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Entry Level Underwriting Jobs in Delaware (NOW HIRING)

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Entry Level Underwriting information

See Delaware salary details

$13

$22

$32

How much do entry level underwriting jobs pay per hour?

As of Aug 1, 2026, the average hourly pay for entry level underwriting in Delaware is $22.77, according to ZipRecruiter salary data. Most workers in this role earn between $18.75 and $25.72 per hour, depending on experience, location, and employer.

How to get a job as an underwriter with no experience?

Entry-level underwriting positions often require a bachelor's degree in finance, business, or a related field. Gaining relevant skills through online courses, certifications like the Chartered Insurance Professional (CIP), and internships can improve your chances; strong analytical and communication skills are also important for success in this role.

What are the key skills and qualifications needed to thrive as an Entry Level Underwriter, and why are they important?

To thrive as an Entry Level Underwriter, you need strong analytical abilities, attention to detail, and a bachelor’s degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and proficiency in Microsoft Excel are typically important, along with any relevant insurance certifications. Effective communication, organization, and problem-solving skills help you stand out by enabling clear documentation and teamwork. These skills are essential for accurately evaluating risk, ensuring policy compliance, and supporting sound decision-making in underwriting processes.

What are entry level underwriters?

Entry level underwriters are professionals who evaluate and analyze the risks involved in insuring people and assets for insurance companies, typically at the beginning stages of their careers. They review applications, gather information, and help determine whether to provide insurance coverage and at what terms. Entry level underwriters usually work under the supervision of more experienced underwriters and may specialize in areas like auto, health, life, or property insurance. They use guidelines and company policies to assess risk while learning the fundamentals of underwriting and insurance operations.

How to get started as an underwriter?

To start as an entry-level underwriter, obtain a bachelor's degree in finance, economics, or a related field. Gaining knowledge of insurance products, risk assessment, and proficiency with underwriting software are important, and some employers may prefer candidates with internships or relevant certifications such as the Chartered Property Casualty Underwriter (CPCU).

Is underwriting easy to get into?

Entry level underwriting positions typically require a high school diploma or bachelor's degree, along with strong analytical and communication skills. While some companies offer training programs, gaining relevant experience or certifications like the CPCU can improve job prospects, but competition can be moderate depending on the industry and location.

What is the difference between Entry Level Underwriting vs Insurance Underwriter?

AspectEntry Level UnderwritingInsurance Underwriter
CredentialsHigh school diploma or bachelor's degree; often no certification requiredSame as entry level; some roles may prefer or require certifications like CPCU
Work EnvironmentOffice setting, collaborative teams, supervised tasksOffice-based, independent decision-making, industry-specific
Employer & Industry UsageInsurance companies, brokers, agenciesInsurance companies, reinsurance firms, brokers
Common Search & ComparisonYesYes

Entry Level Underwriting and Insurance Underwriter roles share similar credentials and work environments, with the main difference being experience level. Entry level positions are ideal for newcomers, while insurance underwriters may have more experience or specialized knowledge. Both roles are essential in the insurance industry, focusing on assessing risk and determining policy terms.

What are some common challenges faced by entry-level underwriters, and how can they be addressed?

Entry-level underwriters often face challenges such as understanding complex risk assessment criteria, adapting to changing regulatory requirements, and managing a high volume of applications efficiently. To overcome these challenges, it's helpful to actively seek mentorship from experienced colleagues, take advantage of on-the-job training, and regularly review company guidelines and industry updates. Building strong analytical and communication skills also helps entry-level underwriters collaborate effectively with senior staff and other departments, such as sales and claims.

What does an entry-level underwriter do?

An entry-level underwriter evaluates insurance applications by analyzing risk factors, reviewing applicant information, and determining coverage eligibility and pricing. They use tools like underwriting software and may follow guidelines set by their company or industry standards, often working under supervision to develop their skills.
What are the most commonly searched types of Underwriting jobs in Delaware? The most popular types of Underwriting jobs in Delaware are:
What are popular job titles related to Entry Level Underwriting jobs in Delaware? For Entry Level Underwriting jobs in Delaware, the most frequently searched job titles are:
What job categories do people searching Entry Level Underwriting jobs in Delaware look for? The top searched job categories for Entry Level Underwriting jobs in Delaware are:
What cities in Delaware are hiring for Entry Level Underwriting jobs? Cities in Delaware with the most Entry Level Underwriting job openings:
Entry Level Underwriting jobs near you
Infographic showing various Entry Level Underwriting job openings in Delaware as of July 2026, with employment types broken down into 75% Full Time, and 25% Contract. Highlights an 100% In-person job distribution, with an average salary of $47,365 per year, or $22.8 per hour.

Associate Mortgage Loan Specialist

NC SECU

Wilmington, DE • On-site

Full-time

Posted 11 days ago

Job description

If you are motivated and believe in the credit union philosophy of "People Helping People," join our team!

Purpose

Entry level real estate lending position with focus on development and training. The Associate Mortgage Loan Specialist position is responsible for obtaining the required knowledge and experience needed to guide current and prospective members through the real estate loan application process.

