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Senior Underwriter Jobs (NOW HIRING)

THIRD COAST BANK

Senior Underwriter

Houston, TX · On-site

$90K - $107K/yr

The Senior Underwriter will be a contributing member of the Commercial Underwriting team and will be viewed as a subject matter expert in a variety of industries and loan structures. This individual ...

Starr Insurance Companies

Senior Underwriter

Boston, MA · On-site

$107K - $126K/yr

The Senior Underwriter will be responsible for continued development and growth of the Wrap-Up book of business within Primary Construction. Senior Underwriter will be responsible for all aspects of ...

Starr Insurance Companies

Senior Underwriter

Philadelphia, PA · On-site

$99K - $117K/yr

The Senior Underwriter will be responsible for continued development and growth of the Wrap-Up book of business within Primary Construction. Senior Underwriter will be responsible for all aspects of ...

NASW Assurance Services, Inc

Senior Underwriter

Frederick, MD · On-site

$97K - $115K/yr

POSITION SUMMARY ASI is seeking a seasoned, mission-driven Senior Underwriter to join our specialized team. This is a high-impact role responsible for evaluating complex professional liability risks ...

Starr Insurance Companies

Senior Underwriter

Philadelphia, PA · On-site

$99K - $117K/yr

The Senior Underwriter will be responsible for continued development and growth of the Wrap-Up book of business within Primary Construction. Senior Underwriter will be responsible for all aspects of ...

Brown & Brown Insurance

Senior Underwriter

$100K - $119K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The Senior Underwriter operates at an intermediate level of underwriting skill and difficulty and will work independently under moderate direction from their assigned Underwriting Team Leader. The ...

Arrowhead Programs

Senior Underwriter

$100K - $119K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The Senior Underwriter operates at an intermediate level of underwriting skill and difficulty and will work independently under moderate direction from their assigned Underwriting Team Leader. The ...

Imedica

Senior Underwriter

Minnetonka, MN · On-site

$70K - $120K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

The Senior Underwriter plays an important role in supporting financial analysis and underwriting for large group commercial customers across Fully Insured and Self Insured products. In this position ...

Craft3

Sr. Underwriter

Astoria, OR · On-site +1

$115K - $135K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Reporting to the Director of Credit Risk, the Sr. Underwriter at Craft3 underwrites commercial loans and conducts financial analysis for prospective and existing borrowers. This role supports lenders ...

Symetra

Sr Underwriter

$87K - $146K/yr

  • Medical

  • Life

  • Retirement

  • PTO

As a Senior Underwriter , you'll bring your expertise, judgment, and curiosity to a role where thoughtful decisions truly matter. What you will do Deliver Thoughtful Underwriting Decisions o Review ...

Medica

Senior Underwriter

Minnetonka, MN · On-site

$70K - $120K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

The Senior Underwriter plays an important role in supporting financial analysis and underwriting for large group commercial customers across Fully Insured and Self Insured products. In this position ...

Medica

Senior Underwriter

Minnetonka, MN · On-site

$70K - $120K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

The Senior Underwriter plays an important role in supporting financial analysis and underwriting for large group commercial customers across Fully Insured and Self Insured products. In this position ...

Real Capital

Senior Underwriter

Las Vegas, NV · On-site

$89K - $106K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Senior Underwriter - AI-Enabled Investment Analysis Location: Las Vegas / Henderson, Nevada - onsite, with periodic travel for site visits and market tours Employment type: Full-time, exempt Reports ...

Crosscountrymortgage

Senior Underwriter

$100K - $119K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

The Senior Underwriter is responsible for underwriting and clearing conditions for Agency and/or Non-Agency loans. The Senior Underwriter communicates all mortgage loan guidelines to Loan Processors ...

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Senior Underwriter information

See salary details

$37K

$106.6K

$133.5K

How much do senior underwriter jobs pay per year?

As of Aug 16, 2026, the average yearly pay for senior underwriter in the United States is $106,601.00, according to ZipRecruiter salary data. Most workers in this role earn between $98,500.00 and $116,500.00 per year, depending on experience, location, and employer.

What does a senior underwriter do?

A Senior Underwriter is responsible for assessing and evaluating the risks involved in insuring individuals or assets and determining appropriate terms and premiums for insurance policies. They analyze complex applications, review financial statements, and use industry guidelines to make informed decisions. Senior Underwriters often handle higher-value or more complicated cases than junior staff, and they may also mentor less experienced underwriters and help develop underwriting policies. Their expertise helps insurance companies manage risk and maintain profitability.

How much do senior underwriters make in the US?

Senior underwriters in the US typically earn between $80,000 and $130,000 annually, depending on experience, industry, and location. They often require strong analytical skills and industry certifications such as CPCU or ARM to advance in their careers.

What are some common challenges senior underwriters face when assessing complex risk profiles?

Senior Underwriters often encounter challenges when evaluating complex risk profiles, such as insufficient or ambiguous client data, rapidly changing market conditions, and evolving regulatory requirements. Balancing the need to be competitive with maintaining sound risk management practices requires in-depth analysis and strong judgment. Collaboration with actuaries, legal teams, and client managers is frequently necessary to make well-informed decisions, and effective communication skills are key to explaining underwriting decisions to stakeholders.

What is the difference between Senior Underwriter vs Underwriter?

