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Underwriter Graduate Jobs (NOW HIRING)

Manulife

Senior Underwriting Consultant

Time, IL · Remote

$92K - $109K/yr

In addition to those performed by Underwriter Consultants - identify and provide solutions to work ... College graduate or business equivalent. * Preferably 7 or more years of underwriting experience or ...

Manulife

$97K - $114K/yr

In addition to those performed by Underwriter Consultants - identify and provide solutions to work ... College graduate or business equivalent. * Preferably 7 or more years of underwriting experience or ...

Manulife

$94K - $111K/yr

In addition to those performed by Underwriter Consultants - identify and provide solutions to work ... College graduate or business equivalent. * Preferably 7 or more years of underwriting experience or ...

Manulife

Senior Underwriting Consultant

Indiana, PA · Remote

$90K - $106K/yr

In addition to those performed by Underwriter Consultants - identify and provide solutions to work ... College graduate or business equivalent. * Preferably 7 or more years of underwriting experience or ...

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Underwriter Graduate information

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$32.5K

$78.9K

$139.5K

How much do underwriter graduate jobs pay per year?

As of Jun 30, 2026, the average yearly pay for underwriter graduate in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is the difference between Underwriter Graduate vs Underwriter?

AspectUnderwriter GraduateUnderwriter
Required CredentialsTypically a bachelor's degree in finance, economics, or related field; entry-level certificationsRelevant certifications like CPCU or ARM; professional experience often required
Work EnvironmentTraining programs, supervised tasks, learning-focusedDecision-making, client interaction, risk assessment
Employer & Industry UsageInsurance companies, financial institutions, often as entry-levelInsurance firms, banks, risk management companies

The Underwriter Graduate is an entry-level role focused on training and learning the fundamentals of underwriting. In contrast, an Underwriter is a more experienced professional responsible for assessing risks and making underwriting decisions. The graduate position serves as a stepping stone toward becoming a fully qualified underwriter.

What is an Underwriter Graduate?

An Underwriter Graduate is an entry-level professional who has recently completed their university degree and joined an insurance company or financial institution's graduate program to learn the fundamentals of underwriting. Underwriting involves assessing risks, evaluating insurance applications, and determining appropriate coverage and premiums. Graduate underwriters receive structured training, mentorship, and hands-on experience to develop the skills required to make informed decisions about which risks a company should insure. These roles often serve as a pathway to becoming a fully qualified underwriter.

What are the key skills and qualifications needed to thrive as an Underwriter Graduate, and why are they important?

To thrive as an Underwriter Graduate, you need a strong analytical mindset, attention to detail, and a relevant degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and proficiency in Microsoft Excel are typically required, and some roles may value progress toward professional qualifications like ACII. Excellent communication, decision-making, and teamwork skills help you collaborate with clients and colleagues while making sound judgments. These skills and qualities ensure accurate risk assessments, effective client interactions, and contribute to profitable underwriting decisions.

What are some common challenges faced by Underwriter Graduates in their first year, and how can they effectively overcome them?

Underwriter Graduates often face challenges such as quickly learning complex risk assessment frameworks, adapting to industry-specific regulations, and managing a high volume of case evaluations under time constraints. Building strong analytical skills and seeking mentorship from experienced underwriters can help ease the learning curve. Actively participating in team discussions and training sessions also accelerates understanding of company guidelines and best practices. Collaboration with senior team members and other departments, like sales or claims, is essential for gaining a holistic view of the underwriting process and ensuring sound decision-making.
More about Underwriter Graduate jobs
What states have the most Underwriter Graduate jobs? States with the most job openings for Underwriter Graduate jobs include:
What job categories do people searching Underwriter Graduate jobs look for? The top searched job categories for Underwriter Graduate jobs are:
Underwriter Graduate jobs near you
Infographic showing various Underwriter Graduate job openings in the United States as of June 2026, with employment types broken down into 2% As Needed, 73% Full Time, 23% Part Time, and 2% Contract. Highlights an 72% Physical, 11% Hybrid, and 17% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Underwriter Development Program - Commercial Lines