Duties

  • Receive and assist in the completion of real estate loan applications, while serving as the primary point of contact for applicants during the origination process.
  • Assess, underwrite, and make recommendations for decision on loan applications considering applicant(s) credit worthiness, ability to repay, collateral valuation, and organizational risk. Communicate approval or denial decisions to members in a clear and professional manner.
  • Evaluate and verify income documentation, including personal and business tax returns, to make informed approval or denial decisions.
  • Counsel potential home buyers and existing homeowners, while taking complete and accurate real estate loan related applications and obtaining required documentation to facilitate initial loan approval with assistance when needed.
  • Seek guidance for complex lending situations and approval authority from an MLS or above.
  • Proactively stay updated on market trends, interest rates, and changes in lending policies and regulations to provide members with accurate and timely information.
  • Assist membership with servicing of existing mortgage and home equity loans.
  • Follow up with prequalified applicants and on other leads in a timely and effective manner.
  • Price and disclose loan applications by determining the interest rates and fees associated with a loan, based on factors such as borrower's creditworthiness, loan amount, term and market conditions.
  • Successful completion of Consumer Lending Program courses and subsequent exam is required. After completion and proficiency shown, granted initial lending limits (Tier 1) with SVP recommendation.
  • Coordinate member engagement with the Real Estate Lending Processing Center within Loan Administration.
  • Maintain a comprehensive knowledge of all real estate lending products, policies, procedures, and regulatory compliance.
  • Educate members on available services and make referrals for other Credit Union products and services based on their needs.
  • Ensure well documented, easy to review loan application history notes within the Loan Origination System.
  • Work with Lending Contact Center to provide assistance with mortgage lending calls when needed.
  • Support branch employees with all real estate related needs and ensuring employees have the information needed to be comfortable referring all potential applicants to discuss mortgage lending opportunities.
  • Work various contact and follow-up reports to cultivate member engagement throughout the home buying process and make SECU their lender of choice.
  • Assist as needed with community engagement by meeting with realtors and other third parties as well as attending community events to build and maintain mortgage loan volume.
  • Consumer unsecured lending as assigned.
  • Answer phone and perform other clerical duties as needed.
  • Complete additional tasks as assigned by management.
  • Participate in additional training and continuing education to enhance knowledge of mortgage originations.

Requirements

  • Must have high school diploma or GED equivalent.
    • Preferred - bachelor's degree, or CCUE Certification, or Associate of Arts degree or Associate of Science degree via the North Carolina Community College Transfer Program (NC-CTP).
  • Attend Excel and Elevate - New Employee Training (E&E).
  • Real Estate Lending Program (RELP) completed within 6 months.
    • The following 10 Core Modules will be completed after E&E and subsequent training sessions:
      • Checking Accounts
      • Member Eligibility
      • Money Market Share Accounts
      • SECU Policies Overview
      • Share Accounts
      • Lending Overview
      • NCUA Coverage
      • Cooperative Principles
      • Online Services
      • We Are SECU!
    • Additional Modules Required:
      • SECU's Member-Facing Websites
      • Branch Security Measures
      • Account Titling & Designations
      • Funds Transfer
      • Member Identification
      • Check Acceptance
      • MARGO Platform
      • Account and Profile Maintenance
      • Advances
      • Safe Deposit Boxes
  • Previous SECU and/or lending experience preferred.
  • Minimum tier one lending limits assigned at this level.
  • Completion of all requirements of the Associate MSO position preferred, but at a minimum must learn the following quick actionable items:
    • Notaries
    • Safe deposit box entrance
    • Opening and closing of the branch
    • Front desk duties
    • Other dual control assistance as needed.
    • Approving Wires and Cashier's Checks
  • Must possess the highest level of integrity and objectivity.
  • Must possess excellent communication skills, both verbal and written.
  • Must be able to communicate with SECU personnel, VPs, SVPs, attorneys, members, appraisers, realtors, etc.
  • Must have strong networking and relationship development skills.
  • Meets compliance and regulatory standards.
  • Makes lending decisions consistent with SECU loan policies.
  • Has or is eligible to be registered as an active MLO with the NMLS.
  • Must be organized and meticulous.
  • Must be willing to engage in ongoing training and professional development.
  • Must have basic computer skills with an ability to learn more complex software for processing of applications and completing loan servicing.
  • Has completed all required quarterly training courses & other training assigned by management.
  • Consistently demonstrates SECU's Core Values.
  • Recommendation of VP/SVP for advancement to this level.
  • Must be able to speak and write English fluently.
  • Must understand and be dedicated to the Credit Union philosophy and work ethic.
  • Must adhere to the work schedule and attendance policies established by the Credit Union.
  • Must complete the Credit Union's Core Module Program within 12 months of hire date as a condition of employment.

Job Environment

  • Office setting with physical proximity to other employees and members.
  • Some background noise from other employees, copy machine, and telephone.
  • Some local travel may be required.

Physical Demands

  • Must be able to comprehend and carry out job requirements.
  • Job requires a substantial amount of sitting.
  • Use hands and fingers to press keys on a computer keyboard to enter or retrieve information.
  • Use hands and fingers to press telephone keypad and lift telephone receiver.
  • Answer and operate a telephone.
  • Lift up to 10-15 lbs.

SECU provides equal employment opportunity to all qualified persons regardless of race, color, religion, age, sex, sexual orientation, gender identity, national origin, genetic information, disability, veteran status, or other classification protected by law.

Disclaimer

State Employees' Credit Union reserves the right to fill this role at a higher/lower level based on business need.

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