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Group Underwriter Jobs (NOW HIRING)

Medical Mutual of Ohio

Group Underwriter

Cleveland, OH · On-site

Group Underwriter I-III Evaluates data and risk characteristics of groups and makes decisions of intermediate complexity to establish prospect and renewal rates that are compliant and in support of ...

ECLARO

Group Insurance Underwriter

Minneapolis, MN · On-site

Stop Loss/Group Insurance Underwriter Contract till December 2026 with possible extension Can be contract to perm to the right candidate REMINDER: THE RATE FOR THIS ROLE DEPENDS ON THE EXPERIENCE ...

Elevance Health

Group Underwriter, Senior

Atlanta, GA · Hybrid

$94K - $112K/yr

Group Underwriter, Senior Group Underwriter, Senior Location: This role requires associates to be in-office 1 day per week, fostering collaboration and connectivity, while providing flexibility to ...

Elevance Health

Group Underwriter, Senior

Atlanta, GA · Hybrid

$94K - $112K/yr

Group Underwriter, Senior Group Underwriter, Senior Location: This role requires associates to be in-office 1 day per week, fostering collaboration and connectivity, while providing flexibility to ...

Elevance Health

Group Underwriter, Senior

Indianapolis, IN · Hybrid

$94K - $111K/yr

Group Underwriter, Senior Group Underwriter, Senior Location: This role requires associates to be in-office 1 day per week, fostering collaboration and connectivity, while providing flexibility to ...

Elevance Health

Group Underwriter, Senior

Mason, OH · Hybrid

$92K - $109K/yr

Group Underwriter, Senior Group Underwriter, Senior Location: This role requires associates to be in-office 1 day per week, fostering collaboration and connectivity, while providing flexibility to ...

Elevance Health

Group Underwriter, Senior

Indianapolis, IN · Hybrid

$94K - $111K/yr

Group Underwriter, Senior Group Underwriter, Senior Location: This role requires associates to be in-office 1 day per week, fostering collaboration and connectivity, while providing flexibility to ...

Elevance Health

Group Underwriter, Senior

Atlanta, GA · On-site

$94K - $112K/yr

Group Underwriter, Senior Group Underwriter, Senior Location: This role requires associates to be in-office 1 day per week, fostering collaboration and connectivity, while providing flexibility to ...

Elevance Health

Group Underwriter, Senior

Mason, OH · Hybrid

$92K - $109K/yr

Group Underwriter, Senior Group Underwriter, Senior Location: This role requires associates to be in-office 1 day per week, fostering collaboration and connectivity, while providing flexibility to ...

Elevance Health

Group Underwriter, Senior

Atlanta, GA · On-site

$94K - $112K/yr

Group Underwriter, Senior Group Underwriter, Senior Location: This role requires associates to be in-office 1 day per week, fostering collaboration and connectivity, while providing flexibility to ...

TALENT Software Services

Be Seen First

Healthcare Underwriter

Minneapolis, MN · On-site

$39 - $55/hr

Stop Loss Group Underwriter Duration: 3 month Contractor to Perm for the right candidate. Location: Hybrid to Minneapolis, preffered. Must be commutable to site if converting to perm. This position ...

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Group Underwriter information

See salary details

$46.5K

$102K

$108K

How much do group underwriter jobs pay per year?

As of Sep 6, 2026, the average yearly pay for group underwriter in the United States is $101,972.00, according to ZipRecruiter salary data. Most workers in this role earn between $104,000.00 and $104,000.00 per year, depending on experience, location, and employer.

What is a group underwriter?

A Group Underwriter is an insurance professional responsible for evaluating and assessing the risks associated with providing insurance coverage to groups, such as employees of a company or members of an organization. They analyze data, determine appropriate premiums, and develop terms and conditions for group insurance policies. Group Underwriters work closely with actuaries, sales teams, and clients to ensure policies are both competitive and financially viable for the insurer. Their work helps balance the needs of the insured group with the risk tolerance of the insurance company.

How does a group underwriter typically collaborate with sales and client management teams?

Group Underwriters work closely with sales and client management teams to ensure that group insurance proposals meet both the client's needs and the company's risk guidelines. They often participate in strategy meetings to review large or complex cases and may provide technical expertise during client presentations. By collaborating with these teams, Group Underwriters help tailor coverage options, assess risk profiles, and develop solutions that are both competitive and sustainable for the business. This cross-functional teamwork is crucial for delivering excellent client service and securing profitable new business.

What are the key skills and qualifications needed to thrive as a group underwriter, and why are they important?

To thrive as a Group Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of risk assessment principles, typically supported by a degree in finance, business, or a related field. Familiarity with underwriting software, medical coding systems, and industry certifications such as LOMA or AHIP is often required. Excellent communication, negotiation, and decision-making abilities help build strong client relationships and enable effective teamwork. These skills ensure accurate risk evaluation, competitive pricing, and the delivery of tailored insurance solutions that meet both company and client needs.

