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Field Underwriter Jobs in Minnesota (NOW HIRING)

Small CL Senior Field Underwriter

Bloomington, MN · Remote

$99K - $117K/yr

Our Small Commercial Underwriting team is currently seeking a Senior Field Underwriter to join our team. This is a full time, exempt role. This role is eligible for a fully remote arrangement.

Senior Field Examiner

Minneapolis, MN · On-site

$119K - $140K/yr

Conducts field examinations of prospective and existing asset-based lending customers in accordance with standard examination procedures. Reviews accounting records of secured loan relationship ...

Partner with brokers, field personnel, internal business partners, and clients to gather information and resolve questions throughout the underwriting process. Balance competitive market ...

The underwriter partners with internal teams, field personnel, brokers, and clients to gather information, communicate decisions, and support competitive, financially sound solutions across the stop ...

Be Seen First

The underwriter will partner with internal teams, field personnel, brokers, and clients to gather information, communicate decisions, and support competitive, financially sound solutions across the ...

Sr Underwriter

Minneapolis, MN · On-site

$102K - $121K/yr

Develop and maintain relationships with field personnel by answering general questions and obtaining information on which to base decisions. * Explain and defend underwriting courses of action.

Program Underwriter

Minneapolis, MN · On-site

$80 - $100/hr

Program Underwriter Vertical Insure Minneapolis, Minnesota, United States About this position About ... Bachelor's degree in Actuarial Science, Risk Management, Finance or a related analytical field.

Senior Underwriter

Minnetonka, MN · On-site

$70K - $120K/yr

Bachelor's degree or equivalent combination of education and experience. * 3+ years of professional experience in underwriting or a related field. * Healthcare insurance underwriting experience.

Senior Underwriter

Minnetonka, MN · On-site

$70K - $120K/yr

Bachelor's degree or equivalent combination of education and experience. * 3+ years of professional experience in underwriting or a related field. * Healthcare insurance underwriting experience.

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Field Underwriter information

See Minnesota salary details

$71.5K

$98.2K

$117.5K

How much do field underwriter jobs pay per year?

As of Sep 8, 2026, the average yearly pay for field underwriter in Minnesota is $98,169.00, according to ZipRecruiter salary data. Most workers in this role earn between $89,600.00 and $107,200.00 per year, depending on experience, location, and employer.

What is a field underwriter?

Field underwriters are insurance professionals who assess potential clients to determine their eligibility for insurance policies. They typically meet with applicants in person, gather relevant information, and evaluate risks such as health, occupation, and lifestyle before submitting their recommendations to insurance companies. Field underwriters play a key role in ensuring policies are appropriately matched to clients' needs while protecting insurers from excessive risk. Their work often involves both sales and risk assessment duties.

What does a field underwriter do?

Field underwriters inspect the property listed in insurance applications to determine whether or not their employer should approve the application and provide coverage for the home, building, car, or other property. In this role, your job duties include reviewing each application to ensure it is complete, running a credit check on the applicant, contacting the applicant to confirm the data submitted, then setting up a time to travel to the applicant's location to evaluate the items in the application. You must inspect the property thoroughly, documenting all of your findings, to make an informed recommendation to the company on approving or denying the request. Once you have completed your inspection, you forward your information to the agent handling the applicant's file to be processed.

What are the key skills and qualifications needed to thrive as a field underwriter, and why are they important?

To thrive as a Field Underwriter, you need a strong understanding of risk assessment, insurance policies, and relevant state regulations, typically supported by a bachelor’s degree and an insurance license. Familiarity with underwriting software, CRM systems, and industry-specific databases is often required. Excellent communication, analytical thinking, and relationship-building skills help Field Underwriters excel when interacting with clients and evaluating complex information. These competencies are crucial for accurately assessing risk, ensuring policy compliance, and building trust with clients in a competitive insurance marketplace.

What are some typical challenges faced by field underwriters during client evaluations, and how can they be addressed?

