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Pnc Underwriter Jobs (NOW HIRING)

PNC Bank

Underwriter IV- Agency (Affordable)

Dallas, TX · On-site +1

$91K - $202K/yr

As an Underwriter IV - Agency within PNC's Multi-Family Capital organization, you will be based in ... Other PNC locations may be considered. Intimate knowledge of Fannie Mae Multifamily Affordable ...

PNC Bank

Underwriter III - Commercial

Home, PA · On-site +1

Position Overview At PNC, our people are our greatest differentiator and competitive advantage in ... As an Underwriter III - Commercial within PNC's Central Credit Products Group organization, you ...

PNC Bank

Underwriter IV - Commercial

Roseville, CA

$91K - $202K/yr

As an Underwriter IV - Commercial within PNC's Regional Credit Products Group organization, you ... PNC is an in-office company that fosters a supportive culture where employees can thrive and ...

PNC Bank

Underwriter III - Commercial

Philadelphia, PA · On-site +1

$86K - $143K/yr

As an Underwriter III - Commercial within PNC's Central Credit Products Group organization, you ... PNC is an in-office company that fosters a supportive culture where employees can thrive and ...

PNC Bank

Underwriter IV - Commercial

Los Angeles, CA

$91K - $202K/yr

As an Underwriter IV - Commercial within PNC's Regional Credit Products Group organization, you ... PNC is an in-office company that fosters a supportive culture where employees can thrive and ...

PNC Bank

Underwriter III - Commercial

Cleveland, OH · On-site +1

$86K - $143K/yr

As an Underwriter III - Commercial within PNC's Central Credit Products Group organization, you ... PNC is an in-office company that fosters a supportive culture where employees can thrive and ...

PNC Bank

Underwriter III - Commercial

Baltimore, MD · On-site +1

$86K - $158K/yr

As an Underwriter III - Commercial within PNC's Central Credit Products Group organization, you ... PNC is an in-office company that fosters a supportive culture where employees can thrive and ...

PNC Bank

Underwriter III - Commercial

Philadelphia, PA · On-site +1

$86K - $158K/yr

As an Underwriter III - Commercial within PNC's Central Credit Products Group organization, you ... PNC is an in-office company that fosters a supportive culture where employees can thrive and ...

PNC Bank

Underwriter III - Commercial

Houston, TX · On-site +1

$86K - $143K/yr

As an Underwriter III - Commercial within PNC's Central Credit Products Group organization, you ... PNC is an in-office company that fosters a supportive culture where employees can thrive and ...

PNC Bank

Underwriter IV - Commercial

Irvine, CA

$91K - $202K/yr

As an Underwriter IV - Commercial within PNC's Regional Credit Products Group organization, you ... PNC is an in-office company that fosters a supportive culture where employees can thrive and ...

PNC Bank

Underwriter III - Commercial

Scranton, PA · On-site +1

$86K - $158K/yr

As an Underwriter III - Commercial within PNC's Central Credit Products Group organization, you ... PNC is an in-office company that fosters a supportive culture where employees can thrive and ...

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All JobsPnc Underwriter Jobs

Pnc Underwriter information

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$32.5K

$78.9K

$139.5K

How much do pnc underwriter jobs pay per year?

As of Jun 17, 2026, the average yearly pay for pnc underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

Does PNC pay employees well?

PNC Underwriters typically earn competitive salaries that align with industry standards for financial services roles. Compensation can vary based on experience, location, and certifications such as the Chartered Financial Analyst (CFA) or similar credentials. Overall, PNC is considered to offer fair pay for underwriting professionals in the banking sector.

What is the highest paid underwriter?

The highest paid underwriters are typically senior or specialized professionals in fields such as insurance, finance, or mortgage underwriting, often earning six-figure salaries. Factors influencing pay include experience, industry, certifications, and geographic location, with some underwriters earning over $100,000 annually. Advanced skills and leadership roles can lead to higher compensation in this profession.

What is a Pnc Underwriter job?

A P&C (Property and Casualty) Underwriter assesses risk and determines whether to approve insurance applications for homes, cars, and businesses. They analyze factors such as financial history, claims records, and property details to set appropriate coverage terms and premium rates. Their role is crucial in ensuring that insurance companies take on acceptable risks while maintaining profitability.

What are the key skills and qualifications needed to thrive in the Pnc Underwriter position, and why are they important?

