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Entry Level Underwriting Jobs (NOW HIRING)

DR Horton, Inc.

Underwriting Manager

Austin, TX · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... R. Horton, Inc. is currently looking for a Underwriting Manager for their Underwriting Department.

Core Specialty

Underwriting Assistant

Long Beach, NY · Hybrid

- Multi-state commercial insurance carrier is seeking an Underwriting Technician to support ... This is an exciting, entry-level opportunity for applicants looking to join a growing team while ...

TriOptus LLC

Assistant - I Underwriting

Broomfield, CO · On-site

$19.75 - $27/hr

This position is for an entry-level support staff in Insurance Underwriting, who under close supervision, performs routine tasks such as reviewing correspondences and records for processing, filing ...

NFP

Underwriting Specialist

Atlanta, GA · On-site

$46K - $75K/yr

This in-office entry level position will be responsible for underwriting administrative needs and helping to build both our brand and organization. Risk Management and Insurance majors preferred, but ...

NFP

Underwriting Specialist

Atlanta, GA · On-site

$46K - $75K/yr

This in-office entry level position will be responsible for underwriting administrative needs and helping to build both our brand and organization. Risk Management and Insurance majors preferred, but ...

NFP

Underwriting Specialist

Atlanta, GA

$46K - $75K/yr

This in-office entry level position will be responsible for underwriting administrative needs and helping to build both our brand and organization. Risk Management and Insurance majors preferred, but ...

kWh Analytics

Underwriting Support Specialist

$24 - $27/hr

This entry-level position is perfect for those looking to kickstart their career in insurance. You ... or underwriting operations professional. Location This is currently a remote position but may ...

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Entry Level Underwriting information

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How much do entry level underwriting jobs pay per hour?

As of Jun 30, 2026, the average hourly pay for entry level underwriting in the United States is $22.75, according to ZipRecruiter salary data. Most workers in this role earn between $18.75 and $25.72 per hour, depending on experience, location, and employer.

How to get a job as an underwriter with no experience?

Entry-level underwriting positions often require a strong understanding of insurance principles, attention to detail, and basic financial knowledge. Candidates can improve their chances by obtaining relevant certifications such as the CPCU or ARM, gaining experience through internships or related roles like customer service or administrative work, and developing skills in data analysis and risk assessment. Demonstrating a willingness to learn and strong communication skills can also help secure an entry-level underwriting job without prior experience.

What are the key skills and qualifications needed to thrive as an Entry Level Underwriter, and why are they important?

To thrive as an Entry Level Underwriter, you need strong analytical abilities, attention to detail, and a bachelor’s degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and proficiency in Microsoft Excel are typically important, along with any relevant insurance certifications. Effective communication, organization, and problem-solving skills help you stand out by enabling clear documentation and teamwork. These skills are essential for accurately evaluating risk, ensuring policy compliance, and supporting sound decision-making in underwriting processes.

What are entry level underwriters?

Entry level underwriters are professionals who evaluate and analyze the risks involved in insuring people and assets for insurance companies, typically at the beginning stages of their careers. They review applications, gather information, and help determine whether to provide insurance coverage and at what terms. Entry level underwriters usually work under the supervision of more experienced underwriters and may specialize in areas like auto, health, life, or property insurance. They use guidelines and company policies to assess risk while learning the fundamentals of underwriting and insurance operations.

Is underwriting easy to get into?

Entry level underwriting positions typically require a high school diploma or bachelor's degree, along with strong analytical and communication skills. While some companies offer training programs, gaining relevant experience or certifications like the CPCU can improve job prospects, but competition can vary based on the industry and location.

What is the difference between Entry Level Underwriting vs Insurance Underwriter?

