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Entry Level Underwriting Jobs (NOW HIRING)

Nationalindemnity

Entry Level Underwriter

Omaha, NE · Hybrid

We are a commercial property & casualty insurance company looking to fill entry-level underwriting ... What is underwriting? Insurance underwriters use analytical skills to review information from an ...

Chubb

Endorsement Underwriter

Philadelphia, PA

This is an entry level underwriting position within the Underwriting Center. The endorsement underwriter position is responsible for underwriting of endorsement requests and general service inquiries ...

Chubb

Endorsement Underwriter

Whitehouse Station, NJ

... entry level underwriting position within the Underwriting Center. The endorsement underwriter position is responsible for underwriting of endorsement requests and general service inquiries from an ...

Chubb

Endorsement Underwriter

Whitehouse Station, NJ · On-site

... entry level underwriting position within the Underwriting Center. The endorsement underwriter position is responsible for underwriting of endorsement requests and general service inquiries from an ...

Chubb

Endorsement Underwriter

Philadelphia, PA · On-site

This is an entry level underwriting position within the Underwriting Center. The endorsement underwriter position is responsible for underwriting of endorsement requests and general service inquiries ...

Tmhcc

Underwriting Trainee

Los Angeles, CA

$27.95 - $38.41/hr

The role is an entry-level underwriting position. Internship(s) or experience in business or a related area is preferred. * Willingness to relocate to a TMHCC Surety branch office, including among ...

Tokio Marine HCC

Underwriting Trainee

Los Angeles, CA · On-site

$27.95 - $38.41/hr

The role is an entry-level underwriting position. Internship(s) or experience in business or a related area is preferred. * Willingness to relocate to a TMHCC Surety branch office, including among ...

Tmhcc

Underwriting Trainee

Sacramento, CA · On-site

$27.95 - $38.41/hr

The role is an entry-level underwriting position. Internship(s) or experience in business or a related area is preferred. For candidates working in person in Sacramento, the reasonable pay range for ...

Auto-Owners Insurance

Field Underwriter

Mesa, AZ · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated entry level Underwriting professional to join our team. The position requires the person to: * Comprehend knowledge of our ...

Chubb

Endorsement Underwriter

Philadelphia, PA

This is an entry level underwriting position within the Underwriting Center. The endorsement underwriter position is responsible for underwriting of endorsement requests and general service inquiries ...

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Entry Level Underwriting information

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How much do entry level underwriting jobs pay per hour?

As of Jun 30, 2026, the average hourly pay for entry level underwriting in the United States is $22.75, according to ZipRecruiter salary data. Most workers in this role earn between $18.75 and $25.72 per hour, depending on experience, location, and employer.

How to get a job as an underwriter with no experience?

Entry-level underwriting positions often require a strong understanding of insurance principles, attention to detail, and basic financial knowledge. Candidates can improve their chances by obtaining relevant certifications such as the CPCU or ARM, gaining experience through internships or related roles like customer service or administrative work, and developing skills in data analysis and risk assessment. Demonstrating a willingness to learn and strong communication skills can also help secure an entry-level underwriting job without prior experience.

What are the key skills and qualifications needed to thrive as an Entry Level Underwriter, and why are they important?

To thrive as an Entry Level Underwriter, you need strong analytical abilities, attention to detail, and a bachelor’s degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and proficiency in Microsoft Excel are typically important, along with any relevant insurance certifications. Effective communication, organization, and problem-solving skills help you stand out by enabling clear documentation and teamwork. These skills are essential for accurately evaluating risk, ensuring policy compliance, and supporting sound decision-making in underwriting processes.

What are entry level underwriters?

Entry level underwriters are professionals who evaluate and analyze the risks involved in insuring people and assets for insurance companies, typically at the beginning stages of their careers. They review applications, gather information, and help determine whether to provide insurance coverage and at what terms. Entry level underwriters usually work under the supervision of more experienced underwriters and may specialize in areas like auto, health, life, or property insurance. They use guidelines and company policies to assess risk while learning the fundamentals of underwriting and insurance operations.

Is underwriting easy to get into?

Entry level underwriting positions typically require a high school diploma or bachelor's degree, along with strong analytical and communication skills. While some companies offer training programs, gaining relevant experience or certifications like the CPCU can improve job prospects, but competition can vary based on the industry and location.

What is the difference between Entry Level Underwriting vs Insurance Underwriter?

AspectEntry Level UnderwritingInsurance Underwriter
CredentialsHigh school diploma or bachelor's degree; often no certification requiredSame as entry level; some roles may prefer or require certifications like CPCU
Work EnvironmentOffice setting, collaborative teams, supervised tasksOffice-based, independent decision-making, industry-specific
Employer & Industry UsageInsurance companies, brokers, agenciesInsurance companies, reinsurance firms, brokers
Common Search & ComparisonYesYes

Entry Level Underwriting and Insurance Underwriter roles share similar credentials and work environments, with the main difference being experience level. Entry level positions are ideal for newcomers, while insurance underwriters may have more experience or specialized knowledge. Both roles are essential in the insurance industry, focusing on assessing risk and determining policy terms.

Will underwriters be replaced by AI?

Entry level underwriters perform risk assessment and decision-making that currently benefits from human judgment, but AI tools are increasingly used to assist in data analysis and streamline processes. While AI can automate certain tasks, underwriters' expertise remains essential for complex evaluations and final approvals, making complete replacement unlikely in the near term.