To thrive as a P&C Underwriter, you need a solid understanding of risk assessment, insurance policies, and analysis, usually backed by a degree in finance, business, or a related field. Familiarity with underwriting software (such as Guidewire or Applied) and industry certifications like CPCU or AINS are commonly required. Strong attention to detail, sound judgment, and effective interpersonal skills help you stand out in evaluating applications and working with agents or brokers. These skills are crucial for making accurate underwriting decisions and maintaining profitable insurance portfolios while building strong client and team relationships.

Is underwriting a good career choice?

Underwriting is a stable career in the financial and insurance industries, involving assessing risk and making approval decisions. It requires strong analytical skills, attention to detail, and often involves working with specialized software. The profession offers opportunities for advancement and certification, making it a viable long-term career option.

What are some typical challenges faced by P&C Underwriters, and how can they be addressed?

P&C Underwriters often encounter challenges such as balancing strict risk guidelines with the need to meet business targets, keeping up with evolving insurance regulations, and evaluating complex or unconventional risks. To address these challenges, underwriters collaborate closely with agents, actuaries, and senior underwriting teams, leveraging both data analysis and professional judgment to make informed decisions. Staying updated through ongoing training and industry resources is also important for success. Adapting quickly to changing underwriting criteria and regulatory requirements is a key part of this dynamic role.

What is PNC underwriting?

PNC underwriting involves evaluating loan applications and assessing the creditworthiness of borrowers for PNC Financial Services. Underwriters review financial documents, credit reports, and property details to determine loan approval and terms, often using specialized underwriting software. This role requires attention to detail and knowledge of lending guidelines.
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Pnc Underwriter jobs near you
Infographic showing various Pnc Underwriter job openings in the United States as of June 2026, with employment types broken down into 99% Full Time, and 1% Part Time. Highlights an 99% Physical, and 1% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Underwriter IV - Community Development Banking

Underwriter IV - Community Development Banking

PNC Bank

Dallas, TX • On-site

$65K - $151K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 26 days ago

PNC Bank rating

7.7

Company rating: 7.7 out of 10

Based on 334 frontline employees who took The Breakroom Quiz

73rd of 141 rated banks

Job description

Position OverviewAt PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As an Underwriter IV within PNC's Community Development Banking organization, you will be based in PNC office within PNC's footprint.
Preferred Qualifications:
- Real Estate underwriting experiencePNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.Job Description
  • Works independently with little or no oversight. May exercise some exception and elevated approval authority. Prepares offerings for all types of transactions at any level of complexity or in management of a portfolio as assigned. Interacts with internal/external customers. Provides recommendations for credit structuring. May serve as subject matter expert for certain asset classes. Serves as a coach, work lead and trainer for the group.
  • Using independent judgment to identify risks and mitigants, prepares offerings and/or scorecards, such as risk ratings, by analyzing credit, collateral strength and financial worthiness of loan/transaction parties. If relevant, performs ongoing credit risk management for assigned portfolio. Coaches and/or reviews the work of other underwriters and fills in for manager as required.
  • Contacts internal/external customers and other parties as appropriate to gather information and to clarify inconsistent, incorrect or missing information. May perform relevant pre-approval and post-approval activities.
  • Identifies and/or confirms all external regulatory requirements. Ensures internal policies/procedures are followed.
  • Makes recommendations on credit decisions or makes credit decisions directly, as appropriate.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

  • Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
  • Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Preferred SkillsCredit Decisions, Decision Making, Financial Analysis, Identifying Risks, Process Improvements, Results-Oriented, Risk AssessmentsCompetenciesAccuracy and Attention to Detail, Coaching Others, Credit Analysis and Verification, Decision Making and Critical Thinking, Effective Communications, Financial Analysis, Knowledge of Underwriting, Managing Multiple Priorities, Office Support Tools, Operational Functions, Regulatory Environment - Financial ServicesWork ExperienceRoles at this level typically require a university / college degree, with 5+ years of industry-relevant experience. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.EducationBachelorsCertificationsNo Required Certification(s)LicensesNo Required License(s)Pay TransparencyBase Salary: $65,000.00 - $151,800.00Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.Application WindowGenerally, this opening is expected to be posted for two business days from 05/21/2026, although it may be longer with business discretion.BenefitsPNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.

To learn more about these and other programs, including benefits for full time and part-time employees, visitpncthrive.com.

Disability Accommodations Statement

If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.


At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

Equal Employment Opportunity (EEO)


PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents

Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.

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