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Senior Underwriter Jobs (NOW HIRING)

001 Brown & Brown, Inc

Senior Underwriter

Fort Wayne, IN · On-site

$90 - $120/hr

Position Summary Arrowhead Intermediaries is seeking a Senior Underwriter to join our growing team in Ft. Wayne, IN. The role operates at an intermediate level of underwriting skill, working ...

Symetra Financial Corporation

$88 - $147/hr

# Sr UnderwriterUSARemoteID: 9524---## Symetra has an exciting opportunity to join our team as a **Sr Underwriter**!**About the role**Classify mortality risks in a sound, objective and consistent ...

Real Capital

Senior Underwriter

Las Vegas, NV · On-site

$89K - $106K/yr

Senior Underwriter - AI-Enabled Investment Analysis Location: Las Vegas / Henderson, Nevada - onsite, with periodic travel for site visits and market tours Employment type: Full-time, exempt Reports ...

Hyperiongrp

Sr. Underwriter Cyber

New York, NY · Hybrid

$115K - $170K/yr

At DUAL, Sr. Underwriters play a key role in shaping the underwriting framework, managing a portfolio of complex risks, and expanding broker relationships. In this role, you will provide technical ...

Howden Group Holdings

Sr. Underwriter Cyber

New York, NY · On-site

$115K - $170K/yr

At DUAL, Sr. Underwriters play a key role in shaping the underwriting framework, managing a portfolio of complex risks, and expanding broker relationships. In this role, you will provide technical ...

TLO INC

Senior Underwriter

Encino, CA · On-site

$103K - $122K/yr

The primary focus of the Senior Merchant Underwriter is to review, analyze, and make confident credit risk decisions and recommendations for merchant applications and existing merchant accounts, with ...

Howden Group

$115 - $170/hr

At DUAL, Sr. Underwriters play a key role in shaping the underwriting framework, managing a portfolio of complex risks, and expanding broker relationships. In this role, you will provide technical ...

Kurvpay

$70 - $80/hr

Finance The primary focus of the Senior Merchant Underwriter is to review, analyze, and make confident credit risk decisions and recommendations for merchant applications and existing merchant ...

PaymentCloud Inc.

Senior Underwriter

Los Angeles, CA · On-site

$70 - $80/hr

Finance The primary focus of the Senior Merchant Underwriter is to review, analyze, and make confident credit risk decisions and recommendations for merchant applications and existing merchant ...

Symetra

Sr Underwriter

$87K - $146K/yr

Symetra has an exciting opportunity to join our team as a Sr Underwriter ! About the role Classify mortality risks in a sound, objective and consistent manner by applying company guidelines and ...

Beacon

Senior Underwriter

Warwick, RI · On-site

$110 - $140/hr

About the Position The Senior Underwriter will underwrite new and renewal workers' compensation insurance which includes engaging with independent agents, soliciting and analyzing profitable new ...

Amwins

Sr. Underwriter

Portsmouth, NH · On-site +1

$100K - $118K/yr

Job Title: Sr. Underwriter-Amwins Program Underwriters (MGA, part of Amwins) This individual will support the MountainGuard Program. MountainGuard has weathered every change in the ski industry, from ...

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Senior Underwriter information

See salary details

$37K

$106.6K

$133.5K

How much do senior underwriter jobs pay per year?

As of Sep 5, 2026, the average yearly pay for senior underwriter in the United States is $106,601.00, according to ZipRecruiter salary data. Most workers in this role earn between $98,500.00 and $116,500.00 per year, depending on experience, location, and employer.

What does a senior underwriter do?

A Senior Underwriter is responsible for assessing and evaluating the risks involved in insuring individuals or assets and determining appropriate terms and premiums for insurance policies. They analyze complex applications, review financial statements, and use industry guidelines to make informed decisions. Senior Underwriters often handle higher-value or more complicated cases than junior staff, and they may also mentor less experienced underwriters and help develop underwriting policies. Their expertise helps insurance companies manage risk and maintain profitability.

What does a senior underwriter do?