What is the difference between Group Underwriter vs Underwriting Assistant?

AspectGroup UnderwriterUnderwriting Assistant
CredentialsTypically requires a professional certification (e.g., CPCU, ARM) and relevant underwriting experienceUsually requires a high school diploma or bachelor’s degree; less emphasis on certifications
Work EnvironmentWorks in an office setting, analyzing large group insurance policies and risk assessmentsSupports underwriters with administrative tasks, data entry, and document preparation
Employer & Industry UsageCommonly employed by insurance companies, especially in health, life, and group insurance sectorsFound in similar insurance settings, assisting underwriters in daily operations

In summary, a Group Underwriter is responsible for evaluating and approving large group insurance policies, requiring specialized knowledge and experience. An Underwriting Assistant supports this process through administrative tasks, making the roles complementary but distinct in responsibilities and qualifications.

Do group underwriters make a lot of money?

Group underwriters typically earn a competitive salary that varies by experience, location, and employer size. Entry-level positions may start lower, while experienced underwriters with specialized skills can earn higher wages, often supplemented by bonuses and benefits. Overall, the role offers a stable income within the insurance industry.
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Group Underwriter jobs near you
Infographic showing various Group Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 79% Full Time, 16% Part Time, and 4% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $101,972 per year, or $49 per hour.

Group Underwriter

Medical Mutual of Ohio

Cleveland, OH • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 5 days ago

Medical Mutual of Ohio rating

8.6

Company rating: 8.6 out of 10

Based on 17 frontline employees who took The Breakroom Quiz

94th of 315 rated insurance

Job description

Founded in 1934, Medical Mutual is the oldest and one of the largest health insurance companies based in Ohio. We provide peace of mind to more than 1.2 million members through our high-quality health, life, disability, dental, vision and indemnity plans. We offer fully insured and self-funded group coverage, including stop loss, as well as Medicare Advantage, Medicare Supplement, and individual plans.
Sr Group Underwriter
Functions independently while evaluating data and risk characteristics of individuals or groups to make complex decisions regarding renewal premiums, prospective client quotes or bids and the implementation of health underwriting policies to achieve acceptable financial results in support of corporate goals for all product lines. Exercises sound judgment in making exceptions to standard underwriting results to promote the retention and acquisition of business. Manages projects and provides training and education to underwriting, sales, brokers, and clients.
Responsibilities:
  • Develops renewal rates and premiums within state/ federal regulations, and internal policies and procedures. Evaluates risk and determines logical pricing. Recognizes cost drivers and proposes solutions. Articulates results and recommendations to analysts, leadership and sales/service, brokers & consultants, and clients. Addresses exceptions and negotiations according to policies. Performs final underwriting.
  • Proposes meaningful benefit and funding alternatives for existing clients in collaboration with sales to provide the best plan designs to meet the client's and the Company's objectives.
  • Analyzes underwriting information, data and risk for prospective individuals and programs in collaboration with sales, brokers & consultants and clients to provide the best plans and approaches that meet the client's and the Company's objectives.
  • Acts as a consultant and works with sales, brokers & consultants, clients, , other areas of the company, and senior executives to provide reporting, analytics, insight, and creative solutions that support market and company strategies.
  • Trains and develops more junior level analysts and sales personnel to share knowledge, enhance productivity and efficiency of the area(s). Leads development of activities that enhance proficiency of the area(s). Leads staff in the absence of management.
  • Performs other duties as assigned

Qualifications:
Education and Experience:
  • Bachelor's Degree in Business, Finance or related field.
  • Equivalent education and experience directly related to the role may substitute for a degree.
  • 5 years' experience as a Group Underwriter or equivalent experience in health insurance underwriting.

Technical Skills and Knowledge:
  • In-depth knowledge of underwriting concepts and techniques of general health insurance and benefit funding designs/methodology.
  • Ability to underwrite for groups that are complex such as consortiums, multi-levels, and providers.
  • Strong math aptitude.
  • Intermediate Microsoft Office skills, including Access.
  • Ability to orient, train and assist more junior level staff.

Group Underwriter I-III
Evaluates data and risk characteristics of groups and makes decisions of intermediate complexity to establish prospect and renewal rates that are compliant and in support of corporate goals for all product lines.
Responsibilities:
  • Calculates/Develops renewal rates and premiums for enrolled individuals or groups, ensuring compliance with state/federal regulations and internals policies. Recognizes unusual and non-standard circumstances which need special accommodation.
  • Calculates and processes benefit and funding alternatives for existing individuals and groups. Consults with sales/service to strategize and to determine how to best meet the client's objectives.
  • Acts as a consultant and works with sales, brokers, clients, leadership and other areas of the company to provide reporting, analytics, insight, and creative recommendations on cost solutions that support market and company strategies.
  • Evaluates underwriting information and data for prospective individuals and groups to calculate proposed rates.
  • Evaluates exceptions and negotiations, and makes recommendations for course of action. Processes new enrollment and performs final underwriting of individuals and group business.
  • Performs testing of tools and systems. Assists internal and external clients as needed.
  • Assists in training and coaching junior underwriting staff as needed.
  • Performs other duties as assigned.

