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Senior Underwriter Jobs (NOW HIRING)

Sr Underwriter

Albany, NY

$7.5K - $110K/yr

The Senior Underwriter serves as a trusted resource to agents and internal partners, provides guidance on unusual or higherhazard accounts, and supports underwriting consistency through mentoring ...

Sr Underwriter

Omaha, NE

$7.5K - $110K/yr

The Senior Underwriter serves as a trusted resource to agents and internal partners, provides guidance on unusual or higherhazard accounts, and supports underwriting consistency through mentoring ...

Sr Underwriter

Omaha, NE · On-site

$7.5K - $110K/yr

The Senior Underwriter serves as a trusted resource to agents and internal partners, provides guidance on unusual or higherhazard accounts, and supports underwriting consistency through mentoring ...

The Senior Underwriter serves as a trusted resource to agents and internal partners, provides guidance on unusual or higherhazard accounts, and supports underwriting consistency through mentoring ...

Senior Underwriter

Austin, TX

$97K - $115K/yr

About the Role The Senior Underwriter is responsible for evaluating and underwriting mid-market hard money loans for commercial real estate properties. This role requires extensive knowledge of ...

Senior Underwriter

Albany, NY

$97K - $115K/yr

The Senior Underwriter serves as a trusted resource to agents and internal partners, provides guidance on unusual or higherhazard accounts, and supports underwriting consistency through mentoring ...

The Senior Underwriter serves as a trusted resource to agents and internal partners, provides guidance on unusual or higherhazard accounts, and supports underwriting consistency through mentoring ...

Sr. Underwriter Flood

Chicago, IL · Hybrid

$125K - $150K/yr

The Sr. Underwriter is responsible for the day-to-day management of the renewal policies and new business for servicing retail and wholesale segments. Duties include reviewing and growing the group ...

Sr Underwriter

Albany, NY · On-site

$7.5K - $110K/yr

The Senior Underwriter serves as a trusted resource to agents and internal partners, provides guidance on unusual or higherhazard accounts, and supports underwriting consistency through mentoring ...

Sr. Underwriter Flood

San Diego, CA · Hybrid

$125K - $150K/yr

The Sr. Underwriter is responsible for the day-to-day management of the renewal policies and new business for servicing retail and wholesale segments. Duties include reviewing and growing the group ...

Senior Underwriter, Media

Atlanta, GA

$94K - $112K/yr

Permanent Build a brilliant future with Hiscox Sr. Underwriter - Media E&O Position: Sr. Underwriter, Media E&O Reporting to Regional Manager - Media Location: Atlanta, Boston, Chicago, Los Angeles ...

Senior Underwriter, Media

Los Angeles, CA · On-site

$106K - $125K/yr

Permanent Build a brilliant future with Hiscox Sr. Underwriter - Media E&O Position: Sr. Underwriter, Media E&O Reporting to Regional Manager - Media Location: Atlanta, Boston, Chicago, Los Angeles ...

Sr. Underwriter

Irvine, CA · On-site

$105K - $125K/yr

This position affords the opportunity to work closely with our Senior Credit team and Originators on the structuring and underwriting of transactions. The position requires prior DUS underwriting ...

Senior Underwriter

Fort Wayne, IN · On-site

$97K - $114K/yr

Senior Underwriter FLSA Status: Exempt Job Family: Underwriting Department: UW - Data & Quality Location: Corporate Office (Fort Wayne, IN) JOB SUMMARY Responsible within assigned authority to ...

Showing results 41-60

Senior Underwriter information

See salary details

$37K

$106.6K

$133.5K

How much do senior underwriter jobs pay per year?

As of Aug 10, 2026, the average yearly pay for senior underwriter in the United States is $106,601.00, according to ZipRecruiter salary data. Most workers in this role earn between $98,500.00 and $116,500.00 per year, depending on experience, location, and employer.

What does a senior underwriter do?

A Senior Underwriter is responsible for assessing and evaluating the risks involved in insuring individuals or assets and determining appropriate terms and premiums for insurance policies. They analyze complex applications, review financial statements, and use industry guidelines to make informed decisions. Senior Underwriters often handle higher-value or more complicated cases than junior staff, and they may also mentor less experienced underwriters and help develop underwriting policies. Their expertise helps insurance companies manage risk and maintain profitability.

