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Risk Underwriter Jobs (NOW HIRING)

Cyber and Tech Risk UW SR

Portland, OR ยท On-site +1

$103K - $122K/yr

  • Medical

  • Life

  • Retirement

  • PTO

We combine underwriting expertise, cyber risk intelligence, and advanced analytics to help organizations anticipate, prevent, and mitigate evolving digital threats. Our cyber offerings are supported ...

Cyber and Tech Risk UW SR

Phoenix, AZ ยท On-site +1

$97K - $115K/yr

  • Medical

  • Life

  • Retirement

  • PTO

We combine underwriting expertise, cyber risk intelligence, and advanced analytics to help organizations anticipate, prevent, and mitigate evolving digital threats. Our cyber offerings are supported ...

Cyber and Tech Risk UW SR

Arvada, CO ยท On-site +1

$100K - $119K/yr

  • Medical

  • Life

  • Retirement

  • PTO

We combine underwriting expertise, cyber risk intelligence, and advanced analytics to help organizations anticipate, prevent, and mitigate evolving digital threats. Our cyber offerings are supported ...

Cyber and Tech Risk UW SR

Hartford, CT ยท On-site

$99K - $117K/yr

  • Medical

  • Life

  • Retirement

  • PTO

We combine underwriting expertise, cyber risk intelligence, and advanced analytics to help organizations anticipate, prevent, and mitigate evolving digital threats. Our cyber offerings are supported ...

Cyber and Tech Risk UW SR

Seattle, WA ยท On-site +1

$112K - $132K/yr

  • Medical

  • Life

  • Retirement

  • PTO

We combine underwriting expertise, cyber risk intelligence, and advanced analytics to help organizations anticipate, prevent, and mitigate evolving digital threats. Our cyber offerings are supported ...

Cyber and Tech Risk UW SR

Boise, ID ยท On-site +1

$93K - $110K/yr

  • Medical

  • Life

  • Retirement

  • PTO

We combine underwriting expertise, cyber risk intelligence, and advanced analytics to help organizations anticipate, prevent, and mitigate evolving digital threats. Our cyber offerings are supported ...

Cyber and Tech Risk UW SR

Hartford, CT ยท On-site +1

$99K - $117K/yr

  • Medical

  • Life

  • Retirement

  • PTO

We combine underwriting expertise, cyber risk intelligence, and advanced analytics to help organizations anticipate, prevent, and mitigate evolving digital threats. Our cyber offerings are supported ...

Underwriter

Atlanta, GA ยท On-site

The Risk team is primarily based in London with colleagues in Atlanta, US and Stockholm, Sweden too and covers Risk Analytics, Decision Science and Underwriting. Our mission is to grow Liberis ...

Associate Underwriter Flood

San Diego, CA

$65K - $75K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

At DUAL, Associate Underwriters play a key supportive role through the risk underwriting process and expansion of broker relationships. In this role, you will assist with account quoting and binding ...

Associate Underwriter Flood

San Diego, CA

$65K - $75K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

At DUAL, Associate Underwriters play a key supportive role through the risk underwriting process and expansion of broker relationships. In this role, you will assist with account quoting and binding ...

New

Associate Underwriter Earthquake

Chicago, IL ยท On-site +1

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

At DUAL, Associate Underwriters play a key supportive role through the risk underwriting process and expansion of broker relationships. In this role, you will assist with account quoting and binding ...

Associate Underwriter Earthquake

Atlanta, GA ยท On-site +1

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

At DUAL, Associate Underwriters play a key supportive role through the risk underwriting process and expansion of broker relationships. In this role, you will assist with account quoting and binding ...

Associate Underwriter Earthquake

San Diego, CA ยท On-site +1

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

At DUAL, Associate Underwriters play a key supportive role through the risk underwriting process and expansion of broker relationships. In this role, you will assist with account quoting and binding ...

Associate Underwriter Earthquake

Chicago, IL ยท On-site +1

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

At DUAL, Associate Underwriters play a key supportive role through the risk underwriting process and expansion of broker relationships. In this role, you will assist with account quoting and binding ...

Showing results 41-60

Risk Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do risk underwriter jobs pay per year?

As of Aug 15, 2026, the average yearly pay for risk underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is the difference between Risk Underwriter vs Insurance Underwriter?

AspectRisk UnderwriterInsurance Underwriter
CredentialsTypically requires a bachelor's degree in finance, economics, or related fields; professional certifications like CPCU or ARM are commonSimilar credentials; often holds degrees in finance or risk management and certifications such as CPCU or ARe
Work EnvironmentWorks in insurance companies, brokerage firms, or risk management departments, assessing risks for policy issuanceWorks in insurance companies or underwriting agencies, evaluating insurance applications and determining policy terms
Industry UsageUsed broadly across various insurance sectors including property, casualty, and specialty linesPrimarily within insurance companies, focusing on policy underwriting and risk assessment

Both Risk Underwriters and Insurance Underwriters assess risks to determine policy eligibility and pricing. While their roles overlap significantly, Risk Underwriters often focus on broader risk management strategies, whereas Insurance Underwriters concentrate specifically on insurance policy evaluation. Understanding these nuances helps clarify career paths and employer expectations in the insurance industry.

Is risk underwriting a high stress job?

Risk underwriting can be a high-stress job due to the responsibility of assessing and making decisions on financial risks, often under tight deadlines and with significant financial implications. It requires strong analytical skills, attention to detail, and the ability to handle pressure, especially during busy periods or when dealing with complex cases.

What does a risk underwriter do?

