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Underwriter 1 Jobs (NOW HIRING)

Fnb Online

Business Banking Underwriter 1

Charlotte, NC · On-site

$60 - $80/hr

Business Banking Underwriter 1**Business Unit:** Credit**Reports to:** Business Banking Underwriting Team Leader**Position Overview:**Responsible for preparing financial analyses of current and ...

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Fnbcorp

Business Banking Underwriter 1

Charlotte, NC · On-site

Business Banking Underwriter 1 Business Unit: Credit Reports to: Business Banking Underwriting Team Leader Position Overview: Responsible for preparing financial analyses of current and prospective ...

Aoins

Commercial Lines Underwriter 1

Bedford, NH · On-site

Our Commercial Lines Underwriter 1 collaborates with assigned agencies to strengthen our relationships in order to create a consistent underwriting experience that agency partners can depend on. This ...

Aoins

Commercial Lines Underwriter 1

Westborough, MA · On-site

Our Commercial Lines Underwriter I is responsible for understanding and applying insurance coverage, rules and guidelines, as well as executing the underwriting decision-making process according to ...

Fnbcorp

Small Business Loan Underwriter

Pittsburgh, PA · Hybrid

Small Business Loan Underwriter 1 Business Unit: Retail Lending Reports To: Varies Based on Assignment Position Overview: This position description covers underwriting positions for Direct, Indirect ...

Homexpress Mortgage Corp

Underwriter

Tampa, FL

$70K - $80K/yr

Wholesale Underwriting: 1 year (Required) * Non-QM: 2 years (Required) Work Location: In person Additional Information All your information will be kept confidential according to EEO guidelines.

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Underwriter 1 information

See salary details

$32.5K

$78.9K

$139.5K

How much do underwriter 1 jobs pay per year?

As of Sep 3, 2026, the average yearly pay for underwriter 1 in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is the difference between Underwriter 1 vs Underwriter 2?

AspectUnderwriter 1Underwriter 2
Required CredentialsHigh school diploma or equivalent; some roles may require insurance licensesSame as Underwriter 1
Work EnvironmentOffice setting, often in insurance or financial companiesSimilar office environment, with increased responsibility
Employer & Industry UsageCommon in insurance, banking, and financial servicesSame industries, with Underwriter 2 typically handling more complex cases
Comparison Search IntentUnderstanding entry-level underwriting rolesLooking into more experienced underwriting positions

Underwriter 1 and Underwriter 2 roles are similar in credentials, work environment, and industry usage. The main difference lies in experience level and complexity of cases handled, with Underwriter 2 typically managing more complex or higher-value policies. Both roles serve as essential parts of the underwriting process in insurance and financial sectors.

Do underwriters make a lot of money?

Underwriters typically earn a median annual salary that varies by industry and experience, with many entry-level positions starting around $50,000 and experienced underwriters earning over $80,000. Salary can increase with certifications, specialized knowledge, and the complexity of the policies they evaluate. Compensation also depends on the employer and geographic location.

Is an underwriter 1 entry-level?

An Underwriter 1 position is typically considered an entry-level role in underwriting, often suitable for candidates with little to no prior experience. It usually involves basic underwriting tasks and may require some knowledge of insurance policies and risk assessment, with opportunities for skill development and advancement.

Is it hard to get a job in underwriting?

Getting a job as an underwriter can be competitive, often requiring relevant education, such as a degree in finance or related fields, and industry certifications like the Chartered Property Casualty Underwriter (CPCU). Strong analytical skills, attention to detail, and familiarity with underwriting software improve chances of employment in this field.

What is an Underwriter 1?

An Underwriter 1 is an entry-level insurance underwriter responsible for evaluating insurance applications, assessing risk, and determining coverage terms. They typically review documents, use underwriting guidelines, and may work under supervision while developing their skills in risk analysis and decision-making.
More about Underwriter 1 jobs

What cities are hiring for Underwriter 1 jobs?

Cities with the most Underwriter 1 job openings:

What states have the most Underwriter 1 jobs?

States with the most job openings for Underwriter 1 jobs include:

What job categories do people searching Underwriter 1 jobs look for?

The top searched job categories for Underwriter 1 jobs are:

Underwriter 1 jobs near you
Infographic showing various Underwriter 1 job openings in the United States as of August 2026, with employment types broken down into 95% Full Time, 2% Part Time, and 3% Contract. Highlights an 69% Physical, 11% Hybrid, and 20% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Mortgage Underwriter 1

Watertown Savings Bank

Watertown, NY • On-site

Full-time

Re-posted 11 hours ago

Job description

Description

Job Title: Mortgage Underwriter I

Location: Lending Center

Department: Personal Lending Department

Reports To: Andrew Boulter

Employment Type: Full Time

Position Summary
  • The Mortgage Underwriter I is responsible for reviewing and assessing residential mortgage loan applications to ensure adherence to established underwriting standards, regulatory requirements, and the Bank's policy. This role will evaluate borrower qualifications, analyze financial documentation, and work with the Loan Officer to determine the overall risk associated with each loan decision. The Mortgage Underwriter I will work with Loan Officer's and other origination staff to facilitate timely approvals while maintaining sound credit practices, compliance, and exceptional customer service.
Key Responsibilities
  • Review Mortgage and Home Equity application documentation for accuracy
  • Analyze borrowers' employment history, financials, credit reports, asset statements, liabilities, etc. to determine eligibility for financing
  • Underwrite loans in accordance with Bank Policy, State and Federal laws and regulations, and any other guidance issued by partner organizations of WSB
  • Identify and communicate application deficiencies to the Loan Officers
  • Maintain high level of service and professionalism both internally with coworkers and externally with customers
  • Monitor personal pipeline to ensure files are moving timely and efficiently
  • Perform other duties as assigned.
Required Qualifications
  • Skills: Attention to detail, communication, organization, problem-solving, technology proficiency

Requirements

1-2 years of lending or finance experience.

Apply