How much do senior underwriters make in the US?

Senior underwriters in the US typically earn between $80,000 and $130,000 annually, depending on experience, industry, and location. They often require strong analytical skills and industry certifications such as CPCU or ARM to advance in their careers.

What are some common challenges senior underwriters face when assessing complex risk profiles?

Senior Underwriters often encounter challenges when evaluating complex risk profiles, such as insufficient or ambiguous client data, rapidly changing market conditions, and evolving regulatory requirements. Balancing the need to be competitive with maintaining sound risk management practices requires in-depth analysis and strong judgment. Collaboration with actuaries, legal teams, and client managers is frequently necessary to make well-informed decisions, and effective communication skills are key to explaining underwriting decisions to stakeholders.

What is the difference between Senior Underwriter vs Underwriter?

AspectSenior UnderwriterUnderwriter
CredentialsTypically requires 5+ years of experience, relevant certifications (e.g., CPCU, ARM)Entry to mid-level experience, often with similar certifications or on-the-job training
Work EnvironmentSenior-level decision-making, mentorship, complex risk assessmentPerforming standard risk evaluations, supporting senior staff
Industry UsageUsed across insurance sectors like property, casualty, healthCommonly used in same sectors, often as entry or mid-level roles

Senior Underwriters typically have more experience, handle complex cases, and mentor junior staff, whereas Underwriters focus on standard risk assessments and supporting senior team members. Both roles are essential in the insurance industry, with the senior position requiring advanced credentials and experience.

What does a senior underwriter do?

As a senior underwriter, your responsibilities are to oversee the insurance or loan application process at an insurance company or financial institution. Your duties include deciding when to offer a policy, assessing the risk of a potential customer, and ensuring the company has adequate funds to finance each claim an account makes (whether that is paying out insurance claims or extending a line of credit). Senior underwriters often consider whether it is appropriate to offer a loan, coordinate with a bank on complex customer issues, proactively search for ways to reduce the risk of future claims, and participate in strategy meetings with staff. A significant amount of underwriting is automated, so you typically focus on cases that are too complex to be evaluated by existing algorithms.

How much do senior underwriters earn?

Senior underwriters typically earn between $70,000 and $120,000 annually, depending on experience, industry, and location. They often require strong analytical skills and industry certifications, such as the Chartered Property Casualty Underwriter (CPCU).

Do senior underwriters make a lot of money?

Senior underwriters typically earn higher salaries than entry-level underwriters, with compensation varying based on industry, location, and experience. They often have specialized skills in risk assessment and may receive bonuses or incentives, making their overall earnings competitive within the insurance and finance sectors.
What cities are hiring for Senior Underwriter jobs? Cities with the most Senior Underwriter job openings:
What are the most commonly searched types of Underwriter jobs? The most popular types of Underwriter jobs are:
Who are the top companies hiring for Senior Underwriter jobs? The top employers for Senior Underwriter jobs are:
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What are popular job titles related to Senior Underwriter jobs? For Senior Underwriter jobs, the most frequently searched job titles are:
Infographic showing various Senior Underwriter job openings in the United States as of August 2026, with employment types broken down into 95% Full Time, 2% Part Time, and 3% Contract. Highlights an 70% Physical, 10% Hybrid, and 20% Remote job distribution, with an average salary of $106,601 per year, or $51.3 per hour.

$7.5K - $110K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 20 days ago


Job description

Company

Farm Family

Farm Family specializes in farm and ranch protection with a wide range of products including flexible farm packages, business owner policies, commercial package, workers compensation, commercial auto and select personal auto coverage. Farm Family is a leader in serving the Northeast and Mid-Atlantic markets and is pursuing growth across the U.S. The Farm Family entities are wholly-owned subsidiaries of Clearbrook Group Holdings Inc.


Job Description

The Senior Commercial Underwriteris responsible forindependently evaluating, underwriting, and managing complex commercial insurance risks in alignment with company underwriting guidelines, appetite, and profitabilityobjectives. This roleappliesadvanced technicalexpertise, sound judgment, and market awareness to assess risk quality, determineappropriate coverageterms and pricing, and drive disciplined growth within an assigned portfolio. The Senior Underwriter serves as a trusted resource to agents and internal partners, provides guidance on unusual or higherhazard accounts, and supports underwriting consistency through mentoring, collaboration, and adherence to regulatory and company standards.

