Hartford
Hartford

68 Hartford Senior Underwriter Jobs Hiring Near You

Sr AI Machine Learning Engineer

Columbus, OH · On-site

$117.20K - $175.80K/yr

The Hartford is seeking Senior AI Machine Learning Engineer to build Machine Learning Operations ... underwriting experience. On the Global Specialty Applied AI team, we utilize the latest AI products ...

Sr Applied AI Data Scientist

Columbus, OH · On-site

$110.72K - $166.08K/yr

Partners closely with Product, Underwriting,Distribution,Risk, Legal, and Compliance to align AI ... The base pay is just one component of The Hartford's total compensation package for employees.

... Hartford's Business Insurance. This role partners closely with underwriting, product, actuarial ... Partner with senior leaders across the Business, Technology, Transformation Office, Finance, and HR ...

The Hartford's Environmental Division is seeking an Environmental Underwriter to underwrite ... With guidance from manager and/or senior underwriter, establishes relationships with a focus on key ...

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Hartford Jobs Information

What are the key skills and qualifications needed to thrive as a Senior Underwriter, and why are they important?

To thrive as a Senior Underwriter, you need advanced analytical skills, deep knowledge of risk assessment, and a strong background in finance or insurance, often supported by a relevant degree and industry certifications such as CPCU. Experience with underwriting software, data analysis tools, and familiarity with regulatory compliance systems is typically required. Strong decision-making, negotiation abilities, and effective communication are crucial soft skills for collaborating with clients and colleagues. These skills ensure accurate risk evaluation, profitable portfolio management, and strong client relationships in a competitive insurance environment.

What are some common challenges Senior Underwriters face when assessing complex risk profiles?

Senior Underwriters often encounter challenges when evaluating complex risk profiles, such as insufficient or ambiguous client data, rapidly changing market conditions, and evolving regulatory requirements. Balancing the need to be competitive with maintaining sound risk management practices requires in-depth analysis and strong judgment. Collaboration with actuaries, legal teams, and client managers is frequently necessary to make well-informed decisions, and effective communication skills are key to explaining underwriting decisions to stakeholders.

What does a Senior Underwriter do?

A Senior Underwriter is responsible for assessing and evaluating the risks involved in insuring individuals or assets and determining appropriate terms and premiums for insurance policies. They analyze complex applications, review financial statements, and use industry guidelines to make informed decisions. Senior Underwriters often handle higher-value or more complicated cases than junior staff, and they may also mentor less experienced underwriters and help develop underwriting policies. Their expertise helps insurance companies manage risk and maintain profitability.

What is the difference between Senior Underwriter vs Underwriter?

AspectSenior UnderwriterUnderwriter
CredentialsTypically requires 5+ years of experience, relevant certifications (e.g., CPCU, ARM)Entry to mid-level experience, often with similar certifications or on-the-job training
Work EnvironmentSenior-level decision-making, mentorship, complex risk assessmentPerforming standard risk evaluations, supporting senior staff
Industry UsageUsed across insurance sectors like property, casualty, healthCommonly used in same sectors, often as entry or mid-level roles

Senior Underwriters typically have more experience, handle complex cases, and mentor junior staff, whereas Underwriters focus on standard risk assessments and supporting senior team members. Both roles are essential in the insurance industry, with the senior position requiring advanced credentials and experience.

What is it like to work at Hartford?

Hartford is a company that values collaboration and innovation, fostering a culture of teamwork and mutual support among its employees.

As a leading insurance and financial services company, Hartford offers a dynamic work environment with diverse teams, including actuaries, underwriters, and customer service representatives, working together to deliver a wide range of products and services to its customers.

Working at Hartford may appeal to candidates who are interested in a stable and rewarding career in the insurance and financial services industry, with opportunities for professional growth and development in a company that has been serving customers for over 200 years.

Do workers at The Hartford get paid breaks?

Yes. Most people get paid breaks.
72% of people say they get paid breaks.
Based on data from 54 people who took the Breakroom Quiz between May 2025 and May 2026.

Does The Hartford pay people when they’re sick?

Yes. Most people get paid when they’re sick.
86% of people say they would get paid if they were sick but scheduled to work.
Based on data from 64 people who took the Breakroom Quiz between May 2025 and May 2026.

At The Hartford, are sick days and vacation days separate paid time off?

Sick days and vacation days are used from the same paid time off.
88% of people say they have to use vacation days when they’re out sick.
Based on data from 67 people who took the Breakroom Quiz between May 2025 and May 2026.

Is the health insurance from The Hartford affordable enough for their workers?