Underwriter Development Program - Commercial Lines

Amwins

Dallas, TX • On-site

Full-time

Posted 18 days ago

Amwins rating

7.8

Company rating: 7.8 out of 10

Based on 38 frontline employees who took The Breakroom Quiz

163rd of 277 rated insurance

Job description

At Amwins, we succeed together - and have a good time doing it.
We know people don't leave companies. They leave cultures - which is why we work so hard on ours. At Amwins, we thrive on collaboration, not cutthroat competition. Our teams work together to help each other succeed, and we do right by our clients so they can do right by theirs.
First and foremost, we invest in our employees. That investment shows in everything we do; education and development programs, comprehensive and competitive benefits, and an organizational structure that's 43% owned by employee shareholders.
Our commitment to diversity, equity and inclusion helps cultivate an open, welcoming workplace that reflects the communities we serve. You will have the opportunity volunteer within Amwins through a wide range of committees and in your community through the Amwins Foundation and Summer of Service.
Working at Amwins means you love what you do, how you do it and, ultimately, who you do it with. Whether it's today or 150 years from now, we continue to invest in our culture and your development so opportunities for growth and career advancement are never in short supply.
At Amwins, we win together - and have a good time doing it.
Learn more about us at amwins.com.
We see you in Amwins blue!
Launch your Sales and Underwriting Career with Amwins
At Amwins, we're not just developing underwriters - we're building elite sales professionals.
Our Underwriter Development Program (UDP) at Amwins Access is a 2.5-year intensive training track designed to fast-track your career as a Production Underwriter - a role that combines strategic sales with technical underwriting.
This role is not a traditional underwriting position - it is a highly sales-driven role where you will be measured on performance metrics, build and manage your own profitable book of business, and take ownership of sourcing and developing new opportunities to underwrite throughout the program.
If you're entrepreneurial, thrive in a competitive environment, and want a career where your effort drives your income, this is your runway.
Please note that this position will have two start dates: April & June 2027
Program Break Down
Phase 1: Underwriting, Technical & Sales Skills Training
  • Participate in cohort-based, instructor-led training sessions and case studies
  • Learn core underwriting concepts, risk evaluation, pricing, and policy structure
  • Apply training directly in the office through hands-on underwriting experience alongside a dedicated mentor
  • Quote new business and renewal accounts from retail agents
  • Assist with servicing existing accounts, including endorsements, renewals, and policy changes
  • Prospect for new retail agency relationships and business opportunities
  • Conduct cold calls and attend agency visits
  • Build and maintain relationships with retail agents and carrier partners
  • Gain experience presenting products, negotiating terms, and positioning solutions
  • Continue developing underwriting judgment while expanding external-facing responsibilities

Phase 2: Business Development, Provisional Year
  • Begin building and managing an individual book of business
  • Develop and retain a client base while driving new revenue
  • Strengthen long-term agency and carrier relationships
  • Manage the end-to-end lifecycle of accounts with increasing autonomy
  • Graduate from the program upon achieving established revenue targets

Phase 3: Post Graduation of Program (Production Underwriter)
  • Continue to grow and manage a personal book of business at Amwins
  • Prospect for new business by developing strong relationships with retail agents through both traditional and creative marketing strategies
  • Stay current on insurance company offerings and effectively leverage market opportunities to drive production
  • Identify and develop new business markets and/or lines of business using sales techniques rooted in trust and long-term relationship building
  • Mentor, train, and develop new team members to support sustained growth and performance

Key Responsibilities:
  • Drive new revenue through relationship-based sales with retail agents.
  • Get real-world training in sales strategy, negotiation, and market development.
  • Analyze risk and underwrite accounts across Commercial Lines
  • Leverage exclusive carrier relationships and state-of-the-art technology
  • Travel to industry events, build your network, and learn from the best in the business.
  • Mentor and manage your own team after completing the program

What We're Looking For:
  • Recent graduates (Bachelor's preferred) with fewer than 3 years of work experience
  • Less than 12 months of insurance experience
  • Competitive, goal-oriented individuals with a desire to excel in sales
  • Strong communicators who love solving problems and building relationships

What You'll Get:
  • Structured development path with clear milestones
  • Dedicated mentorship and leadership support
  • Opportunity to build a long-term career at Amwins upon program graduation
  • Base salary with unlimited income opportunity upon program graduation
  • Full benefits from day 1
  • Access to exclusive insurance markets and powerful tech to help you win

At Amwins, we win together - and have a good time doing it.

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