ESSENTIAL FUNCTIONS:

  • Review and assess new business, renewals, endorsements, and cancellations across applicable commercial lines of business.

  • Applyappropriate classifications, coverage forms, endorsements, deductibles, and limits based on exposure analysis

  • Ensure policy terms, conditions, and pricingcomplieswithfiled rates, rules, state regulations, and company standards.

  • Document underwriting decisions clearly and thoroughly in underwriting systems.

  • Maintain accuracy and quality of policy documentation and underwriting records.

  • Negotiate terms and conditions within authority to balance profitability and competitive positioning.

  • Build andmaintaineffective working relationships with agents, brokers, and internal stakeholders.

  • Manage andmonitorassignedbook ofbusiness to support profitability, growth, and retention goals.

  • Handles co-signs/referrals andmentorsnew underwriters.

  • Assesses alternative ways to make a risk acceptable independently and will often mentor other UW levels on advanced or complex risks.

  • Serves as the underwriting representative for assigned territory.

  • Educates, coaches, andtrainsagents on underwriting procedures, philosophy, and new products.

REQUIRED QUALIFICATIONS:

  • Associate or bachelor'sdegree preferred but not required.Equivalent experience considered in place of collegiate studies.

  • Six to eight years of underwriting experience, or equivalent P&C industry and/or Farming or Commercial industry knowledge.

  • Strong written and verbal communication skills with the ability to explain underwriting decisions clearly.

  • Sound judgment and problemsolving abilities.

  • Additional Qualifications:

  • Experience mentoring orcoachingless experienced underwriters.

PREFERRED QUALIFICATIONS:

  • Strong knowledge of commercialcoverages, policy forms, endorsements, and ratingmethodology.

  • Familiarity with ISO forms, classifications, and statespecific rules and regulations.

  • Ability toidentifycoverage gaps, emerging risks, and portfolio trends.

  • Industry designations, such as AINS, AU, or CPCU.

OCCUPATIONAL REQUIREMENTS:

  • The position requiresthe abilityto effectively communicate with others to exchange information.

  • A person in this positionestablishesmethods and procedures forattainingspecific goals andobjectivesandreceives guidance in terms of broad goals. Only thefinal resultsof work are typically reviewed.

The position requires 100% physical presence inthe companyoffice on a full-time basis.

Depending on the qualifications of the candidate, this role may be filled at a lower level.

The base salary range provided below is for hires in those geographic areas only and will becommensuratewith candidate experience. Pay ranges for candidates in other locations may differ based on the cost of labor in that location.

Albany & Chicago Pay Range: $75,00 - $110,000

PLEASE NOTE:

Applicants must be legally authorized to work in the United States. At this time, we are not able to sponsor or assume sponsorship of employment visas.

If you have a disability under the Americans with Disabilities Act or similar state or local law and you wish to discuss potential reasonable accommodations related to applying for employment with us, please contact our Benefits Department at 210-321-8400.

Notice to Recruitment Agencies:
Resumes submitted for this or any other position without prior authorization from Human Resources will be considered unsolicited. BWS and / or its affiliates will not be responsible for any fees associated with unsolicited submissions.

We are an Equal Opportunity Employer. We do not discriminate on the basis of age, ancestry, color, gender, gender expression, gender identity, genetic information, marital status, national origin or citizenship (including language use restrictions), denial of family and medical care leave, disability (mental and physical) , including HIV and AIDS, medical condition (including cancer and genetic characteristics), race, religious creed (including religious dress and grooming practices), sex (including pregnancy, child birth, breastfeeding, and medical conditions related to pregnancy, child birth or breastfeeding), sexual orientation, military or veteran status, or other status protected by laws or regulations in the locations where we operate. We do not tolerate discrimination or harassment based on any of these characteristics.

The collection of your personal information is subject to ourHR Privacy Notice

Benefits and Compensation

We offer a competitive compensation package, performance-based incentives, and a comprehensive benefits program-including health, dental, vision, 401(k) with company match, paid time off, and professional development opportunities.