Most people say the health insurance costs are okay.
95% of people say the health insurance costs are okay
Based on data from 57 people who took the Breakroom Quiz between May 2025 and May 2026.

Do people get paid time off at The Hartford?

Most people get paid time off work.
100% of people say they get paid time off.
Based on data from 67 people who took the Breakroom Quiz between May 2025 and May 2026.

How far ahead of time do people find out their work schedule?

Most people find out their schedule less than four weeks ahead of time.
  • 67% of people with changing schedules find out their shifts one week or less ahead of time.
  • 0% of people with changing schedules find out their shifts two weeks ahead of time.
  • 25% of people with changing schedules find out their shifts three weeks ahead of time.
  • 8% of people with changing schedules find out their shifts four weeks or more ahead of time.

Based on data from 12 people who took the Breakroom Quiz between January 2025 and August 2025.

Do workers at The Hartford worry about hours?

Most people don’t worry about getting enough hours.
100% of people report they don’t worry about getting enough hours.
Based on data from 34 people who took the Breakroom Quiz between April 2025 and April 2026.

Do The Hartford workers get to choose the shifts they work?

Most people get to choose which shifts they work.
76% report that they have enough control over which shifts they work.
Based on data from 37 people who took the Breakroom Quiz between December 2024 and September 2025.

How easy is it for The Hartford workers to change shifts?

Most people find it easy to change shifts.
84% of people report that it’s easy to change shifts if they need to.
Based on data from 37 people who took the Breakroom Quiz between November 2024 and September 2025.

How easy is it to get time off at The Hartford?

Most people find it easy to get time off.
84% of people report it’s easy to get time off.
Based on data from 56 people who took the Breakroom Quiz between June 2025 and May 2026.

Do The Hartford managers change schedules at the last minute?

Most managers don’t change people’s schedules at the last minute.
100% of people say their manager doesn’t change their shift schedule at the last minute.
Based on data from 56 people who took the Breakroom Quiz between November 2024 and September 2025.

Do workers at The Hartford do extra work that they don't get paid for?

Rarely. Most people don’t do unpaid extra work.
95% of people report that they don’t do extra unpaid work.
Based on data from 55 people who took the Breakroom Quiz between November 2024 and September 2025.

How easy is it to take sick days at The Hartford?

Most people find it easy to take sick days.
89% of people report that it’s easy to take time off if they are sick.
Based on data from 64 people who took the Breakroom Quiz between May 2025 and May 2026.

Is working at The Hartford good if you’re a parent or caregiver?

Most parents and caregivers say this is a good place to work.
97% of people who care for a child or other relative report this is a good place to work.
Based on data from 35 people who took the Breakroom Quiz between May 2025 and April 2026.

Do people at The Hartford feel treated with respect by their managers?

Most people feel treated with respect by their managers.
95% of people say they’re treated with respect by their managers.
Based on data from 63 people who took the Breakroom Quiz between May 2025 and May 2026.

Do people at The Hartford get to take their breaks without interruption?

Most people get breaks without interruption.
98% of people report that they get to take their breaks without interruption.
Based on data from 65 people who took the Breakroom Quiz between May 2025 and May 2026.

Is it stressful to work at The Hartford?

Most people feel stressed out here.
81% of people say they often feel stressed out at work.
Based on data from 64 people who took the Breakroom Quiz between May 2025 and May 2026.

Do people at The Hartford enjoy their jobs?

Only some people enjoy their job.
41% of people report they don’t enjoy their job.
Based on data from 58 people who took the Breakroom Quiz between May 2025 and May 2026.

Do people at The Hartford recommend working with their team?

Only some people recommend working with their team.
37% of people report that they wouldn’t recommend working with their immediate team to a friend.
Based on data from 67 people who took the Breakroom Quiz between May 2025 and May 2026.

Do people get enough training when they start at The Hartford?

Most people got enough training when they started.
70% of people report they got enough training when they started working here.
Based on data from 67 people who took the Breakroom Quiz between May 2025 and May 2026.

Do people get support to advance at The Hartford?

Most people are given support to advance their career here.
In the last year, 74% of people report being given support to advance their career here.
Based on data from 58 people who took the Breakroom Quiz between May 2025 and May 2026.

Do people think The Hartford’s headquarters understands what’s happening where they work?

Some people think headquarters doesn’t understand what’s happening where they work.
64% of people think that this employer’s headquarters or owners don’t have a good understanding of what’s really happening where they work.
Based on data from 55 people who took the Breakroom Quiz between May 2025 and May 2026.

Do workers feel well informed about how The Hartford is doing?

