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Fha Va Underwriter Jobs (NOW HIRING)

Sun West Mortgage-Since 1980

Be Seen First

DE and VA Underwriter- Remote

Cerritos, CA · Remote

$110K - $150K/yr

Underwrite FHA, VA, and Conventional loan products with a high level of accuracy and speed. * Analyze borrower credit-worthiness, collateral, and AUS findings (DU/LP). * Accurately issue the Loan ...

AD Mortgage

VA Senior Underwriter

Fort Lauderdale, FL

$93K - $111K/yr

The ideal candidate brings strong expertise in VA loans, sound risk assessment skills, and a ... Experience with FHA, Conventional, and USDA underwriting * Prior experience in a fast-paced retail ...

AD Mortgage

VA Senior Underwriter

Fort Lauderdale, FL · On-site +1

$93K - $111K/yr

The ideal candidate brings strong expertise in VA loans, sound risk assessment skills, and a ... FHA, Conventional, and USDA underwriting • Prior experience in a fast-paced retail or ...

Ruoff Mortgage

Remote DE FHA Underwriter

Fort Wayne, IN · Remote

$70K - $80K/yr

Underwrite FHA, VA, and conventional mortgage loans * Ensure loans meet company, investor, and agency guidelines * Analyze full credit packages and verify loan quality * Recommend decisions on loans ...

POINT MORTGAGE CORPORATION

UNDERWRITER

Chula Vista, CA

$0.01 - $0.02/hr

At least 3+ years mortgage underwriting experience Knowledge of Fannie Mae, Freddie Mac, FHA/VA underwriting process and standard guidelines Proficient with mortgage operating systems, preferably ...

Victorian Finance

Mortgage Underwriter

Description FHA/VA/USDA Mortgage Underwriter We are looking for a detail-oriented mortgage underwriter to grow with our team! You'll be responsible for analyzing and verifying real estate loan ...

Plaza Home Mortgage, Inc.

Sr. Underwriter

San Diego, CA · Remote

$40.86 - $50.48/hr

Types of consumer loan applications include, but are not limited to Conventional, Jumbo, FHA, VA ... May underwrite one or all of the following loan types: Conventional, Jumbo, FHA, 2013k, VA, and ...

Plaza Home Mortgage, Inc.

Sr. Underwriter

San Diego, CA · On-site

$40.86 - $50.48/hr

Types of consumer loan applications include, but are not limited to Conventional, Jumbo, FHA, VA ... May underwrite one or all of the following loan types: Conventional, Jumbo, FHA, 2013k, VA, and ...

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Fha Va Underwriter information

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$17

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How much do fha va underwriter jobs pay per hour?

As of Sep 1, 2026, the average hourly pay for fha va underwriter in the United States is $30.00, according to ZipRecruiter salary data. Most workers in this role earn between $25.00 and $33.17 per hour, depending on experience, location, and employer.

What is an FHA VA Underwriter?

An FHA VA Underwriter is a mortgage professional responsible for evaluating and approving or denying home loan applications that are backed by the Federal Housing Administration (FHA) or the Department of Veterans Affairs (VA). They assess the borrower's creditworthiness, review financial documents, and ensure that the loan meets all federal guidelines and program requirements. Their role is crucial in minimizing lending risks while helping eligible borrowers secure government-backed home loans.

What are the key skills and qualifications needed to thrive as an FHA VA Underwriter?

To thrive as an FHA VA Underwriter, you need a thorough understanding of mortgage underwriting guidelines, risk assessment, and strong analytical skills, typically supported by a bachelor's degree and relevant FHA/VA-specific certifications. Familiarity with loan origination systems (LOS), automated underwriting systems (AUS), and compliance software is essential. Attention to detail, effective communication, and decision-making skills help underwriters evaluate complex financial information and explain decisions to stakeholders. These competencies ensure loans are processed accurately and compliantly, minimizing risk for lenders and ensuring government-backed requirements are met.

What are some common challenges FHA VA Underwriters face when evaluating loan applications, and how can they effectively address them?