Field underwriters often encounter challenges such as incomplete client information, varying risk profiles, and the need to balance customer service with risk assessment. These challenges can be addressed by developing strong communication skills to gather accurate data, staying current with underwriting guidelines, and leveraging digital tools for efficient data collection and analysis. Regular collaboration with insurance agents, support staff, and underwriter teams also helps resolve complex cases and ensures well-informed decisions.

What is the difference between Field Underwriter vs Insurance Agent?

AspectField UnderwriterInsurance Agent
Required CredentialsLicensing, insurance knowledge, sometimes certificationsLicensing, sales training, insurance knowledge
Work EnvironmentField-based, assessing applications, visiting clientsOffice or field, selling policies, client meetings
Employer & Industry UsageInsurance companies, underwriting departmentsInsurance agencies, brokerages
Comparison Search IntentUnderstanding underwriting roles vs sales roles

The main difference between a Field Underwriter and an Insurance Agent lies in their roles. Field Underwriters focus on evaluating insurance applications, assessing risk, and supporting underwriting decisions, often working in the field. Insurance Agents primarily sell policies, advise clients, and handle customer relationships. While both roles require licensing and insurance knowledge, their core responsibilities and work environments differ significantly.

How much does a field underwriter make?

A field underwriter typically earns between $45,000 and $70,000 annually, depending on experience, location, and the employer. Compensation may also include commissions or bonuses based on performance and the complexity of cases handled.

What are popular job titles related to Field Underwriter jobs in MN?

For Field Underwriter jobs in MN, the most frequently searched job titles are:

Infographic showing various Field Underwriter job openings in Minnesota as of August 2026, with employment types broken down into 1% As Needed, 84% Full Time, 13% Part Time, and 2% Contract. Highlights an 90% Physical, 3% Hybrid, and 7% Remote job distribution, with an average salary of $98,169 per year, or $47.2 per hour.

Small CL Senior Field Underwriter

thg

Bloomington, MN • Remote

$99K - $117K/yr

Full-time

Medical

Re-posted 9 days ago


Job description

Our Small Commercial Underwriting team is currently seeking a Senior Field Underwriter to join our team.

This is a full time, exempt role. This role is eligible for a fully remote arrangement.

POSITION OVERVIEW:

Small Commercial Senior Field Underwriters are responsible for driving the growth of Small CL business by underwriting new business across all lines and sizes of POS and Non-POS accounts. Also responsible for building and maintaining strong agency relationships partnering with Agency staff and SCSMs. The Senior Field UW should work closely with and direct the activities of their UT partner(s) following established workflows

IN THIS ROLE, YOU WILL:

  • Categorize and direct UT on next steps to be taken based on assessment and categorization
  • Document underwriting decisions within standards and expectations in Underwriting systems
  • Communicate coverages including coverage advantages to highlight in the quoting process, account rounding opportunity, and identify cross-sell opportunity for Specialty businesses on accounts being quoted. The account responsibility falls to the Portfolio underwriter although consultation between Field and Portfolio Underwriter is expected as required. Declination reasons and coverage advantages to Agents to improve hit ratio
  • Communicate proactively with Agents to convey a sense of ownership and service during all interactions
  • Instill confidence with agents in their decision to place new business with The Hanover mainly SCSMs UTs and Renewal UW colleagues to communicate difficult messages most effectively with Agent partners and on overall agency management

KEY MEASURES OF SUCCESS:

  • New Business Production (approx. $2 Million annually)
  • Quality of audits/file reviews and achievement of mix goals aligned with workflows

WHAT YOU NEED TO APPLY:

  • Strong underwriting skill and coverage knowledge; ability to make underwriting decisions on POS and CPP accounts up to $50,000 premium size.
  • Sales orientation: able to solicit, qualify, negotiate and close accounts in a manner that promotes deeper partnership with Agents.
  • Demonstrated commitment to service and partners; high level of responsiveness UTs SCSMs and renewal UWs demonstrating strong relationship building
  • Knowledge of competition and current marketplace; apply to all aspects of performing the role responsiveness and willingness to bring appropriate level of understanding to each opportunity ranging from exception to only underwriting on the small BOP to more thorough review on the larger or more complex accounts.