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Associate Underwriter Jobs in Virginia (NOW HIRING)

Kinsale Insurance

Associate Underwriter

Richmond, VA

$65K - $80K/yr

About the Role As an Associate Underwriter, you'll start on the ground floor of an exciting, analytical, and fast-paced profession. Underwriting blends research, data analysis, and decision-making to ...

Kinsale Insurance

Associate Underwriter

Richmond, VA · On-site

$65K - $80K/yr

About the Role As an Associate Underwriter, you'll start on the ground floor of an exciting, analytical, and fast-paced profession. Underwriting blends research, data analysis, and decision-making to ...

Berkley

Underwriter II

Glen Allen, VA · Remote

A minimum of one to two (1-2) years of experience as an Associate Underwriter. * Excess and Surplus lines background is beneficial. * Basic knowledge of computer programs in a Windows environment ...

Berkley

Underwriter II

Glen Allen, VA · Remote

A minimum of one to two (1-2) years of experience as an Associate Underwriter. * Excess and Surplus lines background is beneficial. * Basic knowledge of computer programs in a Windows environment ...

Berkley

Underwriter II

Glen Allen, VA · On-site

A minimum of one to two (1-2) years of experience as an Associate Underwriter. * Excess and Surplus lines background is beneficial. * Basic knowledge of computer programs in a Windows environment ...

Berkley

Senior Underwriter, Excess

Glen Allen, VA · On-site

$91K - $108K/yr

Functions as referral authority for Associate Underwriters and Underwriters. * Leverage skills and expertise outside of desk responsibilities, including participation in marketing/public speaking ...

New

Berkley

Senior Underwriter, Excess

Glen Allen, VA

$91K - $108K/yr

Functions as referral authority for Associate Underwriters and Underwriters. * Leverage skills and expertise outside of desk responsibilities, including participation in marketing/public speaking ...

New

Berkley

Senior Underwriter, Excess

Glen Allen, VA

$91K - $108K/yr

Functions as referral authority for Associate Underwriters and Underwriters. * Leverage skills and expertise outside of desk responsibilities, including participation in marketing/public speaking ...

New Horizon Bank

Underwriter

Richmond, VA · On-site

$75K - $95K/yr

Collaborate with Bank associates and partners to address risk issues, communicate review schedules ... Ensure all underwriting decisions align with the bank's credit policies and procedures. Business ...

The Hartford

Captives Underwriter

Alexandria, VA · Hybrid

$124K - $199K/yr

Demonstrates excellent working relationships with all internal business associates leading to a ... Construction underwriting experience desirable * Experience with Captive insurance programs is ...

Auto-Owners Insurance

Underwriter

Forest, VA · On-site

$49K - $73K/yr

Our group of caring associates create financial security by helping individuals and businesses make ... Acquire a working knowledge of supporting sections of the underwriting department. * Effectively ...

Auto Owners Insurance Company

Underwriter

Forest, VA · On-site

$49K - $73K/yr

Our group of caring associates create financial security by helping individuals and businesses make ... Acquire a working knowledge of supporting sections of the underwriting department. * Effectively ...

Brookfield

Senior Underwriter

Richmond, VA

$97K - $115K/yr

Associate or bachelor'sdegree preferred but not required.Equivalent experience considered in place of collegiate studies. * Six to eight years of underwriting experience, or equivalent P&C industry ...

Brookfield

Sr Underwriter

Richmond, VA

$7.5K - $110K/yr

Associate or bachelor'sdegree preferred but not required.Equivalent experience considered in place of collegiate studies. * Six to eight years of underwriting experience, or equivalent P&C industry ...

NC SECU

Four-year degree, CCUE Certification, or associate degree via the North Carolina College Transfer Program (NC-CTP). * Minimum of two (2) years of experience in mortgage lending, direct underwriting ...

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Showing results 1-20

All JobsAssociate Underwriter JobsAssociate Underwriter Jobs in Virginia

Associate Underwriter information

See Virginia salary details

$32.2K

$78.2K

$138.3K

How much do associate underwriter jobs pay per year?

As of Jul 20, 2026, the average yearly pay for associate underwriter in Virginia is $78,202.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,500.00 and $86,300.00 per year, depending on experience, location, and employer.

Is underwriting an entry-level position?

Associate underwriters are often considered entry-level roles in the insurance and finance industries, typically requiring a bachelor's degree and some related internship or work experience. These positions involve evaluating risks, analyzing data, and may require knowledge of underwriting software. Advancement usually depends on experience, performance, and additional certifications such as the Chartered Property Casualty Underwriter (CPCU).

Is underwriting a high paying career?

Associate underwriters typically earn competitive salaries that can increase with experience, certifications, and specialization. While salaries vary by industry and location, underwriting is generally considered a stable and well-paying career within the insurance and finance sectors.

What is the difference between Associate Underwriter vs Underwriting Assistant?

AspectAssociate UnderwriterUnderwriting Assistant
CredentialsBachelor's degree often required; industry certifications beneficialHigh school diploma or equivalent; some roles prefer associate's degree
Work EnvironmentAnalyzing risk, making underwriting decisions, collaborating with underwritersSupporting underwriting team, data entry, document management
Employer & Industry UsageInsurance companies, brokers, and underwriting firmsInsurance companies, underwriting departments, administrative support

The Associate Underwriter typically handles risk analysis and decision-making, requiring more specialized knowledge and certifications. In contrast, the Underwriting Assistant provides administrative support, focusing on data management and assisting underwriters. Both roles are essential in the underwriting process but differ in responsibilities and required qualifications.

What are the key skills and qualifications needed to thrive as an Associate Underwriter, and why are they important?

