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Night Shift Credit Risk Underwriter Jobs (NOW HIRING)

Credit Risk Analyst

Chicago, IL · On-site

$100K - $130K/yr

Beyond day-to-day underwriting and portfolio management, the team owns the development and operation of credit risk frameworks for new and evolving financial products (e.g. Adyen Capital). Working ...

Credit Risk Analyst

Chicago, IL · Hybrid

$100K - $130K/yr

Beyond day-to-day underwriting and portfolio management, the team owns the development and operation of credit risk frameworks for new and evolving financial products (e.g. Adyen Capital). Working ...

In this role, you will lead the US credit risk and underwriting team, owning, developing and innovating our credit strategy ensuring consistent, high-quality credit decisions aligned with the company ...

Credit Risk Lead

Atlanta, GA · On-site

$100 - $130/hr

In this role, you will lead the US credit risk and underwriting team, owning, developing and innovating our credit strategy ensuring consistent, high-quality credit decisions aligned with the company ...

Wells Fargo is seeking a Credit Risk Associate within the Wealth & Investment Management (WIM ... Support the underwriting and ongoing evaluation of Wealth Management lending exposures for high-net ...

The individual will also support the underwriting and ongoing review of Wealth Management credit ... Demonstrate strong risk mindset and intellectual independence. * Balance quantitative rigor with ...

Trade Credit Insurance, Business Information, Debt Collection, Single Risk insurance, Surety Bonds ... As a member of the US Risk Underwriting team you will be expected to perform the following:

Trade Credit Insurance, Business Information, Debt Collection, Single Risk insurance, Surety Bonds ... As a member of the US Risk Underwriting team you will be expected to perform the following:

In this role, you will support the US credit risk and underwriting team, working on innovative credit strategy initiatives that help us make consistent, high-quality credit decisions aligned with the ...

Trained to underwrite credit transactions and manage credit relationships. Operational Credit Risk: With direct guidance, assists with the completion of numerous credit processing and assessment ...

Trained to underwrite credit transactions and manage credit relationships. Operational Credit Risk: With direct guidance, assists with the completion of numerous credit processing and assessment ...

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Night Shift Credit Risk Underwriter information

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$46.5K

$87.3K

$148.5K

How much do night shift credit risk underwriter jobs pay per year?

As of Aug 16, 2026, the average yearly pay for night shift credit risk underwriter in the United States is $87,290.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,000.00 and $101,500.00 per year, depending on experience, location, and employer.
More about Night Shift Credit Risk Underwriter jobs

What cities are hiring for Night Shift Credit Risk Underwriter jobs?

Cities with the most Night Shift Credit Risk Underwriter job openings:

What states have the most Night Shift Credit Risk Underwriter jobs?

States with the most job openings for Night Shift Credit Risk Underwriter jobs include:

Infographic showing various Night Shift Credit Risk Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 21% Part Time, 4% Contract, and 2% Nights. Highlights an 99% Physical, and 1% Remote job distribution, with an average salary of $87,290 per year, or $42 per hour.

Non-QM Credit Risk Underwriter

Champions Funding LLC

Gilbert, AZ • On-site

Full-time

Posted 2 days ago

New


Job description

Description:

• Review and analyze credit applications, financial statements, and credit reports to determine borrower risk profiles.
• Assess risk related to income, assets, collateral, and credit history across various lending products.
• Apply internal credit risk policies and investor guidelines to underwrite loan applications with accuracy and consistency.
• Collaborate with Account Executives and Account Managers to gather documentation and clarify broker scenarios.
• Make credit decisions and issue conditional loan approvals, suspensions, or denials with clear rationale.
• Identify and escalate high-risk files or exceptions for further review or senior credit approval.
• Contribute to credit risk reporting and performance monitoring by documenting findings and trends.
• Stay current on credit risk management best practices, industry trends, and regulatory updates.
• Support audits, quality control reviews, and internal policy updates as needed.
• Maintain turnaround time targets while delivering high-quality credit decisions.

• Review loans for second level review that have been recommended for denial.

• Complete PFQC on loans in process to ensure quality.

Requirements:

• 3+ years of experience in credit risk underwriting within consumer or mortgage lending.
• Strong understanding of credit analysis, income documentation, debt-to-income calculations, and collateral evaluation.
• Familiarity with credit risk frameworks, regulatory guidelines (e.g., Dodd-Frank, ECOA), and investor requirements.
• Experience with underwriting tools and loan origination systems (LOS), such as Encompass, Meridian Link, or similar platforms.
• Proven ability to make sound risk-based decisions with strong attention to detail.
• Excellent written and verbal communication skills, with the ability to clearly articulate credit decisions.
• Ability to thrive in a fast-paced environment and manage competing priorities.
• Commitment to responsible lending, regulatory compliance, and operational excellence.