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Underwriting Consultant Jobs (NOW HIRING)

Asan Underwriting Consultant, you'll play a key role in Pacific Life's growth and long-term success by evaluating insurance applicants; you'll correlate all aspects of risk to determine whether to ...

Underwriting Consultant

Bellevue, WA · On-site

$96K - $161K/yr

As an Underwriting Consultant, you'll bring your expertise, judgment, and curiosity to a role where thoughtful decisions truly matter. You'll assess complex mortality risks with consistency and care ...

As an Underwriting Consultant, you'll bring your expertise, judgment, and curiosity to a role where thoughtful decisions truly matter. You'll assess complex mortality risks with consistency and care ...

Underwriting Consultant

Bethlehem, PA · Hybrid

$103K - $169K/yr

The Underwriting Consultant is responsible for to provide pricing and plan design for companies with 1,000 or more lives utilizing prior claim experience and manual rates. Products include Group ...

Underwriting Consultant

Holmdel, NJ · Hybrid

$103K - $169K/yr

The Underwriting Consultant is responsible for to provide pricing and plan design for companies with 1,000 or more lives utilizing prior claim experience and manual rates. Products include Group ...

Underwriting Consultant This role involves reviewing and approving complex life insurance applications with a high level of independence The position includes authority to make final decisions on ...

Underwriting Consultant

Boston, MA · Hybrid

$103K - $169K/yr

The Underwriting Consultant is responsible for to provide pricing and plan design for companies with 1,000 or more lives utilizing prior claim experience and manual rates. Products include Group ...

Completion of LOMA 280/281 and 290/291; actively working toward AALU, FLMI, and FALU Underwriting Consultant The base pay range below reflects the Senior Underwriting Consultant level, and represents ...

Underwriting Consultant

Lake Mary, FL · Hybrid

$114K - $176K/yr

We are currently seeking an underwriting consultant with strong technical experience to join our Corporate Underwriting Team. The ideal candidate will have subject matter expertise in a line of ...

Group Underwriting Consultant

Waukesha, WI · On-site

$85K - $140K/yr

Group Underwriting Consultant Group Underwriting Consultant Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing ...

Group Underwriting Consultant

Atlanta, GA · On-site

$85K - $140K/yr

Group Underwriting Consultant Group Underwriting Consultant Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing ...

Group Underwriting Consultant

Norfolk, VA · On-site

$85K - $140K/yr

Group Underwriting Consultant Group Underwriting Consultant Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing ...

Group Underwriting Consultant

Chicago, IL · On-site

$85K - $140K/yr

Group Underwriting Consultant Group Underwriting Consultant Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing ...

Underwriting Consultant

Carmel, IN · Hybrid

$114K - $176K/yr

We are currently seeking an underwriting consultant with strong technical experience to join our Corporate Underwriting Team. The ideal candidate will have subject matter expertise in a line of ...

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Underwriting Consultant information

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How much do underwriting consultant jobs pay per hour?

As of Aug 27, 2026, the average hourly pay for underwriting consultant in the United States is $48.86, according to ZipRecruiter salary data. Most workers in this role earn between $40.38 and $57.69 per hour, depending on experience, location, and employer.

What does an underwriting consultant do?

An Underwriting Consultant evaluates risks and determines the terms and conditions for insurance policies, loans, or financial products. They analyze applications, assess financial and legal documents, and make recommendations to ensure that the issuing company minimizes risk while meeting client needs. Underwriting Consultants also provide guidance to junior underwriters, develop underwriting guidelines, and work closely with sales and client management teams. Their expertise helps organizations make sound financial decisions and maintain profitability.

How does an underwriting consultant typically collaborate with sales teams and clients during the underwriting process?

Underwriting Consultants frequently work alongside sales teams to assess client needs and provide expert guidance on risk evaluation and policy structures. They often participate in client meetings to clarify complex underwriting decisions, answer technical questions, and ensure that proposed solutions align with both company guidelines and client objectives. This collaborative approach helps build trust with clients and supports the sales team in delivering tailored, competitive offerings. Strong communication and relationship-building skills are essential, as Underwriting Consultants act as a bridge between technical underwriting requirements and client-facing teams.

What are the key skills and qualifications needed to thrive as an underwriting consultant, and why are they important?

To thrive as an Underwriting Consultant, you need a solid background in risk assessment, financial analysis, and industry-specific knowledge, often supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, data analysis tools, and relevant certifications (such as CPCU or LOMA designations) is typically required. Strong analytical thinking, attention to detail, and effective communication skills set top performers apart in this role. These skills are crucial for accurately evaluating risk, making informed decisions, and maintaining client and stakeholder trust.

What is the difference between Underwriting Consultant vs Underwriter?

AspectUnderwriting ConsultantUnderwriter
CredentialsTypically requires industry certifications (e.g., CPCU, ARM), relevant experienceOften requires similar certifications, with a focus on specific insurance lines
Work EnvironmentAdvises clients and companies, often in consulting firms or as independent contractorsWorks within insurance companies or agencies, evaluating risks and approving policies
Employer & Industry UsageUsed by consulting firms, insurance companies, and brokersPrimarily employed by insurance carriers and underwriting departments

While both roles involve risk assessment and insurance knowledge, Underwriting Consultants typically provide expert advice and strategic insights, whereas Underwriters focus on evaluating individual risks to approve or deny insurance policies within their organization.

How much do underwriting consultants make?

Underwriting consultants typically earn a median annual salary ranging from $70,000 to $100,000, depending on experience, location, and industry. Senior or specialized consultants with certifications may earn higher salaries, and the role often requires strong analytical skills and knowledge of insurance or financial products.

Is underwriting a stressful job?

Underwriting can be a stressful job due to the responsibility of assessing risk accurately and making critical decisions under tight deadlines. It often requires attention to detail, strong analytical skills, and the ability to handle high-pressure situations, especially during busy periods or when dealing with complex cases.
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Infographic showing various Underwriting Consultant job openings in the United States as of August 2026, with employment types broken down into 91% Full Time, 6% Part Time, and 3% Contract. Highlights an 70% Physical, 3% Hybrid, and 27% Remote job distribution, with an average salary of $101,619 per year, or $48.9 per hour.

Senior Underwriting Consultant

Pacificlife

Remote

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 26 days ago


Job description

Job Description:

Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead - our policyholders count on us to be there when it matters most. It's a big ask, but it's one that we have the power to deliver when we work together. We collaborate and innovate - pushing one another to transform not just Pacific Life, but the entire industry for the better. Why? Because it's the right thing to do. Pacific Life is more than a job, it's a career with purpose. It's a career where you have the support, balance, and resources to make a positive impact on the future - including your own.

We're activelyseekingtalented Life Insurance Underwriters to join our Consumer Markets Division. We are hiring at the Underwriting Consultant and Senior Underwriting Consultant level, and this role supports 100% remote work.

Asan Underwriting Consultant, you'll play a key role in Pacific Life's growth and long-term success by evaluating insurance applicants; you'll correlate all aspects of risk to determine whether to accept, modify or decline applications. You'll focus on mortality by evaluating risk of death which includes history, degree of medical maintenance, treatment, and flags of potential future risk. Our underwriters are a crucial part to the placement of Life Insurance coverage and can directly impact our position in the marketplace and relationship with distribution partners.

Now is a great time to join our Underwriting team. We have undertaken a transformational effort to update our tools and achieve accelerated underwriting. Our underwriters are empowered to grow their careers through learning and development opportunities. Apply today to join a team that is dedicated to innovation, career development, and the people-first culture of Pacific Life.


How you'll help move us forward:

Complete wing-to-wing underwriting decision:

  • Starting with review of upfront underwriting data and tools

  • Handle additional underwriting requirements by determining value, ordering, and reviewing to perform risk selection

  • Finalizing cases

  • Data enter medical history and use system workbenches to process and decision cases

  • Demonstrate dependability, organization, and sound judgment by adhering to schedules and meeting all productivity, quality, and performance standards.

Theexperience you bring:

  • 7-10+ years of Life Insurance Underwriting experience with proven proficiency in underwriting processes and philosophies

  • Ability to handle advanced decision level authorities without a co-signature ($2.5 Million or higher)

  • Effective written and verbal communication skills with the ability to build relationships both internally and externally

  • Critical thinking skills and attention to detail with the ability to quickly identify information by categorizing, estimating, recognizing differences or similarities, and detecting changes in circumstances or events

  • Ability to interpret meaning of information for others; translating or explaining what information means and how it can be used

  • Ability to develop specific goals, plan, and prioritize work

What make you stand out:

  • Bachelor's Degree

  • BGA and Trial Experience Preferred

  • Completion of LOMA 280/281 and 290/291; actively working toward AALU, FLMI, and FALU

Compensation

As we are hiring at both the Underwriting Consultant and Senior Underwriting Consultant levels, we have two compensation ranges to post below. Level assessed for an offer will be commensurate with years of experience and qualifications, and salaries are also based on geographical location.

Senior Underwriting Consultant

The base pay range below reflects the Senior Underwriting Consultant level and represents the company's good faith minimum and maximum range for this role at that level at the time of posting.

$119,070 - $145,530

You can be who you are.

We are committed to a culture of diversity and inclusion that embraces the authenticity of all employees, partners and communities. We support all employees to thrive and achieve their fullest potential. What's life like at Pacific Life? Visit Instagram.com/lifeatpacificlife

#LI-AJ1

Base Pay Range:

The base pay range noted represents the company's good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay.

Your Benefits Start Day 1

Your wellbeing is important to Pacific Life, and we're committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we've got you covered.

  • Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents

  • Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off

  • Paid Parental Leave as well as an Adoption Assistance Program

  • Competitive 401k savings plan with company match and an additional contribution regardless of participation

You Can Be Who You Are

We are committed to a culture of diversity and inclusion that embraces the authenticity of all employees, partners and communities. We support all employees to thrive and achieve their fullest potential.

What's life like at Pacific Life? Visit Instagram.com/lifeatpacificlife

EEO Statement:

Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.