A risk underwriter evaluates insurance applications to determine the level of risk and decide whether to approve coverage and at what premium. They analyze factors such as applicant information, industry data, and policy details, often using specialized software, to ensure the insurer's financial stability. Strong analytical skills and knowledge of underwriting guidelines are essential for this role.

What are some common challenges faced by risk underwriters in evaluating complex insurance applications?

Risk Underwriters often encounter challenges when assessing applications that involve unique or high-value assets, emerging risks, or incomplete information. These scenarios require careful analysis, critical thinking, and sometimes collaboration with specialists or external experts to make informed decisions. Balancing the need to minimize risk for the company while providing competitive offers to clients is a key part of the role. Staying updated on industry trends and regulatory requirements also helps underwriters manage these challenges effectively.

What are the key skills and qualifications needed to thrive as a risk underwriter?

To thrive as a Risk Underwriter, you need strong analytical skills, an understanding of risk assessment methodologies, and typically a degree in finance, economics, or a related field. Familiarity with underwriting software, risk modeling tools, and relevant certifications such as Chartered Property Casualty Underwriter (CPCU) are important. Attention to detail, sound judgment, and effective communication are crucial soft skills for evaluating applications and explaining decisions. These skills and qualifications ensure accurate risk evaluation, informed decision-making, and clear collaboration with clients and stakeholders.
More about Risk Underwriter jobs

What states have the most Risk Underwriter jobs?

States with the most job openings for Risk Underwriter jobs include:

Infographic showing various Risk Underwriter job openings in the United States as of August 2026, with employment types broken down into 96% Full Time, and 4% Contract. Highlights an 91% In-person, and 9% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Cyber and Tech Risk UW SR

Munich Re

Portland, OR โ€ข On-site, Remote

$103K - $122K/yr

Full-time

Medical, Life, Retirement, PTO

Re-posted 15 days ago


Job description

HSB, a Munich Re company, is a specialty insurer and risk solutions provider focused on cyber and technology risk. We combine underwriting expertise, cyber risk intelligence, and advanced analytics to help organizations anticipate, prevent, and mitigate evolving digital threats. Our cyber offerings are supported by proactive risk management services and data driven insights designed to strengthen operational resilience and reduce loss-putting prevention at the center of cyber insurance.

Position will be Remote - US based

About the Role

The Senior Cyber & Technology Risk Underwriter is responsible for underwriting transactional Cyber and Technology Errors & Omissions risks while driving growth and profitability within an assigned territory. This role builds and manages strong broker relationships, provides market insight in a rapidly evolving cyber risk landscape, and positions the organization as a leader in the primary cyber market. The Senior Underwriter partners closely with internal stakeholders to support product, coverage, and pricing initiatives and advance cyber capabilities.

Key Responsibilities

  • Underwrite new business and renewal Cyber and Technology E&O risks within assigned authority
  • Rate, quote, and bind new business originating from broker partners in the assigned territory
  • Maintain underwriting excellence and deliver a superior experience for brokers and insureds
  • Establish, manage, and grow trading relationships with key broker partners
  • Represent the organization at broker meetings and industry events to drive new and renewal business
  • Track broker engagement and develop strategies to strengthen market presence and positioning
  • Provide market intelligence and insight to support growth across cyber and specialty products
  • Participate in internal discussions and working groups to advance cyber services and offerings
  • Collaborate with internal partners to support product, coverage, and rate enhancements
  • Ensure audit compliance and adherence to underwriting guidelines, standards, and authority levels

Qualifications

  • Bachelor's degree in Risk Management, Marketing, Computer Science, Engineering, or a related discipline
  • Five or more years of experience in the insurance and/or reinsurance industry
  • Three or more years of cyber liability underwriting experience, with additional experience in cyberrelated areas such as claims, product administration, underwriting, or cybersecurity
  • Commercial underwriting and/or insurance marketing experience
  • Established broker relationships within an assigned territory
  • Experience underwriting Cyber, Technology E&O, or other Management Liability products, including Crime and MPL (carrier or consulting environment preferred)

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Knowledge & Skills

  • Strong analytical and strategic thinking capabilities
  • Excellent organizational and prioritization skills
  • Proven relationshipmanagement and businessdevelopment abilities
  • Strong understanding of insurance concepts and underwriting principles
  • Ability to influence and collaborate effectively with internal and external stakeholders
  • Strong verbal and written communication skills

At The Hartford Steam Boiler, a subsidiary of Munich Re, we see Diversity and Inclusion as a solution to the challenges and opportunities all around us. Our goal is to foster an inclusive culture and build a workforce that reflects the customers we serve and the communities in which we live and work. We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day. We recruit and develop talent with a focus on providing our customers the most innovative products and services. ย ย 

We are an equal opportunity employer.ย  All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status.ย  The work environment characteristics, and any physical and mental requirements described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee. ย Other duties, responsibilities and activities may change or be assigned at any time with or without notice.

The Company is open to considering candidates in numerous locations, including California. ย The salary ranged posted below applies to the Company's Hartford, CT location.

ย  ย The salary range for this position is $ 101,700ย ย ย ย ย ย ย  149,200, plus opportunity for company bonus. ย In addition, the company provides a variety of benefits to employees, including health insurance coverage, an employee wellness program, life and disability insurance, a retirement savings plan, paid holidays and paid time off (PTO).

ย  ย The salary estimate displayed represents the typical salary range of candidates hired. Factors that may be used to determine your actual salary may include your specific skills, how many years of experience you have and comparison to other employees already in this role. Most candidates will start in the bottom half of the range