Experience underwriting one or more of the following: * Commercial Package * Commercial Property * Commercial Auto * General Liability * Excess/Umbrella Liability * Active Property & Casualty License
Experience underwriting one or more of the following: * Commercial Package * Commercial Property * Commercial Auto * General Liability * Excess/Umbrella Liability * Active Property & Casualty License
Non-QM Underwriter
Orlando, FL · On-site
Preferred Product Experience Experience underwriting one or more of the following loan types: * Bank Statement * DSCR (Debt Service Coverage Ratio) * Asset Depletion * P&L Only * Interest Only
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Non-QM Underwriter
Orlando, FL · On-site
Preferred Product Experience Experience underwriting one or more of the following loan types: * Bank Statement * DSCR (Debt Service Coverage Ratio) * Asset Depletion * P&L Only * Interest Only
Sr. Underwriter
San Diego, CA · On-site
$40.86 - $50.48/hr
May underwrite one or all of the following loan types: Conventional, Jumbo, FHA, 2013k, VA, and USDA based on lending authority levels (underwritten loans must meet all quality standards established ...
Sr. Underwriter
San Diego, CA · On-site
$40.86 - $50.48/hr
May underwrite one or all of the following loan types: Conventional, Jumbo, FHA, 2013k, VA, and USDA based on lending authority levels (underwritten loans must meet all quality standards established ...
Sr. Underwriter
San Diego, CA · Remote
$40.86 - $50.48/hr
May underwrite one or all of the following loan types: Conventional, Jumbo, FHA, 2013k, VA, and USDA based on lending authority levels (underwritten loans must meet all quality standards established ...
Sr. Underwriter
San Diego, CA · Remote
$40.86 - $50.48/hr
May underwrite one or all of the following loan types: Conventional, Jumbo, FHA, 2013k, VA, and USDA based on lending authority levels (underwritten loans must meet all quality standards established ...
CLU Senior Credit Underwriting Manager
Nashville, TN · On-site
$95K - $112K/yr
Experience in underwriting one or more specialty type loans experience * Ability to demonstrate a strong competency in underwriting CLU's most complex borrowers, guarantors and credits * Ability to ...
CLU Senior Credit Underwriting Manager
Nashville, TN · On-site
$95K - $112K/yr
Experience in underwriting one or more specialty type loans experience * Ability to demonstrate a strong competency in underwriting CLU's most complex borrowers, guarantors and credits * Ability to ...
Bachelor's Degree or equivalent combination of education and/or experience required. * 1+ years of life underwriting experience required. * Active pursuit or completion of a LOMA designation ...
Bachelor's Degree or equivalent combination of education and/or experience required. * 1+ years of life underwriting experience required. * Active pursuit or completion of a LOMA designation ...
Underwriter
Austin, TX · On-site
Foundation Risk Partners , one of the fastest growing insurance brokerage and consulting firm in the US, is adding an Underwriter to their Apartment Insurance Consultants team in Austin, TX. Summary:
Underwriter
Austin, TX · On-site
Foundation Risk Partners , one of the fastest growing insurance brokerage and consulting firm in the US, is adding an Underwriter to their Apartment Insurance Consultants team in Austin, TX. Summary:
CLU Senior Credit Underwriting Manager
Atlanta, GA · On-site
$94K - $112K/yr
Experience in underwriting one or more specialty type loans experience * Ability to demonstrate a strong competency in underwriting CLU's most complex borrowers, guarantors and credits * Ability to ...
CLU Senior Credit Underwriting Manager
Atlanta, GA · On-site
$94K - $112K/yr
Experience in underwriting one or more specialty type loans experience * Ability to demonstrate a strong competency in underwriting CLU's most complex borrowers, guarantors and credits * Ability to ...
CLU Senior Credit Underwriting Manager
Tupelo, MS · On-site
$93K - $110K/yr
Experience in underwriting one or more specialty type loans experience * Ability to demonstrate a strong competency in underwriting CLU's most complex borrowers, guarantors and credits * Ability to ...
