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Junior Underwriting Jobs (NOW HIRING)

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Jr. Underwriter

Anaheim, CA · On-site

$26 - $29/hr

About The Role The Junior Underwriter supports the ... underwriting team by reviewing, organizing, and validating loan files to ensure accuracy ...

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How much do junior underwriting jobs pay per hour?

As of Jul 29, 2026, the average hourly pay for junior underwriting in the United States is $22.27, according to ZipRecruiter salary data. Most workers in this role earn between $16.83 and $27.40 per hour, depending on experience, location, and employer.

What are some common challenges faced by Junior Underwriters, and how can they effectively overcome them?

Junior Underwriters often face challenges such as learning to assess risk accurately, managing a high volume of applications, and balancing attention to detail with efficiency. Navigating complex policies and staying updated on regulatory changes can also be demanding. To overcome these hurdles, new underwriters benefit from seeking guidance from senior colleagues, participating in training sessions, and utilizing underwriting software tools. Building strong communication skills is also crucial, as junior underwriters frequently collaborate with agents, brokers, and other team members to clarify information and make informed decisions.

What does a junior underwriter do?

A junior underwriter assists in evaluating insurance applications by analyzing risk factors, reviewing applicant information, and determining coverage eligibility. They often use underwriting guidelines and may work under the supervision of senior underwriters, gaining experience in risk assessment and decision-making processes.

What is the difference between Junior Underwriting vs Insurance Underwriter?

AspectJunior UnderwritingInsurance Underwriter
Required CredentialsHigh school diploma or equivalent; some roles may require a degree or certificationBachelor's degree often preferred; certifications like CPCU beneficial
Work EnvironmentEntry-level, training-focused, office settingMore experienced, decision-making role, office environment
Job ResponsibilitiesAssisting underwriters, basic risk assessment, data entryEvaluating risks, approving or denying policies, complex analysis
Industry UsageCommonly used for entry-level roles in insurance companiesUsed for experienced professionals making underwriting decisions

In summary, Junior Underwriting roles are entry-level positions focused on supporting underwriters and gaining industry experience. Insurance Underwriters are more experienced professionals responsible for assessing risks and making final policy decisions. The roles differ mainly in experience level, responsibilities, and required credentials.

How to begin a career in underwriting?

To start a career in underwriting, gain relevant education such as a bachelor's degree in finance, economics, or a related field. Develop strong analytical skills, attention to detail, and knowledge of insurance or financial products, often through entry-level positions or internships. Certifications like the Chartered Property Casualty Underwriter (CPCU) can also enhance job prospects.

Can I become an underwriter with no experience?

Junior underwriters can often enter the field with little to no prior experience, as employers may provide on-the-job training and look for strong analytical skills and attention to detail. Relevant certifications or coursework in finance, insurance, or risk management can improve chances of entry, but many start in entry-level roles and develop expertise over time.

Is underwriting a good career to get into?

Underwriting is a stable career that involves assessing risks for insurance companies, requiring analytical skills and attention to detail. It often offers opportunities for advancement, professional certifications, and a predictable work schedule, making it a viable option for those interested in finance and risk management.

What are the key skills and qualifications needed to thrive as a Junior Underwriter, and why are they important?

To thrive as a Junior Underwriter, you need a solid understanding of risk assessment, basic finance or insurance principles, and typically a bachelor's degree in business, finance, or a related field. Familiarity with underwriting software, spreadsheet applications like Excel, and industry databases is important. Strong analytical thinking, attention to detail, and effective communication skills help you stand out in this role. These competencies ensure accurate risk evaluation, efficient workflow, and clear collaboration with clients and colleagues.
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What cities are hiring for Junior Underwriting jobs? Cities with the most Junior Underwriting job openings:
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Junior Underwriting jobs near you
Infographic showing various Junior Underwriting job openings in the United States as of July 2026, with employment types broken down into 96% Full Time, 3% Part Time, and 1% Contract. Highlights an 92% Physical, 3% Hybrid, and 5% Remote job distribution, with an average salary of $46,316 per year, or $22.3 per hour.

Junior Underwriting Assistant

Bridge Specialty Group

Tigard, OR • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 18 days ago

Job description

Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers.
Bridge Specialty Group is seeking a Junior Underwriting Assistant to join our growing team in Portland, OR!
The Junior Underwriting Assistant responsibilities include managing the internal 59-day list and assisting Underwriting and Accounting teams in processing 59-day notices, as well as overseeing surplus lines tax filing queries. Additionally, process audit tax filings, carrier reconciliation, renewal solicit management, and reconciling binding subjectivities and requirements.
How You Will Contribute:
  • Manage internal 59-day list, assist Underwriting and Accounting teams in processing 59-day notices.

  • Management of surplus lines tax filing queries.

  • Process Audit tax filings within management system.

  • Carrier reconciliation: Processing system corrections (commission, market provider, etc.), direct bill invoicing, processing of AOR/BOR requests.

  • Renewal solicit management.

  • Reconcile binding subjectivities and requirements.

Licenses and Certifications:
  • P&C State Licensed

Skills & Experience to Be Successful:
  • Minimum Education required; HS diploma or general education degree (GED); or one to three months related experience and/or training; or equivalent combination of education and experience.

  • Associate or bachelor's degree in a business or financial related discipline

  • Proficient with MS Office

  • Exceptional telephone demeanor

  • 1-3 years' experience in a similar administrative support position

#LI-SD1
Teammate Benefits & Total Well-Being
We go beyond standard benefits, focusing on the total well-being of our teammates, including:
  • Health Benefits: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance
  • Financial Benefits: ESPP; 401k; Student Loan Assistance; Tuition Reimbursement
  • Mental Health & Wellness: Free Mental Health & Enhanced Advocacy Services
  • Beyond Benefits: Paid Time Off, Holidays, Preferred Partner Discounts and more.

Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations.
The Power To Be Yourself
As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, "The Power to Be Yourself".

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