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Mortgage Fraud Jobs (NOW HIRING)

Rate

Fraud Risk Analyst

$60K/yr

Rate is one of the nation's top retail mortgage lenders, delivering a seamless, tech-driven ... Job Profile: Fraud Risk Analyst Summary: Pay Range: $60k to 80k We are currently seeking an ...

Rate

Fraud Risk Analyst

$60K/yr

Rate is one of the nation's top retail mortgage lenders, delivering a seamless, tech-driven ... Job Profile: Fraud Risk Analyst Summary: Pay Range: $60k to 80k We are currently seeking an ...

Gateway First Bank

Mortgage Underwriter

Plano, TX · On-site

Analyzes loan documentation to determine credit worthiness and to detect signs of possible mortgage fraud or money laundering. * Works with loan originators and production staff to compile required ...

System One

Fraud Management Specialist

Vienna, VA · Remote

$17.50 - $23/hr

Real Estate Lending/Mortgage Fraud Specialist Location: Vienna, VA or Winchester, VA Work model: hybrid, onsite 3 days (2 days remote) Pay Rate: Open to W2 Position Type: Multiyear Contract ...

System One

Fraud Management Specialist

Merrifield, VA · On-site

$17 - $22.50/hr

Real Estate Lending/Mortgage Fraud Specialist Location: Vienna, VA or Winchester, VA Work model: hybrid, onsite 3 days (2 days remote) Pay Rate: Open to W2 Position Type: Multiyear Contract ...

System One

Fraud Management Specialist

Vienna, VA · Remote

$17.50 - $23/hr

Real Estate Lending/Mortgage Fraud Specialist Location: Vienna, VA or Winchester, VA Work model: hybrid, onsite 3 days (2 days remote) Pay Rate: Open to W2 Position Type: Multiyear Contract ...

System One

Fraud Management Specialist

Vienna, VA · Remote

$17.50 - $23/hr

Real Estate Lending/Mortgage Fraud Specialist Location: Vienna, VA or Winchester, VA Work model: hybrid, onsite 3 days (2 days remote) Pay Rate: Open to W2 Position Type: Multiyear Contract ...

System One

Fraud Management Specialist

Vienna, VA · Remote

$17.50 - $23/hr

Real Estate Lending/Mortgage Fraud Specialist Location: Vienna, VA or Winchester, VA Work model: hybrid, onsite 3 days (2 days remote) Pay Rate: Open to W2 Position Type: Multiyear Contract ...

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Mortgage Fraud information

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How much do mortgage fraud jobs pay per hour?

As of Aug 26, 2026, the average hourly pay for mortgage fraud in the United States is $18.05, according to ZipRecruiter salary data. Most workers in this role earn between $14.90 and $19.23 per hour, depending on experience, location, and employer.

What is mortgage fraud?

Mortgage fraud refers to a range of illegal activities intended to misrepresent or omit information on a mortgage loan application to obtain a loan or secure more favorable terms. This can include actions by borrowers, lenders, or other industry professionals and often involves false information about income, assets, property value, or occupancy. Mortgage fraud can be prosecuted as a criminal offense and may result in severe penalties, including fines and imprisonment. Types of mortgage fraud include fraud for profit and fraud for housing, each with different motivations and methods. Preventing mortgage fraud is important for both consumers and the overall stability of the financial system.

What are common challenges faced by professionals working in mortgage fraud investigation roles?

Professionals in mortgage fraud investigation often encounter challenges such as staying updated with evolving fraud schemes and regulations, balancing multiple complex cases simultaneously, and effectively collaborating with legal teams, lenders, and law enforcement agencies. The work can involve analyzing large volumes of financial data and documentation, which requires attention to detail and strong analytical skills. Additionally, investigators must maintain confidentiality and adhere to strict compliance standards while ensuring timely resolution of cases.

What are the key skills and qualifications needed to thrive as a mortgage fraud investigator, and why are they important?

To thrive as a Mortgage Fraud Investigator, you need strong analytical skills, attention to detail, and a background in finance, criminology, or law, often supported by a relevant bachelor's degree. Familiarity with fraud detection software, financial databases, and regulatory compliance systems is crucial. Excellent communication, critical thinking, and integrity are standout soft skills for collaborating with law enforcement and presenting findings. These competencies are essential for accurately identifying, investigating, and preventing fraudulent mortgage activities to protect financial institutions and consumers.

What is the difference between Mortgage Fraud vs Mortgage Underwriter?

AspectMortgage FraudMortgage Underwriter
Required CredentialsKnowledge of lending laws, fraud detection skillsLoan processing certifications, underwriting training
Work EnvironmentInvestigative, compliance-focusedOffice-based, review and approve loan applications
Employer & Industry UsageFinancial institutions, law enforcementBanks, mortgage companies
Search & Comparison IntentDetecting or preventing mortgage fraudAssessing loan eligibility

Mortgage Fraud involves identifying and preventing illegal activities related to mortgage applications, while Mortgage Underwriters evaluate loan applications to determine approval. Both roles require knowledge of lending practices, but focus on different aspects of the mortgage process. Understanding these differences helps job seekers and employers target the right skills and responsibilities in the mortgage industry.