As a senior underwriter, your responsibilities are to oversee the insurance or loan application process at an insurance company or financial institution. Your duties include deciding when to offer a policy, assessing the risk of a potential customer, and ensuring the company has adequate funds to finance each claim an account makes (whether that is paying out insurance claims or extending a line of credit). Senior underwriters often consider whether it is appropriate to offer a loan, coordinate with a bank on complex customer issues, proactively search for ways to reduce the risk of future claims, and participate in strategy meetings with staff. A significant amount of underwriting is automated, so you typically focus on cases that are too complex to be evaluated by existing algorithms.

What are some common challenges senior underwriters face when assessing complex risk profiles?

Senior Underwriters often encounter challenges when evaluating complex risk profiles, such as insufficient or ambiguous client data, rapidly changing market conditions, and evolving regulatory requirements. Balancing the need to be competitive with maintaining sound risk management practices requires in-depth analysis and strong judgment. Collaboration with actuaries, legal teams, and client managers is frequently necessary to make well-informed decisions, and effective communication skills are key to explaining underwriting decisions to stakeholders.

What is the difference between Senior Underwriter vs Underwriter?

AspectSenior UnderwriterUnderwriter
CredentialsTypically requires 5+ years of experience, relevant certifications (e.g., CPCU, ARM)Entry to mid-level experience, often with similar certifications or on-the-job training
Work EnvironmentSenior-level decision-making, mentorship, complex risk assessmentPerforming standard risk evaluations, supporting senior staff
Industry UsageUsed across insurance sectors like property, casualty, healthCommonly used in same sectors, often as entry or mid-level roles

Senior Underwriters typically have more experience, handle complex cases, and mentor junior staff, whereas Underwriters focus on standard risk assessments and supporting senior team members. Both roles are essential in the insurance industry, with the senior position requiring advanced credentials and experience.

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Senior Underwriter jobs near you
Infographic showing various Senior Underwriter job openings in the United States as of August 2026, with employment types broken down into 95% Full Time, 2% Part Time, and 3% Contract. Highlights an 69% Physical, 11% Hybrid, and 20% Remote job distribution, with an average salary of $106,601 per year, or $51.3 per hour.

Senior Underwriter

001 Brown & Brown, Inc

Fort Wayne, IN • On-site

$90 - $120/hr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 16 days ago

Job description

Position Summary

Arrowhead Intermediaries is seeking a Senior Underwriter to join our growing team in Ft. Wayne, IN. The role operates at an intermediate level of underwriting skill, working independently under moderate direction from the Underwriting Team Leader to evaluate, qualify, and rate insurance applications within the assigned authority level.

Responsibilities
  • Underwrite standard level of new and renewal accounts in accordance with all applicable guidelines and procedures.
  • Contribute to the achievement of the company’s premium and profitability objectives.
  • Evaluate client’s entire range of exposures (general liability, excess/umbrella, property, and automobile) to ensure each exposure has been properly assessed.
  • Develop, recommend, and implement effective, comprehensive approaches to address exposures.
  • Acquire and evaluate underwriting documents such as application forms, inspection reports, product brochures, financial reports, and loss information to determine degree of risk, underwriting, and market selection.
  • Develop and communicate informed, sound underwriting decisions.
  • Monitor results to identify trends and developments on assigned accounts.
  • Coordinate account servicing through interaction with Client Services, Risk Services, and Claims Services to meet service objectives.
  • Perform any other job‑related duties as assigned by the underwriter’s team leader.
Qualifications
  • Active Indiana Property and Casualty License.
  • Bachelor’s degree in insurance or risk management, or 2+ years of on‑the‑job underwriting experience with developed technical knowledge and underwriting philosophy.
  • Solid understanding of commercial exposures and insurance coverages.
  • Ability to evaluate risk within the assigned underwriting authority levels.
Benefits
  • Medical/Prescription, Dental, Vision, Life Insurance, Disability Insurance.
  • 401(k) with Employee Stock Purchase Plan, Student Loan Assistance, Tuition Reimbursement.
  • Free Mental Health and Enhanced Advocacy Services.
  • Paid Time Off, Holidays, Preferred Partner Discounts.
  • Additional benefits may apply depending on eligibility and location.
Equal Opportunity Employer

As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, guided by our Diversity, Inclusion & Belonging (DIB) motto.

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