What are some common challenges faced by entry-level underwriters, and how can they be addressed?

Entry-level underwriters often face challenges such as understanding complex risk assessment criteria, adapting to changing regulatory requirements, and managing a high volume of applications efficiently. To overcome these challenges, it's helpful to actively seek mentorship from experienced colleagues, take advantage of on-the-job training, and regularly review company guidelines and industry updates. Building strong analytical and communication skills also helps entry-level underwriters collaborate effectively with senior staff and other departments, such as sales and claims.

What does an entry-level underwriter do?

An entry-level underwriter evaluates insurance applications by analyzing risk factors, reviewing applicant information, and determining coverage eligibility and pricing. They use tools like underwriting software and follow company guidelines, often working under supervision to develop their skills and understanding of risk assessment.
More about Entry Level Underwriting jobs
What cities are hiring for Entry Level Underwriting jobs? Cities with the most Entry Level Underwriting job openings:
What are the most commonly searched types of Underwriting jobs? The most popular types of Underwriting jobs are:
What states have the most Entry Level Underwriting jobs? States with the most job openings for Entry Level Underwriting jobs include:
What job categories do people searching Entry Level Underwriting jobs look for? The top searched job categories for Entry Level Underwriting jobs are:
Entry Level Underwriting jobs near you
Infographic showing various Entry Level Underwriting job openings in the United States as of June 2026, with employment types broken down into 4% Locum Tenens, 38% Full Time, 2% Part Time, 2% Temporary, 52% Contract, and 2% Nights. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $47,324 per year, or $22.8 per hour.
Entry Level Underwriter

Entry Level Underwriter

Pacific Gateway Insurance Agency

Omaha, NE • Hybrid

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 13 hours ago

Key responsibilities

  • Review submissions, endorsement requests, and renewal policies from agents for acceptability prior to quoting.

  • Prepare and deliver quotes to agents and resolve outstanding concerns, answering questions and guiding the agent through the binding process.

  • Perform quality control inspections of system bound policies, endorsements, and renewal policies to ensure accurate information is contained in policy.

Job description

Want to work for a Berkshire Hathaway company? Here's your opportunity!

We are a commercial property & casualty insurance company looking to fill entry-level underwriting positions. We consider a variety of backgrounds and do not require insurance experience. Our on-the-job training provides the right candidate the opportunity to be successful in this position.

What is underwriting? Insurance underwriters use analytical skills to review information from an applicant to evaluate the degree of risk involved in a business or operation to determine if the applicant should be approved for a policy. The underwriter then uses our technology and data to determine the coverages to provide and the premium to be charged for the risk. Our underwriting professionals utilize strong communication and customer service skills by asking questions and making decisions over the phone and via e-mail with our agents.

What will you do?

  • UNDERWRITING ACTIVITIES: Reviews submissions, endorsement request and/or renewal policies from agents for acceptability prior to quoting. Follows up with agent or broker for additional information, as necessary. Determines proper classification of risks and uses company software to rate risks. Identifies proper coverage structure for risk including any policy endorsements and exclusions required, develops proposed rating, and applies schedule credits/debits within company guidelines. Makes underwriting decisions on routine insurance risks and refers risks outside underwriting authority to appropriate referral underwriting resource, as appropriate.
  • QUOTING: Prepares and delivers quotes to agents within underwriting authority or with proper referral underwriting approval, as appropriate. Resolves outstanding concerns with agent, answers questions, and may negotiate changes, as appropriate. Explains commercial coverage to agents and/or brokers. Ensures the terms and conditions of the quotes are clearly outlined and guides agent through binding process. Manages pending workload to ensure agencies receive excellent service on quotes when needed.
  • QUALITY CONTROL AND REVIEW: Performs quality control inspections of system bound policies, endorsements, and renewal policies. Reviews applications, agency correspondence, and other underwriting information received versus policy to reconcile any discrepancies or errors and to ensure accurate information is contained in policy. Reviews proper rating classification and coding of bound policies using combination of information available in application, loss control inspections, and telephone conversations with agents and brokers. Handles problems and takes appropriate action on unusual discrepancies. Initiates policy changes and takes underwriting actions as appropriate within underwriting authority including cancellation or non-renewal.
  • THIRD PARTY DATA: Utilizes third party tools, data, and services to enable better underwriting decisions, improve accuracy of rating/exposure information, and produce better underwriting results.
  • QUALITY ASSURANCE AND TESTING: Participates in the testing of rating, quoting, policy administration, and other software as required including the completion of assigned test cases within designated time frame. Identifies potential problems and notify testing coordinators.

Looking for an excellent benefits package? We offer a retirement and savings plan with dollar for dollar 5% company match, a paid upfront education reimbursement program, and health, dental, vision, life, and disability plans.

Career Progression, hybrid work schedule, casual dress

Health conscious? Our wellness program is integrated into the Company culture with a brand new on-site fitness center and an online wellness portal that offers a year-round, one-stop-shop to manage and track all areas of health, plus more.

Want to get involved? Our Emerging Professionals Group offers opportunities for volunteerism, social gatherings and professional development on a quarterly basis.

Worried about parking downtown? Don't be. The Company subsidizes the majority of the cost. The most you'll pay is $5 a month.

Qualifications:

  • Bachelor degree or equivalent

  • Knowledge of basic math

  • Ability to solve problems and make decisions

  • Excellent customer service skills

  • Ability to multi-task

Apply