CLU Senior Credit Underwriting Manager
Tupelo, MS · On-site
$93K - $110K/yr
Experience in underwriting one or more specialty type loans experience * Ability to demonstrate a strong competency in underwriting CLU's most complex borrowers, guarantors and credits * Ability to ...
CLU Senior Credit Underwriting Manager
Memphis, TN · On-site
$87K - $104K/yr
Experience in underwriting one or more specialty type loans experience * Ability to demonstrate a strong competency in underwriting CLU's most complex borrowers, guarantors and credits * Ability to ...
CLU Senior Credit Underwriting Manager
Memphis, TN · On-site
$87K - $104K/yr
Experience in underwriting one or more specialty type loans experience * Ability to demonstrate a strong competency in underwriting CLU's most complex borrowers, guarantors and credits * Ability to ...
Underwriter
Lansing, MI · On-site
Bachelor's Degree or equivalent combination of education and/or experience required. * 1+ years of life underwriting experience required. * Active pursuit or completion of a LOMA designation ...
Underwriter
Lansing, MI · On-site
Bachelor's Degree or equivalent combination of education and/or experience required. * 1+ years of life underwriting experience required. * Active pursuit or completion of a LOMA designation ...
CLU Senior Credit Underwriting Manager
Birmingham, AL · On-site
$92K - $109K/yr
Experience in underwriting one or more specialty type loans experience * Ability to demonstrate a strong competency in underwriting CLU's most complex borrowers, guarantors and credits * Ability to ...
CLU Senior Credit Underwriting Manager
Birmingham, AL · On-site
$92K - $109K/yr
Experience in underwriting one or more specialty type loans experience * Ability to demonstrate a strong competency in underwriting CLU's most complex borrowers, guarantors and credits * Ability to ...
Underwriter
Philadelphia, PA · On-site
Competencies/Technical Skills: * 1-2 years underwriting US admitted Ocean Marine Cargo * Demonstrated strong technical acumen in Ocean Marine Cargo line of business * Ability to adapt to changing ...
Underwriter
Philadelphia, PA · On-site
Competencies/Technical Skills: * 1-2 years underwriting US admitted Ocean Marine Cargo * Demonstrated strong technical acumen in Ocean Marine Cargo line of business * Ability to adapt to changing ...
Competencies/Technical Skills: * 1-2 years underwriting US admitted Ocean Marine Cargo * Demonstrated strong technical acumen in Ocean Marine Cargo line of business * Ability to adapt to changing ...
Competencies/Technical Skills: * 1-2 years underwriting US admitted Ocean Marine Cargo * Demonstrated strong technical acumen in Ocean Marine Cargo line of business * Ability to adapt to changing ...
CLU Senior Credit Underwriting Manager
Atlanta, GA · On-site
$140 - $190/hr
Experience in underwriting one or more specialty type loans experience * Ability to demonstrate a strong competency in underwriting CLU's most complex borrowers, guarantors and credits * Ability to ...
CLU Senior Credit Underwriting Manager
Atlanta, GA · On-site
$140 - $190/hr
Experience in underwriting one or more specialty type loans experience * Ability to demonstrate a strong competency in underwriting CLU's most complex borrowers, guarantors and credits * Ability to ...
Underwriter
Greenvale, NY · On-site
Develops rates, projections and recommends benefit changes based upon plan underwriting principles. 1. Monitors and analyzes underwriting performance based upon claims experience. 2. Utilizes ...
Underwriter
Greenvale, NY · On-site
Develops rates, projections and recommends benefit changes based upon plan underwriting principles. 1. Monitors and analyzes underwriting performance based upon claims experience. 2. Utilizes ...
Underwriter
Novato, CA · On-site
This individual is building their technical underwriting foundation across one or more specialty product areas while developing the broker relationships, analytical instincts, and risk judgment that ...
