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Entry Level Underwriting Jobs (NOW HIRING)

Core Specialty

Underwriting Technician

Long Beach, NY · On-site

$48K - $52K/yr

Multi-state commercial insurance carrier is seeking an Underwriting Technician to support ... This is an exciting, entry-level opportunity for applicants looking to join a growing team while ...

Core Specialty

Underwriting Technician

Long Beach, NY · Hybrid

$48K - $52K/yr

- Multi-state commercial insurance carrier is seeking an Underwriting Technician to support ... This is an exciting, entry-level opportunity for applicants looking to join a growing team while ...

TriOptus LLC

Assistant - I Underwriting

Broomfield, CO · On-site

$19.75 - $27/hr

This position is for an entry-level support staff in Insurance Underwriting, who under close supervision, performs routine tasks such as reviewing correspondences and records for processing, filing ...

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Entry Level Underwriting information

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How much do entry level underwriting jobs pay per hour?

As of Jun 8, 2026, the average hourly pay for entry level underwriting in the United States is $22.75, according to ZipRecruiter salary data. Most workers in this role earn between $18.75 and $25.72 per hour, depending on experience, location, and employer.

Is junior underwriter entry-level?

A junior underwriter is typically an entry-level position in underwriting, suitable for individuals with little to no prior experience. It often involves training in assessing risks, using underwriting software, and understanding industry guidelines. Many companies require relevant education or certifications, such as an insurance license or related coursework, for this role.

What are the key skills and qualifications needed to thrive as an Entry Level Underwriter, and why are they important?

To thrive as an Entry Level Underwriter, you need strong analytical abilities, attention to detail, and a bachelor’s degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and proficiency in Microsoft Excel are typically important, along with any relevant insurance certifications. Effective communication, organization, and problem-solving skills help you stand out by enabling clear documentation and teamwork. These skills are essential for accurately evaluating risk, ensuring policy compliance, and supporting sound decision-making in underwriting processes.

What are entry level underwriters?

Entry level underwriters are professionals who evaluate and analyze the risks involved in insuring people and assets for insurance companies, typically at the beginning stages of their careers. They review applications, gather information, and help determine whether to provide insurance coverage and at what terms. Entry level underwriters usually work under the supervision of more experienced underwriters and may specialize in areas like auto, health, life, or property insurance. They use guidelines and company policies to assess risk while learning the fundamentals of underwriting and insurance operations.

What is the difference between Entry Level Underwriting vs Insurance Underwriter?

AspectEntry Level UnderwritingInsurance Underwriter
CredentialsHigh school diploma or bachelor's degree; often no certification requiredSame as entry level; some roles may prefer or require certifications like CPCU
Work EnvironmentOffice setting, collaborative teams, supervised tasksOffice-based, independent decision-making, industry-specific
Employer & Industry UsageInsurance companies, brokers, agenciesInsurance companies, reinsurance firms, brokers
Common Search & ComparisonYesYes

Entry Level Underwriting and Insurance Underwriter roles share similar credentials and work environments, with the main difference being experience level. Entry level positions are ideal for newcomers, while insurance underwriters may have more experience or specialized knowledge. Both roles are essential in the insurance industry, focusing on assessing risk and determining policy terms.

What are some common challenges faced by entry-level underwriters, and how can they be addressed?

Entry-level underwriters often face challenges such as understanding complex risk assessment criteria, adapting to changing regulatory requirements, and managing a high volume of applications efficiently. To overcome these challenges, it's helpful to actively seek mentorship from experienced colleagues, take advantage of on-the-job training, and regularly review company guidelines and industry updates. Building strong analytical and communication skills also helps entry-level underwriters collaborate effectively with senior staff and other departments, such as sales and claims.
More about Entry Level Underwriting jobs
What cities are hiring for Entry Level Underwriting jobs? Cities with the most Entry Level Underwriting job openings:
What are the most commonly searched types of Underwriting jobs? The most popular types of Underwriting jobs are:
What states have the most Entry Level Underwriting jobs? States with the most job openings for Entry Level Underwriting jobs include:
What job categories do people searching Entry Level Underwriting jobs look for? The top searched job categories for Entry Level Underwriting jobs are:
Entry Level Underwriting jobs near you
Infographic showing various Entry Level Underwriting job openings in the United States as of May 2026, with employment types broken down into 2% Locum Tenens, 1% As Needed, 9% Full Time, 74% Part Time, 2% Temporary, and 12% Contract. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution, with an average salary of $47,324 per year, or $22.8 per hour.

Field Underwriter

Auto Owners Insurance Company

Mesa, AZ • Hybrid

Full-time

Retirement, PTO

Posted 16 days ago

Job description

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.

Job Description

We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, this specific role could have the flexibility to work from home up to 3 days per week.

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated entry level Underwriting professional to join our team. The position requires the person to:

  • Comprehend knowledge of our insurance products (coverages, rules, and rating) and book transfer procedures.
  • Regular travel throughout the assigned territory to call on agents to write and inspect business (as needed), prepare proposals, and coordinate policy insurance through our branch underwriting office.
  • Assist agents as needed with book transfer business.
  • Regular and predictable attendance in meeting a defined work schedule.
  • Make group presentations on Company products and services.
  • Assist with other duties in the department or elsewhere on request.

Desired Skills & Experience

  • Bachelor's degree or equivalent experience
  • Appropriate underwriting experience is preferred
  • Ability to organize data, multi-task and make decisions independently
  • Above average communication skills (written and verbal)
  • Ability to resolve complex issues
  • An interest in developing product knowledge through participation in approved educational programs

Benefits

Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!

Equal Employment Opportunity

Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.

*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.

#LI-CH1 #LI-Hybrid

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