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Remote Non Qm Underwriter Jobs (NOW HIRING)

Deephaven

Remote Non QM Underwriter

$52.88/hr

This role is remote with ability to work from any state in the U.S. What You'll Do * Manually ... Recent, hands-on non-QM underwriting experience is required, including, but not limited to: * DSCR

Plaza Home Mortgage, Inc.

Non-QM Underwriter

San Diego, CA · Remote

$43.27 - $55.29/hr

The Non-QM Underwriter is responsible for evaluating and decisioning mortgage applications that ... This is a remote position . Compensation and Benefits: Estimated Rate of Pay: $43.27 - $55.29 This ...

CrossCountry Mortgage

Non-QM Underwriter

The Non-QM Underwriter maintains extensive product and guideline knowledge of all Non-QM lenders and assists loan teams and underwriting teams with questions and issue resolution. Job ...

Atlantic Coast Mortgage

Jumbo/ Non-QM Underwriter

The Jumbo/ Non-QM Underwriter underwrites all levels of complexity of mortgage loan applications and evaluates loans in order to maximize organizational profit and minimize risk or loss with a ...

HomeXpress Mortgage Corp

Underwriter

Santa Ana, CA · On-site +1

$70K - $80K/yr

Company Description HomeXpress - Your Leading Non-QM Mortgage Lender Join our growing team and be ... Assisting Underwriters as needed to move pipeline in a forward trajectory * Verify completeness of ...

HomeXpress Mortgage Corp

Underwriter

Tampa, FL · On-site +1

$70K - $80K/yr

Company Description HomeXpress - Your Leading Non-QM Mortgage Lender Join our growing team and be ... Assisting Underwriters as needed to move pipeline in a forward trajectory * Verify completeness of ...

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Remote Non Qm Underwriter information

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$78.9K

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How much do remote non qm underwriter jobs pay per year?

As of Aug 2, 2026, the average yearly pay for remote non qm underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is a Remote Non QM Underwriter?

A Remote Non QM Underwriter is a mortgage professional who evaluates and approves or denies loan applications for non-qualified mortgage (Non-QM) products while working from a remote location. Non-QM loans are designed for borrowers who may not meet traditional lending requirements, such as self-employed individuals or those with unique financial situations. The underwriter reviews financial documents, credit histories, and other relevant information to assess risk and ensure compliance with lending guidelines. Remote Non QM Underwriters use specialized software and work closely with loan officers, processors, and other team members to make informed decisions. Their work is essential in expanding homeownership opportunities to a broader range of clients.

What are some common challenges faced by Remote Non QM Underwriters, and how can they be addressed?

Remote Non QM Underwriters often encounter unique challenges such as evaluating complex loan scenarios and navigating inconsistent documentation that falls outside traditional qualification standards. Since communication with borrowers and brokers happens virtually, effective collaboration and clear written communication are essential. Leveraging robust digital tools and maintaining organized records can help streamline the underwriting process. Regular training on evolving Non QM guidelines and close coordination with processing and sales teams can also mitigate misunderstandings and ensure smooth workflow.

What are the key skills and qualifications needed to thrive as a Remote Non-QM Underwriter, and why are they important?

To thrive as a Remote Non-QM Underwriter, you need expertise in mortgage underwriting, a thorough understanding of non-qualified mortgage (Non-QM) products, and relevant experience in residential lending. Familiarity with loan origination systems (LOS), automated underwriting systems (AUS), and sometimes certifications like DE (Direct Endorsement) or LAPP/SAR are typical requirements. Strong analytical skills, attention to detail, and effective remote communication are important soft skills for this role. These abilities ensure accurate risk assessment, compliance with lending guidelines, and efficient collaboration with remote teams, which are critical for successful loan processing.
More about Remote Non Qm Underwriter jobs
What cities are hiring for Remote Non Qm Underwriter jobs? Cities with the most Remote Non Qm Underwriter job openings:
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What job categories do people searching Remote Non Qm Underwriter jobs look for? The top searched job categories for Remote Non Qm Underwriter jobs are:
Remote Non Qm Underwriter jobs near you
Infographic showing various Remote Non Qm Underwriter job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 77% Full Time, 17% Part Time, 1% Temporary, 3% Contract, and 1% Nights. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Remote Wholesale Non-QM Underwriter

National Mortgage Staffing

Tampa, FL • Remote

Full-time

Medical, Dental, Retirement

Re-posted 6 days ago

Job description

Position: Remote Wholesale Non-QM Underwriter
Work Model: Remote- US candidates only
Compensation: $100-125k, depending on experience, plus tiered bonus plan
Schedule: Full-Time | 40 hours per week | Overtime eligible
Benefits: Medical, Dental, 401(k)
A growing mortgage company is seeking an experienced Remote Wholesale Non-QM Underwriter to join its TPO division. This is a fully remote opportunity supporting increased loan volume within a smaller wholesale channel where your experience, communication, and judgment will matter.
The ideal candidate has strong recent Non-QM underwriting experience, wholesale/TPO experience, and the ability to step into the role with minimal ramp-up. This position is best suited for an underwriter who can independently review files, communicate clearly with internal and external partners, maintain strong quality, and think through complex scenarios to help determine a compliant path forward when possible.
Responsibilities
Underwrite Non-QM loans from initial review through final decision.
Review income, assets, credit, collateral, conditions, and supporting documentation.
Analyze loan files for compliance with investor and program guidelines.
Issue clear and detailed underwriting decisions and conditions.
Work closely with other underwriters, investors, loan coordinators, account executives, closers/funders, and brokers.
Maintain strong quality and production standards in a fast-paced TPO environment.
Think creatively and strategically to structure loans whenever possible while maintaining compliance.
Provide excellent communication and support throughout the underwriting process.
Use Encompass to review, condition, and manage loan files.
Qualifications
Recent Non-QM wholesale/TPO underwriting experience required- minimum 4 years.
Strong Non-QM underwriting knowledge required.
Must be able to underwrite Non-QM loans independently.
Encompass experience required.
Strong customer service and communication skills required.
Ability to problem-solve and think through complex scenarios.
Ability to work independently in a fully remote environment.
This role does not provide Non-QM underwriting training, so candidates should be comfortable stepping in with existing Non-QM experience.
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About National Mortgage Staffing

Sourced by ZipRecruiter

We recruit exceptional candidates for many of the nation's top mortgage companies. National Mortgage Staffing is unique as we ONLY staff in the Mortgage Industry. We have widespread knowledge of all positions in this niche industry. Once assigned to a recruiter you will work with that recruiter for all of your open positions. At National Mortgage Staffing, we have one point of contact for all of your recruiting needs. Each Recruiting Specialist is assigned to a specific job division. This recruiter will have an extensive background in the position you are looking to fill. Whether it is Operations or Sales, we have a Recruiting Specialist that will fit your needs.

Industry

Recruiting and staffing services

Company size

51 - 200 Employees

Headquarters location

Fort Myers, FL, US

Year founded

2010

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