More about Mortgage Fraud jobs

What cities are hiring for Mortgage Fraud jobs?

Cities with the most Mortgage Fraud job openings:

What states have the most Mortgage Fraud jobs?

States with the most job openings for Mortgage Fraud jobs include:

What job categories do people searching Mortgage Fraud jobs look for?

The top searched job categories for Mortgage Fraud jobs are:

Mortgage Fraud jobs near you
Infographic showing various Mortgage Fraud job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 81% Full Time, 17% Part Time, and 1% Contract. Highlights an 88% Physical, 3% Hybrid, and 9% Remote job distribution, with an average salary of $37,548 per year, or $18.1 per hour.

Fraud Risk Analyst

Remote

Rate
See more jobs at Rateexternal

$60K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired today. Applications are no longer accepted.

Job description

Rate is one of the nation's top retail mortgage lenders, delivering a seamless, tech-driven experience that helps customers reach their homeownership and financial goals. Founded in 2000 and based in Chicago, Rate is licensed in all 50 states and D.C. and has helped over 2 million homeowners with a wide range of loan products, competitive rates and personalized service. With 5,000+ employees across 300+ offices and 12+ subsidiaries, Rate's Loan Officers rank among the best in the country. From purchases and refinances to tapping into equity, Rate makes financing faster, simpler and less stressful. Our technology - including Same Day Mortgage, the Rate App, FlashClose℠, MyAccount and the Language Access Program - has earned recognition from HousingWire, Scotsman Guide, NerdWallet, the Chicago Tribune and Crain's Chicago Business. Learn more at rate.com.
Job Profile:
Fraud Risk Analyst
Job Description Summary:
Pay Range: $60k to 80k
Job Description:
We are currently seeking an experienced Fraud Risk Analyst, primarily with a mortgage underwriting or mortgage quality control background. This will be a full-time position in a paperless environment for all loan files, which allows for the employee to work from home (remote). Training will be provided via remote access as well.
Responsibilities include but are not limited to the following:
  • Evaluate mortgage loans for suspected fraudulent activity, potential misrepresentation and/or suspicious activities related to the origination, underwriting, or servicing of mortgage loans.
  • Identify fraud schemes or patterns identified through monitoring or referred for investigation by business partners.
  • Examine financial statements and documents to identify unusual transaction patterns.
  • Submit recommendations for Suspicious Activity Reports to the Special Investigations Unit.
  • Document investigative efforts in compliance with internal policy and regulatory requirements.
  • Apply analytical skillsets to complex information sets to make logical and effectively supported recommendations.
  • Leverage investor related guidelines to assist in determination of red flags or potentially suspicious activity.
  • Conduct interviews with the employees, applicants, and third parties to support and/or mitigate the suspicious activity.
  • Develop practical recommendations and communicate with business partners on pending investigations.
  • Assist with the review of possible matches to various exclusionary lists including, government, agency, investor and internal.
  • Assist with the maintenance and development of Fraud monitoring related policies, procedures, and trainings
  • Additional duties as assigned by management.

Requirements:
  • College degree preferred
  • 2+ years of mortgage industry experience
  • Fraud Investigations experience preferred
  • Mortgage processing or underwriting background preferred
  • BSA/AML knowledge
  • Must be familiar with Freddie Mac and Fannie Mae guidelines and must be able to actively keep up with changing guidelines (FHA and VA experience a plus).
  • Strong ability to analyze large amounts of data to report critical information.
  • Proven researching and problem-solving skillsets.
  • Excellent time management skills and ability to prioritize and organize assignments.
  • Must be proficient with MS Office (Word, Excel, PowerPoint and Outlook).
  • Must have strong written and verbal communications skills
  • Must have strong analytical skills, with a high degree of accuracy and a strong attention to detail.
  • Use of discretion and confidentiality

Preferred:
  • Strong knowledge of high-risk characteristics in relation to Mortgage Fraud
  • A minimum of 3 years recent mortgage banking experience, primarily in mortgage fraud schemes
  • Experience working in Encompass
  • Experience working in case management systems
  • Experience in completing Suspicious Activity Reports
  • CAMS, CFE, or other fraud/ anti-money laundering certifications

Additional Job Description Summary:
Rate is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law.
The company offers a comprehensive benefits program to eligible employees, including eligibility to participate in a company-sponsored 401(k); vacation benefits; eligibility for medical, dental, vision, and prescription drug benefits; flexible benefits (e.g., healthcare and/or dependent day care flexible spending accounts); life insurance and death benefits; critical care insurance; personal accidental insurance; commuter benefits; pet insurance; certain time off and leave of absence benefits; well-being benefits (e.g., employee assistance program); and other supplemental benefits (e.g. legal planning assistance; identity theft protection; pet insurance; wellness resources).
Please click this link to learn more about our benefit offerings for Washington State: Benefit Offerings for Washington State

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