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Underwriter
Novato, CA · On-site
This individual is building their technical underwriting foundation across one or more specialty product areas while developing the broker relationships, analytical instincts, and risk judgment that ...
Underwriter
Austin, TX · On-site
Foundation Risk Partners , one of the fastest growing insurance brokerage and consulting firm in the US, is adding an Underwriter to their Apartment Insurance Consultants team in Austin, TX. Summary:
Underwriter
Austin, TX · On-site
Foundation Risk Partners , one of the fastest growing insurance brokerage and consulting firm in the US, is adding an Underwriter to their Apartment Insurance Consultants team in Austin, TX. Summary:
Underwriter
Mcpherson, KS · On-site
Summary Underwrite a profitable and growing book of business with acceptable loss and expense ... least one other insurance course within 48 months. * Successful completion of the Personal Lines ...
Underwriter
Mcpherson, KS · On-site
Summary Underwrite a profitable and growing book of business with acceptable loss and expense ... least one other insurance course within 48 months. * Successful completion of the Personal Lines ...
Underwriter
New York, NY · On-site
$122K - $130K/yr
One (1) year of experience must include: Reviewing transaction term sheets / structures and credit ... underwriting decisions. Applicants submit resumes at Please reference Job ID #26980189. EO Employer.
Underwriter
New York, NY · On-site
$122K - $130K/yr
One (1) year of experience must include: Reviewing transaction term sheets / structures and credit ... underwriting decisions. Applicants submit resumes at Please reference Job ID #26980189. EO Employer.
Underwriter 1 information
See salary details
$32.5K - $42.2K
5% of jobs
$42.2K - $52K
9% of jobs
$60.6K is the 25th percentile. Wages below this are outliers.
$52K - $61.7K
12% of jobs
$61.7K - $71.4K
20% of jobs
The median wage is $74.5K / yr.
$71.4K - $81.1K
12% of jobs
$87.7K is the 75th percentile. Wages above this are outliers.
$81.1K - $90.9K
25% of jobs
$90.9K - $100.6K
7% of jobs
$100.6K - $110.3K
3% of jobs
$110.3K - $120K
2% of jobs
$120K - $129.8K
2% of jobs
$129.8K - $139.5K
2% of jobs
$32.5K
$78.9K
$139.5K
How much do underwriter 1 jobs pay per year?
As of Aug 23, 2026, the average yearly pay for underwriter 1 in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.
What is the difference between Underwriter 1 vs Underwriter 2?
| Aspect | Underwriter 1 | Underwriter 2 |
|---|---|---|
| Required Credentials | High school diploma or equivalent; some roles may require insurance licenses | Same as Underwriter 1 |
| Work Environment | Office setting, often in insurance or financial companies | Similar office environment, with increased responsibility |
| Employer & Industry Usage | Common in insurance, banking, and financial services | Same industries, with Underwriter 2 typically handling more complex cases |
| Comparison Search Intent | Understanding entry-level underwriting roles | Looking into more experienced underwriting positions |
Underwriter 1 and Underwriter 2 roles are similar in credentials, work environment, and industry usage. The main difference lies in experience level and complexity of cases handled, with Underwriter 2 typically managing more complex or higher-value policies. Both roles serve as essential parts of the underwriting process in insurance and financial sectors.
Do underwriters make a lot of money?
Underwriters typically earn a median annual salary that varies by industry and experience, with many entry-level positions starting around $50,000 and experienced underwriters earning over $80,000. Salary can increase with certifications, specialized knowledge, and the complexity of the policies they evaluate. Compensation also depends on the employer and geographic location.
Is an underwriter 1 entry-level?
An Underwriter 1 position is typically considered an entry-level role in underwriting, often suitable for candidates with little to no prior experience. It usually involves basic underwriting tasks and may require some knowledge of insurance policies and risk assessment, with opportunities for skill development and advancement.
Is it hard to get a job in underwriting?