FHA VA Underwriters often encounter challenges such as incomplete documentation, complex borrower circumstances, and rapidly changing lending guidelines. To address these issues, underwriters must stay up-to-date with FHA and VA regulations, maintain strong attention to detail, and communicate proactively with loan officers and processors to resolve discrepancies or gather missing information. Success in this role often depends on balancing compliance with customer service, ensuring loans are both sound and processed efficiently.

What is the difference between Fha Va Underwriter vs Conventional Underwriter?

AspectFha Va UnderwriterConventional Underwriter
CredentialsMortgage underwriting certifications, FHA/VA guidelines knowledgeMortgage underwriting certifications, conventional loan guidelines expertise
Work EnvironmentLoan processing companies, banks, credit unionsMortgage lenders, banks, credit unions
Industry UsagePrimarily in government-backed loan programsPrimarily in private sector loans

The main difference between a Fha Va Underwriter and a Conventional Underwriter lies in the loan types they evaluate. Fha Va Underwriters specialize in government-backed loans, such as FHA and VA loans, requiring specific knowledge of these programs. Conventional Underwriters focus on private sector loans, adhering to different guidelines. Both roles require similar certifications and work in comparable environments, but their primary focus and guidelines differ significantly.

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What cities are hiring for Fha Va Underwriter jobs?

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What states have the most Fha Va Underwriter jobs?

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Fha Va Underwriter jobs near you
Infographic showing various Fha Va Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 18% Part Time, 1% Temporary, and 6% Contract. Highlights an 88% Physical, 2% Hybrid, and 10% Remote job distribution, with an average salary of $62,410 per year, or $30 per hour.

Remote DE 203k/VA Underwriter- 100% Remote

Tampa, FL • Remote

National Mortgage Staffing
Recruiting and Staffing Services • 51 - 200 employees
Learn more about National Mortgage Staffingexternal

$85K - $105K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 5 days ago

Job description

Our client is seeking a strong DE/VA Underwriter with 203k experience to join their team.
An Active VA LAPP/SAR is required for consideration and Candidates must reside in Central, Mountain or Eastern Time Zones

They are all seeking a collaborative underwriter who thrives on engaging with the origination team and is comfortable picking up the phone to ensure clear communication and accurate loan decisions.
 

Responsibilities

  • Evaluate mortgage loan applications to ensure compliance with company policies and federal/state regulations

  • Analyze borrower financials, credit reports, and property appraisals to determine eligibility

  • Assess risk and provide thorough loan decisions with clear explanations and conditions

  • Collaborate closely with processors, loan officers, and stakeholders to resolve questions and expedite the process

  • Stay up-to-date with industry trends, guidelines, and best practices

Qualifications 

  • Active DE and VA underwriting certification required

  • Must have used DE and VA designation within the last 11 months

  • Minimum 5 years of residential mortgage underwriting experience

  • Proven history of longevity in prior roles (average tenure, no frequent job changes)

  • Strong understanding of FHA, VA, Conventional, Non-QM, and Jumbo products

  • Experience with Encompass strongly preferred

  • Excellent analytical, organizational, and problem-solving skills

  • Strong communication skills and ability to collaborate effectively in a team environment

Compensation & Benefits (Varies depending upon client)

  • Salary: $85,000 – $105,000 per year 
     

  • Full benefits package including: (Varies depending upon client)

    • Medical, Dental, Vision, Life Insurance

    • 401(k)

    • Paid vacation and sick time

Please note that National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. We are contractually required to follow the criteria set forth by our clients.

National Mortgage Staffing logo

About National Mortgage Staffing

Sourced by ZipRecruiter

We recruit exceptional candidates for many of the nation's top mortgage companies. National Mortgage Staffing is unique as we ONLY staff in the Mortgage Industry. We have widespread knowledge of all positions in this niche industry. Once assigned to a recruiter you will work with that recruiter for all of your open positions. At National Mortgage Staffing, we have one point of contact for all of your recruiting needs. Each Recruiting Specialist is assigned to a specific job division. This recruiter will have an extensive background in the position you are looking to fill. Whether it is Operations or Sales, we have a Recruiting Specialist that will fit your needs.

Industry

Recruiting and staffing services

Company size

51 - 200 Employees

Headquarters location

Fort Myers, FL, US

Year founded

2010

View All National Mortgage Staffing Jobs