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Contract Non Qm Underwriter Jobs (NOW HIRING)

$90 - $120/hr

The Non-QM Underwriter maintains extensive product and guideline knowledge of all Non-QM lenders and assists loan teams and underwriting teams with questions and issue resolution. **Job ...

New

Acrisure Mortgage is looking for an experienced Non-QM Underwriter to join our growing team. We are seeking a detail-oriented mortgage professional with strong credit analysis skills and extensive ...

Non-QM Underwriter

San Diego, CA · On-site

$43.27 - $55.29/hr

The Non-QM Underwriter is responsible for evaluating and decisioning mortgage applications that fall outside traditional agency guidelines, with a focus on DSCR, Bank Statement, Asset Depletion, and ...

The Non-QM Underwriter maintains extensive product and guideline knowledge of all Non-QM lenders and assists loan teams and underwriting teams with questions and issue resolution. Job ...

The Non-QM Mortgage Underwriter reviews, conditions, and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for ...

New

Non-QM Underwriter

San Diego, CA · Remote

$43.27 - $55.29/hr

The Non-QM Underwriter is responsible for evaluating and decisioning mortgage applications that fall outside traditional agency guidelines, with a focus on DSCR, Bank Statement, Asset Depletion, and ...

The Non-QM Mortgage Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for ...

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Contract Non Qm Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do contract non qm underwriter jobs pay per year?

As of Sep 4, 2026, the average yearly pay for contract non qm underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is the difference between Contract Non Qm Underwriter vs Mortgage Underwriter?

AspectContract Non Qm UnderwriterMortgage Underwriter
CredentialsTypically requires underwriting experience, industry certifications (e.g., CE, FHA)Requires similar certifications, often with additional mortgage-specific licenses
Work EnvironmentContract basis, often remote or office-based, within non-QM lending firmsFull-time or contract, primarily in banks or mortgage companies
Industry UsageUsed in non-QM lending, focusing on non-traditional mortgage productsUsed in traditional mortgage lending, focusing on standard residential loans

The main difference is that Contract Non Qm Underwriters specialize in evaluating non-QM loans, while Mortgage Underwriters focus on traditional residential mortgages. Both roles require similar credentials and work environments but serve different segments of the mortgage industry.

More about Contract Non Qm Underwriter jobs

What cities are hiring for Contract Non Qm Underwriter jobs?

Cities with the most Contract Non Qm Underwriter job openings:

What are the most commonly searched types of Non Qm Underwriter jobs?

The most popular types of Non Qm Underwriter jobs are:

What states have the most Contract Non Qm Underwriter jobs?

States with the most job openings for Contract Non Qm Underwriter jobs include:

Infographic showing various Contract Non Qm Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 17% Part Time, 3% Contract, and 1% Nights. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

$90 - $120/hr

Other

Medical, Dental, Vision, Retirement

Posted 3 days ago

New


CrossCountry Mortgage rating

7.4

Company rating: 7.4 out of 10

Based on 27 frontline employees who took The Breakroom Quiz


Job description

## Non-QM UnderwriterApplyremote type: Remotelocations: Remote USAtime type: Full timeposted on: Posted Todayjob requisition id: JR03417CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 9,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.**A culture where you can grow!** CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down.CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.**Position Overview:** The Non-QM Underwriter is responsible for underwriting and maintaining a loan pipeline while communicating with internal loan teams and external lenders. The Non-QM Underwriter maintains extensive product and guideline knowledge of all Non-QM lenders and assists loan teams and underwriting teams with questions and issue resolution. **Job Responsibilities:*** Underwrite Non-QM and Non-Agency loan products, including but not limited to Bank Statement Income Analysis, Asset Depletion, DSCR No Ratio, Foreign National, and Self-Employment.* Maintain an underwriting pipeline of new loans and resubmissions that meet standard service level agreements.* Evaluate and examine loan files to ensure accuracy, completeness, and compliance with investor and agency guidelines.* Issue loan decisions to sales and operations staff in a clear and concise manner.* Communicate with operations, sales staff, business partners (lenders and investors), maintaining a high level of customer service.* Issue final approval by uploading all necessary approval documentation into the company’s software systems with appropriate signatures.* Collaborate with the Post-Closing department on any stipulations for closed files; communicate process and outcome to underwriters and management.* Perform other related duties as assigned by management.**Qualifications and Skills:*** Bachelor’s degree and/or equivalent combination of education and experience.* 4+ years of mortgage underwriting experience.* Experience with Non-QM and Non-Agency underwriting.* Experience with manual underwriting.* Experience with compliance and disclosure requirements.* Encompass LOS experience, a plus.* Advanced prioritization, time management, and problem-solving skills, maintaining attention to detail.* Excellent communication skills.* Proficient in Microsoft Word, Excel, and Outlook.This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. CrossCountry Mortgage, LLC offers **MORE** than a job, we offer a career. Apply now to begin your path to success! careersatccm.com #J-18808-Ljbffr

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