Most people feel well informed about how the company is doing.
94% of people feel that they are kept well informed about how the company is doing as a whole.
Based on data from 64 people who took the Breakroom Quiz between May 2025 and May 2026.
Infographic showing various Senior Underwriter job openings at Hartford in the United States as of May 2026, with employment types broken down into 100% Full Time. Highlights an 32% Physical, 37% Hybrid, and 31% Remote job distribution.
Sr Applied AI Scientist, Knowledge Graph

Sr Applied AI Scientist, Knowledge Graph

The Hartford

Columbus, OH • On-site

$110.72K - $166.08K/yr

Full-time

Posted 28 days ago


The Hartford rating

8.8

Company rating: 8.8 out of 10

Based on 103 frontline employees who took The Breakroom Quiz

53rd of 258 rated insurance


Job description

Sr Data Scientist - GD07AE

We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.

Why Join Us


Step into the future with The Hartford as a Sr Applied AI Scientist, where Generative AI and advanced reasoning are core strategic capabilities-not side projects. Join the AI Accelerator, a team built to convert advanced AI into enterprise-ready reusable solutions across underwriting, claims, and pricing, while embedding compliance, trust, and auditability into every product we deliver.


In this role, you will help shape a foundational capability for relationship-aware AI by building and scaling knowledge graph and graph-reasoning approaches-starting with high-impact proof points such as fraud and designing for enterprise reuse across domains.


Impact & Scope
You will play a key role in advancing the enterprise Knowledge Graph strategy, focused on:

  • Enterprise reuse through governed, reusable knowledge assets
  • Vendor independence via enterprise-owned graph capabilities
  • Explainable reasoning using neuro-symbolic and graph-based approaches
  • Target-state architecture that decouples ontology, entity resolution, graph storage, and reasoning to maximize reuse across fraud, risk, underwriting, and analytics


What You Will Do
Applied Research & Prototyping:

  • Conduct applied research in knowledge graphs, graph reasoning, and neuro-symbolic AI
  • Prototype graph-enabled solutions for real business problems such as fraud detection and relationship discovery
  • Evaluate architectures and reasoning strategies to inform platform and roadmap decisions
  • Graph Foundations & Engineering Collaboration:
  • Define and implement ontology and semantic modeling patterns
  • Design entity resolution and linkage approaches
  • Partner with engineering, platform, and MLOps teams to operationalize graph capabilities with enterprise-grade standards
  • Evaluation & Responsible AI:
  • Design evaluation frameworks for reasoning quality, robustness, and traceability
  • Contribute reusable patterns, documentation, and integration guidance
  • Collaboration


You will work closely with data scientists, engineers, platform teams, architects, and business stakeholders to turn advanced methods into scalable, adoptable AI products with measurable outcomes.


Required Qualifications

  • Master's or PhD in Computer Science, AI/ML, Data Science, Engineering, or a related field
  • 3+ years (PhD) or 5+ years (MS) of industry experience in applied AI, ML, or data science
  • Demonstrated experience with knowledge graphs or graph-based techniques such as ontology modeling, entity resolution, graph analytics, embeddings, GNNs, or reasoning engines
  • Strong proficiency in Python and modern ML/data tooling
  • Ability to design experiments and clearly communicate tradeoffs to technical and non-technical audiences

Preferred Qualifications:

  • Experience with graph technologies and standards (RDF/OWL, Cypher, SPARQL, Gremlin)
  • Familiarity with Graph RAG, agentic workflows, or tool-augmented LLMs
  • Experience operationalizing AI/ML systems in production environments
  • Background in explainable AI, symbolic reasoning, or enterprise AI governance

Candidate must be authorized to work in the US without company sponsorship.The company will not support the STEM OPT I-983 Training Plan endorsement for this position.

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$110,720 - $166,080

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

About Us|Our Culture|What It's Like to Work Here|Perks & Benefits


What The Hartford employees say

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Benefits

Hours and flexibility

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About Hartford

Sourced by ZipRecruiter

Hartford Financial Services Group, widely recognized as The Hartford, is a renowned company based in Hartford, CT, US. Established in 1810, it has evolved into an industry leader in the insurance and financial services sector, proudly serving more than one million businesses in the US. The Hartford is committed to offering a gamut of insurance products that include homeowners, automobile, and business insurance as well as employee benefits and mutual funds. The company’s core values revolve around customer-focused innovations, diversity and inclusion, and ethical dealings that have earned them a customer-centric reputation. This shapes their mission which revolves around aiding their clients to overcome unforeseen obstacles and enhancing their wealth over time. Among the company's noted accomplishments is being consistently listed among the World's Most Ethical Companies, a testament to their unwavering commitment towards responsible business practices.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Hartford, CT, US

Year founded

1810

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