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Underwriter Internship information

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How much do underwriter internship jobs pay per hour?

As of Aug 18, 2026, the average hourly pay for underwriter internship in the United States is $22.75, according to ZipRecruiter salary data. Most workers in this role earn between $18.75 and $25.72 per hour, depending on experience, location, and employer.

What is an underwriter internship?

An underwriter internship is a temporary position, usually for students or recent graduates, where individuals learn about the process of assessing and evaluating risks for insurance or loan applications. Interns typically assist professional underwriters with reviewing applications, analyzing data, and making recommendations. The internship provides valuable hands-on experience in the underwriting field, helping interns develop analytical, communication, and decision-making skills. It is a stepping stone for those interested in a career in finance, insurance, or risk management.

What are the key skills and qualifications needed to thrive as an underwriter intern, and why are they important?

To thrive as an Underwriter Intern, you generally need strong analytical skills, attention to detail, and a background in finance, business, or a related field. Familiarity with underwriting software, Microsoft Excel, and basic risk assessment tools is often expected. Excellent communication, organizational skills, and a willingness to learn help interns stand out in this role. These skills and qualities are crucial for accurately assessing risk, making informed decisions, and supporting the underwriting team’s efficiency.

What are some common challenges faced by underwriter interns, and how can they overcome them?

Underwriter interns often face the challenge of quickly learning complex risk assessment criteria while handling a high volume of information. Balancing attention to detail with efficiency can be difficult, especially when reviewing policy applications and supporting documentation. To overcome these challenges, interns are encouraged to ask questions, seek feedback from senior underwriters, and utilize available training resources. Building strong organizational skills and proactively collaborating with team members can also help interns adapt more quickly to the fast-paced environment.

What is the difference between Underwriter Internship vs Underwriter?

AspectUnderwriter InternshipUnderwriter
CredentialsTypically pursuing or recent graduate, some certifications optionalRequires relevant certifications (e.g., CPCU, ARM) and experience
Work EnvironmentInternship setting, training-focused, entry-level tasksFull-time professional role, decision-making responsibilities
Industry UsageUsed for training and talent pipeline in insurance companiesCore role in assessing risk and approving policies

In summary, an Underwriter Internship is an entry-level, training-focused position for students or recent graduates, while an Underwriter is a full-time professional responsible for evaluating insurance risks and making underwriting decisions. Internships serve as a stepping stone toward becoming a licensed and experienced underwriter.

How do you become an underwriter internship with no experience?

To secure an underwriter internship with no experience, applicants should focus on developing relevant skills such as attention to detail, analytical thinking, and basic knowledge of insurance or finance. Pursuing related coursework, obtaining certifications like the Introduction to Risk Management, and demonstrating strong communication abilities can improve chances of being selected for an internship opportunity.

Is an underwriter internship worth it?

An underwriter internship provides practical experience in assessing risk, understanding insurance or loan processes, and developing industry-specific skills. It can enhance a resume, improve job prospects, and often leads to full-time opportunities in underwriting or related fields.

What does an underwriter internship do?

An underwriter internship involves assisting underwriters in evaluating insurance applications, assessing risk, and determining policy terms. Interns often review documents, analyze data, and learn industry standards while gaining practical experience in risk assessment and insurance underwriting processes.
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Underwriter Internship jobs near you
Infographic showing various Underwriter Internship job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $47,324 per year, or $22.8 per hour.

2027 Group Benefit Solutions (GBS) Underwriting Summer Internship Program (Philadelphia, PA)

New York Life

Philadelphia, PA • Hybrid

Full-time, Temporary, Internship

Life

Posted 19 days ago

Job description

 Job Requisition ID: 94520 

Location Designation: Hybrid - 3 days per week 

Group Benefit Solutions delivers comprehensive insurance and absence management solutions for mid-sized and large companies. Our work fosters a healthier, happier, and more secure workforce, contributing to New York Life's legacy of being there when we're needed most. Here, you'll design, implement, and support these solutions directly impacting employees' lives. At our core, we provide financial security and peace of mind to people through our absence, accident, disability, voluntary benefits, and life insurance solutions. Click here to learn more about Group Benefits solutions.

