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Entry Level Underwriter Jobs in Virginia (NOW HIRING)

Auto Owners Insurance Company

Underwriter

Forest, VA

$49K - $73K/yr

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated entry-level Underwriting professional to join our team. The position requires the person to: * Learn various insurance ...

Auto-Owners Insurance

Underwriter

Forest, VA · On-site

$49K - $73K/yr

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated entry-level Underwriting professional to join our team. The position requires the person to: * Learn various insurance ...

Spieldenner Financial Group

Entry Level Sales

Richmond, VA · On-site

$10K - $20K/mo

Administrative: 2 hours per week: following up with insurance carriers to facilitate client applications through underwriting Qualifications: We are looking for coachable, challenge-seeking, self ...

Ryan Specialty

Data Analyst

Richmond, VA

$62K/yr

This entry-level role is ideal for a recent graduate with strong technical skills who can ... Experience with Coding language in Python Experience in underwriting analysis. Statistical analysis ...

Ryan Specialty

Data Analyst

Richmond, VA · On-site

$62K/yr

This entry-level role is ideal for a recent graduate with strong technical skills who can ... Experience with Coding language in Python Experience in underwriting analysis. Statistical analysis ...

TEKsystems

Mortgage Closer (WCC)

Winchester, VA

$19.88/hr

Ensure credit, underwriting and property conditions have been satisfied prior to closing * Evaluate ... Entry Level Job Type & Location This is a Contract to Hire position based out of Winchester, VA.

New

Locus

Operations Clerk

Richmond, VA

$45K - $49K/yr

The Operations Clerk is an entry-level position that supports the daily functions of the Loan ... Invoicing for Underwriting fees Guarantee Closings for Credit Enhancement Programs * Collect ...

Virginia Community Capital

Operations Clerk

Richmond, VA · On-site

$45K - $49K/yr

The Operations Clerk is an entry-level position that supports the daily functions of the Loan ... Invoicing for Underwriting fees Guarantee Closings for IIS Team * Collect documents needed using ...

Locus

Operations Clerk

Henrico, VA · On-site

$45K - $49K/yr

The Operations Clerk is an entry-level position that supports the daily functions of the Loan ... Invoicing for Underwriting fees Guarantee Closings for Credit Enhancement Programs * Collect ...

TEKsystems

Mortgage Closer (WCC)

Winchester, VA

$19.88/hr

Ensure credit, underwriting and property conditions have been satisfied prior to closing * Evaluate ... Entry Level Job Type & Location This is a Contract to Hire position based out of Winchester, VA.

New

All JobsUnderwriter JobsEntry Level Underwriter JobsEntry Level Underwriter Jobs in Virginia

Entry Level Underwriter information

See Virginia salary details

$32.2K

$78.2K

$138.3K

How much do entry level underwriter jobs pay per year?

As of Aug 1, 2026, the average yearly pay for entry level underwriter in Virginia is $78,202.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,500.00 and $86,300.00 per year, depending on experience, location, and employer.

What are some common challenges faced by entry level underwriters, and how can they overcome them?

Entry level underwriters often face challenges such as learning complex risk assessment criteria, adapting to industry-specific software, and balancing accuracy with efficiency under tight deadlines. To overcome these challenges, it's helpful to seek mentorship from experienced colleagues, participate in training sessions, and regularly review feedback on your work. Building strong communication skills is also key, as underwriters frequently collaborate with agents, brokers, and other team members to clarify details and ensure thorough evaluations.

What Does an Entry-Level Underwriter Do?

As an entry-level underwriter, you analyze insurance or mortgage applications to determine premiums and coverage amounts. You research and talk to banks, medical personnel, or other field representatives to get further information before extending loans or coverage. You use set criteria to screen applicants for the products and services that you offer. Other duties and responsibilities include determining a person’s risk for loans or insurance, making the decision to provide what they are asking for, and working to assist the people applying and the companies offering coverage and financial items.

What are the key skills and qualifications needed to thrive as an Entry Level Underwriter, and why are they important?

To thrive as an Entry Level Underwriter, you need strong analytical skills, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, spreadsheets, and risk assessment tools is typically required. Excellent communication, organizational skills, and the ability to work collaboratively are important soft skills for this role. These competencies ensure accurate risk evaluation, effective decision-making, and smooth coordination with clients and internal teams.

What does an entry level underwriter do?

An entry level underwriter evaluates loan, insurance, or mortgage applications to determine the risk of insuring a client or approving a loan. They review documents, verify information, and use guidelines set by their company to make decisions. Typically, they work under the supervision of senior underwriters and receive on-the-job training to learn about risk assessment, industry regulations, and company policies. Entry level underwriters play a vital role in helping financial institutions minimize risk while providing services to clients.
More about Entry Level Underwriter jobs
What are the most commonly searched types of Underwriter jobs in Virginia? The most popular types of Underwriter jobs in Virginia are:
What are popular job titles related to Entry Level Underwriter jobs in Virginia? For Entry Level Underwriter jobs in Virginia, the most frequently searched job titles are:
What job categories do people searching Entry Level Underwriter jobs in Virginia look for? The top searched job categories for Entry Level Underwriter jobs in Virginia are:
What cities in Virginia are hiring for Entry Level Underwriter jobs? Cities in Virginia with the most Entry Level Underwriter job openings:
Entry Level Underwriter jobs near you
Infographic showing various Entry Level Underwriter job openings in Virginia as of July 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $78,202 per year, or $37.6 per hour.

Underwriter

Auto Owners Insurance Company

Forest, VA

$49K - $73K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 22 days ago

Job description

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.

Job Description

We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, this specific role could have the flexibility to work from home up to 3 days per week.

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated entry-level Underwriting professional to join our team. The position requires the person to:

  • Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions.
  • Become familiar with company policies, manuals, forms and endorsements in order to understand their meaning and use.
  • Analyze loss experience, financial conditions and physical characteristics of risks.
  • Acquire a working knowledge of supporting sections of the underwriting department.
  • Effectively communicate with independent agents and other employees through verbal and/or written means.

Desired Skills & Experience

  • Bachelor's degree or equivalent experience
  • Ability to organize data, multi-task and make decisions independently
  • Above-average communication skills (written and verbal)
  • Ability to resolve complex issues
  • An interest in developing product knowledge through participation in approved educational programs

Compensation

Auto-Owners offers a generous compensation package. For this position, the anticipated annualized starting base pay range is $49,000.00 - $73,000.00. Other components of the compensation package include benefit dollars used to purchase certain benefits and several bonus opportunities.

Benefits

Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent benefits package. Along with a matched 401(k), fully funded pension plan (once vested), Auto-Owners offers medical, prescription, dental and vision insurance; associate, spouse and child life insurance; supplemental sick pay; long term disability; health care flexible spending accounts and dependent care flexible spending accounts. Additional benefits include: generous paid time off including holidays, vacation days, personal time, sick leave and parental leave; adoption assistance; discounts on personal insurance; education matching gift program, a student loan assistance program and a gym membership and fitness class reimbursement program. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!

Equal Employment Opportunity

Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.

*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.

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