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Risk Underwriter Jobs (NOW HIRING)

Coface

Risk Underwriter

Princeton, NJ · Hybrid

As a member of the US Risk Underwriting team you will be expected to perform the following: * Realize counterpart's financial analysis based on information provided by our infoline and on your ...

Coface

Risk Underwriter

Princeton, NJ · On-site

As a member of the US Risk Underwriting team you will be expected to perform the following: * Realize counterpart's financial analysis based on information provided by our infoline and on your ...

Atradius N.V. (Italy)

Senior Risk Underwriter

Baltimore, MD · On-site

$90K - $120K/yr

Monitor the exposure development of the portfolio and modify the underwriting risk management approach as necessary based on the continual risk assessment of the market, sector, and buyer to optimize ...

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Risk Underwriter information

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$32.5K

$78.9K

$139.5K

How much do risk underwriter jobs pay per year?

As of Sep 15, 2026, the average yearly pay for risk underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a risk underwriter?

To thrive as a Risk Underwriter, you need strong analytical skills, an understanding of risk assessment methodologies, and typically a degree in finance, economics, or a related field. Familiarity with underwriting software, risk modeling tools, and relevant certifications such as Chartered Property Casualty Underwriter (CPCU) are important. Attention to detail, sound judgment, and effective communication are crucial soft skills for evaluating applications and explaining decisions. These skills and qualifications ensure accurate risk evaluation, informed decision-making, and clear collaboration with clients and stakeholders.

What are some common challenges faced by risk underwriters in evaluating complex insurance applications?

Risk Underwriters often encounter challenges when assessing applications that involve unique or high-value assets, emerging risks, or incomplete information. These scenarios require careful analysis, critical thinking, and sometimes collaboration with specialists or external experts to make informed decisions. Balancing the need to minimize risk for the company while providing competitive offers to clients is a key part of the role. Staying updated on industry trends and regulatory requirements also helps underwriters manage these challenges effectively.

What is the difference between Risk Underwriter vs Insurance Underwriter?

AspectRisk UnderwriterInsurance Underwriter
CredentialsTypically requires a bachelor's degree in finance, economics, or related fields; professional certifications like CPCU or ARM are commonSimilar credentials; often holds degrees in finance or risk management and certifications such as CPCU or ARe
Work EnvironmentWorks in insurance companies, brokerage firms, or risk management departments, assessing risks for policy issuanceWorks in insurance companies or underwriting agencies, evaluating insurance applications and determining policy terms
Industry UsageUsed broadly across various insurance sectors including property, casualty, and specialty linesPrimarily within insurance companies, focusing on policy underwriting and risk assessment

Both Risk Underwriters and Insurance Underwriters assess risks to determine policy eligibility and pricing. While their roles overlap significantly, Risk Underwriters often focus on broader risk management strategies, whereas Insurance Underwriters concentrate specifically on insurance policy evaluation. Understanding these nuances helps clarify career paths and employer expectations in the insurance industry.

Is risk underwriting a stressful job?

Risk underwriting can be stressful due to the responsibility of assessing and making decisions on complex risk factors under tight deadlines. The role often requires attention to detail, analytical skills, and the ability to handle high-pressure situations, especially during busy periods or when facing difficult cases.

What does a risk underwriter do?

A risk underwriter evaluates insurance applications to determine the level of risk and decide whether to approve coverage and at what premium. They analyze factors such as applicant information, industry data, and policy details, often using specialized software and adhering to company guidelines. Their goal is to balance risk management with profitability for the insurance provider.
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What states have the most Risk Underwriter jobs?

States with the most job openings for Risk Underwriter jobs include:

What are popular job titles related to Risk Underwriter jobs?

For Risk Underwriter jobs, the most frequently searched job titles are:

Infographic showing various Risk Underwriter job openings in the United States as of September 2026, with employment types broken down into 100% Full Time. Highlights an 88% In-person, and 12% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Risk Underwriter

Princeton, NJ • Hybrid

Coface
See more jobs at Cofaceexternal

Full-time

Re-posted 16 days ago

Job description

Company Description

At Coface, we make trade happen everyday.

Our 5,200 experts representing 80+ nationalities in 58 countries are united by a shared purpose: helping companies navigate through uncertainty by empowering them to make the right decisions and trade smarter in a complex world.

With nearly 80 years of global experience, we offer companies a full range of solutions: Trade Credit Insurance, Business Information, Debt Collection, Single Risk insurance, Surety Bonds, Factoring - all driven by a unique data patrimony, cutting-edge technology, innovation and a deep understanding of the global economy.

Joining Coface means being part of a close-knit international organization, where your ideas matter.  We foster a culture of learning, collaboration and inclusion where you are given responsibilities and can see the impact of your actions.

Shape the future of trade with us. Join our Happeners!

Job Description

THE ROLE

We are looking for a Risk Underwriter to join our team. As a member of the US Risk Underwriting team you will be expected to perform the following:

  •  Realize counterpart's financial analysis based on information provided by our infoline and on your sectorial and macroeconomic knowledge.
  •  Approve credit limits with your individual delegation taking into account policies characteristics.
  •  Closely and proactively monitor the portfolio in order to mitigate losses.
  •  Inform and explain credit decisions to policyholders.
  • Support the Commercial Team to retain existing business and develop new client relationship.
  •  Liaison/coordination with Coface entities in other countries.
  • Perform industry reviews.

The individual in this position is expected to develop relationships with credit managers and Brokers and to liaise with Commercial, Information, Organization and Claims employees as needed to achieve regional and group objectives. You may represent the company in different occasions: visit clients, prospects, brokers, participate to industry events, conferences.

Qualifications

THE CANDIDATE

You have strong relationship and communication skills in addition to a good team spirit. To be considered you must possess the following:

  • Bachelor's degree in Business Administration or any other discipline with financial, economical, insurance focus. Four-year College degree in Finance and MBA is preferred.
  • Minimum 5 years in a financial analysis role. Working knowledge of credit insurance industry is a plus.
  • Ability to gather and analyze information from various external/internal sources: financial statements, sector and country economic reports, other departments' data, etc.
  • Ability to work a hybrid work schedule to one of our three offices in Princeton, NJ, Hunt Valley, MD or New York, NY.  Our Flexplace schedule is 2 days onsite, 3 days remote.
Additional Information

All your information will be kept confidential according to EEO guidelines.

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