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Part Time Underwriter Jobs (NOW HIRING)

Please note that benefit eligibility varies by employment status and that benefits for part-time ... Underwrite loans ranging from $200,000 to $5,000,000 for purposes including owner-occupied ...

... Type: Part-time / Contract Location: US, UK, Canada, France, Portugal (remote) We are seeking a ... As an Underwriting AI Expert, you will play a critical role in modernizing underwriting workflows ...

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Part Time Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do part time underwriter jobs pay per year?

As of Sep 15, 2026, the average yearly pay for part time underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is a part time underwriter?

Part time underwriters are professionals who assess and evaluate the risk of insuring individuals or assets, typically working fewer hours than full-time underwriters. They review applications, analyze financial information, and determine whether to approve or deny insurance coverage or loans. Part time underwriters may work for insurance companies, banks, or mortgage lenders, and their responsibilities are similar to those of full-time underwriters but on a reduced schedule. This role is ideal for those seeking work-life balance while utilizing skills in risk assessment and decision-making.

What are the key skills and qualifications needed to thrive as a part time underwriter, and why are they important?

A Part Time Underwriter needs analytical skills, attention to detail, and a solid understanding of risk assessment, often supported by a degree in finance, business, or a related field. Familiarity with underwriting software, risk modeling tools, and relevant industry certifications (such as CPCU or ARM) is typically required. Strong decision-making, organization, and communication skills are essential for evaluating applications and collaborating with clients and colleagues. These competencies ensure accurate risk evaluation, regulatory compliance, and efficient processing of underwriting tasks even within limited work hours.

What are some common challenges faced by part-time underwriters in balancing workload and deadlines?

Part-time underwriters often manage fluctuating workloads and must prioritize tasks efficiently to meet tight deadlines, especially during peak application periods. Since they may not be present every day, maintaining clear communication with full-time team members is crucial to ensure seamless case handoffs and updates. Additionally, they may need to quickly adapt to changing guidelines or new software systems, making time management and ongoing learning essential skills for success in this flexible role.

What is the difference between Part Time Underwriter vs Full Time Underwriter?

AspectPart Time UnderwriterFull Time Underwriter
Work HoursLess than 30 hours/week40 hours/week or more
CertificationsTypically requires industry certifications (e.g., CPCU, ARM)Same certifications as part time, often with more experience
Work EnvironmentRemote or flexible settings, often freelanceOffice-based or hybrid, full-time employment
Job ResponsibilitiesAssessing loan applications, risk analysis, limited decision-makingFull scope of underwriting duties, decision authority

Part Time Underwriters and Full Time Underwriters share similar credentials and industry environments. The main difference lies in work hours and scope of responsibilities, with part-time roles offering flexibility and fewer hours, while full-time positions involve comprehensive underwriting duties and consistent schedules.

Can you get a job as a part time underwriter with no experience?

Part time underwriter positions typically require some knowledge of underwriting processes, financial analysis, or related skills, but entry-level roles may be available for candidates with minimal experience if they demonstrate strong analytical abilities and a willingness to learn. Employers often provide on-the-job training, and relevant certifications or coursework can improve chances of securing such a role without prior experience.

Can you work remotely as a part time underwriter?

Part-time underwriters can often work remotely, especially in companies that utilize digital underwriting tools and cloud-based systems. Remote work arrangements depend on the employer's policies, the nature of the underwriting tasks, and required certifications or training. Flexibility varies by organization, but remote opportunities are increasingly common in underwriting roles.

How much do part time underwriters make hourly?

Part-time underwriters typically earn between $20 and $35 per hour, depending on experience, location, and the employer. They often work in insurance or financial services, requiring strong analytical skills and knowledge of underwriting guidelines.

Is part time underwriter a stressful job?

Part-time underwriters review loan applications and assess risk, which can involve tight deadlines and attention to detail, potentially leading to stress. However, the level of stress varies depending on workload, employer expectations, and individual skills in risk assessment and decision-making.
More about Part Time Underwriter jobs

What cities are hiring for Part Time Underwriter jobs?

Cities with the most Part Time Underwriter job openings:

What are the most commonly searched types of Underwriter jobs?

The most popular types of Underwriter jobs are:

What states have the most Part Time Underwriter jobs?

States with the most job openings for Part Time Underwriter jobs include:

What are popular job titles related to Part Time Underwriter jobs?

For Part Time Underwriter jobs, the most frequently searched job titles are:

Infographic showing various Part Time Underwriter job openings in the United States as of September 2026, with employment types broken down into 100% Part Time. Highlights an 100% In-person job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Underwriter

Tallahassee, FL • On-site

Lucro Commercial Solutions, LLC
Finance and Insurance • 11 - 50 employees

Full-time, Part-time

Re-posted 12 days ago


Key responsibilities

  • Underwrite a broad range of commercial loan types for credit unions across the U.S.

  • Analyze borrower, guarantor, and business financial information, including tax returns, financial statements, cash flow, collateral, and repayment capacity.

  • Prepare written credit recommendations and supporting analysis.


Job description

Description: Commercial Loan Underwriter

Remote or In Office | Full-Time or Part-Time
Tallahassee, Florida, United States

Why Join Lucro?

Lucro Commercial Solutions is one of the nation’s leading providers of commercial lending services to credit unions. Since 2004, we have underwritten more than $45 billion in commercial loans and support over 100 credit union partners nationwide. Our underwriting team represents more than 800 years of combined commercial lending experience, underwriting over 400 commercial loan requests each month.

If you enjoy credit analysis, value quality underwriting, and want the flexibility to work remotely while continuing to grow professionally, Lucro offers a unique opportunity to work alongside experienced commercial lending professionals on a wide variety of commercial transactions.

Retired or Semi-Retired?

Many of our underwriters are retired or semi-retired commercial lending professionals who enjoy continuing to work in commercial credit on a flexible schedule. If you have spent a career analyzing commercial loans and still enjoy the work, Lucro provides an opportunity to continue utilizing that expertise while maintaining work-life balance.

Who You Are

· An experienced commercial lender or underwriter who wants to continue utilizing and expanding commercial lending expertise

· Someone who values sound credit analysis and quality underwriting

· Interested in working with a collaborative team of experienced credit professionals

· Looking for a flexible work environment with remote work opportunities

· Seeking relief from production pressure and sales-driven environments

· Returning to the workforce after time away from full-time employment, or looking for a long-term professional home

· A Florida or Georgia resident  

What You Will Do

· Underwrite broad range of commercial loan types for credit unions across the U.S. We underwrite everything from a $5,000 credit card to a $100 million hotel construction loan. No matter where your interests or expertise lie, you'll find loans you enjoy working on and opportunities to learn something new.

· Analyze borrower, guarantor, and business financial information

· Evaluate tax returns, financial statements, cash flow, collateral, and repayment capacity

· Prepare written credit recommendations and supporting analysis

· Collaborate with experienced underwriters and credit professionals across the organization


Requirements: Why Underwriters Enjoy Working at Lucro

· Focus on quality credit decisions rather than sales production goals

· Remote work opportunities

· Flexible scheduling options

· Full-time and part-time positions available

· Exposure to a wide variety of commercial credit structures and industries

· Opportunity to continue learning and developing professionally

· Work with one of the most experienced commercial underwriting teams in the industry

Qualifications

· College degree or equivalent experience; business, finance, or accounting preferred

· Five or more years of commercial lending, underwriting, or related experience preferred

· Strong financial statement and tax return analysis skills

· Working knowledge of commercial credit structures and underwriting principles

· Advanced knowledge of Microsoft Office, particularly Excel and Word

· Strong written and verbal communication skills

· Ability to work independently and as part of a team

· Detail-oriented with a commitment to quality work product

Benefits

Lucro offers a competitive benefits package and a professional environment where experienced credit professionals can continue to grow, contribute, and make an impact.