Role Overview 

If you're looking to apply strong analytical and quantitative skills in a collaborative, fast-paced environment, an Underwriting internship in Group Benefit Solutions offers an opportunity to gain hands-on experience while building a strong foundation in insurance underwriting. 

During this 10-week summer internship, you will learn how underwriters evaluate risk, assess potential customers, and develop pricing recommendations for group insurance solutions. Through formal training, mentorship, networking opportunities, and real-world underwriting assignments, you will gain exposure to the underwriting profession while contributing to meaningful business outcomes that help deliver financial protection and peace of mind to millions of people. 

What You'll Do 

  • Participate in structured training sessions to build a foundational understanding of Group Benefits underwriting principles, products, and risk evaluation.  

  • Partner with an experienced underwriter through one-on-one mentorship while engaging with senior leaders and expanding your professional network.  

  • Analyze real underwriting cases by assessing risk factors and contributing to pricing decisions that support business growth and profitability.  

  • Collaborate with fellow Group Benefit Solutions interns on a summer-long project that strengthens analytical thinking, problem-solving, and teamwork skills.  

  • Attend speaker sessions and learning events led by New York Life leaders across Underwriting, Finance, and related business functions to broaden your understanding of the organization.  

What You'll Bring 

  • Rising senior pursuing a bachelor's degree in Risk Management, Economics, Finance, Accounting, Mathematics, Data Analytics, Business Management, or a related field.  

  • Strong analytical, quantitative, and critical thinking skills with a high level of comfort working with numbers.  

  • Effective written and verbal communication skills with the ability to present ideas clearly.  

  • Proficiency with Microsoft Office applications, particularly Microsoft Excel and Word.  

  • Interest in pursuing a career in underwriting and the insurance industry.  

  • Customer-focused mindset with strong organizational skills and attention to detail.  

Preferred Skills 

  • Overall GPA of 3.0 or higher.  

  • Previous coursework or internship experience related to finance, insurance, risk management, or data analysis.  

  • Experience working collaboratively on team-based projects.  

  • Demonstrated curiosity, initiative, and commitment to continuous learning. 

 

To be eligible for this program, you must be authorized to work in the U.S. We do not offer any type of employment-based immigration sponsorship for this program. Likewise, this program is not available to those authorized to work under optional practical training (OPT) or curricular practical training (CPT).

Curious what it's like to intern at NYL? Check out #NYLEarlyCareers on LinkedIn!

#GBScampus  #LI-MW1

Pay Transparency

Salary range: 21/ hour 

Overtime eligible: Nonexempt 

Discretionary bonus eligible: No 

Sales bonus eligible: No 

Actual base salary will be determined based on several factors but not limited to individual's experience, skills, qualifications, and job location. Additionally, employees are eligible for an annual discretionary bonus. In addition to base salary, employees may also be eligible to participate in an incentive program.

Actual base salary within that range will be determined by several components including but not limited to the individual's experience, skills, qualifications, and job location. In addition to base salary, employees may also be eligible to participate in an incentive program.

Our Diversity Promise 

We believe in a diverse workforce because it is our mission to advocate for the financial security and success of people in every community. This is why diversity, equity, and inclusion (DEI) are guiding principles that are embedded in our brand and our culture. Click here to learn more about how we have been recognized for our leadership.

Recognized as one of Fortune's World's Most Admired Companies, New York Life is committed to improving local communities through a culture of employee giving and volunteerism, supported by the Foundation. We're proud that due to our mutuality, we operate in the best interests of our policy owners. To learn more about career opportunities at New York Life, please visit the Careers page of www.NewYorkLife.com.

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About NorCal Orange

Sourced by ZipRecruiter

Industry

Colleges, universities, and professional schools

Company size

11 - 50 Employees

Headquarters location

Syracuse, NY, US

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