AspectSenior UnderwriterUnderwriter
CredentialsTypically requires 5+ years of experience, relevant certifications (e.g., CPCU, ARM)Entry to mid-level experience, often with similar certifications or on-the-job training
Work EnvironmentSenior-level decision-making, mentorship, complex risk assessmentPerforming standard risk evaluations, supporting senior staff
Industry UsageUsed across insurance sectors like property, casualty, healthCommonly used in same sectors, often as entry or mid-level roles

Senior Underwriters typically have more experience, handle complex cases, and mentor junior staff, whereas Underwriters focus on standard risk assessments and supporting senior team members. Both roles are essential in the insurance industry, with the senior position requiring advanced credentials and experience.

What does a senior underwriter do?

As a senior underwriter, your responsibilities are to oversee the insurance or loan application process at an insurance company or financial institution. Your duties include deciding when to offer a policy, assessing the risk of a potential customer, and ensuring the company has adequate funds to finance each claim an account makes (whether that is paying out insurance claims or extending a line of credit). Senior underwriters often consider whether it is appropriate to offer a loan, coordinate with a bank on complex customer issues, proactively search for ways to reduce the risk of future claims, and participate in strategy meetings with staff. A significant amount of underwriting is automated, so you typically focus on cases that are too complex to be evaluated by existing algorithms.

How much do senior underwriters earn?

Senior underwriters typically earn between $70,000 and $120,000 annually, depending on experience, industry, and location. They often require strong analytical skills and industry certifications, such as the Chartered Property Casualty Underwriter (CPCU).

Do senior underwriters make a lot of money?

Senior underwriters typically earn higher salaries than entry-level underwriters, with compensation varying based on industry, location, and experience. They often have specialized skills in risk assessment and may receive bonuses or incentives, making their overall earnings competitive within the insurance and finance sectors.
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Senior Underwriter jobs near you
Infographic showing various Senior Underwriter job openings in the United States as of August 2026, with employment types broken down into 95% Full Time, 2% Part Time, and 3% Contract. Highlights an 70% Physical, 10% Hybrid, and 20% Remote job distribution, with an average salary of $106,601 per year, or $51.3 per hour.

Senior Underwriter

THIRD COAST BANK

Houston, TX • On-site

$90K - $107K/yr

Full-time

Re-posted 12 days ago

Job description

Location: This position is on-site at either our Bee Cave, Dallas, or Galleria office.

Position Summary:

The Senior Underwriter will be a contributing member of the Commercial Underwriting team and will be viewed as a subject matter expert in a variety of industries and loan structures. This individual should have a diverse underwriting background with knowledge in C & I, CRE, OORE, NOORE, Private Wealth and Corporate Banking. The Senior Underwriter is responsible for managing the underwriting process while ensuring credit quality and adherence with Third Coast Bank’s lending policy. The Underwriter will collaborate with all involved parties to ensure transactions are underwritten to meet the client’s expectation. The Senior Underwriter will be a leader within the underwriting group and will play an active role in the development of best practices and in training more junior underwriters.

Essential Functions:

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

  1. Works independently with little or no oversight. Prepares credit packages and loan offerings for all types of transactions at any level of complexity or in management of a portfolio as assigned. Serves as a subject matter expert for certain asset classes and may represent or lead department on special projects or assignments.
  2. Support various lending departments including: Community Bank, C & I, CRE and Private Bank
  3. Performs independent credit analysis and risk assessment on larger more complex credit relationships in a timely and efficient manner.
  4. As a subject matter expert, Senior Underwriter will provide recommendations on credit structuring and will interact with internal and external clients.
  5. Ability to prioritize multiple tasks to meet customer deadlines while ensuring the credit integrity of the transaction.
  6. Proactive about identifying/delivering process improvements and helping establish best practices for the team.
  7. Assist with the training and development of other more junior underwriters.
  8. Build and maintain strong working relationships with the deal teams and client.
  9. Attends in person client calls with the Line of Business to gain a better understanding on the lending relationship and proposed transactions.
  10. This individual has recognized leadership capacity and will be viewed as a credit resource throughout the Bank.
  11. Performs all other duties as assigned.

Supervisory Responsibility:

This position has no supervisory responsibilities.

Job Type:

This is a full-time, exempt position. Typical work hours are Monday through Friday, 8:00am to 5:00pm.

Travel:

No travel is expected for this position.

Work Environment:

This job operates in a professional office environment. This position uses office equipment such as computers, phones, copy and fax machines, calculators, filing cabinets and printers.

Physical Demands:

This position will be responsible for writing, typing, speaking, listening, lifting (up to 50 pounds), driving, carrying, seeing (such as close, color and peripheral vision, depth perception and adjusted focus), sitting, pulling, walking, standing, squatting, kneeling and reaching.

Mental Demands:

The incumbent in this position must be able to accommodate to reading documents or instruments, detailed work, problem solving, customer contact, reasoning, math, language, presentations, verbal and written communication, analytical reasoning, stress, multiple concurrent tasks and constant interruptions.

Education and Experience:

  • Role requires a business degree preferably in Corporate Finance or Accounting and 7 + years of underwriting or commercial banking experience.
  • Thorough knowledge of financial statement analysis and demonstrated ability to identify and mitigate key risks.