To thrive as an Associate Underwriter, you need a strong understanding of risk assessment, analytical abilities, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, statistical analysis tools, and knowledge of industry regulations are commonly required. Attention to detail, effective communication, and time management are vital soft skills for excelling in this position. These skills are important for making sound risk decisions, ensuring compliance, and supporting the overall profitability of the organization.

What are some common challenges faced by Associate Underwriters, and how can they be addressed?

Associate Underwriters often encounter challenges such as balancing workload during peak periods, ensuring accuracy in risk assessments, and adapting to evolving underwriting guidelines. Effective time management and strong organizational skills can help manage a high volume of applications. Additionally, staying current with industry regulations and seeking guidance from senior underwriters or mentors can enhance decision-making skills and confidence in evaluating complex cases.

What does an Associate Underwriter do?

An Associate Underwriter assists in evaluating and analyzing the risks involved in insuring people and assets. They typically review applications, examine supporting documents, and help determine the appropriate coverage and premiums under the supervision of a senior underwriter. This role often involves data entry, risk assessment, and communication with agents or brokers. Associate Underwriters are essential in ensuring that insurance policies are issued in accordance with company guidelines and industry regulations.

What do associate underwriters make?

Associate underwriters typically earn a salary ranging from $50,000 to $70,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced associates or those in specialized fields can earn higher compensation, often supplemented with bonuses or incentives.

What is the role of an associate underwriter?

An associate underwriter assists in evaluating insurance applications by analyzing risk factors, reviewing policy details, and supporting senior underwriters. They often use underwriting software and need strong analytical skills to help determine policy terms and pricing within established guidelines.
What are the most commonly searched types of Underwriter jobs in Virginia? The most popular types of Underwriter jobs in Virginia are:
What are popular job titles related to Associate Underwriter jobs in Virginia? For Associate Underwriter jobs in Virginia, the most frequently searched job titles are:
What job categories do people searching Associate Underwriter jobs in Virginia look for? The top searched job categories for Associate Underwriter jobs in Virginia are:
What cities in Virginia are hiring for Associate Underwriter jobs? Cities in Virginia with the most Associate Underwriter job openings:
Associate Underwriter jobs near you
Infographic showing various Associate Underwriter job openings in Virginia as of July 2026, with employment types broken down into 1% As Needed, 67% Full Time, 30% Part Time, 1% Temporary, and 1% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $78,202 per year, or $37.6 per hour.
Associate Underwriter

Associate Underwriter

Kinsale Insurance

Richmond, VA

$65K - $80K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 15 days ago

Job description

Launch Your Career in Underwriting with a Top-Performing E&S Insurer

Are you a recent college graduate or career changer ready to build a rewarding future in insurance? Join Kinsale Insurance, a leading excess and surplus (E&S) lines carrier headquartered in Richmond, VA. We’re known for our high-quality, high-touch approach and our innovative, personalized solutions that help clients manage complex risks.

At Kinsale, we believe in empowering our people. Every member of our team takes ownership of their work, makes meaningful decisions, and contributes to our continued growth and success — all from our new, state-of-the-art office in Richmond.

About the Role

As an Associate Underwriter, you’ll start on the ground floor of an exciting, analytical, and fast-paced profession. Underwriting blends research, data analysis, and decision-making to evaluate risks and shape business outcomes. You’ll work alongside experienced professionals who will train and mentor you — no prior underwriting experience required.

What You’ll Do

A typical day in this role might include:

  • Analyzing and evaluating commercial insurance submissions to assess risk and ensure profitability.
  • Collaborating with senior underwriters and management on account strategies and recommendations.
  • Building relationships with producers and brokers through communication and marketing efforts.
  • Reviewing and classifying risks, determining appropriate coverage, rates, and premiums.
  • Contributing to innovation, helping develop new products, forms, and coverage solutions.
  • Monitoring performance metrics to ensure production goals and profitability are met.

Each day offers new challenges, learning opportunities, and the satisfaction of making informed, impactful business decisions.

What You Bring

  • Bachelor’s degree or equivalent experience preferred.
  • Strong analytical, organizational, and communication skills.
  • Proficiency in Excel, Outlook, Word, and data-driven decision-making tools.
  • A team-oriented, entrepreneurial mindset with curiosity and initiative.
  • Prior experience or internships demonstrating sound judgment, quantitative ability, and growth potential.
  • Aptitude for leveraging AI tools and emerging technologies to enhance productivity and decision-making.
  • Advanced Excel skills (PivotTables, VLOOKUPs) and negotiation experience are a plus.

Why You’ll Love Working at Kinsale

  • Competitive Pay & Bonus Opportunities – Rewarding performance and initiative.
  • Comprehensive Benefits – Health, dental, and vision insurance with up to $3,600 (individual) or $7,000 (family) in HSA contributions per year.
  • Work-Life Balance – Generous paid time off including 22 days of PTO and 10 paid company holidays.
  • Career Growth – Clear promotion paths, mentorship, and ongoing professional development.
  • Retirement & Security – Up to 6% matching 401(k) contributions on base salary and bonus, standard life insurance, and disability coverage.
  • Continuous Learning – Annual $3,000 reimbursement for educational training and certifications.

Integrity & Responsibility

Kinsale values strong financial responsibility. A credit check will be conducted as a part of the selection process for roles that require sound judgement, trustworthiness, or access to sensitive information.

Ready to Apply?

If you’re motivated, analytical, and eager to learn, this is your opportunity to start an exciting career in underwriting. Join Kinsale Insurance and grow in a company that rewards initiative, collaboration, and excellence.

Apply today and start building your future with us!

Salary Range: $65,000 - $80,000
This posted range is our best estimate; starting salaries may vary. Additionally, the posted range reflects only base salary and does not include annual bonuses, benefits, or reimbursements.  

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