnel and clients by answering general questions and obtaining information on which to base decisions. Explain and defend underwriting courses of action. Document and communicate decisions to necessary areas in the division. Review cases exceeding underwriter's review level.
  • Contribute to total division profitability by analyzing/assessing client profitability through experience and expense analysis and attention to product line performance.
  • Other duties as assigned.


Skills/Knowledge/Abilities

  • 0-8 years underwriting experience
  • Strong problem-solving and analytical skills
  • PC skills including word processing and spreadsheet applications
  • Excellent written and oral communication skills


Apply