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Senior Underwriter Jobs (NOW HIRING)

Amwins

Sr. Underwriter

Portsmouth, NH · On-site +1

$100K - $118K/yr

Job Title: Sr. Underwriter-Amwins Program Underwriters (MGA, part of Amwins) This individual will support the MountainGuard Program. MountainGuard has weathered every change in the ski industry, from ...

New

Brookfield

Senior Underwriter

Chicago, IL · On-site

$101K - $120K/yr

The Senior Underwriter serves as a trusted resource to agents and internal partners, provides guidance on unusual or higherhazard accounts, and supports underwriting consistency through mentoring ...

Hiscox

Senior Underwriter, Media

New York, NY

$107K - $127K/yr

Permanent Build a brilliant future with Hiscox Sr. Underwriter - Media E&O Position: Sr. Underwriter, Media E&O Reporting to Regional Manager - Media Location: Atlanta, Boston, Chicago, Los Angeles ...

Berkley

Senior Underwriter

San Diego, CA · On-site

$80K - $135K/yr

Responsibilities The Senior Production Underwriter is primarily responsible for: * Risk Evaluation: Selection, retention, and pricing of new and existing business in accordance with the company ...

LBC Mortgage

Senior Underwriter

Los Angeles, CA · On-site

$106K - $125K/yr

We are looking for an experienced Senior Hard Money Underwriter who can independently underwrite complex deals, support junior underwriters, and ensure strong credit and collateral decisions while ...

Amwins

Sr. Underwriter

Portsmouth, NH · On-site

$100K - $118K/yr

Job Title: Sr. Underwriter-Amwins Program Underwriters (MGA, part of Amwins) This individual will support the MountainGuard Program. MountainGuard has weathered every change in the ski industry, from ...

Hiscox

Senior Underwriter, Media

Boston, MA

$107K - $126K/yr

Permanent Build a brilliant future with Hiscox Sr. Underwriter - Media E&O Position: Sr. Underwriter, Media E&O Reporting to Regional Manager - Media Location: Atlanta, Boston, Chicago, Los Angeles ...

Core Specialty

Sr. Underwriter

Cincinnati, OH · On-site

$94K - $111K/yr

The Sr. Underwriter will analyze E&S Product Liability submissions from broker partners to determine eligibility of risk within Core E&S Product Liability appetite and subsequently to determine ...

LBC Mortgage

Senior Underwriter

Los Angeles, CA · On-site

$106K - $125K/yr

We are looking for an experienced Senior Hard Money Underwriter who can independently underwrite complex deals, support junior underwriters, and ensure strong credit and collateral decisions while ...

Brookfield

Senior Underwriter

Richmond, VA

$97K - $115K/yr

The Senior Underwriter serves as a trusted resource to agents and internal partners, provides guidance on unusual or higherhazard accounts, and supports underwriting consistency through mentoring ...

Brookfield

Senior Underwriter

Omaha, NE · On-site

$94K - $111K/yr

The Senior Underwriter serves as a trusted resource to agents and internal partners, provides guidance on unusual or higherhazard accounts, and supports underwriting consistency through mentoring ...

LBC Mortgage

Senior Underwriter

California City, CA · On-site

$120K - $142K/yr

We are looking for an experienced Senior Hard Money Underwriter who can independently underwrite complex deals, support junior underwriters, and ensure strong credit and collateral decisions while ...

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Senior Underwriter information

See salary details

$37K

$106.6K

$133.5K

How much do senior underwriter jobs pay per year?

As of Aug 10, 2026, the average yearly pay for senior underwriter in the United States is $106,601.00, according to ZipRecruiter salary data. Most workers in this role earn between $98,500.00 and $116,500.00 per year, depending on experience, location, and employer.

What does a senior underwriter do?

A Senior Underwriter is responsible for assessing and evaluating the risks involved in insuring individuals or assets and determining appropriate terms and premiums for insurance policies. They analyze complex applications, review financial statements, and use industry guidelines to make informed decisions. Senior Underwriters often handle higher-value or more complicated cases than junior staff, and they may also mentor less experienced underwriters and help develop underwriting policies. Their expertise helps insurance companies manage risk and maintain profitability.

How much do senior underwriters make in the US?

Senior underwriters in the US typically earn between $80,000 and $130,000 annually, depending on experience, industry, and location. They often require strong analytical skills and industry certifications such as CPCU or ARM to advance in their careers.

What are some common challenges senior underwriters face when assessing complex risk profiles?

Senior Underwriters often encounter challenges when evaluating complex risk profiles, such as insufficient or ambiguous client data, rapidly changing market conditions, and evolving regulatory requirements. Balancing the need to be competitive with maintaining sound risk management practices requires in-depth analysis and strong judgment. Collaboration with actuaries, legal teams, and client managers is frequently necessary to make well-informed decisions, and effective communication skills are key to explaining underwriting decisions to stakeholders.

