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Underwriter Graduate Jobs (NOW HIRING)

HUB

Underwriter Associate

Garland, TX

$19 - $28/hr

High School graduate required; College courses preferred. * Previous workexperience in the fields of insurance underwriting, customer service, with a successful track record of at least 5 years or ...

Kinsale Insurance

Associate Underwriter

Richmond, VA

$65K - $80K/yr

Launch Your Career in Underwriting with a Top-Performing E&S Insurer Are you a recent college graduate or career changer ready to build a rewarding future in insurance? Join Kinsale Insurance, a ...

Kinsale Insurance

Associate Underwriter

Richmond, VA · On-site

$65K - $80K/yr

Launch Your Career in Underwriting with a Top-Performing E&S Insurer Are you a recent college graduate or career changer ready to build a rewarding future in insurance? Join Kinsale Insurance, a ...

Neighborhood Credit Union

Underwriter

Dallas, TX · On-site

$27 - $30/hr

Within authorized authority, and in accordance with sound underwriting practices as set out in ... High school graduate or equivalent. Required Knowledge: * Thorough understanding of Neighborhood ...

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Underwriter Graduate information

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$32.5K

$78.9K

$139.5K

How much do underwriter graduate jobs pay per year?

As of Aug 12, 2026, the average yearly pay for underwriter graduate in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is the difference between Underwriter Graduate vs Underwriter?

AspectUnderwriter GraduateUnderwriter
Required CredentialsTypically a bachelor's degree in finance, economics, or related field; entry-level certificationsRelevant certifications like CPCU or ARM; professional experience often required
Work EnvironmentTraining programs, supervised tasks, learning-focusedDecision-making, client interaction, risk assessment
Employer & Industry UsageInsurance companies, financial institutions, often as entry-levelInsurance firms, banks, risk management companies

The Underwriter Graduate is an entry-level role focused on training and learning the fundamentals of underwriting. In contrast, an Underwriter is a more experienced professional responsible for assessing risks and making underwriting decisions. The graduate position serves as a stepping stone toward becoming a fully qualified underwriter.

What is an underwriter graduate?

An Underwriter Graduate is an entry-level professional who has recently completed their university degree and joined an insurance company or financial institution's graduate program to learn the fundamentals of underwriting. Underwriting involves assessing risks, evaluating insurance applications, and determining appropriate coverage and premiums. Graduate underwriters receive structured training, mentorship, and hands-on experience to develop the skills required to make informed decisions about which risks a company should insure. These roles often serve as a pathway to becoming a fully qualified underwriter.

What are the key skills and qualifications needed to thrive as an underwriter graduate?

To thrive as an Underwriter Graduate, you need a strong analytical mindset, attention to detail, and a relevant degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and proficiency in Microsoft Excel are typically required, and some roles may value progress toward professional qualifications like ACII. Excellent communication, decision-making, and teamwork skills help you collaborate with clients and colleagues while making sound judgments. These skills and qualities ensure accurate risk assessments, effective client interactions, and contribute to profitable underwriting decisions.

What are some common challenges faced by underwriter graduates in their first year, and how can they effectively overcome them?

Underwriter Graduates often face challenges such as quickly learning complex risk assessment frameworks, adapting to industry-specific regulations, and managing a high volume of case evaluations under time constraints. Building strong analytical skills and seeking mentorship from experienced underwriters can help ease the learning curve. Actively participating in team discussions and training sessions also accelerates understanding of company guidelines and best practices. Collaboration with senior team members and other departments, like sales or claims, is essential for gaining a holistic view of the underwriting process and ensuring sound decision-making.
More about Underwriter Graduate jobs
What states have the most Underwriter Graduate jobs? States with the most job openings for Underwriter Graduate jobs include:
What job categories do people searching Underwriter Graduate jobs look for? The top searched job categories for Underwriter Graduate jobs are:
Underwriter Graduate jobs near you
Infographic showing various Underwriter Graduate job openings in the United States as of August 2026, with employment types broken down into 3% As Needed, 75% Full Time, 20% Part Time, and 2% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Underwriting Graduate Program "P28"

Beazley Management Limited

Atlanta, GA • On-site

Full-time

Posted 5 days ago

Job description

General
Job Summary: The Beazley Underwriting Graduate Program (P28) is a 12-month development program designed to launch careers in underwriting.
Whether you are familiar with the insurance industry or exploring it for the first time, P28 provides structured training, mentorship, networking opportunities, and hands-on learning to help you build the technical and professional skills needed for a successful underwriting career.
Participants gain exposure to multiple specialty insurance products, learn from experienced underwriters and business leaders, and develop a strong foundation in insurance and risk management.
Upon successful completion of the program, participants will transition into a permanent underwriting role within the business.
Key Responsibilities: The Underwriting Graduate Program offers qualified individuals the opportunity to spend 12 months learning about all aspects of the insurance industry and Beazley's product lines before transitioning into a permanent underwriting position. Individuals in the program will learn from experienced underwriters and will have the opportunity to network with program alumni and senior leaders from across the globe!
What to expect in the Underwriting Graduate "P28" Program:
  • Receive insurance industry training from internal and external experts through a structured classroom experience
  • Intensive training with Beazley product lines including, but not limited to: Crime, Executive Risk, Environmental, Property, Cyber
  • Learn directly from experienced underwriters and industry professionals
  • Build relationships with program alumni, peers, brokers, and senior leaders from across the organization
  • Participate in presentations, case studies, and project-based learning opportunities
    Engage with Beazley's employee resource groups (Beazley SHE, Race, Proud, Families, Wellbeing, Neurodiversity)
  • Social events and outings with Beazley leadership, colleagues, and brokers

