ZipRecruiter

Log In

1

Mortgage Underwriter Two Jobs (NOW HIRING)

Royal Credit Union

Mortgage Underwriter II

Eau Claire, WI · On-site

$41.70 - $47.90/hr

Become a Mortgage Underwriter II at Royal Credit Union! In this role, you'll evaluate a wide variety of mortgage loan applications, balance risk with exceptional member service, and mentor fellow ...

New

rcu

Mortgage Underwriter II

Eau Claire, WI · On-site +1

$41.70 - $47.90/hr

Become a Mortgage Underwriter II at Royal Credit Union! In this role, you'll evaluate a wide variety of mortgage loan applications, balance risk with exceptional member service, and mentor fellow ...

New

rcu

Mortgage Underwriter II

Eau Claire, WI · On-site +1

$41.70 - $47.90/hr

Become a Mortgage Underwriter II at Royal Credit Union! In this role, you'll evaluate a wide variety of mortgage loan applications, balance risk with exceptional member service, and mentor fellow ...

New

Wsfsbank

Mortgage Underwriter II

Philadelphia, PA · On-site

$53K - $88K/yr

The Mortgage Loan Underwriter II is responsible for underwriting residential mortgage loans in accordance with Fannie Mae, Freddie Mac, FHA, WSFS Bank policy, and WSFS Mortgage investor guidelines.

WSFS Bank

Mortgage Underwriter II

Bryn Mawr, PA · On-site

$53K - $88K/yr

The Mortgage Loan Underwriter II is responsible for underwriting residential mortgage loans in accordance with Fannie Mae, Freddie Mac, FHA, WSFS Bank policy, and WSFS Mortgage investor guidelines.

WSFS Bank

Mortgage Underwriter II

Philadelphia, PA · On-site

$53K - $88K/yr

The Mortgage Loan Underwriter II is responsible for underwriting residential mortgage loans in accordance with Fannie Mae, Freddie Mac, FHA, WSFS Bank policy, and WSFS Mortgage investor guidelines.

Eastern Bank

Mortgage Underwriter

Manchester, NH · On-site

$30.94 - $49.73/hr

The Mortgage Underwriter II is responsible for providing accurate and timely loan decisions based on an individual's credit history, financial position, and strength of collateral. This role ensures ...

Eastern Bank

Mortgage Underwriter

Manchester, NH · On-site

$30.94 - $49.73/hr

The Mortgage Underwriter II is responsible for providing accurate and timely loan decisions based on an individual's credit history, financial position, and strength of collateral. This role ensures ...

Truist

Mortgage Underwriter II - Remote

Richmond, VA · On-site +1

$90K - $105K/yr

... mortgage loan underwriting experience; history of comparable lending authority limit. 2. Excellent Communication skills, both written and verbal, in relating to internal and external clients. 3. ...

Truist

Mortgage Underwriter II - Remote

Richmond, VA · On-site +1

$90K - $105K/yr

... mortgage loan underwriting experience; history of comparable lending authority limit. 2. Excellent Communication skills, both written and verbal, in relating to internal and external clients. 3. ...

Visio Lending

Remote Mortgage Underwriter II

$35.09 - $48/hr

Visio Financial Services, Inc. is an Equal Opportunity Employer The Opportunity The Underwriter II ... of mortgage underwriting experience, with a strong focus on Non-QM loans * Solid manual ...

next page

Showing results 1-20

All JobsMortgage Underwriter Two Jobs

Mortgage Underwriter Two information

See salary details

$17

$29

$54

How much do mortgage underwriter two jobs pay per hour?

As of Aug 9, 2026, the average hourly pay for mortgage underwriter two in the United States is $29.76, according to ZipRecruiter salary data. Most workers in this role earn between $19.71 and $34.62 per hour, depending on experience, location, and employer.

What is the difference between Mortgage Underwriter Two vs Mortgage Underwriter One?

AspectMortgage Underwriter TwoMortgage Underwriter One
CredentialsTypically requires 2+ years of underwriting experience, relevant certifications (e.g., CE, FHA, VA)Entry to mid-level, fewer years of experience, basic certifications
Work EnvironmentWorks in banks, mortgage companies, or lending institutions, handling complex loan filesSupports initial loan reviews, handles straightforward cases
Employer & Industry UsageCommonly employed in large financial institutions and mortgage lendersFound in smaller lenders or as part of loan processing teams

Mortgage Underwriter Two typically has more experience, handles more complex loans, and works in larger organizations. Mortgage Underwriter One is often an entry-level or less experienced role focused on simpler loan files. The main differences lie in experience level, complexity of cases managed, and work environment.

What other jobs can a mortgage underwriter do?

A mortgage underwriter can transition into roles such as loan officer, credit analyst, or risk analyst, leveraging their knowledge of credit and lending processes. They may also move into compliance, quality control, or financial analysis positions, often requiring familiarity with underwriting software and industry regulations.
More about Mortgage Underwriter Two jobs
What cities are hiring for Mortgage Underwriter Two jobs? Cities with the most Mortgage Underwriter Two job openings:
What states have the most Mortgage Underwriter Two jobs? States with the most job openings for Mortgage Underwriter Two jobs include:
What job categories do people searching Mortgage Underwriter Two jobs look for? The top searched job categories for Mortgage Underwriter Two jobs are:
Mortgage Underwriter Two jobs near you
Infographic showing various Mortgage Underwriter Two job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 79% Full Time, 16% Part Time, and 4% Contract. Highlights an 95% Physical, 2% Hybrid, and 3% Remote job distribution, with an average salary of $61,902 per year, or $29.8 per hour.

