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Risk Underwriter Jobs (NOW HIRING)

Coface

Risk Underwriter

Manhattan, NY · On-site

As a member of the US Risk Underwriting team you will be expected to perform the following: * Realize counterpart's financial analysis based on information provided by our infoline and on your ...

Coface

Risk Underwriter

Princeton, NJ · Hybrid

As a member of the US Risk Underwriting team you will be expected to perform the following: * Realize counterpart's financial analysis based on information provided by our infoline and on your ...

Coface

Risk Underwriter

Princeton, NJ · Hybrid

As a member of the US Risk Underwriting team you will be expected to perform the following: * Realize counterpart's financial analysis based on information provided by our infoline and on your ...

Coface

Risk Underwriter

Princeton, NJ · Hybrid

As a member of the US Risk Underwriting team you will be expected to perform the following: * Realize counterpart's financial analysis based on information provided by our infoline and on your ...

Coface

Risk Underwriter

Hunt Valley, MD · On-site

As a member of the US Risk Underwriting team you will be expected to perform the following: * Realize counterpart's financial analysis based on information provided by our infoline and on your ...

Coface

Risk Underwriter

Princeton, NJ · On-site

As a member of the US Risk Underwriting team you will be expected to perform the following: * Realize counterpart's financial analysis based on information provided by our infoline and on your ...

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Risk Underwriter information

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$32.5K

$78.9K

$139.5K

How much do risk underwriter jobs pay per year?

As of Jun 13, 2026, the average yearly pay for risk underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is the difference between Risk Underwriter vs Insurance Underwriter?

AspectRisk UnderwriterInsurance Underwriter
CredentialsTypically requires a bachelor's degree in finance, economics, or related fields; professional certifications like CPCU or ARM are commonSimilar credentials; often holds degrees in finance or risk management and certifications such as CPCU or ARe
Work EnvironmentWorks in insurance companies, brokerage firms, or risk management departments, assessing risks for policy issuanceWorks in insurance companies or underwriting agencies, evaluating insurance applications and determining policy terms
Industry UsageUsed broadly across various insurance sectors including property, casualty, and specialty linesPrimarily within insurance companies, focusing on policy underwriting and risk assessment

Both Risk Underwriters and Insurance Underwriters assess risks to determine policy eligibility and pricing. While their roles overlap significantly, Risk Underwriters often focus on broader risk management strategies, whereas Insurance Underwriters concentrate specifically on insurance policy evaluation. Understanding these nuances helps clarify career paths and employer expectations in the insurance industry.

What is the highest paid underwriter?

Senior risk underwriters with extensive experience, specialized skills, and industry certifications can earn the highest salaries, often exceeding $150,000 annually. Compensation varies by industry, location, and company size, with those working in large financial institutions or insurance companies typically earning more.

Will AI replace underwriting?

AI is increasingly used in risk underwriting to automate data analysis and improve accuracy, but it is unlikely to fully replace human underwriters. Underwriters still rely on professional judgment, industry knowledge, and complex decision-making that AI cannot fully replicate. Many roles involve oversight, interpretation, and ethical considerations that require human expertise, making AI a tool to augment rather than replace underwriters.

What does a risk underwriter do?

A risk underwriter evaluates insurance applications to determine the level of risk and decide whether to approve coverage and at what premium. They analyze factors such as applicant information, industry data, and policy details, often using specialized software, to ensure the insurer's financial stability. Strong analytical skills and knowledge of underwriting guidelines are essential for this role.

Is underwriting a lot of math?

Risk underwriters use math to analyze data, assess risks, and determine policy terms and pricing. Strong skills in basic math, statistics, and data analysis are important, but advanced calculus is rarely required. Proficiency with spreadsheets and underwriting software is also helpful.

What are some common challenges faced by Risk Underwriters in evaluating complex insurance applications?

Risk Underwriters often encounter challenges when assessing applications that involve unique or high-value assets, emerging risks, or incomplete information. These scenarios require careful analysis, critical thinking, and sometimes collaboration with specialists or external experts to make informed decisions. Balancing the need to minimize risk for the company while providing competitive offers to clients is a key part of the role. Staying updated on industry trends and regulatory requirements also helps underwriters manage these challenges effectively.

What are the key skills and qualifications needed to thrive as a Risk Underwriter, and why are they important?

To thrive as a Risk Underwriter, you need strong analytical skills, an understanding of risk assessment methodologies, and typically a degree in finance, economics, or a related field. Familiarity with underwriting software, risk modeling tools, and relevant certifications such as Chartered Property Casualty Underwriter (CPCU) are important. Attention to detail, sound judgment, and effective communication are crucial soft skills for evaluating applications and explaining decisions. These skills and qualifications ensure accurate risk evaluation, informed decision-making, and clear collaboration with clients and stakeholders.
More about Risk Underwriter jobs
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Risk Underwriter jobs near you

Risk Underwriter

Coface

Manhattan, NY • On-site

Full-time

Posted 4 hours ago

Job description

Company Description
At Coface, we make trade happen everyday.
Our 5,200 experts representing 80+ nationalities in 58 countries are united by a shared purpose: helping companies navigate through uncertainty by empowering them to make the right decisions and trade smarter in a complex world.
With nearly 80 years of global experience, we offer companies a full range of solutions: Trade Credit Insurance, Business Information, Debt Collection, Single Risk insurance, Surety Bonds, Factoring - all driven by a unique data patrimony, cutting-edge technology, innovation and a deep understanding of the global economy.
Joining Coface means being part of a close-knit international organization, where your ideas matter. We foster a culture of learning, collaboration and inclusion where you are given responsibilities and can see the impact of your actions.
Shape the future of trade with us. Join our Happeners!
Job Description
THE ROLE
We are looking for a Risk Underwriter to join our team. As a member of the US Risk Underwriting team you will be expected to perform the following:
  • Realize counterpart's financial analysis based on information provided by our infoline and on your sectorial and macroeconomic knowledge.
  • Approve credit limits with your individual delegation taking into account policies characteristics.
  • Closely and proactively monitor the portfolio in order to mitigate losses.
  • Inform and explain credit decisions to policyholders.
  • Support the Commercial Team to retain existing business and develop new client relationship.
  • Liaison/coordination with Coface entities in other countries.
  • Perform industry reviews.

The individual in this position is expected to develop relationships with credit managers and Brokers and to liaise with Commercial, Information, Organization and Claims employees as needed to achieve regional and group objectives. You may represent the company in different occasions: visit clients, prospects, brokers, participate to industry events, conferences.
Qualifications
THE CANDIDATE
You have strong relationship and communication skills in addition to a good team spirit. To be considered you must possess the following:
  • Bachelor's degree in Business Administration or any other discipline with financial, economical, insurance focus. Four-year College degree in Finance and MBA is preferred.
  • Minimum 5 years in a financial analysis role. Working knowledge of credit insurance industry is a plus.
  • Ability to gather and analyze information from various external/internal sources: financial statements, sector and country economic reports, other departments' data, etc.
  • Ability to work a hybrid work schedule to one of our three offices in Princeton, NJ, Hunt Valley, MD or New York, NY. Our Flexplace schedule is 2 days onsite, 3 days remote.

Additional Information
All your information will be kept confidential according to EEO guidelines.

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