What is the difference between Senior Underwriter vs Underwriter?

AspectSenior UnderwriterUnderwriter
CredentialsTypically requires 5+ years of experience, relevant certifications (e.g., CPCU, ARM)Entry to mid-level experience, often with similar certifications or on-the-job training
Work EnvironmentSenior-level decision-making, mentorship, complex risk assessmentPerforming standard risk evaluations, supporting senior staff
Industry UsageUsed across insurance sectors like property, casualty, healthCommonly used in same sectors, often as entry or mid-level roles

Senior Underwriters typically have more experience, handle complex cases, and mentor junior staff, whereas Underwriters focus on standard risk assessments and supporting senior team members. Both roles are essential in the insurance industry, with the senior position requiring advanced credentials and experience.

What does a senior underwriter do?

As a senior underwriter, your responsibilities are to oversee the insurance or loan application process at an insurance company or financial institution. Your duties include deciding when to offer a policy, assessing the risk of a potential customer, and ensuring the company has adequate funds to finance each claim an account makes (whether that is paying out insurance claims or extending a line of credit). Senior underwriters often consider whether it is appropriate to offer a loan, coordinate with a bank on complex customer issues, proactively search for ways to reduce the risk of future claims, and participate in strategy meetings with staff. A significant amount of underwriting is automated, so you typically focus on cases that are too complex to be evaluated by existing algorithms.

How much do senior underwriters earn?

Senior underwriters typically earn between $70,000 and $120,000 annually, depending on experience, industry, and location. They often require strong analytical skills and industry certifications, such as the Chartered Property Casualty Underwriter (CPCU).

Do senior underwriters make a lot of money?

Senior underwriters typically earn higher salaries than entry-level underwriters, with compensation varying based on industry, location, and experience. They often have specialized skills in risk assessment and may receive bonuses or incentives, making their overall earnings competitive within the insurance and finance sectors.
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Senior Underwriter jobs near you
Infographic showing various Senior Underwriter job openings in the United States as of August 2026, with employment types broken down into 95% Full Time, 2% Part Time, and 3% Contract. Highlights an 70% Physical, 10% Hybrid, and 20% Remote job distribution, with an average salary of $106,601 per year, or $51.3 per hour.

Sr. Underwriter

Amwins

Portsmouth, NH • On-site, Remote

$100K - $118K/yr

Full-time

Posted 2 days ago

New

Amwins rating

7.8

Company rating: 7.8 out of 10

Based on 38 frontline employees who took The Breakroom Quiz

189th of 304 rated insurance

Job description

Job Title: Sr. Underwriter-Amwins Program Underwriters (MGA, part of Amwins)

This individual will support the MountainGuard Program. MountainGuard has weathered every change in the ski industry, from rope tows to high-speed quads, short skis to safety bindings, and emerged as the largest writer of ski resort insurance in North America. Our commitment to evolving with the industry is as unshakeable as the mountaintop. As the ski industry developed, we embraced the challenge, becoming an unrivaled insurance leader and your partner for success. Where innovation meets protection, MountainGuard is the summit of ski industry evolution.

  • Experience - Specializing exclusively in insuring the ski industry since 1962
  • Strength - Largest writer of ski insurance, backed by an "A" Rated, admitted carrier
  • Stability - Over 60 years of uninterrupted service, with the same insurance carrier partner
  • Commitment - Proud supporter of the NSAA, SAM, state and regional associations, and various ski industry groups

Remote or hybrid role (if located in a city with an Amwins office). The home office is based in Portsmouth, NH.

Job Duties:

  • Underwrites new and renewal program business for acceptability based on guidelines established by company and Amwins Program Underwriters: reviews applications, coverages, classifications, exposures, financial condition, loss information, and engineering reports; discusses pricing with producer, broker or agent; quotes accounts within authority;
  • Works with rating department to achieve pricing, terms and conditions
  • Completes Account Summary detailing hazards, controls, coverages, terms, pricing and thought process for each account
  • Strong knowledge of ISO forms and rules
  • Submits accounts above authority to underwriting manager and/or company
  • Sends out proposals
  • Serves as primary contact for agents and brokers; serves as interface between carrier and agents/brokers;
  • Initiates new business development efforts with assigned agents

Requirements:

  • Bachelor's degree and equivalent designation completed or in process with goal to complete.
  • 5-8+ years of commercial property and casualty underwriting experience. Prior experience underwriting program business, heavy auto and/or property a plus.
  • Good oral and written communication skills; strong interpersonal skills with the ability to work in a team environment; ability to work in a fast-paced environment with seasonal volume
  • Ability to work with limited supervision and strong customer service commitment. Proficient with Microsoft Excel and Word. Insurance curriculum classes are a plus.

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