Mortgage Underwriter II

Royal Credit Union

Eau Claire, WI • On-site

$41.70 - $47.90/hr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 3 days ago

New

Royal Credit Union rating

9.2

Company rating: 9.2 out of 10

Based on 10 frontline employees who took The Breakroom Quiz

Job description

Team Members are at the core of who we are; living our core values of making a difference, doing the right thing, making it easy, being caring, being friendly, nice, and respectful, and taking ownership. Perhaps Royal is the change you're looking for. Royal Credit Union is looking for caring, energetic team members who want to create a positive impact in the lives of our Members.
Is this you? If so, let us know by submitting an application!
Do you thrive on analyzing complex financial information, making sound lending decisions, and helping Members achieve their homeownership goals? Become a Mortgage Underwriter II at Royal Credit Union! In this role, you'll evaluate a wide variety of mortgage loan applications, balance risk with exceptional member service, and mentor fellow underwriting professionals while ensuring compliance with industry and regulatory standards.
Why Royal?
  • Member and Community Focused: We are dedicated to making a positive impact on our Members and the communities we serve, going beyond financial services to enrich lives and foster growth.
  • Supportive Environment: Join a collaborative, values-driven workplace that is always evolving. We support each other and work together to achieve our goals.
  • Professional Growth: We offer numerous opportunities for training and advancement, helping you continuously develop and advance your skills.
  • Empowerment: We empower our team members to make decisions and drive initiatives that help our Members achieve their financial goals. Your ideas and contributions are valued and encouraged.
  • Community Involvement: Engage with your local community through various initiatives and events, making a tangible difference where you live and work. Be part of something bigger.

What You'll Do:
The Mortgage Underwriter II is responsible for evaluating and analyzing mortgage loan requests for all types of Mortgage lending, including conventional, Portfolio, Jumbo, Bond and Government backed loans (FHA, VA, USDA etc.) to ensure they meet all investor guidelines, regulatory requirements, and company policies. Will approve or deny applications according to the terms of Royal Credit Union's standards, procedures, regulatory underwriting guidelines, and secondary market requirements while meeting the commitment of delivering high-quality loans that satisfy our member's financial needs while mitigating risk.
Our Commitment To You:
  • Compensation: (candidates with significant related experience may be higher. Pay also depends on candidates location)
    • WI range: $36.20-$41.65 per hour
    • MN range: $41.70-$47.90 per hour
  • Benefits: Royal is proud to take care of our team members and their families! In addition to our comprehensive medical, dental, and vision insurance plans, Royal offers a 5% 401k employer match, paid family and sick leave, vacation and sick time accruals, childcare reimbursement, tuition and student loan debt assistance, pet insurance, and much more!

What's Needed For This Position:
  • High School Diploma or equivalent along with a minimum of five years of mortgage lending experience, including extensive mortgage underwriting expertise and the ability to independently evaluate a broad range of loan products while making sound risk-based lending decisions.
  • Advanced knowledge of conventional, portfolio, jumbo, bond, government, and secondary market underwriting guidelines, with a strong understanding of state and federal mortgage lending regulations and regulatory compliance requirements.
  • Demonstrated analytical expertise with the ability to thoroughly review and interpret financial statements, credit reports, tax returns, appraisals, income documentation, and asset information to determine loan eligibility and identify risk factors.
  • Strong communication, documentation, and relationship management skills, including the ability to clearly explain lending decisions, prepare reports and business correspondence, collaborate with stakeholders, and mentor less experienced underwriters.
  • Exceptional organizational skills with the ability to manage a high-volume workload, prioritize competing deadlines, maintain confidentiality, utilize loan origination systems effectively, exercise sound judgment under pressure, and meet board approval and bonding requirements.
  • Mortgage Underwriting experience to include FHA, DE, VA SAR, and Minnesota Housing Finance Agency loans.
  • Will need to have a Chums ID and VA SAR ID.

Work Schedule/Location:
  • Full-Time hourly position; Hours will generally be Monday through Friday, 8:00am - 5:00pm with occasional evening and weekend hours, as needed.
  • This position is part of Royal's workplace flexibility program and has the ability to be hybrid remote after approximately 2-4 months of training and proficiency in the position.
  • When not working remote, the office location is flexible at either the Operations Center in Eau Claire, WI or Arden Hills, MN. Location is based on office availability and candidate preference and location.
  • This position requires residency within Royal's office footprint of WI and MN.

Training:
  • Prior to starting a normal work schedule, new Royal team members must attend Foundation Training at our Corporate Center in Eau Claire, WI from 9:00am - 4:30pm on Monday and Tuesday during their first week of employment. Out of town learners will be reimbursed costs related to travel and lodging.
  • Foundation Training covers fundamental information about Royal's culture and core values which sets the stage for team members to be successful within our organization.

Ready to make a positive impact?
APPLY NOW if you are ready to take on this exciting challenge to contribute to our mission and become a part of the Royal Credit Union family!
We will be communicating with you by email and/or text on the status of your application. Please monitor your email inbox and junk folder for status updates and additional instructions.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, protected veteran status or status as an individual with disability.

What Royal Credit Union employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply