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Property Underwriting Jobs (NOW HIRING)

Archgroup

AVP, Property Underwriting

Boston, MA · On-site +1

$120K - $220K/yr

Underwrite, maintain, and grow a profitable book of business in the non-admitted property market withwholesale brokers. This includes evaluate and prioritize submissions; analyze exposure, coverage ...

Archgroup

AVP, Property Underwriting

Home, WA · On-site +1

$120K - $220K/yr

Underwrite, maintain, and grow a profitable book of business in the non-admitted property market withwholesale brokers. This includes evaluate and prioritize submissions; analyze exposure, coverage ...

Archgroup

AVP, Property Underwriting

Boston, MA · On-site +1

$120K - $220K/yr

Underwrite, maintain, and grow a profitable book of business in the non-admitted property market withwholesale brokers. This includes evaluate and prioritize submissions; analyze exposure, coverage ...

Archgroup

AVP, Property Underwriting

New York, NY · On-site +1

$120K - $220K/yr

Underwrite, maintain, and grow a profitable book of business in the non-admitted property market withwholesale brokers. This includes evaluate and prioritize submissions; analyze exposure, coverage ...

Archgroup

AVP, Property Underwriting

New York, NY · On-site +1

$120K - $220K/yr

Underwrite, maintain, and grow a profitable book of business in the non-admitted property market withwholesale brokers. This includes evaluate and prioritize submissions; analyze exposure, coverage ...

Archgroup

AVP, Property Underwriting

Home, WA · On-site +1

$120K - $220K/yr

Underwrite, maintain, and grow a profitable book of business in the non-admitted property market withwholesale brokers. This includes evaluate and prioritize submissions; analyze exposure, coverage ...

Chubb

Underwriter, Property

Dallas, TX

Underwriting will include marketing and servicing accounts based on Chubb guidelines. The Property Underwriter will have accountability for the financial performance of the property book of business ...

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How much do property underwriting jobs pay per hour?

As of Jul 7, 2026, the average hourly pay for property underwriting in the United States is $22.75, according to ZipRecruiter salary data. Most workers in this role earn between $18.75 and $25.72 per hour, depending on experience, location, and employer.

How do I become a real estate underwriter?

To become a real estate underwriter, you typically need a bachelor's degree in finance, real estate, or a related field, along with strong analytical and communication skills. Gaining experience in mortgage lending or insurance underwriting can be beneficial, and obtaining certifications such as the Certified Residential Underwriter (CRU) or similar credentials can enhance job prospects.

What is property underwriting?

Property underwriting is the process by which insurance companies assess the risk associated with insuring a property, such as a home, commercial building, or other real estate. Underwriters evaluate factors like the property's location, construction type, value, condition, and potential hazards to determine whether to provide coverage and at what premium. They use this information to ensure the insurance policy accurately reflects the risk and protects both the insurer and the policyholder. Good property underwriting helps prevent losses and ensures fair pricing for customers.

Is underwriting a high paying career?

Property underwriting is generally considered a well-paying career, especially with experience and professional certifications. Salaries vary by location and company, but underwriters typically earn competitive wages within the insurance industry, with opportunities for advancement and increased earnings over time.

What are the key skills and qualifications needed to thrive as a Property Underwriter, and why are they important?

To excel as a Property Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of risk assessment, typically supported by a degree in finance, business, or a related field. Familiarity with underwriting software, risk modeling tools, and industry certifications such as CPCU or AINS is often required. Exceptional communication, negotiation, and decision-making skills help you effectively collaborate with agents and clients. These competencies ensure accurate risk evaluation, profitable underwriting decisions, and strong client relationships in the property insurance sector.

Will AI replace underwriting?

Property underwriters analyze risk and determine policy terms, and AI is increasingly used to automate data analysis and streamline decision-making processes. While AI can handle routine tasks and improve efficiency, human underwriters are still essential for complex assessments, judgment, and regulatory compliance. The role is evolving to include oversight of AI tools and interpretation of nuanced information.

What does a property underwriter do?

A property underwriter evaluates insurance applications for properties to determine risk and coverage eligibility. They analyze factors such as property condition, location, and applicant information, often using specialized software, to decide on policy approval and premium rates.

What are some common challenges faced by Property Underwriters, and how can they be managed effectively?

Property Underwriters often encounter challenges such as accurately assessing risk for diverse property types, keeping up with regulatory changes, and balancing the need for thorough analysis with tight deadlines. Managing these challenges typically involves leveraging advanced risk assessment tools, collaborating closely with risk engineers and field inspectors, and staying updated on industry trends and local regulations. Effective communication with brokers and clients also helps underwriters make informed decisions while maintaining strong business relationships.

What is the difference between Property Underwriting vs Property Claims Adjuster?

AspectProperty UnderwritingProperty Claims Adjuster
Primary RoleAssessing risk and determining policy terms for property insuranceInvestigating and settling property insurance claims
Required CredentialsInsurance licenses, underwriting certifications, sometimes a degree in finance or risk managementInsurance licenses, claims adjusting certifications, often a background in insurance or law
Work EnvironmentOffice-based, collaborating with agents and brokersFieldwork and office work, interacting with policyholders and repair professionals
Industry UsageCommon in insurance companies, brokers, and underwriting firms

Property Underwriting focuses on evaluating risks before issuing policies, while Property Claims Adjusters handle claims after a loss occurs. Both roles require insurance knowledge and licenses but serve different stages of the insurance process.

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Property Underwriting jobs near you

Habitational Property Underwriting Operations Manager

Welling Young, LLC

Dallas, TX • On-site

Other

Posted 18 days ago

Job description

About the Opportunity


Our client is a rapidly growing specialty insurance organization focused on the habitational property sector. This Dallas-based underwriting platform delivers specialized expertise, strong carrier relationships, and a collaborative culture dedicated to underwriting excellence and exceptional service.

As the organization continues to expand, they are seeking a Habitational Property Underwriting Operations Manager to help drive underwriting excellence, operational consistency, and team development across the underwriting platform.


Position Overview

The Habitational Property Underwriting Operations Manager serves as a key leader within the underwriting organization, responsible for overseeing underwriting operations, process execution, team performance, and adherence to underwriting guidelines.

This role combines operational leadership with hands-on underwriting process management, providing guidance and development to Underwriter Assistants while ensuring consistent submission handling, underwriting quality, and exceptional service delivery to producers and program partners.

The ideal candidate will possess strong commercial property underwriting knowledge, proven leadership experience, and a passion for developing people, improving processes, and driving operational excellence in a fast-paced insurance environment.


Key Responsibilities

Leadership & Team Development

  • Lead, mentor, and develop Underwriter Assistants and underwriting support staff.
  • Foster a high-performance, collaborative team environment focused on accountability and continuous improvement.
  • Deliver regular coaching, feedback, and professional development opportunities.
  • Support recruitment, retention, succession planning, and workforce development initiatives.
  • Implement training programs that strengthen technical underwriting knowledge and operational effectiveness.


Underwriting Operations

  • Ensure underwriting policies, procedures, and guidelines are consistently followed.
  • Oversee submission triage, workflow management, and underwriting support processes.
  • Monitor underwriting quality, productivity, and service standards across the team.
  • Conduct underwriting audits and quality reviews to ensure compliance and consistency.
  • Support the identification of loss improvement opportunities and risk management initiatives.
  • Assist with reporting, management information analysis, and operational performance metrics.


Process Improvement & Strategy

  • Identify opportunities to improve underwriting workflows, systems, and operational efficiencies.
  • Participate in the development, documentation, and implementation of underwriting processes and best practices.
  • Utilize data, analytics, and management reporting to identify trends and improve business outcomes.
  • Partner with senior leadership to support strategic growth initiatives and operational scalability.


Producer & Partner Relationship Management

  • Manage assigned producer relationships and support broader agency partnerships.
  • Communicate effectively with producers regarding submissions, underwriting decisions, and program guidelines.
  • Deliver responsive, high-quality service that strengthens producer engagement and retention.
  • Serve as a trusted resource for underwriting operations and program administration.


Qualifications

Required Experience

  • Bachelor's degree required.
  • Minimum of two (2) years of commercial property underwriting experience with demonstrated leadership, supervisory, or senior underwriting responsibilities.
  • Five (5)+ years of leadership experience within an insurance underwriting or technical insurance operations environment.
  • Experience managing teams, workflows, and underwriting support functions.

Preferred Experience

  • Habitational property underwriting experience strongly preferred.
  • Apartment community underwriting experience highly desirable.
  • Experience within an MGA, program administrator, carrier, or specialty underwriting environment preferred.

Skills & Competencies

  • Strong leadership, coaching, and talent development abilities.
  • Proven success implementing process improvements and operational efficiencies.
  • Excellent verbal, written, and interpersonal communication skills.
  • Strong analytical and decision-making capabilities.
  • Exceptional organizational skills with the ability to manage multiple priorities and deadlines.
  • High attention to detail and commitment to underwriting accuracy.
  • Ability to thrive in a collaborative, fast-paced environment.
  • Advanced proficiency with Microsoft Excel and Microsoft Word.
  • Experience utilizing underwriting, policy administration, and workflow management systems.

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