Qualifications:
Education and Experience:
  • Bachelor's degree in Business, Finance or related field required.
  • Equivalent education and experience directly related to the role may substitute for a degree.
  • 6 months - 3 years' experience as a Group Underwriter or equivalent combination of experience and training.

Technical Skills and Knowledge:
  • Strong math aptitude.
  • Demonstrated knowledge of underwriting concepts and techniques and general health insurance and benefit and funding designs/methodology.
  • Intermediate Microsoft Office skills, including Access.

Group Underwriter Associate:
Participates in up to a year-long on the job training program that develops knowledge and skills needed to progress in the health plan group underwriting profession. Prepares renewal and prospect cases to be evaluated by Group Underwriters in determining rates. Assists experienced underwriters. Learns to evaluate data and risk characteristics of groups. Assists in the establishment of prospect and renewal rates that are compliant and in support of corporate financial and membership goals for all product lines.
Responsibilities:
  • Participates in an on-the-job training program in order to learn and be able to apply knowledge and skills needed to perform the Group Underwriter job. Assists the underwriter in preparation of fully insured and self-funded cases using the various tools used by the department to evaluate prospective and renewal cases.
  • Under supervision, rates fully insured cases that are more routine in nature.
  • Calculates actuarial values for renewal, renewal alternate, and prospect cases using the department's tool that analyzes benefits, for input into the rating system.
  • Gathers necessary data and information to rate both renewal and prospect cases. Generates reporting from the company's Group Reporting system. Summarizes and formats data received from prospects for input. Orders and reviews high claimant notes for renewal groups.
  • Produces Underwriting reports including renewal worksheets, ERISAs, IBNRs and other ad hoc reports. Assists in preparation of presentations.
  • Assists management with special projects, as needed.
  • Performs other duties as assigned

Qualifications:
Education and Experience:
  • Bachelor's degree in Business, Finance, Math, or related field.
  • Equivalent education and experience directly related to the role may substitute for a degree.
  • Experience in the financial services or health care industry preferred.

Technical Skills and Knowledge:
  • Intermediate Microsoft Office skills.
  • Ability to learn health insurance industry.
  • Strong math aptitude.

Medical Mutual is looking to grow our team! We truly value and respect the talents and abilities of all of our employees. That's why we offer an exceptional package that includes:
A Great Place to Work:
  • We will provide the equipment you need for this role, including a laptop, monitors, keyboard, mouse and headset.
  • Employees have access to on-site fitness centers at many locations, or a gym membership reimbursement when there is no Medical Mutual facility available. Enjoy the use of weights, cardio machines, locker rooms, classes and more.
  • On-site cafeteria, serving hot breakfast and lunch, at the Brooklyn, OH headquarters.
  • Discounts at many places in and around town, just for being a Medical Mutual team member.
  • The opportunity to earn cash rewards for shopping with our customers.
  • Business casual attire, including jeans.

Excellent Benefits and Compensation:
  • Employee bonus program.
  • 401(k) with company match up to 4% and an additional company contribution.
  • Health Savings Account with a company matching contribution.
  • Excellent medical, dental, vision, life and disability insurance - insurance is what we do best, and we make affordable coverage for our team a priority.
  • Access to an Employee Assistance Program, which includes professional counseling, personal and professional coaching, self-help resources and assistance with work/life benefits.
  • Company holidays and up to 16 PTO days during the first year of employment with options to carry over unused PTO time.
  • After 120 days of service, parental leave for eligible employees who become parents through maternity, paternity or adoption.

An Investment in You:
  • Career development programs and classes.
  • Mentoring and coaching to help you advance in your career.
  • Tuition reimbursement up to $5,250 per year, the IRS maximum.
  • Diverse, inclusive and welcoming culture with Business Resource Groups.

About Medical Mutual:
Medical Mutual's status as a mutual company means we are owned by our policyholders, not stockholders, so we don't answer to Wall Street analysts or pay dividends to investors. Instead, we focus on developing products and services that allow us to better serve our customers and the communities around us.
There's a good chance you already know many of our Medical Mutual customers. As the official insurer of everything you love, we are trusted by businesses and nonprofit organizations throughout Ohio to provide high-quality health, life, disability, dental, vision and indemnity plans. We offer fully insured and self-funded group coverage, including stop loss, as well as Medicare Advantage, Medicare Supplement and individual plans. Our plans provide peace of mind to more than 1.2 million Ohioans.
We're not just one of the largest health insurance companies based in Ohio, we're also the longest running. Founded in 1934, we're proud of our rich history with the communities where we live and work.
We maintain a drug-free workplace and perform pre-employment substance abuse and nicotine testing.
#LI-GR1 #Hybrid
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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