Getting a job as an underwriter can be competitive, often requiring relevant education, such as a degree in finance or related fields, and industry certifications like the Chartered Property Casualty Underwriter (CPCU). Strong analytical skills, attention to detail, and familiarity with underwriting software improve chances of employment in this field.
What is an Underwriter 1?
An Underwriter 1 is an entry-level insurance underwriter responsible for evaluating insurance applications, assessing risk, and determining coverage terms. They typically review documents, use underwriting guidelines, and may work under supervision while developing their skills in risk analysis and decision-making.
More about Underwriter 1 jobs
What cities are hiring for Underwriter 1 jobs?
Cities with the most Underwriter 1 job openings:
What states have the most Underwriter 1 jobs?
States with the most job openings for Underwriter 1 jobs include:
What job categories do people searching Underwriter 1 jobs look for?
The top searched job categories for Underwriter 1 jobs are:
Job description
Position Summary
Ryan Specialty National Programs is seeking an experienced and growth-oriented Program Underwriter to join our expanding Business Services & Contractors team.This role is responsible for underwriting, managing, and growing a profitable portfolio of specialized commercial insurance programs serving a diverse range of business service and contractor-focused industries, including staffing and workforce solutions organizations, janitorial and facility service providers, alarm and security contractors, fire protection companies, government service contractors, private investigation firms, and other niche commercial businesses.
The ideal candidate is more than a strong technical underwriter. They are proactive, relationship-oriented, commercially minded, and energized by the opportunity to build a business. They enjoy developing broker relationships, participating in market-facing activities, identifying growth opportunities, and taking on increasing responsibility as the portfolio continues to expand. This is an excellent opportunity for an ambitious underwriting professional seeking to make a meaningful impact within a growing specialty insurance platform.
What will your job entail?
Underwriting & Portfolio Management
- Evaluate, price, and underwrite new and renewal business within delegated underwriting authority.
- Analyze exposures, loss experience, financial information, operations, and risk characteristics.
- Determine appropriate pricing, coverage structure, terms, conditions, and endorsements.
- Maintain profitability, retention, and growth objectives across assigned programs.
- Monitor portfolio performance and identify emerging trends, opportunities, and areas of concern.
- Ensure underwriting decisions align with carrier guidelines, program objectives, and profitability targets.
- Build and maintain strong relationships with wholesale brokers, retail agents, and carrier partners.
- Serve as a trusted resource regarding appetite, coverage solutions, underwriting strategy, and market conditions.
- Conduct agency visits, broker meetings, and customer presentations.
- Identify opportunities to expand distribution relationships and increase program visibility.
- Represent Ryan Specialty National Programs at conferences, industry events, and marketing initiatives.
- Partner with leadership on program development and strategic growth initiatives.
- Assist in evaluating new classes of business and market opportunities.
- Contribute to underwriting guideline development and process improvements.
- Support mentoring and development of junior underwriting talent.
- Play an active role in building the long-term success of the portfolio and platform.
- 5+ years of commercial P&C underwriting experience.
- Experience underwriting one or more of the following:
- Commercial Package
- Commercial Property
- Commercial Auto
- General Liability
- Excess/Umbrella Liability
- Active Property & Casualty License
- Strong analytical, financial, and risk assessment capabilities.
- Proven ability to manage a profitable book of business.
- Excellent communication and relationship-building skills.
- Ability and willingness to travel for broker, agency, and customer meetings.
- MGA, MGU, delegated authority, program business, or E&S underwriting experience.
- Experience working with wholesale distribution channels.
- Prior business development or production underwriting experience.
- Knowledge of service industry and contractor-focused risks.
- CPCU, AU, ARM, or similar professional designation.
- Prior mentoring, coaching, or informal leadership experience.
Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization.Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression,sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners,and communities.This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.
How We Support Our TeammatesRyan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them - and their family members - achieve their physical, financial, and emotional well-being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more.
The target salary range for this position is $140,000.00 - $175,000.00 annually.The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website https://benefits.ryansg.com/.
We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at HR@Ryansg.com
The above is intended to describe this job's general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.