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Contract Non Qm Underwriter Jobs (NOW HIRING)

The Non-QM Underwriter maintains extensive product and guideline knowledge of all Non-QM lenders and assists loan teams and underwriting teams with questions and issue resolution. Job ...

Description Wholesale Non-QM Underwriter Position Overview : The Wholesale Non-QM Underwriter reviews and underwrites Non-QM mortgage loan applications and property appraisals and evaluates the loans ...

Acrisure Mortgage is looking for an experienced Non-QM Underwriter to join our growing team. We are seeking a detail-oriented mortgage professional with strong credit analysis skills and extensive ...

Non-QM Underwriter

San Diego, CA · On-site +1

$90K - $110K/yr

The Non-QM Underwriter evaluates and decisions mortgage applications, focusing on our delegated Non-QM loan products and select Conventional programs. This role involves comprehensive analysis of ...

Non-QM Underwriter

San Diego, CA · On-site

$43.27 - $55.29/hr

The Non-QM Underwriter is responsible for evaluating and decisioning mortgage applications that fall outside traditional agency guidelines, with a focus on DSCR, Bank Statement, Asset Depletion, and ...

The Non-QM Underwriter maintains extensive product and guideline knowledge of all Non-QM lenders and assists loan teams and underwriting teams with questions and issue resolution. Job ...

Non-QM Underwriter

San Diego, CA · Remote

$43.27 - $55.29/hr

The Non-QM Underwriter is responsible for evaluating and decisioning mortgage applications that fall outside traditional agency guidelines, with a focus on DSCR, Bank Statement, Asset Depletion, and ...

Non-QM Underwriter

West Palm Beach, FL · On-site

$90K - $105K/yr

The Non-QM Mortgage Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for ...

Recent, hands-on non-QM underwriting experience is required, including, but not limited to: * DSCR * Bank Statement (personal & business) * P&L-only qualification * Asset Depletion * Multi-family

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Contract Non Qm Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do contract non qm underwriter jobs pay per year?

As of Aug 24, 2026, the average yearly pay for contract non qm underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is the difference between Contract Non Qm Underwriter vs Mortgage Underwriter?

AspectContract Non Qm UnderwriterMortgage Underwriter
CredentialsTypically requires underwriting experience, industry certifications (e.g., CE, FHA)Requires similar certifications, often with additional mortgage-specific licenses
Work EnvironmentContract basis, often remote or office-based, within non-QM lending firmsFull-time or contract, primarily in banks or mortgage companies
Industry UsageUsed in non-QM lending, focusing on non-traditional mortgage productsUsed in traditional mortgage lending, focusing on standard residential loans

The main difference is that Contract Non Qm Underwriters specialize in evaluating non-QM loans, while Mortgage Underwriters focus on traditional residential mortgages. Both roles require similar credentials and work environments but serve different segments of the mortgage industry.

More about Contract Non Qm Underwriter jobs

What cities are hiring for Contract Non Qm Underwriter jobs?

Cities with the most Contract Non Qm Underwriter job openings:

What are the most commonly searched types of Non Qm Underwriter jobs?

The most popular types of Non Qm Underwriter jobs are:

What states have the most Contract Non Qm Underwriter jobs?

States with the most job openings for Contract Non Qm Underwriter jobs include:

Infographic showing various Contract Non Qm Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 17% Part Time, 3% Contract, and 1% Nights. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Remote Wholesale Non-QM Underwriter

National Mortgage Staffing

Tampa, FL • Remote

Full-time

Medical, Dental, Retirement

Re-posted 28 days ago


Job description

Position: Remote Wholesale Non-QM Underwriter
Work Model: Remote- US candidates only
Compensation: $100-125k, depending on experience, plus tiered bonus plan
Schedule: Full-Time | 40 hours per week | Overtime eligible
Benefits: Medical, Dental, 401(k)
A growing mortgage company is seeking an experienced Remote Wholesale Non-QM Underwriter to join its TPO division. This is a fully remote opportunity supporting increased loan volume within a smaller wholesale channel where your experience, communication, and judgment will matter.
The ideal candidate has strong recent Non-QM underwriting experience, wholesale/TPO experience, and the ability to step into the role with minimal ramp-up. This position is best suited for an underwriter who can independently review files, communicate clearly with internal and external partners, maintain strong quality, and think through complex scenarios to help determine a compliant path forward when possible.
Responsibilities
Underwrite Non-QM loans from initial review through final decision.
Review income, assets, credit, collateral, conditions, and supporting documentation.
Analyze loan files for compliance with investor and program guidelines.
Issue clear and detailed underwriting decisions and conditions.
Work closely with other underwriters, investors, loan coordinators, account executives, closers/funders, and brokers.
Maintain strong quality and production standards in a fast-paced TPO environment.
Think creatively and strategically to structure loans whenever possible while maintaining compliance.
Provide excellent communication and support throughout the underwriting process.
Use Encompass to review, condition, and manage loan files.
Qualifications
Recent Non-QM wholesale/TPO underwriting experience required- minimum 4 years.
Strong Non-QM underwriting knowledge required.
Must be able to underwrite Non-QM loans independently.
Encompass experience required.
Strong customer service and communication skills required.
Ability to problem-solve and think through complex scenarios.
Ability to work independently in a fully remote environment.
This role does not provide Non-QM underwriting training, so candidates should be comfortable stepping in with existing Non-QM experience.

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About National Mortgage Staffing

Sourced by ZipRecruiter

We recruit exceptional candidates for many of the nation's top mortgage companies. National Mortgage Staffing is unique as we ONLY staff in the Mortgage Industry. We have widespread knowledge of all positions in this niche industry. Once assigned to a recruiter you will work with that recruiter for all of your open positions. At National Mortgage Staffing, we have one point of contact for all of your recruiting needs. Each Recruiting Specialist is assigned to a specific job division. This recruiter will have an extensive background in the position you are looking to fill. Whether it is Operations or Sales, we have a Recruiting Specialist that will fit your needs.

Industry

Recruiting and staffing services

Company size

51 - 200 Employees

Headquarters location

Fort Myers, FL, US

Year founded

2010