AspectEntry Level UnderwritingInsurance Underwriter
CredentialsHigh school diploma or bachelor's degree; often no certification requiredSame as entry level; some roles may prefer or require certifications like CPCU
Work EnvironmentOffice setting, collaborative teams, supervised tasksOffice-based, independent decision-making, industry-specific
Employer & Industry UsageInsurance companies, brokers, agenciesInsurance companies, reinsurance firms, brokers
Common Search & ComparisonYesYes

Entry Level Underwriting and Insurance Underwriter roles share similar credentials and work environments, with the main difference being experience level. Entry level positions are ideal for newcomers, while insurance underwriters may have more experience or specialized knowledge. Both roles are essential in the insurance industry, focusing on assessing risk and determining policy terms.

Will underwriters be replaced by AI?

Entry level underwriters perform risk assessment and decision-making that currently benefits from human judgment, but AI tools are increasingly used to assist in data analysis and streamline processes. While AI can automate certain tasks, underwriters' expertise remains essential for complex evaluations and final approvals, making complete replacement unlikely in the near term.

What are some common challenges faced by entry-level underwriters, and how can they be addressed?

Entry-level underwriters often face challenges such as understanding complex risk assessment criteria, adapting to changing regulatory requirements, and managing a high volume of applications efficiently. To overcome these challenges, it's helpful to actively seek mentorship from experienced colleagues, take advantage of on-the-job training, and regularly review company guidelines and industry updates. Building strong analytical and communication skills also helps entry-level underwriters collaborate effectively with senior staff and other departments, such as sales and claims.

What does an entry-level underwriter do?

An entry-level underwriter evaluates insurance applications by analyzing risk factors, reviewing applicant information, and determining coverage eligibility and pricing. They use tools like underwriting software and follow company guidelines, often working under supervision to develop their skills and understanding of risk assessment.
More about Entry Level Underwriting jobs
What cities are hiring for Entry Level Underwriting jobs? Cities with the most Entry Level Underwriting job openings:
What are the most commonly searched types of Underwriting jobs? The most popular types of Underwriting jobs are:
What states have the most Entry Level Underwriting jobs? States with the most job openings for Entry Level Underwriting jobs include:
What job categories do people searching Entry Level Underwriting jobs look for? The top searched job categories for Entry Level Underwriting jobs are:
Entry Level Underwriting jobs near you
Infographic showing various Entry Level Underwriting job openings in the United States as of June 2026, with employment types broken down into 4% Locum Tenens, 38% Full Time, 2% Part Time, 2% Temporary, 52% Contract, and 2% Nights. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $47,324 per year, or $22.8 per hour.

Commercial Lines Underwriter

Auto Owners Insurance Company

Lake Elmo, MN • Hybrid

$57K - $80K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 3 days ago

Job description

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.

Job Description

We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, you could have the flexibility of work-from-home time as defined by the leadership team.

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated entry-level Underwriting professional to join our team. The position requires the person to:

  • Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions.
  • Become familiar with company policies, manuals, forms and endorsements in order to understand their meaning and use.
  • Analyze loss experience, financial conditions and physical characteristics of risks.
  • Acquire a working knowledge of supporting sections of the underwriting department.
  • Effectively communicate with independent agents and other employees through verbal and/or written means.

Desired Skills & Experience

  • Bachelor's degree or equivalent experience
  • Ability to organize data, multi-task and make decisions independently
  • Above-average communication skills (written and verbal)
  • Ability to resolve complex issues
  • An interest in developing product knowledge through participation in approved educational programs

Compensation

Auto-Owners offers a generous compensation package. For this position, the anticipated annualized starting base pay range is $57,000.00 - $80,800.00. Other components of the compensation package include benefit dollars used to purchase certain benefits and several bonus opportunities.

Benefits

Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent benefits package. Along with a matched 401(k), fully funded pension plan (once vested), Auto-Owners offers medical, prescription, dental and vision insurance; associate, spouse and child life insurance; supplemental sick pay; long term disability; health care flexible spending accounts and dependent care flexible spending accounts. Additional benefits include: generous paid time off including holidays, vacation days, personal time, sick leave and parental leave; adoption assistance; discounts on personal insurance; education matching gift program, a student loan assistance program and a gym membership and fitness class reimbursement program. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!

Equal Employment Opportunity

Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.

*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.

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