The program provides participants with a comprehensive introduction to the insurance industry while preparing them for a permanent underwriting position within Beazley.
Location: The program is hosted in our Atlanta, GA office and non-local candidates will be supported in relocation (if hired). Upon completion of the program, individuals will be "matched" to a product line and permanent office. Individual skillsets and interests will be considered in the matching process, but overall team and location availability will be based upon business need, and this can fluctuate over the course of the program. Therefore, location flexibility is a must! Placement locations may include:
  • Atlanta, GA
  • Boston, MA
  • Chicago, IL
  • Dallas, TX
  • Denver, CO
  • Houston, TX
  • Los Angeles, CA
  • Miami, FL
  • New York, NY
  • Philadelphia, PA
  • San Francisco, CA
  • West Hartford, CT

Skills and Abilities
  • Strong preference for bachelor's degree in Risk Management, Insurance, Business, Economics, Finance, Management, or Math, or related discipline
  • Relevant internship, work, leadership, or extracurricular experience is a plus.
  • Fluency in English and additional languages, where required by the business.
  • Proficiency in Microsoft Office applications and other relevant business systems.
  • Strong numerical, analytical, and data interpretation skills.
  • Effective written and verbal communication skills.
  • Ability to organize workload, manage priorities, and meet deadlines.
  • Confidence presenting information to individuals and small groups.

Competencies
  • Communication: Communicates clearly and professionally, adapting messages and communication style to suit different audiences and ensure understanding.
  • Analytical Thinking: Evaluates information objectively, identifies patterns and key insights, and uses evidence to support decisions and recommendations.
  • Critical Thinking: Considers multiple perspectives, questions assumptions appropriately, and assesses potential outcomes to support effective problem-solving.
  • Attention to Detail: Produces accurate, thorough work by carefully reviewing information and identifying errors, inconsistencies, or omissions.
  • Relationship Building: Develops and maintains positive working relationships with colleagues, customers, and external stakeholders through collaboration, responsiveness, and trust.
  • Customer Focus: Seeks to understand customer needs and delivers service that supports positive outcomes and experiences.
  • Collaboration: Works effectively with others, contributing positively to team goals while supporting an inclusive and cooperative working environment.
  • Initiative: Takes ownership of responsibilities, seeks opportunities to contribute, and demonstrates a proactive approach to learning and problem-solving.

Aptitude and Disposition
  • Results-oriented and accountable for delivering high-quality work.
  • Self-motivated, adaptable, and enthusiastic in response to changing priorities.
  • Demonstrates professionalism, tact, and sound judgment in day-to-day interactions.
  • Comfortable working both independently and as part of a team.
  • Committed to continuous personal and professional development.

Who We Are: Beazley is a specialist insurance company with over 30 years of experience helping people, communities, and businesses manage risk all around the world. Our mission is to provide Beautifully Designed Insurance, innovating to give our clients the maximum benefit with minimum hassle.
Our products are wide-ranging, from cyber & tech insurance to marine, healthcare, financial institutions and contingency; covering risks such as the weather, film production or protection from deadly weapons.
Our Culture: We employ over 1,500 people globally, hosting a wonderful diversity of cultures, experiences and backgrounds. We are proud of our unique culture at Beazley that empowers our staff to work from when and where they want, in an adult environment that's low on policies & politics but big on collaboration, diversity & personal accountability.
Our three core values inspire the way we work and how we treat our customers and people - 1) Be bold 2) Strive for better 3) Do the right thing. Upholding these values every day enables us to become an innovative and responsive organization, in touch with the changing world and marketplace around us. We have set ambitious diversity & sustainability targets as we strive to better our business and the insurance industry as whole.
Personal Specification:
General
It is important that within all your interactions both internally and externally you adhere Beazley's core values - Being Bold, Striving for Better, and Doing the Right Thing as they contribute to an internal environment of teamwork and promote a positive brand image and experience to our external customers." We also expect Beazley employees to:
  • Comply with Beazley procedures, policies and regulations including the code of conduct
  • Undertake training on Beazley policies and procedures as delivered by your line manager, the Culture & People or assurance teams (compliance, risk, internal audit) either directly, via e-learning or the learning management system
  • Display business ethics that uphold the interests of all our customers
  • Ensure all interactions with customers are focused on delivering a fair outcome, including having the right products for their needs
  • Comply with any specific responsibilities necessary for your role as outlined by your line manager, the Culture & People or assurance teams (compliance, risk, internal audit) and ensure you keep up to date with developments in these areas. This may include, amongst others, Beazley's underwriting control standards, Beazley's claims control standards, other Beazley standards and customer relationship management
  • Carry out additional responsibilities as individually notified, either through your objectives or through the learning management system. These may include membership of any Beazley committees or working groups

Reports To: As per Beazley's organisation chart
Key Relationships: Brokers, underwriters, other staff, coverholders, external clients and suppliers

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